Narendra Rapeti Introduction Geographical profile Presence of named risks and their intensities Presence of disaster management polices Inferences drawn Role of suitable insurance Road ahead… Major coastal risks – South East - India : Cyclone, Flood, Storm, Tsunami, Earthquake, Drought. Cyclone : is an area of closed, circular fluid motion Flood : Storm : rotating in the same direction as the Earth is an overflow or accumulation of an expanse of water that submerges land is any disturbed state of an astronomical body's atmosphere, especially affecting its surface, and strongly implying severe weather. It may be marked by strong wind, thunder and lightning (a thunderstorm), heavy precipitation, such as ice (ice storm), or wind transporting some substance through the atmosphere (as in a dust storm, snowstorm, hailstorm, etc). Tsunami : is a series of water waves (called a tsunami wave train) that is caused by the displacement of a large volume of a body of water, such as an ocean Earthquake : (also known as a tremor or temblor) is the result of a sudden release of energy in the Earth's crust that creates seismic waves Drought : is an extended period of months or years when a region notes a deficiency in its water supply. Generally, this occurs when a region receives consistently below average precipitation.