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Ease of Access Performance Based Healthcare Employee Engagement HITECH Data Analytics HITECH/Go Green Communication Membership Benefit Overview Plan Year 2014-2015 IEBP Champions the Integrity of the Healthcare Dollar by Optimized Efficient Performance Based Outcome Personal Touch 1 Dedicated to Service for Over 30 Years Board of Trustees: 2014-2015 Plan Year Trustees at Large Appointed by Chair Bill Storey Dr. Lew White Mike Slye Glen Metcalf Richard Browning Larry Fields Michael Smith City of Margaret Burkett Jacksboro City of The Colony Eddie Edwards City of Borger Gayle Sims City of Waxahachie Chairman David Riley City of Idalou Brenda Samford City of Carthage Connie Standridge City of Corsicana Dru Gravens City of Crane Ex-officio Trustees Bennett Sandlin Terry Henley Andres Garza Dr. Joseph Arisco City of Groves Glen Johnson Mayor of Port Neches October 2014 Initial Meeting Sept 2014 Vice Chairman James Stokes City of Deer Park Stephen Haynes City of Brownwood Joe Cardenas City of Uvalde Vic Barnett City of Caldwell Joe Hermes City of Edna Jorge Arcaute City of Alton 2 Dedicated to Service for Over 30 Years Rerate Letter PATIENT PROTECTION AFFORDABLE CARE ACT (PPACA) BENEFIT DISTRIBUTION TIMELINE REQUIREMENT: • Benefit Distribution thirty (30) days prior to new coverage year • Must distribute SBCs to plans within seven (7) business days after negotiations are finished and policies set • Special Enrollees must receive information within ninety (90) days of enrollment DEDICATED TO SERVICE and Managing the Integrity of the Healthcare Dollar by Optimized Efficient Performance Based Outcome MEMORANDUM TO: DATE: RE: TML MultiState IEBP Pool/Mini-Pool Members May 2014 2014-2015 Plan Year Renewal Investment Earnings, Rate Increase, and Equity Offset Membership Equity Return Reserve booked adjustment Investment Income Net Income from prior plan year Average Rate Increase Projected Claim Utilization Administrative Cost Administrative Cost with fees Medical Trend Prescription Trend Stop Loss Trend PPACA Administrative Fee *Budgeted 2014-2015 $806,891 $2,000,000.00 $2,235,939* $806,891 6.8% $146,241,899.54 10.65% 16.74% 6% 8% 30% 1.4% plus Federal Liaison: $175,000 2013-2014 $5,288,203 $2,066,042 $3,183,804 $1,245,429 4.5% $134,028,025.18 10.41% 16.89% 7% 9% 30% 1.88% plus Federal Liaison: $175,000 3 2012-2013 $3,055,684 $2,247,466 $2,974,554 4.7% $120,872,471 10.52% 17.28% 7% 10% 30% Dedicated to Service for Over 30 Years Rerate Letter High Dollar Claim Review - 2013-2014: 10.2% $ Amount (in Millions) Number of Potential Covered Individuals 2.0 1 2.25 $2.5 1 2 $2.75 1 $3.0 1 $3.5 1 $4.5 $4.7 1 $5.5 1 Pool Membership Rate Overview TML MultiState IEBP understands the impact of today’s economy and the challenges confronting our Members. 2014-2015 TML MultiState IEBP Equity Return $806,891 | Average Rate Increase 6.8% 2% of Member did NOT get a rate increase 7% of Members received a decrease in rates 38% of Member had an increase under 5% 28% of Members had an increase between 5-10% 5% of Members had an increase between 11-15% 20% of Members had an increase over 15% 2013-2014 TML MultiState IEBP Equity Return $5,288,203 | Average Rate Increase 4.5% 2012-2013 2011-2012 3.4 million TML MultiState IEBP 797 Political Subdivisions depend investment income offset the cost on TML MultiState IEBP to provide YOUR healthcare | Average Rate value based employee benefits Increase 4.7% and rate stability. 48% of Member did NOT get 26% of Member did NOT get 46% of Member did NOT get a rate increase a rate increase a rate increase 6% of Members received a 7% of Members received a 5% of Members received a decrease in rates decrease in rates decrease in rates 19% of Member had an increase 16% of Member had an increase 26% of Member had an increase under 5% under 5% under 5% 9% of Members had an increase between 5-10% 4% of Members had an increase between 11-15% 29% of Members had an increase between 5-10% 9% of Members had an increase between 11-15% 14% of Members had an increase over 15% 13% of Members had an increase over 15% 4 6% of Members had an increase between 5-10% 17% of Members had an increase between 5-15% Dedicated to Service for Over 30 Years Employee Ease to Healthcare Transparency Electronic Friendly Benefit Management Resources MyBenefits on Demand Electronic EOB MyMobileMe Electronic claim information interface IEBP Website Timeliness and accuracy of annual eligibility audit Prescription RePortal Teach & Learn Library Mobile Applications 5 Dedicated to Service for Over 30 Years MyBenefits on Demand Order Form 6 Dedicated to Service for Over 30 Years Employee Sensitivity to Out of Pocket Management Minimize Out of Pocket Spend for Covered Individual Provider Medicare Secondary Payer Clinical Protocol Electronic Fund Transfers ACH Virtual Card Enhancement of Electronic Payment Solutions Provider Coding Guidelines Privacy Practices Supplemental Benefits EAP Face to Face Tele-counseling Supplemental Benefits Cancer Critical Care Accident Access to Online Enrollment Navigators 7 Dedicated to Service for Over 30 Years Provider Pricing Transparency Compass: Jim Landers [email protected] Healthcare Economics Knee Surgery Hospital, Surgeon, Anesthesiologist: For each knee the bill came to roughly $32,000. Michael Toomey, president of Compass Care Engineering in Dallas states for Dallas average is between $42,000 and $43,000. Government Accountability Office report covering a small sample of hospitals found that one knew replacement was $5,200 while another paid $9,500 for the same device. Prices seem to run between $2,000 and $16,000 for the device. Compass uses the fair health repricing table. IEBP strongly believes in repricing transparency. We engaged with Optum and will offer the membership a transparency tool attached to a professional health coach 10.1.14. Provider Transparency 21 Care Paths and 52 procedures Pricing transparency is key, but performance based outcome is the deliverable. Due to co-morbidities, personal preferences and performance based outcome steerage the IEBP professional health coaches will work with your employees within twenty-once care paths. On the above care path, the IEBP data per the UnitedHealthcare Choice Plus network states for total knew replacement the facility fees range from $7,466 to $42,319. Baylor fees are $18,952. 8 Dedicated to Service for Over 30 Years Care Path Variances in Pricing Market Austin Care Path Name Service Name Total Hip Replacement Major Joint Replacement Total HIp Replacement (THR) Physical Therapy Visit Charge No. of Providers/Facilities 14 50 30 Minimum Median $10,792 $15,850 $1,127 $2,327 $280 $1,720 Dallas Total Hip Replacement Major Joint Replacement Total HIp Replacement (THR) Physical Therapy Visit Charge 61 110 79 $7,466 $1,446 $260 $25,576 $40,099 $1,735 $2,331 $1,640 $2,250 $42,319 $3,634 $3,650 Houston Total Hip Replacement Major Joint Replacement Total HIp Replacement (THR) Physical Therapy 42 82 55 $9,796 $1,169 $138 $20,654 $27,868 $1,408 $2,042 $630 $1,698 $49,878 $3,263 $1,890 San Antonio Total Hip Replacement Major Joint Replacement Total HIp Replacement (THR) Physical Therapy Visit Charge 20 35 23 $9,740 $1,123 $310 $19,931 $21,799 $1,504 $2,821 $1,280 $2,050 $25,280 $3,750 $2,230 West Texas Total Hip Replacement Major Joint Replacement Total HIp Replacement (THR) Physical Therapy Visit Charge 8 12 14 $16,580 $1,955 $600 $21,864 $23,131 $2,000 $2,140 $1,040 $2,060 $23,131 $2,666 $2,550 East Texas 11 29 24 $6,400 $1,333 $290 $15,582 $30,612 $2,408 $3,171 $1,140 $2,220 $98,319 $3,171 $3,990 Total Hip Replacement Major Joint Replacement Total HIp Replacement (THR) Physical Therapy Visit Charge 9 90th Percentile Maximum $22,819 $22,819 $2,779 $2,779 $2,220 $3,700 Dedicated to Service for Over 30 Years Care Path Variances in Pricing Market Austin Dallas Houston Care Path Name Service Name 'Back Pain - Lumbar Spinal Fusion - Except Cervical Spine Laminectomy Fusion of two vertebrae in the lumbar spine Anesthesia for extensive spine and spinal cord surgery Physical Therapy Visit Charge Lumbar Laminectomy; removal of bone or bone spurs in lower back Wiring of Vertebrae to Support Spine No. of Providers/ 90th Facilities Minimum Median Percentile Maximum 10 $15,699 $30,423 $32,111 $32,111 35 3 30 7 $1,524 $2,067 $252 $1,239 $2,226 $2,179 $1,548 $1,406 $2,889 $2,292 $1,998 $1,572 $3,078 $2,292 $3,330 $1,572 38 $734 $1,090 $1,373 $1,463 'Back Pain - Lumbar Spinal Fusion - Except Cervical Spine Laminectomy Anesthesia for extensive spine and spinal cord surgery Fusion of two vertebrae in the lumbar spine Physical Therapy Visit Charge Lumbar Laminectomy; removal of bone or bone spurs in lower back Wiring of Vertebrae to Support Spine 43 $23,770 $47,855 $93,641 $106,302 20 86 79 11 $1,370 $1,605 $234 $1,211 $2,362 $1,925 $1,476 $1,440 $3,494 $4,026 $2,025 $2,760 $6,765 $4,756 $3,285 $3,018 93 $739 $927 $2,409 $2,409 'Back Pain - Lumbar Spinal Fusion - Except Cervical Spine Laminectomy Anesthesia for extensive spine and spinal cord surgery Fusion of two vertebrae in the lumbar spine Physical Therapy Visit Charge Lumbar Laminectomy; removal of bone or bone spurs in lower back Wiring of Vertebrae to Support Spine 19 $7,317 $35,374 $46,954 $47,490 17 55 69 12 $1,485 $1,114 $225 $817 $1,931 $1,552 $1,332 $1,014 $2,626 $2,420 $2,556 $1,693 $2,940 $4,372 $3,312 $1,693 37 $564 $755 $1,124 $1,127 10 Dedicated to Service for Over 30 Years Care Path Variances in Pricing Market Care Path Name Service Name San Antonio 'Back Pain - Lumbar Spinal Fusion - Except Cervical Spine Laminectomy Fusion of two vertebrae in the lumbar spine Anesthesia for extensive spine and spinal cord surgery Lumbar Laminectomy; removal of bone or bone spurs in lower back Physical Therapy Visit Charge Wiring of Vertebrae to Support Spine No. of Providers/ 90th Facilities Minimum Median Percentile Maximum 9 $36,645 $52,069 $52,069 $52,069 27 3 6 $1,229 $1,623 $1,042 $1,767 $2,197 $1,706 $1,729 $1,275 $1,605 $2,984 $1,729 $1,605 23 34 $279 $612 $1,152 $1,845 $856 $1,109 $2,007 $1,109 West Texas 'Back Pain - Lumbar Spinal Fusion - Except Cervical Spine Laminectomy Fusion of two vertebrae in the lumbar spine Anesthesia for extensive spine and spinal cord surgery Lumbar Laminectomy; removal of bone or bone spurs in lower back Wiring of Vertebrae to Support Spine 5 $33,424 $42,222 $43,099 $43,099 10 3 3 $1,229 $1,707 $1,521 $2,075 $3,050 $1,714 $1,928 $1,521 $1,521 $3,304 $1,928 $1,521 11 $1,051 $1,283 $1,378 $1,674 East Texas 5 $8,274 $30,487 $54,700 $54,700 11 3 $1,460 $1,930 $2,685 $2,920 $1,930 $1,930 $2,920 $1,930 16 24 $739 $261 $1,378 $1,498 $1,026 $1,998 $1,498 $3,591 'Back Pain - Lumbar Spinal Fusion - Except Cervical Spine Laminectomy Fusion of two vertebrae in the lumbar spine Lumbar Laminectomy; removal of bone or bone spurs in lower back Wiring of Vertebrae to Support Spine Physical Therapy Visit Charge 11 Dedicated to Service for Over 30 Years Care Path Variances in Pricing Market Austin Care Path Name 'Knee Arthroscopy With Meniscectomy No. of Providers/ 90th Facilities Minimum Median Percentile Maximum 31 $1,600 $2,746 $7,424 $7,424 Service Name Operating Room Services Knee Arthroscopy with Meniscus Repair 88 Dallas 'Knee Arthroscopy With Meniscectomy 93 Operating Room Services Knee Arthroscopy with Meniscus Repair 243 Houston 'Knee Arthroscopy With Meniscectomy 63 Operating Room Services Knee Arthroscopy with Meniscus Repair 169 San Antonio 'Knee Arthroscopy With Meniscectomy 20 Operating Room Services Knee Arthroscopy with Meniscus Repair 64 West Texas 'Knee Arthroscopy With Meniscectomy 8 Operating Room Services Knee Arthroscopy with Meniscus Repair 27 East Texas 'Knee Arthroscopy With Meniscectomy 12 Operating Room Services Knee Arthroscopy with Meniscus Repair 52 12 $494 $871 $1,054 $1,156 $1,345 $4,456 $6,464 $9,238 $332 $725 $1,378 $1,313 $4,633 $6,500 $8,823 $509 $606 $1,410 $1,288 $4,221 $5,245 $9,310 $457 $649 $1,219 $1,500 $2,415 $4,200 $7,387 $7,387 $586 $866 $1,173 $1,747 $3,067 $5,131 $15,302 $833 $1,071 $1,377 $1,377 $974 $897 $1,173 Dedicated to Service for Over 30 Years Care Path Variances in Pricing Market Austin, Tx Dallas, Tx Houston, Tx San Antonio, Tx Western Tx Eastern Tx Austin, Tx Dallas, Tx Houston, Tx Care Path Name MRI Scan - Lower Spine MRI Scan - Lower Spine MRI Scan - Lower Spine MRI Scan - Lower Spine MRI Scan - Lower Spine MRI Scan - Lower Spine CT Scan - Abdomen and Pelvis CT Scan - Abdomen and Pelvis CT Scan - Abdomen and Pelvis San Antonio, Tx CT Scan - Abdomen and Pelvis Western Tx Eastern Tx CT Scan - Abdomen and Pelvis CT Scan - Abdomen and Pelvis No. of Providers/ Facilities 40 135 129 42 20 36 28 90th Minimum Median Percentile $311 $817 $1,780 $299 $881 $1,881 $337 $715 $1,656 $430 $724 $1,564 $432 $1,264 $2,677 $430 $965 $2,533 $738 $1,038 $6,308 Maximum $2,055 $2,823 $3,139 $2,372 $4,404 $4,161 $7,422 CT scan of the abdomen and pelvis with contrast CT scan - General Classification 12 $320 $367 $1,030 80 $271 $1,443 $1,730 $6,520 CT scan of the abdomen and pelvis with contrast CT scan - General Classification 36 $284 $357 $1,570 53 $406 $1,327 $2,154 $5,028 CT scan of the abdomen and pelvis with contrast CT scan - General Classification 52 $268 $364 $606 $2,439 28 $604 $907 $2,654 $4,837 CT scan of the abdomen and pelvis with contrast CT scan - General Classification 66 $320 $465 $465 $757 9 $849 $1,204 $5,721 $5,721 CT scan of the abdomen and pelvis with contrast CT scan - General Classification 3 $517 $736 $1,174 $1,174 21 $544 $901 $3,835 $5,026 CT scan of the abdomen and pelvis with contrast 9 $355 $537 $844 $844 Service Name MRI - Spine MRI - Spine MRI - Spine MRI - Spine MRI - Spine MRI - Spine CT scan - General Classification 13 $736 $778 Dedicated to Service for Over 30 Years Care Path Variances in Pricing Market Austin, Tx Dallas, Tx Houston, Tx San Antonio, Tx Western Tx Eastern Tx Care Path Name CT Scan - Chest CT Scan - Chest CT Scan - Chest CT Scan - Chest CT Scan - Chest CT Scan - Chest Service Name CT Scan - General Classification No. of Providers/ Facilities Minimum Median 25 $663 $948 90th Percentile Maximum $1,742 $3,650 CT scan of the chest with contrast 13 $252 $325 $680 $707 CT Scan - General Classification 73 $296 $1,245 $1,608 $3,403 CT scan of the chest with contrast 35 $260 $325 $680 $1,710 CT Scan - General Classification 49 $403 $1,084 $1,504 $2,290 CT scan of the chest with contrast 42 $220 $358 $680 $1,113 CT Scan - General Classification 20 $562 $751 $1,791 $2,436 CT scan of the chest with contrast 62 $293 $388 $390 $565 CT Scan - General Classification 9 $575 $1,216 $2,776 $2,776 CT scan of the chest with contrast 5 $433 $509 $1,216 $1,216 CT Scan - General Classification 20 $475 $833 $2,214 $2,336 CT scan of the chest with contrast 8 $325 $581 $698 $698 14 Dedicated to Service for Over 30 Years Medical Benefit Updates Benefit Update Benefit Changes Medical | Dental | Vision Consumer Centered Eligible Benefits The Trustees voted to Opt Out of the Title I of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) Mental Health Parity Network Choice Plus: Premium Doctors Identified by Tiers: Performance Based Outcome Focus • Plan Year 2011-2012: 59.63% • Choice Plus Plan Year 2012-2013: 60.63% • Choice Plus Plan Year Oct 2013 - Feb 2014: 60.12% OptumInsight/UnitedHealthcare Centers of Excellence/Designated Centers of Treatment in conjunction with UnitedHealthcare Choice Plus Network Providers Emergency Providers negotiations at network facilities is ongoing 15 Dedicated to Service for Over 30 Years Administrative Services Improvements Health Information Technology Update Conversion to ICD 9 to ICD 10 Second Delay from Federal Government until October 2015 Electronic Services Internet Upgrade Customer Care Upgrade Electronic Eligibility Audit Online Enrollment MyMobile Me Electronic Explanation of Benefits Electronic Claim Information Prescription RePortal MyBenefits on Demand Employer Custom Benefit Information Electronic Fund Transfers Electronic Explanation of Payment Medical Intelligence VITAL Upgrade Provider Transparency MyTeach and Learn Tutorials Webcast Library 16 Dedicated to Service for Over 30 Years Administrative Services Improvements Health Information Technology Update QicLink Claim Adjudication System QicLink Front End Preprocessing (QL FEPPS) Upgrade • Member identification • Prompt Pay Out of Network Repricing System Down Time Current Turnaround Time Claims 2013-14 Oct 8.35 Nov 6.69 Dec 6.43* 17 Jan 9.12 Feb 8.81** Mar 13.37 April 10.09 Dedicated to Service for Over 30 Years Administrative Services Improvements Health Information Technology Update (HITECH) QicLink Claim Adjudication System Conversion Latency Issues Log In Issues Claim Adjustments Bill Processing Out of Network Repricing Network Contract Code Accumulator Carry Over Amounts Loss of Functionality TML MultiState IEBP Recalibration for HITECH Workflow Management 18 Dedicated to Service for Over 30 Years Patient Protection Affordable Care Act Minimum Essential Benefits • Minimum Essential Benefit Compliance delayed the effective date until 2015 (along with the delay of the employer penalty provision.) The first required reports will occur in early 2016 based on 2015 information. • Ambulatory patient services, Emergency services, Hospitalization, Maternity and Newborn Care, Rehabilitative/Habilitative Services and Devices, Pediatric Services including Oral and Vision Services (Pediatric defined child to attained 19 years of age), Laboratory Services, Preventive and Wellness, Chronic Care Management, Mental Health and Substance Use Disorder services (including Behavioral Health ), • Mental Health and Substance Abuse Disorder Parity mandate (substantially 2/3 of benefits) and predominately (1/2 of benefits) to medical and surgical care for all Levels of Care Plan Years July 2014 thereafter. • Six classifications: network inpatient and outpatient, out of network inpatient and outpatient, emergency room and prescription including medical necessity decisions. • Preventive Services mentions: alcohol screening and counseling, depression counseling and tobacco-use screening. • EAP parity excluded unless greater than ten visits. • Participants must not be required to exhaust benefits under the EAP (e.g., a gatekeeper EAP) before an individual is eligible for benefits under the medical health plan. 19 Dedicated to Service for Over 30 Years Patient Protection Affordable Care Act Minimum Essential Benefits • Prescription drugs (Use of US Pharmacopeia’s (USP) Model Guidelines as a common organizational tool for plans to report drug coverage. • Plan must offer one drug for each USP category and class or the number of drugs in the EHB benchmark Plan), • Prior Authorization can be used as long as it is not discriminatory Health Plans have two options: • Cover at least the greater of: One drug in every category. Same number of drugs in each category and class as the benchmark plan. • Covered benefits and limitations of coverage must remain substantially equal to the benefits in the State’s Essential Health Benefits benchmark plan. 20 Dedicated to Service for Over 30 Years Patient Protection Affordable Care Act Minimum Essential Coverage Benefit Reporting Requirements The 6055 reporting requirement is to provide information regarding MEC (minimum essential coverage) as an aid in enforcing the individual mandate provision of the Affordable Care Act. The following entities are responsible for filing the section 6055 return with respect to MEC provided under a group health plan: Health insurance issuer with respect to fully insured coverage In the case of a self-insured single employer/group health plan, the “plan sponsor” In the case of a self-insured multiemployer plan, the association, committee, joint board of trustees or other similar group of representatives of the parties who establish or maintain the plan The employee organization (i.e., union) in the case of a self-insured plan maintained solely by the employee organization In the case of a self-insured governmental group health plan, the governmental employer may enter into a written agreement with another governmental unit to make the required reporting. Participating employers in a MEWA If not otherwise indicated, plan sponsor, plan administrator or entity that maintains the plan The 6055 return is required to be filed with the IRS no later than February 28 if filing nonelectronically, March 31 if filing electronically. The IRS requires 6055 returns to be filed electronically unless the aggregate of all returns (w-2’s 6055 returns) the reporting entity is required to file less than 250. 21 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Contact Table Resource TML MultiState Intergovernmental Employee Benefits Pool 1821 Rutherford Lane, Suite 300 | Austin, Texas 78754 Customer Care Helpline: Secured Customer Care E-mail: TML MultiState IEBP Internet Website: Medical Notifications: Prescription Authorizations: Professional Health Coaches: Contact Information Accessible Hours (800) 282-5385 Visit www.tmlmultistateiebp.org | click on the “Login” button | click on “Online Customer Care” under the “My Tools” menu www.tmlmultistateiebp.org (800) 847-1213 (888) 871-4002 (800) 818-2822 8:30 AM - 5:00 PM Central 8:30 AM - 5:00 PM Central Twenty-four (24) hours 8:30 AM - 5:00 PM Central 8:30 AM - 6:00 PM Central or Scheduled Appointment Spanish Line: Where to Mail Paper Medical Claims: (800) 385-9952 TML MultiState IEBP PO Box 149190 | Austin, Texas 78714-9190 Restat | Patient Reimbursement Where to Mail Paper Prescription Claims: 11900 W. Lake Park Drive | Milwaukee, WI 53224 1-800-Teladoc | Teladoc.com Telemedicine: Call 911 or immediately go to the emergency After Hours and/or Weekend Medical and Mental Healthcare Emergencies: department. Visit www.tmlmultistateiebp.org/ | click on the Cultural Sensitive Counties: Summary of Benefits and Coverage (SBC) and benefit declinations can be “Login” button | click on “Online Customer Care” requested in Spanish in the following counties. County list may be updated midyear. under the “My Tools” menu Counties Year Andrews | Atascosa | Bailey | Bexar | Brooks | Cameron | Camp 2013 Castro | Cochran | Collingsworth | Concho | Crane | Crockett Crosby | Culberson | Dallam | Dallas | Dawson | Deaf Smith Dimmit | Duval | Ector | El Paso | Floyd | Frio | Gaines Garza | Gonzales | Hale | Hall | Hansford | Harris | Hemphill Hidalgo | Howard | Hudspeth | Jim Hogg | Jim Wells | Karnes Kinney | Kleberg | Lamb | La Salle | Limestone | Lipscomb | Lynn Maverick | Midland | Moore | Navarro | Nueces | Ochiltree Parmer | Pecos | Potter | Presidio | Reagan | Reeves San Patricio | Sherman | Starr | Sterling | Sutton | Tarrant Terry | Titus | Travis | Upton | Uvalde | Val Verde | Ward Webb | Willacy | Winkler | Yoakum | Zapata | Zavala 22 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Notice to Plan Participants - Pg. 3 Following a covered mastectomy, the Plan will pay for the initial reconstructive treatment episode of both the affected and the unaffected breast to restore symmetry. Reconstructive surgery includes tissue expanders, breast implants, nipple reconstruction and nipple tattooing and removal of initial prosthetics due to complications. For coverage ending prior to December 31, 2014, HIPAA requires the Plan to provide covered employees and dependents with a “certificate of creditable coverage” when they cease to be covered by the Plan. There is no exemption from this requirement. The certificate provides evidence that you were covered under this Plan, because if you can establish your prior coverage, you may be entitled to certain rights to reduce or eliminate a preexisting condition exclusion if you join another employer’s health plan, or if you wish to purchase an individual health insurance policy. Employees and dependents may request a certificate of creditable coverage at any time for coverage ending before December 31, 2014 by calling IEBP’s Customer Care staff at (800) 282-5385. (The creditable coverage letter will not be required after December 31, 2014 due to the prohibition of the pre-existing limitation for plan year January 1, 2014 thereafter and extended plan years.) 23 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Medical Intelligence Care Management Features Notification does not constitute verification of eligibility for benefits. Notification Requirements SERVICE Inpatient Admissions Scheduled Specialty Admissions Orthopedic/Spine Surgeries (spinal surgeries, total knee replacements, and total hip replacements) Transplants: At least ten (10) working days prior to any pre-transplant evaluation, the Covered Individual or a family member must provide Notification to Medical Intelligence Care Management; failure to do so will result in a Late Notification Penalty of $400 or a reduction in benefits. Reconstructive/Potentially Cosmetic procedures Bariatric Surgery: after the approved six (6) consecutive months (within the most recent twelve (12) months) physician supervised weight management treatment plan Congenital Heart Disease Other Inpatient Admissions Skilled Nursing Facility Mental Health/Substance Use Disorder Inpatient Mental Health/Substance Use Disorder Residential Treatment Acute Care Hospital/Facility Long Term Acute Care Facility Acute Rehabilitation Facility Scheduled Cesarean Section Delivery NOTIFICATION LATE NOTIFICATION PENALTY Facility: twenty-four (24) hours after actual admission or by 5 pm the next business day for weekend/holiday admissions $400 Three (3) working days prior to $400 services Facility: twenty-four (24) hours after emergency admission or by 5 pm the next business day for weekend/holiday admissions 24 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Notification Requirements SERVICE Inpatient Admissions Inpatient Pregnancy/Maternity (Delivery Admission) Vaginal Delivery admission in excess of forty-eight (48) hours Cesarean delivery admission in excess of ninety-six (96) hours Inpatient antepartum care or other undelivered admissions Newborns who remain in the hospital after mother is discharged Pregnancy/Maternity Sonogram/Ultrasound in excess of three (3) Amniocentesis Home Health (uterine monitoring) All High Risk obstetrical services Multiple birth diagnosis Scheduled Outpatient/Office Surgical Procedures Blepharoplasty (eyelid surgery) Breast Surgery (excludes Breast Biopsies) Carpal Tunnel Release (nerve decompression) Jaw Surgery (including mandibular joint) Joint Surgery (excluding fingers & toes) Laparoscopy (except sterilization) Myringotomy or Myringoplasty (tympanic/ear drum surgery) Nasal Surgery Tonsillectomy and/or Adenoidectomy Uvulopalatoplasty (roof of mouth surgery) Reconstructive Surgery Spinal Surgery Cochlear Device and/or Implantation Stereotactic Radiosurgery Bariatric Surgery: after the approved six (6) consecutive months (within the most recent twelve (12) months) physician supervised weight management treatment plan Outpatient/Office Infusion Therapy For Pain Management Oncological Chemotherapy 25 NOTIFICATION LATE NOTIFICATION PENALTY Facility: twenty-four (24) hours after actual admission or by 5 pm the next business day for weekend/holiday admissions $400 Three (3) working days prior to commencement for $200 office, outpatient and Home Health procedures, within forty-eight (48) hours of multiple birth diagnosis or high risk pregnancy Three (3) working days prior to procedures $200 Prior to commencement $200 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Notification Requirements SERVICE Miscellaneous Mental Health/Substance Use Disorder Day Treatment Hospice Home Health Care Physician Home Visit Cardiac Rehabilitation Pulmonary Rehabilitation Positron Emission Tomography (PET) scans Computerized Axial Tomography (CAT) scans Computerized Tomographic Angiography (CTA) scans Magnetic Resonance Imaging (MRI) scans Magnetic Resonance Angiography (MRA) scans Single Photon Emission Computed Tomography (SPECT) Dental Injury (inpatient and outpatient) Dialysis for Kidney/Renal Failure Hyperbaric Oxygen Therapy Radiation Therapy Medically Necessary Evidence-Based Genetic Testing to direct treatment (after diagnosis has been established) Durable Medical Equipment NOTIFICATION LATE NOTIFICATION PENALTY Three (3) working days prior to procedures $200 Three (3) working days prior to dispensing/delivery of $200 durable medical equipment for charges in excess of $1,000 per base piece of durable medical equipment prior to purchase, lease, or rental 26 Dedicated to Service for Over 30 Years Role of Benefits | Wellness and Prevention Programs % of Attraction/Retention Employees 28% 38% 61% 34% Important reason in deciding to work for a company Selected Wellness and Preventive Health Benefits Offered by Employers, 2009-2013 Program 2013 2012 2011 2010 2009 Wellness 64% 61% 60% 59% 59% 24-hour Nurse Hotline 55% 54% 53% 56% 50% Health Screening 50% 45% 42% 43% 38% Health and Lifestyle Coaching 48% 45% 37% 33% 33% Customizable package increases employee loyalty Smoking Cessation 44% 39% 36% 39% 39% Rewards for Health/ Wellness Completion 43% 35% 31% 28% 23% Paying a larger share of benefits decreases employee loyalty Prevention for Chronic Conditions 42% 36% 33% 33% 30% Weight Loss 37% 32% 30% 30% 30% Important reason to continue working for a company Source: MetLife, Inc. 2013 Source: Society for Human Resource Management 27 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Eligible Benefits Well Woman/Contraceptive Benefits Benefit Medical Plan Prescription Plan X IUD Device (no cost share) Implant Device (no cost share) X X X** X** Permanent Implantable Contraceptive Coil (subject to the appropriate deductible and benefit percentages) X Insertion and/or Removal of Devices (no cost share) Sonogram to Detect Placement of Device (no cost share) X X Injectable Contraceptives/Align Network (no cost share) Injectable Administration Fee (no cost share) X X Oral Contraceptives generic/Align Network (no cost share) Diaphragm, Hormone Vaginal Ring, Hormone Patch, Cervical Cap, Spermicides, Sponges (no cost share) Diaphragm Instruction and Fitting Fee (no cost share) Contraceptive Management (no cost share) Female Condoms X X X X X Medications for risk reduction of breast cancer in women who are at increased risk for breast cancer and at low risk for adverse medication effects. Tamoxifen or raloxifene: Tamoxifen is generic and fairly inexpensive - $20; Rx Raloxifene (Evista) is not generic yet 28 X Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Preventive/Routine Care Benefit (Calendar Year) The following will be processed for network reimbursement at 100% of network allowable. Non-network provider eligible billings will be subject to usual and reasonable charges and are subject to the nonnetwork deductible and benefit percentage. To be considered as an eligible preventive/routine care benefit, the provider’s bill must designate or outline a routine diagnosis code. These measures represent important areas for quality improvement by assessing the use of services that are recommendations from the U.S. Preventive Services Task Force (USPSTF) and other national organizations. 29 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Age & Gender Biometric Screenings Health Power Assessment Questionnaire Preventive Office Visit Lipid Panel Comprehensive Metabolic Blood Panel TSH Female Female Female Female Female Female Female Male Male 18 thru 30 thru 36 thru 40 thru 50 51 thru 74+ 18 40 29 35 39 49 73 thru 3 thru 9 50 Male 71+ X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X PSA X Fecal Occult (including colonoscopy and sigmoidoscopy as a qualifier) Mammogram * 1 per CY for females age 40 thru 49 ** 1 every 2 CY for females age 50 thru 73 PAP every 3 CY for females age 30 thru 50 Male 51 thru 70 X X X X X X* X** X** X X 30 X X X X Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Preventive/routine care benefits also includes: General Health Panel Screening for Visual Acuity TB test PAP Smear Rubella Screening Well Baby Care/Well Child Care Hearing Screening Mammograms Urinalysis Prostate Specific Antigen (PSA) TSH Bone Density Screening Basic Metabolic Test Venipuncture Women's Reproductive Health Annual Examination Autism Screening – eighteen (18) and twenty-four (24) months of age 31 Skin Cancer Counseling Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Preferred Lab must be routine diagnosis for 100% payment for High Deductible H.S.A. Plans if deductible has not been met Population Health Engagement/Chronic Care Management Healthy Initiative Biometric Screenings Health Power Assessment Personal Health Record Personal Health Profile Spreadsheet to Employer regarding Healthy Initiative Participation if implementing a cost share program for lack of covered individual participation Self Assessment Tools and Healthy Living Resources There are self assessment tools located on the IEBP website including the Health Power Assessment and Wheel of Life. Healthy Living Resources include: Healthy Living Guides, Healthy Living Fact Sheets, and helpful website links. Professional Health Information Line Professional Health Coaches will answer basic health and medication questions and assist covered individuals with the Healthy Initiatives Incentive Program. The Personal Health Engagement Program includes: Opt In: Enrollment method by which covered individuals call the professional health coaching line and request a professional healthcare coach or agree to professional health coaching upon receipt of an outreach call or letter. Covered individuals may enroll by calling (888) 818-2822. 32 Dedicated to Service for Over 30 Years Health Engagement Resources Topic PHASE I - ASTHMA Asthma Healthy Health Fact Living Guides Sheets Status Status Webcast Status Bi-annual Update Consider for 2015 Yes Self Mgm't Self Mgm't Gaps in Care Assessment Tools on Web Letters Modules of Care No Yes-3nd Quarter 2014 Yes-Fall Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Introduction- Overview, Risk Factors, Signs and Symptoms, and Diagnosis Phase IV- Tools of the Trade Phase V- Medication Treatments and Healthy Lifestyle Choices Phase VI- Triggers (irritants, allergens, infections, acid reflux or GERD, weather, physical activity, and emotions) and How to Avoid Them Phase VII- Action Plans Coaching Use Only: Asthma Medication Table, Symptoms of Asthma Flares PHASE II - CARDIOVASCULAR CV-Hypertension Bi-annual Update Bi-annual Update Consider for 2015 No Yes-3nd Quarter 2014 33 Yes- Feb Managing High Blood Pressure Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Introduction Phase IV- Medications Used to Lower Blood Pressure Phase V- Lifestyle Changes to help manage high blood pressure Phase VI- Setting Health Goal and Resources Dedicated to Service for Over 30 Years Health Engagement Resources Healthy Health Fact Living Guides Sheets Status Status CV-Hyperlipidemia Bi-annual No Update Webcast Status Consider for 2015 CV-CAD/Ischemic Vascular Disease In No developmen t Bi-annual Yes Update Bi-annual Update see HTN, Lipids Topic COPD CAD Heart Disease Self Mgm't Self Mgm't Gaps in Care Assessment Tools on Web Letters Modules of Care No Yes-3nd Quarter 2014 Yes- Feb Consider for 2015 No No Yes- Feb Consider for 2015 No No Yes- Fall No No No No Yes- Feb Yes Consider for 2015 No No Yes- Feb 34 Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Introduction to Series Phase IV- What is Cholesterol? Phase V- Heart Disease Risk Factors Phase VI- What is Your Heart Disease Risk? Phase VII- Cholesterol Management Plan Overview-Making it All Work Phase VIII- TLC Diet Overview Phase IX- Eating Out Tips/ Holiday and Special Occasion Tips Phase X- Fiber and Other Dietary Factors Phase XI- Food Labels Phase XII- Exercise Safety and Physical Activity Phase XIII- Cholesterol Lowering Medications Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Introduction to COPD Phase IV- COPD and Treatment Phase V- COPD and Daily Life Phase VI- COPD and Nutrition Phase VII- COPD and Activity Dedicated to Service for Over 30 Years Health Engagement Resources Healthy Living Topic Guides Status PHASE III - DIABETES Diabetes Bi-annual Update Health Fact Sheets Status Yes Webcast Status Self Self Mgm't Gaps Mgm't Tools on in Care Assessment Web Letters Modules of Care Yes-3nd Quarter 2014 YesNov No No Yes No YesMarch 2014 No No No No No Yes-3nd Quarter 2014 No Webcast No planned for Nov 2014 PHASE IV - HEPATITIS INFECTION Hepatitis No No no No Infection PHASE V - MENTAL HEALTH/SUBSTANCE USE DISORDER Depression Bi-annual Needs Planned for No Update development Mar 2014 Mental Health Bi-annual Update Managing Bi-annual Stress Update Avoiding Risky Bi-annual Drinking Update Needs No development Bi-annual Deer Oaks Update No No Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Introduction Phase IV- Diet-General Information Phase V- Diet- Heart Healthy Phase VI- Physical Activity Phase VII- Meds Phase VIII- Monitoring Phase IX- Highs and Lows Phase X- Neuropathy Phase XI- Dental Phase XII- Depression Phase XIII- Eyes Consider development in 2014 No Risk of Alcohol Use Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Risks of Alcohol Use, "Standard Drink" size, "Low-Risk" Drinking Phase IV- "At Risk" Drinking, Symptoms of Alcohol Use Disorder Phase V- Reduce Risks, Pattern of Alcohol Use: Low Risk or Moderate/High Risk? Phase VI- Alcohol Healthy Change Plan, Resources and Tools 35 Dedicated to Service for Over 30 Years Health Engagement Resources Topic Behavioral Health Practice Guideline Behavioral Health Practice Guideline-for children Healthy Living Guides Status Consider development in 2015 Consider development in 2015 Health Fact Sheets Status No Webcast Status No Self Mgm't Self Mgm't Gaps in Care Assessment Tools on Web Letters Modules of Care No No No No No No No No Bi-annual Update No No No No No No No No No No No No No No No No Consider for 3rd Quarter 2014 No No No No Bi-annual Update Needs development No Consider in 2015 Planned for April 2014 No No No No No No No Yes-April 2014 No No No No No No No Yes-prev health-June Np No No No No Cancer- Cervical Bi-annual Update No Bi-annual Update Bi-annual Update Bi-annual Update No No No No No Cancer-Colon None No No No Yes-prev health-June Yes-prev health-June PHASE VI - BALANCED LIVING Financial Health Sleep Sleep Apnea Suicide Prevention Grieving Bi-annual Update Bi-annual Update Bi-annual Update Needs development Managing the Season in Yes-Stress Emotional and Physical Health Management Physical Activity Needs development Chronic Fatigue Syndrome Bi-annual Update PHASE VII - CANCER Cancer-Breast No Cancer-Prostate Cancer-Skin Annual Update 36 No No No No No Dedicated to Service for Over 30 Years Health Engagement Resources Healthy Living Health Fact Guides Sheets Status Status PHASE VIII - WEIGHT MANAGEMENT/NUTRITION Weight Bi-annual Needs Management Update development Topic Healthy Eating Bi-annual Update Bariatric Surgery Bi-annual Update Healthy Weight Bi-annual (BMI) Maintenance Update Eat Right and No Exercise PHASE IX - MUSCULOSKELETAL Back Pain Bi-annual Update Osteoarthritis Bi-annual Update Osteoporosis Bi-annual Update Rheumatoid Bi-annual Arthritis Update Webcast Status Offered 1/23/14 Needs Consider for development 2015 No No Self Mgm't Self Mgm't Gaps in Care Assessment Tools on Web Letters Modules of Care No Yes No No No No No No No Needs development Bi-annual Update Offered 1/23/14 Consider for 2015 No Yes No No No No No No No No No Consider for 2015 No No No No No No No No No No No No No No 37 Weight Loss Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Assessment and Setting Weight Loss Goal Phase IV- Methods of Dieting Phase V- Food Labels Phase VI- Meal Planning and Grocery Shopping Phase VII- Support Networks Phase VIII- How to Get Through Weight Loss Plateaus Phase IX- How to Maintain Weight and Cope with Diet Relapses Phase X- Eating Out Tips Phase XI- Emotional Eating and Food Triggers Phase XII- Physical Activity Safety Phase XIII- Physical Activity Dedicated to Service for Over 30 Years Health Engagement Resources Healthy Living Guides Status PHASE X - PREVENTIVE Smoking Cessation Bi-annual Update Health Fact Sheets Status Webcast Status Bi-annual Update Consider for 2015 No No No Preventive Health Consider Guidelines-Perinatal development in 2015 No No No No No Preventive Health Consider Guidelines-children development to 24 mos. in 2015 No No No No No Preventive Health Consider Guidelines-children development 2-19 in 2015 No No No No No Preventive Health Guidelines-Adults20-64 Consider development in 2015 No No No No No Preventive Health Guidelines-Adults 65> Consider development in 2015 No No No No No Dental Health No No No No No Eye Health Bi-annual Update Bi-annual Update Bi-annual Update No No No Yes-* Topic Self Mgm't Self Mgm't Gaps in Care Assessment Tools on Web Letters Modules of Care 38 Tobacco Cessation Phase I- Completion of Health Power Assessment Phase II- Completion of Wheel of Life and review of results of HPA & WOL Phase III- Introduction Phase III A- Person Just Quit Tobacco Phase IV- Preparing to Quit Phase V- Support Immediately Following Quitting, Phase V A- Relapse Phase VI A- Maintenance Phase VI B- Maintenance Dedicated to Service for Over 30 Years Health Engagement Resources Topic Healthy Living Guides Status Health Fact Sheets Status Vaccinations for Adults No Bi-annual Update No No No No Childhood Immunizations No Needs development No No No No Healthy Pregnancy Bi-annual Update No No No No No Men's Health Bi-annual Update Bi-annual Update Planned for June 2014 No No No Women's Health Needs development Needs development Planned for June 2014 No No No Celiac Disease Bi-annual Update No No No No No Gout Bi-annual Update No No No No No Irritable Bowel Syndrome Bi-annual Update No No No No No Migraine Headache Bi-annual Update No No No No No Multiple Sclerosis Bi-annual Update No No No No No Neuropathy Bi-annual Update No No No No No Webcast Status Self Mgm't Self Mgm't Gaps in Care Assessment Tools on Web Letters Modules of Care OTHER 39 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Intensive Care Management Internal Medical Consultant External Clinical Specialty Review for Evidence Based Medicine Medically Justified Review Independent Review Organizations 40 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Hospice Care Benefit Home Hospice will be paid at the network facility benefit percentage. Transplant Benefit The transplant services must be performed at an OptumHealth Centers of Excellence Centers. A list of OptumHealth Transplant Centers of Excellence may be obtained from Medical Intelligence Care Management. This benefit will cover charges resulting from organ transplantation for: 1. travel (if more than two hundred (200) miles one way to hospital or facility from place of employment); a. Private vehicle use will be reimbursed at the maximum allowable amount determined by the Internal Revenue Service and reimbursement is limited to travel between home and the Transplant Center. Airfare will be reimbursed at cost. b. The Plan provides for ground or air transportation of the Covered Individual to and from the pre-transplant evaluation, organ transplantation and any other Eligible Benefit or follow-up appointment. c. The Plan provides for ground or air transportation of each eligible companion to and from the pre-transplant evaluation, organ transplantation and any other eligible provider services or follow-up appointment. d. Receipts will be required for reimbursement and submitted on an Expense Activity Report. 41 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Transplant Benefit 2. 3. 4. 5. 6. organ transportation; donor medical benefits not covered under the donor’s plan of benefits; locating and preserving the tissue for the transplant procedure; fees for maintenance on an organ transplant waiting list; food for the Covered Individual and eligible companion to a maximum of thirty-five dollars ($35) each per day (if more than two hundred (200) miles one way to the designated transplant facility from place of employment); and a. The Plan will pay for the Covered Individual and eligible companion’s (age eighteen years of age or older) food during transplant-related outpatient treatment that is an Eligible Benefit and the eligible companion’s food during transplant-related inpatient. b. Maximum food reimbursement rate of thirty-five dollars ($35) each per day. c. Receipts will be required for reimbursement and submitted on an Expense Activity Report. 42 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Transplant Benefit 7. lodging (if more than two hundred (200) miles one way to the designated transplant facility from place of employment). a. The Plan will pay for the covered individual’s and the eligible companion’s eligible lodging when the patient is not confined to eligible facility. b. The Plan will pay for the eligible companion’s lodging when the patient is confined to an eligible facility. c. Receipts will be required for reimbursement. The maximum travel, food and lodging benefit for the Covered Individual is $10,000 and $5,000 for an eligible companion (per the medical network Summary of Benefits and Coverage percentage). Eligible companion is a person of the Covered Individual's choice. 43 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Morbid Obesity Benefit Bariatric Surgery: Morbid Obesity Services (after the approved six (6) consecutive months [within the most recent twelve (12) month] physician supervised weight management treatment plan). Morbid Obesity is defined as a condition for which a Covered Individual, eighteen (18) years of age or older, is 200% over ideal weight or 100 pounds overweight with a Body Mass Index (BMI) of greater than 40. A Notification Review is required to review the eligibility for the medically evidence-based surgical procedure. This review requires documentation of six (6) consecutive months (within the most recent twelve (12) months) physiciansupervised weight management program that may include but is not limited to nutritional education and a physical activity program. The Covered Individual, treating physician or family member must provide information for the Medical Intelligence Care Management notification review. Failure to do so will result in no benefit coverage for morbid obesity services. Medically evidence-based morbid obesity treatment will be an eligible benefit subject to the lifetime maximum morbid obesity benefit limitation. 44 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Morbid Obesity Benefit Morbid Obesity treatment will not be eligible for individuals with a substance use disorder who do not have Physician-documented six (6) consecutive months (within the most recent twelve (12) months) of recovery. Morbid Obesity treatment procedures will not be paid if the procedure is an Unproven Medical Procedure as defined in this booklet. Under this provision, Morbid Obesity includes the pre-treatment evaluation, medical and surgical treatment for post treatment care including but not limited to evidence-based medicine device adjustments, device removal, and/or body sculpting services. The Morbid Obesity surgical treatment must be performed at a Designated Centers of Excellence Morbid Obesity Treatment Center by an American Bariatric Surgery accredited Network Provider, unless services are deemed emergent or immediate. The Metabolic and Bariatric Surgery Accreditation and Quality Improvement Program (MBSAQIP) designates the facilities that have been accredited. The Centers and physicians must also participate in the UnitedHealthcare Choice Plus Network for IEBP Plan to consider them as a designated provider. Non-Designated Morbid Obesity Center A non accredited, non-network UnitedHealthcare Choice Plus, and nondesignated Center of Excellence facility will not be eligible for benefit plan eligibility. 45 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red General Exclusions or Limitations 6. for treatment of any injury, illness or disability, resulting from or sustained as a result of being engaged in a felonious act as defined by Texas law regardless of whether arrested, indicted or convicted. This exclusion will apply when the felonious act is proven by a preponderance of the evidence; 38. for services rendered by any of the following relatives: a. b. c. d. e. f. g. h. spouse; parent(s), step-parent(s) or parent(s)-in-law; child(ren) or child(ren)-in-law; brother(s) or brother(s)-in-law; sister(s) or sister(s)-in-law; grandparent(s) or grandparent(s)-in-law; grandchild(ren) or grandchild)ren)-in-law; aunt(s) or uncle(s) or aunt(s)- or uncle(s)-in-law; 46 Dedicated to Service for Over 30 Years Medical Benefits Changes are in red Telemedicine $40.00 by Plan Year 9.1.14 thereafter High Deductible Plan Impact Teladoc ID Card Teladoc not Tela-prescription Level of Care Telemedicine • Does Not replace primary care provider for chronic illness Primary care visit Urgent Care Clinic Emergency Room Outpatient Surgery Intensive Outpatient Services Inpatient Surgery Intensive Care Unit Cataract Surgery (Lenses: initial contact lenses or glasses required following cataract surgery, $200 network maximum allowable) 47 Dedicated to Service for Over 30 Years Medication Therapy Management Program (MTMP) Changes are in red RePortal Smartphone Droid Phone Capsules vs. tablets Generic for Nexium is in the June 2014 pipeline for release Prescription Gaps in Care Updated Best Brand Medication (formulary) New form for Diplomat Updated specialty prescription list from Catamaran Updated align pharmacy list Texas Oklahoma Updated Catamaran High Deductible Wellness Drug List 48 Dedicated to Service for Over 30 Years Price Differences for Specialty Drugs Outpatient Hospital 300% Physician Office 267% 250% 227% 200% 150% 128% 107% 100% 50% 0% Generic Oncology All Other Drugs Source: Artemetrx Specialty Drug Solutions, 2014 49 Dedicated to Service for Over 30 Years SBC Prescription Summary of Benefit Plan Changes PY14-15 Changes are in red If you need drugs to treat your illness or condition Over the Counter/Behind the Counter Prescribed Over the Counter Alternates: Doctor Ordered: Non-Sedating Antihistamines (Claritin®, Claritin-D®, Alavert®, Allegra®, Allegra-D®, Zyrtec®, Zyrtec-D®); per prescription Stomach and Ulcer (Prilosec®, Prevacid®, Zegerid®); per prescription Smoking Cessation - (Nicorette Gum) Quantity Limit – three (3) boxes per plan year Doctor Ordered: Aspirin, Folic Acid, Fluoride Chemoprevention Supplements, Iron Deficiency Supplements, and Vitamin D supplementation to prevent falls in community-dwelling adults age 65 years and older who are at an increased risk for falls; per prescription 50 Dedicated to Service for Over 30 Years Cost Share Copay Drugs Changes are in red IEBP has implemented a clinical evidence-based approach to its prescription plan for groups adopting 2014-2015 Plan Year benefits. As such, IEBP will impose a higher patient copayment for drugs for which there is no clinical evidence to show that non-preferred “Cost Share Drugs” perform any better than therapeutic doses of less costly preferred “Alternative Drugs”. ADHD/CNS Stimulants •Impacts utilization on: Immediate Release Amphetamine Products: Adderall®, Dexedrine®, Dextrostat®; Immediate Release Methylphenidate Products: Ritalin® (brand only), Focalin®; Extended Release Amphetamine Products: Adderall XR®, Amphetamine ER, Dexedrine Spansules®; Extended Release Methylphenidate Products: Concerta®, Daytrana®, Focalin XR®, Metadate CD®, methylphenidate ER, Ritalin LA®, Intuniv®, Kapvay®, Nuvigil®, Provigil® (brand only); Alternate Drugs: Generic: methylphenidate®, amphetamine, guanfacine immediate release (for Intuniv®), clonidine (for Kapvay®), modafinil (for Provigil®, Nuvigil®); Brand: Strattera®, Vyvanse® Analgesics/Anti-Inflammatory/Pain Agents •Impacts utilization on: Lazanda®, Subsys®; Alternative Drugs: Generic: fentanyl patch, fentanyl lozenge •Impacts utilization on: Celebrex®, Naprelan®, diclofenac ER, Flector patch®, Solaraze®, Pennsaid®, Zipsor®; Alternative Drugs: Generic: naproxen, diclofenac •Impacts utilization on: Conzip®, Rybix®, Ryzolt®, tramadol ER, Ultracet®, Ultram®, Ultram ER®; Alternative Drug: Generic: tramadol 51 Dedicated to Service for Over 30 Years Cost Share Copay Drugs Changes are in red Antibiotics: Anti-Infective Agents •Impacts utilization on: Adoxa®, Doryx®, Dynacin®, Monodox®, Periostat®, Solodyn®, Oraxyl®, Oracea®; Alternative Drugs: Generic: capsule minocycline (for Dynacin®, Solodyn®), doxycycline (for Adoxa®, Doryx®, Monodox®, Periostat®, Oracea®, Oraxyl®) Anticonvulsants •Impacts utilization on: Gralise®, Lamictal XR®, lamotrigine ER, Lyrica®, Neurontin®; Alternative Drugs: Generic: gabapentin (for Gralise®, Lyrica®, Neurontin®), lamotrigine (for Lamictal XR®, lamotrigine ER) Antidepressants/Fibromyalgia •Impacts utilization on: Cymbalta®, duloxetine, Effexor XR, Pristiq, Savella®, Viibryd®; Alternate Drugs: Generic (Multiple): bupropion, citalopram, escitalopram, fluoxetine, paroxetine, sertraline, venlafaxine, venlafaxine ER (capsules only) buproprion Antihypertensive Agents •Impacts utilization on: Dutoprol®, Amturnide®, Atacand®/Atacand HCT®, Avapro®/Avalide®, Azor®, Benicar®/Benicar HCT®, Cozaar®/Hyzaar® (brand only), Diovan®/Diovan HCT® (brand only), Edarbi®/Edarbyclor®, Exforge®/Exforge HCT® (brand only), Micardis®/Micardis HCT®, Tekamlo®, Tekturna®/Tekturna HCT®, Teveten®/Teveten HCT®, Tribenzor®, Twynsta®, Valturna®; Alternate Drugs: Generic: metroprolol-hydrochlorothiazide (for Dutoprol®), any generic ACE Inhibitor, losartan/losartan HCTZ (for Cozaar®/Hyzaar®), irbesartan/irbesartan HCTZ (for Avapro®/Avalide®), eprosartan/eprosartan HCTZ (for Teveten®/Teveten HCT®), valsartan/valsartan HCTZ (for Diovan®/Diovan HCT®) 52 Dedicated to Service for Over 30 Years Cost Share Copay Drugs Changes are in red Central Nervous System: Sedative Hypnotics •Impacts utilization on: Ambien®, Ambien CR®, Edluar®, Lunesta®, Rozerem®, Sonata®, zolpidem ER®, Intermezzo®, Silenor®, Zolpimist®; Alternate Drugs: Generic: zolpidem immediate release (generic for Ambien®), zaleplon (generic for Sonata®), doxepin (for Silenor®), zolpidem (for Intermezzo®, Zolpimist®) Lipid-Lowering Agents (Statins) •Impacts utilization on: Advicor®, Altocor®, Altoprev®, amlodipine/atorvastatin combination, Caduet®, Crestor® (except 40mg strength), Lescol®, Lescol XL®, Lipitor®, Livalo®, Mevacor®, Pravachol®, Simcor®, Vytorin®, Zocor®, Zetia®; Alternate Drugs: atorvastatin (generic for Lipitor®), lovastatin (generic for Mevacor®), pravastatin (generic for Pravachol®), simvastatin (generic for Zocor®) Lipid-Lowering Agents (Fibric Acid Derivatives) •Impacts utilization on: Antara®, fenofibric acid, Fenoglide®, Fibricor®, Lipofen®, Lofibra®, Lopid®, Tricor®, Triglide®, Trilipix®, fenofibrate 43, 130 and 145mg; Alternate Drugs: fenofibrate (generic for Tricor® and various other brands), gemfibrozil (generic for Lopid®) Migraine Headaches •Impacts utilization on: Amerge®, Axert®, Frova®, Imitrex® (brand), Maxalt®, Relpax®, Treximet®, zolmitriptan, Zomig®, Zomig ZMT®; Alternate Drugs: Generic: sumatriptan (for Imitrex®), naratriptan (for Amerge®), rizatriptan (for Maxalt®) 53 Dedicated to Service for Over 30 Years Cost Share Copay Drugs Changes are in red Nasal Steroids •Impacts utilization on: Beconase AQ®, Dymista®, Flonase® (brand), Nasacort AQ®, Nasalide® (brand), Nasarel®, Nasonex®, Omnaris®, Rhinocort AQ®, Veramyst®, QNASL®, triamcinolone, Zetonna®; Alternate Drugs: Generic: fluticasone (for Flonase®), and flunisolide Osteoporosis Drugs •Impacts utilization on: Actonel®, Actonel® w/Calcium, Alendronate® (brand), Atelvia®, Binosto®, Boniva®, Fosamax®, Fosamax-D®, ibandronate (generic for Boniva®); Alternate Drug: Generic: alendronate (for Fosamax®) Otic Products •Impacts utilization on: Auralgan®; Alternate Drug: Generic: benzocaine-antipyrine Overactive Bladder Drugs •Impacts utilization on: Detrol®, Detrol LA®, Ditropan® (brand), Ditropan XL®, Gelnique®, Myrbetriq®, Enablex®, oxybutynin ER®, Oxytrol® patches, Sanctura®, Sanctura XR®, tolterodine, Toviaz®, trospium CL, Vesicare®; Alternate Drugs: Generic: oxybutynin immediate release 54 Dedicated to Service for Over 30 Years Cost Share Copay Drugs Changes are in red Respiratory/Allergy/Asthma: Antihistamines Impacts utilization on: Clarinex®, fexofenadine®, levocetirizine, Xyzal®; Alternate Drugs: Generic: loratidine or cetirizine; OTC: Alavert®, Allegra®, Zyrtec®, Claritin® Over-the-Counter (OTC) versions of Allegra-D (fexofenadine-D), Claritin-D (loratidine-D), and Zyrtec – D (cetirizine-D) are available at member’s out of pocket cost. Respiratory/Allergy/Asthma: Antihistamines – Decongestant Impacts utilization on: fexofenadine-D®, Clarinex-D®; Alternate Drugs: Over-the-Counter (OTC) versions of Allegra-D (fexofenadine-D), Claritin-D (loratidine-D), and Zyrtec – D (cetirizine-D) are available at member’s out of pocket cost. Generic: loratidine-D or cetirizine-D; OTC: Allegra-D®, Zyrtec-D®, Claritin-D® Skeletal Muscle Relaxants •Impacts utilization on: Amrix®, Carisoprodol® 250mg (brand), cyclobenzaprine ER, Fexmid®, Flexeril®, Lioresal® (brand only), Lorzone®, metaxalone (generic for Skelaxin®), Norflex® (including its generic orphenadrine injection), Parafon Forte®, Robaxin®, Skelaxin®, Soma®, Soma® Compound, orphenadrine (generic for Norflex®), orphenadrine compound (generic for Norgesic®), Soma® Compound w/Codeine, Zanaflex®; Alternate Drug: Generic: carisoprodol, chlorzoxazone, cyclobenzaprine, methocarbamol, tizanidine 55 Dedicated to Service for Over 30 Years Cost Share Copay Drugs Changes are in red Stomach Ulcer/Reflux Drugs/Gastrointestinal/Stomach: Proton Pump Inhibitors •Impacts utilization on: Aciphex®, Dexilant®, Duexis®, lansoprazole, Nexium® (,prescription strength), Prevacid® (prescription strength), Prilosec® (prescription strength), Protonix®, Vimovo®, Zegerid capsules (prescription strength – including generic omeprazole/bicarbonate); brand and generic); Alternate Drugs: Generic: omeprazole, pantoprazole, ibuprofen and famotidine separately (for Duexis®); Over-the CounterTC (OTC) versions of Nexium 24 HR (esomeprazole), Priolosec®: (omeprazole), Prevacid® (lansoprazole),and Zegerid®, (omeprazole/sodium bicarbonate) are available at member’s out of pocket cost. Prevacid®, Prilosec®, Zegerid® Topical Antifungal Agents •Impacts utilization on: Pedipirox-4®; Alternate Drug: Generic: ciclopirox Cost Share Copays Broad Network Retail Copay – up to 34 day supply - $120 or cost of drug (whichever is less) Effective September 1, 2012: Please order mail service prescriptions from new vendor, MedVantx: (866) 744-0621. Mail Order** Copay – 35 up to 90 days supply - $300 or cost of drug (whichever is less) Alternative Drug Copays: $0 copay - Align Network* Retail Over the Counter $0 copay - Align Network non-cost share Generic retail up to 34 day supply $9 copay - Align Network non-cost share Generic retail 35 up to 90 day supply $10 copay - Broad Network non-cost share Generic retail up to 34 day supply $25 copay - **Mail Order non-cost share Generic copay: 35 up to 90 day supply 56 Dedicated to Service for Over 30 Years Medication Therapy Management Program Changes in Red Narcotic Utilization Management Opioids Amphetamines Narcotic Morphine Antipsychotic Anti-depressants 57 Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: TEXAS A&C Discount Pharmacy A and P Pharmacy Abeldt's Gaslight Phcy Inc Ability Pharmacy Inc Ackman Pharmacy Acorn Pharmacy Adcock's Medicine Chest Agape Care Pharmacy Alameda Thrifty Pharmacy Alamo Drugs Ltd Albertson's Pharmacy Albrecht's Pharmacy All Care Pharmacy Alvarado Medicine Chest Anderson Drug Angleton Health Mart Pharmacy APNS Pharmacy Atkins Express Pharmacy Atkin's Pharmacy Services Aubrey Pharmacy Autrey Pharmacy Avita Drugs Axtell Pharmacy Inc B and B Pharmacy Baggett Pharmacy Bao Chau Pharmacy Barnes and Williams Drug Ctr Baylor Medical Plaza Phcy Ben Franklin Apothecary Berks Pharmacy, LLC Berry Oaks Pharmacy Best Value Hico Pharmacy Best Value Medical Ctr Phcy Elsa Pharmacy Services Evercare Pharmacy LLC Express Care Pharmacy F Street Pharmacy Family Pharmacy Fleming Medicine Chest Flower Mound Phy and Herbal Alts Food City Pharmacy Forty Acres Pharmacy Freeport Pharmacy Fritch Drug and Gift Shoppe Galloway Pharmacy Garcia's Pill Box Garza Pharmacy Genpharm Pharmacy Gibson Pharmacy Glen Rose Discount Drug Goods Medicine Chest Grace Pharmacy Graham Pharmacy Grand Pharmacy Groveway Pharmacy Guffey's Drugstore Gulf Coast Pharmacy Gus' Drug Store Hall's Pharmacy Hallsville Drug & Hardware LLC Harrels Kingsville Pharmacy Hazel's Compounding Rx Pharmacy Healthcare Pharmacy LLC Healthco Pharmacy Heard Jones Healthmart HEB Pharmacy Markum Drive Pharmacy Martin Tipton Pharmacy LLC Maxwell Pharmacy Inc MCA Pharmacy, LLC McGaughey Medicine Chest McKellar's Medicine Chest McNease Drugs Med-Aid Pharmacy Med Care Pharmacy Med Choice Pharmacy Med Time Pharmacy Med Valt Pharmacy LLC Medcenter Pharmacy Medi Drive Pharmacy Medic Pharmacy and Gifts Medical Arts Drug Company Medical Ctr Medicine Chest Medical Plaza Pharmacy Medicine Chest Medicine Shoppe Pharmacy Medworld Pharmacy Inc Memphis Drug Mercury Drive Pharmacy Meridian Pharmacy Group Merkel Drug Co Midcities Pharmacy Mi Doctor Pharmacy Miller's Pharmacy Minyard Pharmacy Mohrmann's Drug Store MS Pharmacy Murr's Medicine Chest Myers Drug Inc 58 Rx Partners Pharmacy Dallas Sam's Pharmacy San Juan Pharmacy San Martin Pharmacy Save Mart Pharmacy Savon Pharmacy Senderra Rx Sesame Pharmacy Seton Central Outpatient Pharmacy Seymour Pharmacy Shannon Pharmacy Shelby Pharmacy Sherman Pharmacy Sholars Medicine Chest ShopRite Pharmacy Slaton Pharmacy SMA Pharmacy Sonexus Health Pharmacy Services Sonterra Rx South Austin Pharmacy South San Medical Pharmacy Southpark Pharmacy Steeplechase Pharmacy Stone Oak Pharmacy St Rose Pharmacy Sun Drugs Sunrise Pharmacy Inc Super Mercado Pharmacy Super S Pharmacy Super Script Pharmacy Super Value Pharmacy Tanglewood Pharmacy Target Pharmacy Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: Best Value Waddy Pharmacy Big State Drug Boomtown Drug Bowen's Health Mart Phcy Bratton's Pharmacy Braun Medicine Chest Broadway Drug Store Inc Brookhaven Apothecary & Surgical Shop Brookshire Brothers Phcy Browns Pharmacy Bruce and Human Drug Bryan Medicine Chest Budget Chopper Pharmacy Cantus Pharmacy CareRx Pharmacy At Sherman Carie Boyd's Rx Shop Carter's Pharmacy Carvajal Pharmacy Cash Saver Cost Plus Pharmacy Catching's Prescriptions Ltd CCH Pharmacy CDF Rx Cedar Creek Pharmacy Inc Cedar View Pharmacy Celina Drug Central Pharmacy Champs Medical Channelview Pharmacy Chapel Hill Pharmacy Ltd City Pharmacy Cleveland Pharmacy Clinic Pharmacy Cody Drug Hereford Health Mart Phcy Heritage Parkway Pharmacy Hico Pharmacy Hilliard Drugs Inc Hoast Pharmacy Holmes Pharmacy Hometown Pharmacy Hoots Pharmacy Hughes Pharmacy Huntleigh Pharmacy Interaction Pharmacy Inventive Infusion Solutions J and D Pharmacy Inc J and J Pharmacy Inc J & L Pharmacy Jacinto Pharmacy Inc Jacks Park Pharmacy Jacobs Family Pharmacy Jay's City Pharmacy Jerry's Pharmacy Johnson City Health Mart Phcy Jones McCall Pharmacy Junior's Pharmacy Justin Family Pharmacy K & K Pharmacy Kearney Park Pharmacy Keene Pharmacy Kenjura Pharmacy Kermit Pharmacy Kerrville Drug Company Key Medicine Chest Keyes Pharmacy Keystone Rx Neel's Medicine Chest Neese Medicine Chest Neighborcare Eagles Trace Neighborhood Pharmacy Nelson's Medicine Chest New Era Pharmacy Normandy Rx Inc North Central Pharmacy Nuvision Pharmacy, Inc Oak Hills Pharmacy Oakdell Pharmacy O K Pharmacy Inc Ochoa's Pharmacy Oswalt Pharmacy Outpatient Phcy, Cancer Ctr Overton Pharmacy P and S Rexall Pharmacy Inc Panhandle Drug Store Parkway Pharmacy Patrick Street Pharmacy Pavilion Pharmacy Pecan Discount Drug Pelzel's Hometown Phcy Penita's Family Pharmacy Peoples Pharmacy Pete's Pharmacy Pfennigs Prescription Pharmacy Pham Family Pharmacy Inc Pharmacia Pharmhouse Pharmacy Pharr Family Pharmacy Physician's Plaza Pharmacy Pinecroft Pharmacy 59 Tarrytown Pharmacy Terrell Pharmacy Texas Professional Phcy-Magnolia The Apothecary Shop The Family Pharmacy The Friendly Pharmacy The Med Shop The Medicine Shoppe The Prescription Shop Timberland Discount Phcy Tom Thumb Pharmacy Tomball Health Mart Phcy Tower Medic Pharmacy Inc Town and Country Drug Trilogy Pharmacy Trinity North Pharmacy Trinity Rx Troup Pharmacy Twin Oaks Pharmacy Tyson Pharmacy U S Drug Mart U and T Pharmacy United Market Street Pharmacy United Pharmacy United Care Pharmacy United Drugs Comp. Network University Pharmacy Inc Uptown Pharmacy Valu Med Pharmacy Inc Village Oaks Pharmacy Village Pharmacy Vina Pharmacy Vista Pharmacy Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: Collingsworth Pharmacy Comal Drug Healthmart Community Pharmacy Complete Care Pharmacy Conoly Drug Healthmart Corner Drug Store Country Drug Store Courtyard Pharmacy Crawford Pharmacy Cyfair Pharmacy Cypress Pharmacy Circle Drug City Drug Store Conquest Plaza Pharmacy Dad's Pharmacy Danny's Drug Davis City Pharmacy Inc Deleon's Pharmacy Inc Denton Prescription Shop Diamond Pharmacy Doc's Drugstore Doc's Drugstore of Early Inc Doctor's Pharmacy Donna Family Pharmacy D R Pharmacy D US Pharmacy Deliverit Pharmacy Inc DLS Pharmacy Dyer Drug Store Eagle Lake Drug Store Economy Drug Eco Pharmacy of Willowbrook, LLC Edgewood Legend Drug Edinburg Family Pharmacy Elgin Medicine Chest Kings Daughters Pharmacy Kings Pharmacy Kingsland Pharmacy Kmart Pharmacy Kroger Pharmacy KVN Pharmacy Lake Area Pharmacy Lakeside Pharmacy La Plaza Pharmacy Laredo Downtown Phcy Inc Larson's Pharmacy Las Colinas Pharmacy Laura's Pharmacy Lawrence Bros Pharmacy Liberty Drug Liberty Medicine Chest Lifechek Drug (excluding Del Rio) Lifewatch Pharmacy Lino's Pharmacy Live Oak Pharmacy Livingston Pharmacy Lock Drug Store Lonestar Rx Longhorn Health Solutions Loper's Family Pharmacy Lopez Pharmacy Lovoi and Sons Pharmacies Luna's Friendly Pharmacy Lynn's Pharmacy Lyons Pharmacy Mabank Family Pharmacy Main Medical Plaza Pharmacy Main St. Pharmacy Maloney Prescription Phcy Market Street Pharmacy #553 Plaza Pharmacy Plaza Medical Pharmacy Prescription Laboratory Prescription Pharmacy Prescription Shop Preston Road Apothecary Inc Preston Road Pharmacy Pro Med Pharmacy Pro Script Pharmacy Services Procare Rx Professional Pharmacy Public Pharmacy Q Pharmacy QRC Healthmart Pharmacy Quality Care Pharmacy & Compounding Quality Pharmacy Inc QVL Pharmacy Randall's Randol Mill Pharmacy Rast Rx Ray Pharmacy RC Pharmacy Red River Pharmacy of Atlanta Rediger's Pharmacy Remedies Pharmacy Inc Rexco Pharmacy Richard's Pharmacy Rippetoe Pharmacy Rite-Away Pharmacy Roanoke Pharmacy Roger's Pharmacy Rosebud Pharmacy Royse City Pharmacy Rushing Gonzalez Legend Drug Rx.com Pharmacy 60 Waldie's Pharmacy Walker Pharmacy Wal-mart Pharmacy Walter's Pharmacy, Inc. Webster Pharmacy Wedgwood Pharmacy Wellness Plus Pharmacy Inc Westgate Pharmacy Westside Drug Westview Pharmacy Whisenhunt's City Phcy White Cross Pharmacy Whitehouse Pharmacy Winn Dixie Pharmacy Woody Weaver Pharmacy Wynnewood Village Pharmacy Your New Waverly Pharmacy LLC Zalcon Pharmacy Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: OKLAHOMA ADA Dollar Saver Pharmacy Advanced Rx Pharmacy 023 Brookhaven Pharmacy & Compounding Center Cherokee Hills Pharmacy Corner Drug of Durant Country Mart Pharmacy Crest Pharmacy D and D Pharmacy Dennis Express Pharmacy East Central Oklahoma Family Health Center, Inc. Pharmacy Express Rx of Bartlesville Express Rx of Miami Fikes Pharmacy Greens Prescription Center 61 Homeland Pharmacy Pyramid Pharmacy K mart Pharmacy Sam's Pharmacy Medic Pharmacy Sullins Drugs Medicine Shoppe Nichols Dollar Saver OneSource OptionOne, LLC Target Pharmacy United Pharmacy Variety Care Pharmacy Wal-mart Pharmacy Wellston Clinic Pharmacy Western Drug #5 Dedicated to Service for Over 30 Years Hospitals have Higher Drug Administration Costs than Physician Offices Hospital outpatient costs compared to physician office costs Source: IMS Institute for Healthcare Informatics, Innovation in Cancer Care and Implications for Health Systems: Global Oncology Trend Report, released May 2014. Visit www.theimsinstitute.org . 62 Dedicated to Service for Over 30 Years Medication Therapy Management Program Changes in Red Narcotic Utilization Management Opioids Amphetamines Narcotic Morphine Antipsychotic Anti-depressants 63 Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: TEXAS A&C Discount Pharmacy A and P Pharmacy Abeldt's Gaslight Phcy Inc Ability Pharmacy Inc Ackman Pharmacy Acorn Pharmacy Adcock's Medicine Chest Agape Care Pharmacy Alameda Thrifty Pharmacy Alamo Drugs Ltd Albertson's Pharmacy Albrecht's Pharmacy All Care Pharmacy Alvarado Medicine Chest Anderson Drug Angleton Health Mart Pharmacy APNS Pharmacy Atkins Express Pharmacy Atkin's Pharmacy Services Aubrey Pharmacy Autrey Pharmacy Avita Drugs Axtell Pharmacy Inc B and B Pharmacy Baggett Pharmacy Bao Chau Pharmacy Barnes and Williams Drug Ctr Baylor Medical Plaza Phcy Ben Franklin Apothecary Berks Pharmacy, LLC Berry Oaks Pharmacy Best Value Hico Pharmacy Best Value Medical Ctr Phcy Elsa Pharmacy Services Evercare Pharmacy LLC Express Care Pharmacy F Street Pharmacy Family Pharmacy Fleming Medicine Chest Flower Mound Phy and Herbal Alts Food City Pharmacy Forty Acres Pharmacy Freeport Pharmacy Fritch Drug and Gift Shoppe Galloway Pharmacy Garcia's Pill Box Garza Pharmacy Genpharm Pharmacy Gibson Pharmacy Glen Rose Discount Drug Goods Medicine Chest Grace Pharmacy Graham Pharmacy Grand Pharmacy Groveway Pharmacy Guffey's Drugstore Gulf Coast Pharmacy Gus' Drug Store Hall's Pharmacy Hallsville Drug & Hardware LLC Harrels Kingsville Pharmacy Hazel's Compounding Rx Pharmacy Healthcare Pharmacy LLC Healthco Pharmacy Heard Jones Healthmart HEB Pharmacy Markum Drive Pharmacy Martin Tipton Pharmacy LLC Maxwell Pharmacy Inc MCA Pharmacy, LLC McGaughey Medicine Chest McKellar's Medicine Chest McNease Drugs Med-Aid Pharmacy Med Care Pharmacy Med Choice Pharmacy Med Time Pharmacy Med Valt Pharmacy LLC Medcenter Pharmacy Medi Drive Pharmacy Medic Pharmacy and Gifts Medical Arts Drug Company Medical Ctr Medicine Chest Medical Plaza Pharmacy Medicine Chest Medicine Shoppe Pharmacy Medworld Pharmacy Inc Memphis Drug Mercury Drive Pharmacy Meridian Pharmacy Group Merkel Drug Co Midcities Pharmacy Mi Doctor Pharmacy Miller's Pharmacy Minyard Pharmacy Mohrmann's Drug Store MS Pharmacy Murr's Medicine Chest Myers Drug Inc 64 Rx Partners Pharmacy Dallas Sam's Pharmacy San Juan Pharmacy San Martin Pharmacy Save Mart Pharmacy Savon Pharmacy Senderra Rx Sesame Pharmacy Seton Central Outpatient Pharmacy Seymour Pharmacy Shannon Pharmacy Shelby Pharmacy Sherman Pharmacy Sholars Medicine Chest ShopRite Pharmacy Slaton Pharmacy SMA Pharmacy Sonexus Health Pharmacy Services Sonterra Rx South Austin Pharmacy South San Medical Pharmacy Southpark Pharmacy Steeplechase Pharmacy Stone Oak Pharmacy St Rose Pharmacy Sun Drugs Sunrise Pharmacy Inc Super Mercado Pharmacy Super S Pharmacy Super Script Pharmacy Super Value Pharmacy Tanglewood Pharmacy Target Pharmacy Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: Best Value Waddy Pharmacy Big State Drug Boomtown Drug Bowen's Health Mart Phcy Bratton's Pharmacy Braun Medicine Chest Broadway Drug Store Inc Brookhaven Apothecary & Surgical Shop Brookshire Brothers Phcy Browns Pharmacy Bruce and Human Drug Bryan Medicine Chest Budget Chopper Pharmacy Cantus Pharmacy CareRx Pharmacy At Sherman Carie Boyd's Rx Shop Carter's Pharmacy Carvajal Pharmacy Cash Saver Cost Plus Pharmacy Catching's Prescriptions Ltd CCH Pharmacy CDF Rx Cedar Creek Pharmacy Inc Cedar View Pharmacy Celina Drug Central Pharmacy Champs Medical Channelview Pharmacy Chapel Hill Pharmacy Ltd City Pharmacy Cleveland Pharmacy Clinic Pharmacy Cody Drug Hereford Health Mart Phcy Heritage Parkway Pharmacy Hico Pharmacy Hilliard Drugs Inc Hoast Pharmacy Holmes Pharmacy Hometown Pharmacy Hoots Pharmacy Hughes Pharmacy Huntleigh Pharmacy Interaction Pharmacy Inventive Infusion Solutions J and D Pharmacy Inc J and J Pharmacy Inc J & L Pharmacy Jacinto Pharmacy Inc Jacks Park Pharmacy Jacobs Family Pharmacy Jay's City Pharmacy Jerry's Pharmacy Johnson City Health Mart Phcy Jones McCall Pharmacy Junior's Pharmacy Justin Family Pharmacy K & K Pharmacy Kearney Park Pharmacy Keene Pharmacy Kenjura Pharmacy Kermit Pharmacy Kerrville Drug Company Key Medicine Chest Keyes Pharmacy Keystone Rx Neel's Medicine Chest Neese Medicine Chest Neighborcare Eagles Trace Neighborhood Pharmacy Nelson's Medicine Chest New Era Pharmacy Normandy Rx Inc North Central Pharmacy Nuvision Pharmacy, Inc Oak Hills Pharmacy Oakdell Pharmacy O K Pharmacy Inc Ochoa's Pharmacy Oswalt Pharmacy Outpatient Phcy, Cancer Ctr Overton Pharmacy P and S Rexall Pharmacy Inc Panhandle Drug Store Parkway Pharmacy Patrick Street Pharmacy Pavilion Pharmacy Pecan Discount Drug Pelzel's Hometown Phcy Penita's Family Pharmacy Peoples Pharmacy Pete's Pharmacy Pfennigs Prescription Pharmacy Pham Family Pharmacy Inc Pharmacia Pharmhouse Pharmacy Pharr Family Pharmacy Physician's Plaza Pharmacy Pinecroft Pharmacy 65 Tarrytown Pharmacy Terrell Pharmacy Texas Professional Phcy-Magnolia The Apothecary Shop The Family Pharmacy The Friendly Pharmacy The Med Shop The Medicine Shoppe The Prescription Shop Timberland Discount Phcy Tom Thumb Pharmacy Tomball Health Mart Phcy Tower Medic Pharmacy Inc Town and Country Drug Trilogy Pharmacy Trinity North Pharmacy Trinity Rx Troup Pharmacy Twin Oaks Pharmacy Tyson Pharmacy U S Drug Mart U and T Pharmacy United Market Street Pharmacy United Pharmacy United Care Pharmacy United Drugs Comp. Network University Pharmacy Inc Uptown Pharmacy Valu Med Pharmacy Inc Village Oaks Pharmacy Village Pharmacy Vina Pharmacy Vista Pharmacy Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: Collingsworth Pharmacy Comal Drug Healthmart Community Pharmacy Complete Care Pharmacy Conoly Drug Healthmart Corner Drug Store Country Drug Store Courtyard Pharmacy Crawford Pharmacy Cyfair Pharmacy Cypress Pharmacy Circle Drug City Drug Store Conquest Plaza Pharmacy Dad's Pharmacy Danny's Drug Davis City Pharmacy Inc Deleon's Pharmacy Inc Denton Prescription Shop Diamond Pharmacy Doc's Drugstore Doc's Drugstore of Early Inc Doctor's Pharmacy Donna Family Pharmacy D R Pharmacy D US Pharmacy Deliverit Pharmacy Inc DLS Pharmacy Dyer Drug Store Eagle Lake Drug Store Economy Drug Eco Pharmacy of Willowbrook, LLC Edgewood Legend Drug Edinburg Family Pharmacy Elgin Medicine Chest Kings Daughters Pharmacy Kings Pharmacy Kingsland Pharmacy Kmart Pharmacy Kroger Pharmacy KVN Pharmacy Lake Area Pharmacy Lakeside Pharmacy La Plaza Pharmacy Laredo Downtown Phcy Inc Larson's Pharmacy Las Colinas Pharmacy Laura's Pharmacy Lawrence Bros Pharmacy Liberty Drug Liberty Medicine Chest Lifechek Drug (excluding Del Rio) Lifewatch Pharmacy Lino's Pharmacy Live Oak Pharmacy Livingston Pharmacy Lock Drug Store Lonestar Rx Longhorn Health Solutions Loper's Family Pharmacy Lopez Pharmacy Lovoi and Sons Pharmacies Luna's Friendly Pharmacy Lynn's Pharmacy Lyons Pharmacy Mabank Family Pharmacy Main Medical Plaza Pharmacy Main St. Pharmacy Maloney Prescription Phcy Market Street Pharmacy #553 Plaza Pharmacy Plaza Medical Pharmacy Prescription Laboratory Prescription Pharmacy Prescription Shop Preston Road Apothecary Inc Preston Road Pharmacy Pro Med Pharmacy Pro Script Pharmacy Services Procare Rx Professional Pharmacy Public Pharmacy Q Pharmacy QRC Healthmart Pharmacy Quality Care Pharmacy & Compounding Quality Pharmacy Inc QVL Pharmacy Randall's Randol Mill Pharmacy Rast Rx Ray Pharmacy RC Pharmacy Red River Pharmacy of Atlanta Rediger's Pharmacy Remedies Pharmacy Inc Rexco Pharmacy Richard's Pharmacy Rippetoe Pharmacy Rite-Away Pharmacy Roanoke Pharmacy Roger's Pharmacy Rosebud Pharmacy Royse City Pharmacy Rushing Gonzalez Legend Drug Rx.com Pharmacy 66 Waldie's Pharmacy Walker Pharmacy Wal-mart Pharmacy Walter's Pharmacy, Inc. Webster Pharmacy Wedgwood Pharmacy Wellness Plus Pharmacy Inc Westgate Pharmacy Westside Drug Westview Pharmacy Whisenhunt's City Phcy White Cross Pharmacy Whitehouse Pharmacy Winn Dixie Pharmacy Woody Weaver Pharmacy Wynnewood Village Pharmacy Your New Waverly Pharmacy LLC Zalcon Pharmacy Dedicated to Service for Over 30 Years Value Tiered Align Network Pharmacies At the time of this printing, the Value Tiered/Align Network Pharmacy Extension includes the following pharmacies: OKLAHOMA ADA Dollar Saver Pharmacy Advanced Rx Pharmacy 023 Brookhaven Pharmacy & Compounding Center Cherokee Hills Pharmacy Corner Drug of Durant Country Mart Pharmacy Crest Pharmacy D and D Pharmacy Dennis Express Pharmacy East Central Oklahoma Family Health Center, Inc. Pharmacy Express Rx of Bartlesville Express Rx of Miami Fikes Pharmacy Greens Prescription Center 67 Homeland Pharmacy Pyramid Pharmacy K mart Pharmacy Sam's Pharmacy Medic Pharmacy Sullins Drugs Medicine Shoppe Nichols Dollar Saver OneSource OptionOne, LLC Target Pharmacy United Pharmacy Variety Care Pharmacy Wal-mart Pharmacy Wellston Clinic Pharmacy Western Drug #5 Dedicated to Service for Over 30 Years High Deductible Health Savings Account Benefit Plans Wellness Drug List 68 Dedicated to Service for Over 30 Years High Deductible Health Savings Account Benefit Plans Wellness Drug List 69 Dedicated to Service for Over 30 Years High Deductible Health Savings Account Benefit Plans Wellness Drug List 70 Dedicated to Service for Over 30 Years High Deductible Health Savings Account Benefit Plans Wellness Drug List 71 Dedicated to Service for Over 30 Years High Deductible Health Savings Account Benefit Plans Wellness Drug List 72 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Definitions Active Employee Is an employee who works and is paid by the employer for at least twenty (20) hours per week or is accessing vacation, sick, personal, paid time off, or paid/unpaid Family Medical Leave Act of 1993 (FMLA) and is receiving the same benefits as all other employees. Persons who are receiving long or short term disability payments or workers’ compensation income benefits are not otherwise on the payroll of the employer are not active employees, nor do those benefits accrue toward the twenty hour requirement. In order for any form of leave that is not accrued on a weekly, monthly, annual or other periodic basis to be considered as vacation, sick, personal, or paid time off leave under the previous paragraph, Member’s leave policy must be (1) in writing, (2) on file with IEBP prior to the start of the employer’s plan year, and (3) available uniformly to all employees. This non-accruing leave shall include but not be limited to sick pool leave, catastrophic leave, disability leave, non-FMLA medical leave, workers compensation injury leave, and emergency leave. In order for compensatory time to be considered as actively at work hours, the Member’s compensatory policy must be (1) in writing, on file with IEBP prior to the start of the employer’s plan year, (2) available uniformly to all employees, (3) clearly documented on each payroll document, and (4) in compliance with U.S. Department of Labor requirements. Employees that do not meet the definition of an employee in the benefit book are not eligible for medical benefits. A Family Medical Leave Act (FMLA) certification shall extend the period of coverage for active employee(s) when the FMLA documentation is provided in writing to IEBP within thirty (30) days of the certification and one hundred and twenty (120) days of the beginning date of the FMLA leave. Adolescent Dependent An individual thirteen (13) to attained age of eighteen (18) years of age whose disabilities of minority have not been removed by marriage or judicial decree. Depression is identified as a serious mental illness for adolescents. 73 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Definitions Deductible Eligible Benefits in a given calendar year, which are the responsibility of the employee before benefits become payable by this Plan. If an individual is accessing a High Deductible Health Savings Account Family Plan, the plan is required to ensure the minimum family deductible $2,400 dollar amount is paid prior to benefit percentage plan payments. The IEBP plan design for the minimum family deductible regulations will require the covered family individual’s dollars in excess of each family individual deductible to accumulate to the minimum family deductible prior to benefit plan percentage payment. IRS Health Savings Account Out of Pocket Minimum and Maximums Maximum Annual H.S.A. Contribution Minimum HDHP Deductible Maximum HDHP OOP Expense 2013 Minimums and Maximums for High Deductible H.S.A. Plans Individual Coverage Family Coverage $3,250 $6,450 $1,250 $2,500 $6,250 $12,500 74 2014 Minimums and Maximums for High Deductible H.S.A. Plans Individual Coverage Family Coverage $3,300 $6,550 $1,250 $2,500 $6,350 $12,700 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Definitions United States Preventive Services Task Force (USPSTF) Quality Improvement preventive services task force that works with other national organizations. PHS Act section 2713 and the interim final regulations require nongrandfathered group health plans in the individual or group benefits prohibit the cost-sharing requirements with respect to, the following: 1. Evidence-based items or services that have in effect a rating of “A” or “B” in the current recommendations of the United States Preventive Services Task Force (USPSTF) with respect to the covered individual; 2. Immunizations for routine use in children, adolescents, and adults that have in effect a recommendation from the Advisory Committee on Immunization Practices (ACIP) of the Centers for Disease Control and Prevention (CDC) with respect to the covered individual; 3. With respect to infants, children, and adolescents, evidence-informed preventive care and screenings provided for in the comprehensive guidelines supported by the Health Resources and Services Administration (HRSA); and 4. With respect to women, evidence-informed preventive care and screening provided for in comprehensive guidelines supported by HRSA, to the extent not already included in certain recommendations of the USPSTF. 75 Dedicated to Service for Over 30 Years Medical and SBC Summary of Benefit Plan Changes PY14-15 Changes are in red Member Rights and Responsibilities Guide Wellness Initial Notice/Breast Feeding Expanded Benefits Services Provider Billing Tips* Comments PREVENTIVE SERVICES FOR WOMEN “WOMEN’S HEALTH” Breast feeding support Breast Feeding Support and One pump per pregnancy. Medically necessary Home Services for confined bed rest for and counseling and Counseling: S9443, 99341 - counseling and DME equipment in excess of $1,000 must be notified. Breast pump manual and access to breast feeding 99350 breast pump electric are eligible no cost share pumps. Hospital Grade breast pumps will supplies for pregnant Breast Pumps & Supplies require medical necessity per notification approval if charges are in excess of the $1,000.00. and nursing women E0602 – E0604, Lactation classes are paid at no cost share, if receive lactation classes in the home the A4261 – A4286 services must be medically necessary per notification approval. Breast feeding support, supplies and counseling services will require network providers (sample: network DME providers include: Lucina Care, www.Lucinacare.com (888) 809-9750) to access the no cost share benefit. For a list of current network breast pump suppliers, go to www.tmlmultistateiebp.org/ and login: 1. Click the "Provider Search" link found in the Benefit Information menu on the top. 2. Click on the "Search the Choice Plus Network" button under United Choice Plus Network 3. Click the "Nationally Contracted Facilities and Equipment Vendors" link under Facilities Breast pump replacement non-disposable accessories are reimbursed at no cost share: A4281 tubing for breast pumps, A4282 adaptor for breast pumps, A4283 cap for breast pump bottle, A4284 breast shield and splash protector, A4285 polycarbonate bottle for use with breast pump, A4286 locking ring 76 Dedicated to Service for Over 30 Years IEBP Guide Overview PY14-15 3. Fund Contact E-Friendly Resource Guide 1. Executed Agreements Guide Required Annual Executed Agreement Interlocal MyHealth Web Portal Annual Rerate Sheet Online Health Power Assessment (HPA) English/Spanish Health Reimbursement Arrangement (HRA) Provider Network Information Retirement Reimbursement Arrangement (RRA) Online Customer Care Services Health Savings Account (HSA) Employer Enrollment Form Secure E-mail Section 125 Flex: Premium Only Plan, Standard Plan, Grace Period (two Accessing Your Electronic Bill and Remittance Slip months and fifteen days), Carryover (maximum $500 unreimbursed healthcare dollars) Accessing Your FSA/DCA/HRA Accounts COBRA Continuation of Coverage (COC) Restat ReSource Smartphone and Droid Application Instructions Annual Certification of Distribution of Benefit Books and Plan Information MyHealth Mobile Application MyBenefits on Demand Order Form Helpful Links and Phone Numbers Healthcare Links not found on the IEBP Website 2. Employee E-Friendly Resource Guide MyBenefits on Demand MyHealth Web Portal Online Health Power Assessment (HPA) English/Spanish Provider Network Information 4. Protected Health Information Guide Online Customer Care Services Privacy Reference Tools Secure E-mail Privacy and Protection Statement Accessing Your FSA/DCA/HRA Accounts Why do I need an Authorization Form Restat ReSource Smartphone and Droid Application Instructions Notice of Privacy Practices MyHealth Mobile Application Health Information Authorization Form Helpful Links and Phone Numbers Glossary of Terms Healthcare Links not found on the IEBP Website MyBenefits on Demand 77 Dedicated to Service for Over 30 Years IEBP Guide Overview PY14-15 5. Summary of Benefit Changes 2014-2015 Plan Year Medical Dental Vision Administrative Updates 6. Forms Guide Sample Member Supply Request Form MyBenefits on Demand Order Form Sample ID Card and Request Form Sample Explanation of Benefits (EOB) Sample Explanation of Payment (EOP) Consumer Centered Medical Enrollment Form Consumer Centered Medical Change-Term Form Consumer Centered HRA/HSA Enrollment Form Consumer Centered Benefit Calculator Medical Enrollment Form Active Employee/Continuation of Coverage Participant and Dependent Eligibility Checklist Form Medical Change-Term Form Other Insurance Form English Other Insurance Form Spanish Right of Recovery-Accident/Injury Form Section 125 Enrollment Form Section 125 Premium Only Plan Enrollment Form Section 125 Change Form Section 125 Claim Form Section 125 Premium Only Plan Change Form Section 125 Dependent Care Reimbursement Form Section 125 Unreimbursed Healthcare Reimbursement Form Section 125 Recurring Expense Service Form Section 125 Direct Deposit Authorization Agreement 78 HRA Enrollment Form HRA Change Form HRA Claim Form RRA Enrollment Form (If Post Deductible RRA for access to Consumer Centered Plans) RRA Change Form RRA Claim Form HSA Enrollment Form HSA Change Form HSA Bank Employer Sign-Up Form HSA Bank IRS Form 1099-SA Instructions HSA Bank IRS Form 5498-SA Instructions COBRA Continuation of Coverage Enrollment Form COBRA Continuation of Coverage Employer's Termination Notice Form Life Enrollment and Change Form Six Steps to Understand Open Enrollment Patient Advocacy Form and Criteria Patient Satisfaction Survey Certificate of Credible Coverage Pre 65 Retiree and Dependent Eligibility Checklist Form Dedicated to Service for Over 30 Years IEBP Guide Overview PY14-15 7. Supplemental Benefits Option Guide 9. The Standard Life Overview The Standard Claim Procedures The Standard MEDEX Travel Assist Brochure Standard Life Enrollment-Change Form The Standard Voluntary AD&D Coverage Form The Standard Sample Life/LTD/STD Correspondence Public Employee Benefits Alliance (PEBA) Supplemental Benefit Options: Employee Assistance Program, Wellness, International Medicine, Security Audits, Medical Home Model of Care, Accident Supplemental Benefits, Cancer Supplemental Benefits, Pre/Post Sixty-five Benefits, Comprehensive Eligibility Audit 8. Human Resources/Fund Contact Healthcare Benefits Information Resource Guide Required Executed Agreement Annual Enrollment Required Information MyBenefits on Demand Order Form Annual Enrollment Support Service Options Employer Benefit Options Provider Network Options Open Enrollment Procedures IEBP Billing Procedures Benefit Guides Resources Healthy Living Guides Healthy Living Fact Sheets Healthy Initiatives Engagement Resources Sample Documents: Business Associate Agreement, Ordinance/Resolution Sample Supply Request FormSample ID Card Request Form (Online Form Only) Annual Paper Provider Directory Order Form Annual Benefit Reminder Poster Six Steps to Understand Open Enrollment 79 Member Rights and Responsibilities Guide E-Friendly IEBP Healthcare Benefit Information Links IEBP Member Rights and Responsibilities Statement IEBP Employee Healthcare Benefit Reminder Active Employee/COC Participant and Dependent Eligibility Checklist Form COBRA Continuation of Coverage Information Initial Notices » Special Enrollment Notice » Initial Notice of Benefits for Wellness Services IEBP Health and Wellness Programs » Notice of Benefits for Mastectomy and Breast Reconstruction » Notice of Medicaid and Children’s Health Insurance Program (CHIP) Personal Health Profile Health Engagement Resources Sample Identification Card and Online Request Form Sample of Explanation of Benefits (EOB) Sample of Explanation of Payment (EOP) Explanation of Benefits Remark Codes Overview Claim Audit Tool Appeal Guidelines How to Obtain Assistance on a Bill or Claim Patient Advocacy Audit, Review Criteria, and Form Managed Care/Cost Efficiency Audits Manage Out of Pocket Expenses Healthcare Reform Definitions Government Programs: Medicare, Medicaid Notice of Insurance Marketplace Dedicated to Service for Over 30 Years IEBP Guide Overview PY14-15 10. Comprehensive Eligibility Guide 13. Enrollment Requirements Active Employee Termination of Benefits Termination of Benefits due to Gross Misconduct Incomplete Eligibility Form Correspondence: Fund Contact and Employee Eligibility Checklist Form Active Duty Reservists Required New Hire Eligibility Documentation How to Obtain Vital Record Documentation Health Information Authorization Form (Execution Optional) Other Insurance Information Right of Recovery-Accident/Injury Form FMLA Overview 11. Online Enrollment Conversion Guide Benefit Plan Year Rerate Timeline Enrollment Parameters/Conversion Questions Online Enrollment Data Load Spreadsheet Explanation Online enrollment Data Load Spreadsheet Online Sandbox Test Tool Medical Intelligence Health and Wellness Guide Wellness Program that Works » Biometric Screenings » No Cost Share Wellness Benefits » Personal Health Record » Personal Health Profile » Health Power Assessment Overview Preventive/Routine Care Benefit Population Health Engagement/Professional Health Coaches Chronic Care Management Self Assessment Tools: Health Power Assessment, Wheel of Life Healthy Living Guides List Healthy Living Fact Sheets List Medical Intelligence Care Management Features Notification Requirements Continued Stay Review Medical Intensive Care Management Outcome Improvement Protocol Centers of Excellence Providers Integrated Medical Home Model of Care Sample Care Management Correspondence 12. Medication Therapy Management Guide Prescription Flowsheet Step Therapy/RxResults Prior Authorization/RxResults SpecialtyRx/Biotech Prescriptions/Diplomat Cost Share Prescriptions/Sample Cost Share Letter Restat Reportal (user friendly for iPhone and Droid) Value Tiered Align Network Pharmacies Covered and Non-Covered Drugs High Deductible H.S.A Benefit Plans Wellness Drug List TML MultiState IEBP Preferred Formulary Mail Order Biotech Services/Diplomat 80 Dedicated to Service for Over 30 Years IEBP Guide Overview PY14-15 14. Provider Access Provider Information Tool Guide IEBP Quality Improvement and Management Program IEBP Member Rights and Responsibilities Statement Clinical Protocol Website Services for Providers Provider Network Assistance: Primary, Secondary Networks, Centers of Excellence Identification of the Covered Individual: Sample Medical ID Card Public/Private Alliance Provider Solution UnitedHealthcare Choice Plus Provider Network Information Medication Therapy Management Program » Restat Reportal (user friendly for iPhone and Droid) » Step Therapy » Clinical Prior Authorization » Cost Share Medications » SpecialtyRx/Biotech Prescriptions » High Deductible H.S.A. Benefit Plans Wellness Drug List, OTC, PPACA No Cost Share Mandates » Transplant and Obesity Designated Centers of Excellence and Choice Plus Network Providers » Provider Coding Guidelines » Prompt Pay Adjudication Sample Explanation of Benefits (EOB) Electronic Fund Transfer Information Sample Explanation of Payment (EOP) How Benefits are Paid Non-Duplication of Benefits Healthy Initiatives Medical Intelligence After Hours and/or Weekend Medical and Mental Health Care Services Transplant/Obesity Network Centers of Excellence in conjunction with Network Providers Provider Clinical Practice Guideline Resources 15. Stop Loss Guide IEBP Stop Loss Services Contact List Medical Benefit Plan Document Summary of Benefits and Coverage (SBC) Medication Therapy Management Guide Medical Intelligence Interface Designated Centers of Excellence: Transplant and Obesity Healthy Initiatives Program Medication Therapy Management Program United Healthcare Choice Plus Provider Network Information Early Notification Reporting Stop Loss Administration Trigger List Healthcare Reform Appeal Timeline Independent Review Organizations Interface Notice of Privacy Practices Provider Care Path Pricing Transparency Guide Twenty-one Care Paths and Fifty-two Procedures by Geographic Area Care Path Descriptions Specialties Linked to Care Paths Care Path Definitions 16. 81 Dedicated to Service for Over 30 Years IEBP Guide Overview PY14-15 17. Retiree Benefits Guide Medicare Overview IEBP Benefit Plan Options Pre 65 » Medical Plan Book » Dental » Vision Post 65 » Medicare Overview » Post 65 Supplemental Benefits Supplemental K Post 65 United Healthcare Either Prescription Option: If Supplemental and Advantage Pres Option has to be the same Supplemental F Post 65 United Healthcare Either Prescription Option: If Supplemental and Advantage Pres Option has to be the same Formulary H Full Coverage in Gap Formulary G Generic in Gap Advantage Plan Value add Dental and Vision Supplements Supplemental Plans and Stand-Alone Prescription Options Retiree Comprehensive Eligibility Guide Retiree Rx Creditable Coverage Letter Retiree Rx Non-Creditable Coverage Letter (for high deductible plans) Retiree Member Correspondence » Sample Retiree Fund Contact Letter » Pre Sixty-five Sample Fund Contact Options Form » Post Sixty-five Sample Fund Contact Options Form » Sample Pre Sixty-five Retiree Letter » Pre Sixty-five Retiree Medical Enrollment Form » Pre Sixty-five Retiree Medical Change-Term Form » Sample Post Sixty-five Retiree Letter » Sample Post Sixty-five Retiree Enrollment Form » Sample Retiree Ordinance/Resolution 82 18. Political Subdivision MemberCentric Guide Extended Plan Year Benefit Impact Overview of Consumer Plan Options Section 125 Pre-Tax Eligible Benefits IEBP Consumer Centered Pool Plan Options Replicating IRS Minimum and Maximum Regulations High Deductible H.S.A. Plan Overview High Deductible H.S.A Health Plan Diagram High Deductible H.S.A. Benefit Plans Wellness Drug List, OTC, PPACA No Cost Share Mandates Health Savings Account Contribution Matrix Limits Health Savings Account Catch up Contributions Online Defined Contribution and Employer Subsidy Worksheet Medication Therapy Management Program Benefits Debit Card Management Tips HSA Bank Employer Sign-Up Form IRS Form 1099 SA Instructions IRS Form S498 SA Instructions Alegeus WealthCare Debit Card Flyer Dedicated to Service for Over 30 Years Provider Directory Letter: Choice Date FUND CONTACT GROUP NAME MAILING ADDRESS CITY TX ZIP RE: Provider Directory Order Form Region # Dear Fund Contact: The Provider Directory information is online at www.tmlmultistateiebp.org. Annually, TML MultiState IEBP requests that the members identify how many printed directories they would like to have on hand for distribution to their employee and dependent population. Please remember, the printed Provider Directories are updated annually and the website is updated daily. TML MultiState IEBP has less of a demand for the printed Provider Directories due to the provider network information being outdated. To search for the most current listing of network providers, go to www.tmlmultistateiebp.org and login to the myTML IEBP web portal. Next, under “Benefit Information” click the “Provider Search” link. To search the UnitedHealthCare Choice Plus Network, select the desired search option and follow the step-by-step instructions. Search results may be printed at any time. If you are interested in receiving Paper Provider Directories, at no additional cost, please fill out this form and return it to Adam Martinez via fax at (512) 719-6509. Provider Directory Order Form Name of UnitedHealthCare Choice Plus Network Directory: ### Number of Directories Needed: __________ Order Deadline: May 2, 2014 Directories will be shipped on June 6, 2014 Signature/Title ___________________________________________________ Please contact me at (512) 719-6780 if you have any questions or other suggestions that can help to reduce waste. Sincerely, Susan L. Smith Executive Director 83 Dedicated to Service for Over 30 Years Provider Directory Letter: Options Date FUND CONTACT GROUP NAME MAILING ADDRESS CITY TX ZIP RE: Provider Directory Order Form Region # Dear Fund Contact: The Provider Directory information is online at www.tmlmultistateiebp.org. Annually, TML MultiState IEBP requests that the members identify how many printed directories they would like to have on hand for distribution to their employee and dependent population. Please remember, the printed Provider Directories are updated annually and the website is updated daily. TML MultiState IEBP has less of a demand for the printed Provider Directories due to the provider network information being outdated. To search for the most current listing of network providers, go to www.tmlmultistateiebp.org and login to the myTML IEBP web portal. Next, under “Benefit Information” click the “Provider Search” link. To search the UnitedHealthCare Options PPO Network, select the desired search option located under “United Options PPO Network” and follow the step-by-step instructions. In addition to the UnitedHealthCare Options PPO Network, you also have access to additional network providers through TML MultiState IEBP contracts. If you are unable to find a provider using the UnitedHealthCare Options PPO provider directory search, you may search the TML MultiState IEBP Direct PPO Network by selecting the desired search option listed under “TML MultiState IEBP Direct PPO Network”. Search results may be printed at any time. If you are interested in receiving Paper Provider Directories, at no additional cost, please fill out this form and return it to Adam Martinez via fax at (512) 719-6509. Provider Directory Order Form Name of Provider Directory: ### Number of Directories Needed: __________ Order Deadline: May 2, 2014 Directories will be shipped on June 6, 2014 Signature/Title ___________________________________________________ Please contact me at (512) 719-6780 if you have any questions or other suggestions that can help to reduce waste. Sincerely, Susan L. Smith Executive Director 84 Dedicated to Service for Over 30 Years Supplemental Benefits Changes in Red Plan Year 2014-2015 Membership Dental Benefits Deletion of Late Entrant Limitation ADA codes are being updated. Current 2013-2014 Rates Active Dental Rates Pre-65 Dental Rates Actives Dental II Dental II Rolling 12 EE $7.52 EE $10.16 81.38% Comp $13.26 Comp $17.90 Spouse $10.56 Spouse $14.26 Child(ren) $9.06 Child(ren) $12.24 Family $15.52 Family $20.96 Dental II Voluntary EE $11.36 Comp $19.14 Spouse $15.26 Child(ren) $13.08 Family $22.40 Dental II Voluntary EE $13.72 Comp $24.18 Spouse $19.26 Child(ren) $16.52 Family $28.30 Dental III EE Comp Spouse Child(ren) Family $30.14 $47.30 $31.74 $34.92 $62.40 Dental III EE Comp Spouse Child(ren) Family Dental IV EE Comp Spouse Child(ren) Family $20.24 $33.42 $27.34 $23.28 $40.48 Dental IV EE Comp Spouse Child(ren) Family Dental IV Voluntary EE $27.32 Comp $45.12 Spouse $36.92 Child(ren) $31.44 Family $54.66 0% 0% 0% 0% 0% New 2014-2015 Rates Active Dental Rates Retiree % Incr Dental II EE $7.52 17% Comp $13.26 17% Spouse $10.56 17% Child(ren) $9.06 17% Family $15.52 17% Pre-65 Dental Rates Retirees Dental II Rolling 12 EE $11.90 165.11% Comp $20.94 Spouse $16.68 Child(ren) $14.32 Family $24.52 Active% Incr PY 84.52% 73.01% 67.60% 0% 0% 0% 0% 0% Dental II Voluntary EE $11.36 Comp $19.14 Spouse $15.26 Child(ren) $13.08 Family $22.40 17% 17% 17% 17% 17% Dental II Voluntary EE $16.06 Comp $28.30 Spouse $22.54 Child(ren) $19.34 Family $33.12 $40.70 $63.86 $42.86 $47.14 $84.24 85.28% 86.12% 7% 7% 7% 7% 7% Dental III EE Comp Spouse Child(ren) Family $32.26 $50.62 $33.96 $37.36 $66.78 2% 2% 2% 2% 2% Dental III EE $41.52 Comp $65.14 Spouse $43.72 Child(ren) $48.08 Family $85.92 $27.32 $45.12 $36.92 $31.44 $54.66 98.56% 100.98% 17% 17% 17% 17% 17% Dental IV EE Comp Spouse Child(ren) Family $23.70 $39.10 $32.00 $27.24 $47.36 2% 2% 2% 2% 2% Dental IV EE $27.88 Comp $46.02 Spouse $37.66 Child(ren) $32.08 Family $55.76 87.91% 89.48% 7% 7% 7% 7% 7% Dental IV Voluntary EE $29.24 Comp $48.28 Spouse $39.50 Child(ren) $33.64 Family $58.50 17% 17% 17% 17% 17% Dental IV Voluntary EE $43.16 Comp $71.28 Spouse $58.32 Child(ren) $49.66 Family $86.36 Dental IV Voluntary EE $36.88 Comp $60.92 Spouse $49.84 Child(ren) $42.44 Family $73.80 85 PY 95.65% 238.83% 207.50% 58.48% 44.90% 23.85% 23.85% 139.46% 166.95% Dedicated to Service for Over 30 Years Supplement Benefits Changes in Red Plan Year 2014-2015 Membership Vision Rate Increases Current 2013-2014 Rates New 2014-2015 Rates 2013-2014 2013-2014 Active Vision Rates Pre-65 Vision Rates Active Vision Rates Pre-65 Vision Rates Vision A Vision A Vision A Vision A EE $6.76 Family $13.50 Vision A Voluntary EE $9.38 Family $18.76 EE Family Family 56.08% $14.18 EE $9.86 57.52% Family 2014-2015 0% EE 0% Family Vision A Voluntary Vision B EE $7.10 54.25% Active % Incr 58.69% $19.70 0% EE 0% Family $18.00 Vision B Voluntary EE Family 2014-2015 $6.76 8% EE $13.50 8% Family Vision A Voluntary Vision B $9.00 Retiree % Incr 62.69% $18.90 0% Family Vision B Voluntary EE $12.50 EE $13.14 52.88% Family $25.00 Family $26.26 0% EE 55.87% $15.32 $9.38 8% EE $10.66 49.85% $18.76 8% Family $21.28 0% EE $18.00 0% Family $9.46 58.17% 26.01% $18.90 Vision B Voluntary 0% EE $12.50 15% EE $15.12 80.12% 0% Family $25.00 15% Family $30.20 86 61.25% Vision B $9.00 Vision B Voluntary 98.99% Vision A Voluntary Vision B $9.46 61.21% $7.68 84.01% 111.18% Dedicated to Service for Over 30 Years Leveraging Purchasing Power of Political Entities for Cost Effective Employee Benefits 87 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Acid reducer – Medical expenses paid per Patient Protection and Affordable Care Act (PPACA) 1.1.2011. Pepcid AC, Zantax, Prilosec Acne medication – Medical expenses paid per Patient Protection and Affordable Care Act (PPACA) 1.1.2011. Clearasil, OXY Allergy medicine – Expenses to alleviate or treat injuries or sickness with a prescription. Alavert, Benadryl, Claritin, Sudafed Allergy pillows, mattress covers, air purifiers, filters, etc. – Treat allergies diagnosed by physicians. 88 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Anti-bacterial hand sanitizers – Purell, Nexcare, Germ-X personal use component; but for test must be established Antibiotic products – Bacitracin, Neosporin, triple antibiotic ointment Anti-diarrhea medication – Medical expenses paid per Patient Protection and Affordable Care Act (PPACA) 1.1.2011. Imodium, Kaopectate AntiGas – Gas-X, Phazyme with physician order Antifungal (Foot) – Lamisil, Lotrimin Antiparasitic treatments – Nix, Rid, lice treatments Antiseptics & wound cleansers – Rubbing alcohol, peroxide, Epsom salt, betadine, hibiclens Anti-itch lotion – Medical expenses paid per Patient Protection and Affordable Care Act (PPACA) 1.1.2011. Caladryl, Lanacane, Sarna, hydrocortisone 89 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Baby diapers – Huggies, Pampers, Pullups to treat juvenile incontinence or medical condition Baby formulas/nutritionals – Pediassure, Progestimila specialty formulas/nutritionals are covered if medically necessary and authorized by medical practitioner. Only the excess cost between regular formula and the specialized formula may be eligible under an employer’s plan. Baby electrolytes and dehydration – Pedialyte, Enfalyte baby electrolytes and dehydration Baby rash ointments & creams – Desitin, Aveeno Baby includes petroleum jelly merchandized and marketed for baby rash 90 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Breast pump – Prescribed breast pump and breast feeding supplies used for the convenience of the mother is reimbursable. Breast Pump (cost or rental fee), Breast Pump Parts (pump valve, replacement tubing piston unit, diaphragms, pump body, flange, shield), Storage Bottles, Storage Bags, Gel Pads, Nursing Pads, Nipple Shields, Conversion Kits, Areola Stimulator, Car Adapter Compression hosiery – Jobst, TED, Futuro including diabetic socks; excess cost over regular hose and socks Cough, cold & flu dietary supplements – Airborne, hall’s Defense, Germ Defense Alka Seltzer Immunity products that are merely dietary supplements and marketed as such, including those claiming to “support the immune system” (i.e. Airborne), are not covered (dual). Cold preventative products which are “proven to lessen the severity” or “reduce the duration” of colds or flu are covered. These include homeopathic, natural products, some herbals and some forms of zinc. 91 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Diabetes nutritionals – Glucerna, boost glucose to treat symptoms of diabetes when recommended by physician Diabetes personal care & supplies – Include diabetes skin care, cough & cold, support socks and supplies. Personal care is generally not covered; must test or treat a specific symptom or condition of Diabetes. Diagnostic products – Cholesterol screening, thermometers, blood pressure monitors, cholesterol testing 92 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Dietary supplements – Essential fatty acids (fish oil), soy, enzymes, amino acids under narrow circumstances, they will be eligible if used to treat a medical condition or at-risk for illness diagnosed by physician, dietary supplement marketed in pain relief, cough & cold and antacids/laxative categories do not automatically qualify as a medical expense 9i.e, Azo Cranberry, Airborne, Culturelle, etc) Digestive aids – Lactaid, Lactase, Beano with physician order Drug Testing Kits – First Check diagnostics of illegal activities are typically not covered Ear Care – Un-medicated ear drops, syringes, and ear wax removal Ear plugs – Mack’s, Flent to treat medical condition (presence of middle/inner ear tubes) diagnosed by physician 93 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Elastics/Athletic Treatments – ACE, Futuro, eklastic bandages, braces, hot/cold therapy, orthopedic supports & rib belts etc. Exercise equipment – To treat medical condition diagnosed by physician, not for general health Feminine Moisturizing – Raplens, Rephresh to treat vaginal dryness caused by medical condition Feminine Protection (Pads & Liners) - Kotex, Always, Stayfree they are ordinarily considered as being used to maintain general health and for personal care. They are dual if used for post-surgery or child birth. First Aid Burn & Scar Treatments & Skin Protectants (petroleum jelly) – Aloe, Mederma, Neosporin Scar Solution, Vaseline Jelly prescribed by a physician for a burn 94 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Fluoride Treatments – Gel-Kam to treat medical condition diagnosed by physician and not for general oral care Food Thickeners – Thick-it for test must be established Foot Insoles and Cushioning – Insoles, Heel & Arch, Dr. Scholl’s Air Pillo, Odor Eaters treatment vs general use for comfort, must treat specific ailment to be covered Gloves (Rubber & Cotton) – Becton, Dickinson and Co (BD) Hair growth product – Rogain to treat symptom of medical condition diagnosed by physician 95 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Hearing aids/Medical batteries – Medical expenses for a hearing aid and batteries are reimbursable. The cost of hearing aid repairs is a qualified medical expense. Homeopathic Remedies – Products that treat an illness or condition that are eligible with a prescription Medical Nutritionals – Treats a specific condition and prescribed by a physician Medicated bath products – Medical expenses; Medical expenses paid per Patient Protection and Affordable Care Act (PPACA) 1.1.2011 or to treat a specific condition diagnosed by a physician. Minerals – Calcium Carbonate, Ferrous, Sulfate under narrow circumstances, they will be eligible if used to treat medical condition or at-risk for illness diagnosed by a physician. 96 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Nasal Strips & Snore Relief – Breathe Right to treat sleep apena or improper breathing diagnosed by physician Naturopathy – Non-traditional healing treatments to treat a medical condition. Naturopathy expenses are not reimbursable unless used to treat medical condition or at-risk for illness diagnosed by physician. Reading glasses and maintenance accessories – Reading glasses are a reimbursable expense. Chains, etc., are not covered. Skin Care – Therapeutic Hand & body – Eucerin, Acquaphonr, Amlactin to treat or remedy a skin condition diagnosed by a physician Sunburn relief and sunscreens – Sunscreen and sunburn relief are over-the-counter products that prevent disease (such as skin cancer) or alleviate injuries (such as sunburns) and therefore should be reimbursable FSA expenses; Coppertone, Banana Boat SPF 15+ and UVA/UVB protection; protection against skin cancer and premature skin aging 97 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red Section 125 Therapeutic Shampoo & Scalp Treatments (medicated) – Nizoral, Neutrogena T-Gel to treat skin/scalp condition for short duration diagnosed by physician Vaccinations – Flu Shots, Pneumonia Vaccinations Vaporizers & humidifiers and Accessories – Vicks, Sunbeam, Kaz if used to treat illness, not covered for normal household use Weight loss program – The cost of a weight loss program for general health is not reimbursable even if a doctor prescribes the program. However, the cost of a weight loss program may be reimbursable in two instances. First, if attendance at a weight loss program is prescribed by a physician to treat a specific illness (e.g., heart disease), the expense is reimbursable. The physician should substantiate the necessity of this treatment. Second, obesity is now medically recognized by the IRS as a disease in its own right, and weight loss programs to treat obesity are reimbursable expenses. Apparently, weight loss programs to treat obesity do not have to be prescribed by a physician, but obesity must be diagnosed. Also see Special foods. A medical expense for weight loss can be reimbursed if the treatment is for a specific disease diagnosed by a physician. Exercise equipment and exercise programs are covered if prescribed by a physician. Alli, Slim Fast to treat obesity diagnosed by a physician. 98 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red HRA Pool and ASO Plan Dependent Coverage Coverage for a Dependent cannot extend beyond the date coverage for the active Employee ends, unless required by Section 615.071 of Chapter 615 of the Government Code for survivors of certain employees described in Section 615.003 of the Chapter who are killed in the line of duty. Section 615.075(c) requires that the survivor must give the employer notice of election to purchase coverage within 180 days of the decedent’s death. 99 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red HRA Limited Post Deductible Pool Plan Dependent Coverage Coverage for a Dependent cannot extend beyond the date coverage for the active Employee ends, unless required by Section 615.071 of Chapter 615 of the Government Code for survivors of certain employees described in Section 615.003 of the Chapter who are killed in the line of duty. Section 615.075(c) requires that the survivor must give the employer notice of election to purchase coverage within 180 days of the decedent’s death. 100 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red COC Agreement II. Employer Duties 1. The undersigned Employer will notify the Pool’s Billing/Eligibility Representative assigned to the Employer via FAX or Telephone (with a written follow up) within one (1) business day of a qualifying event, as defined by the COBRA Continuation of Coverage statute and its amendments, or a termination for gross misconduct of a Covered Employee for which the Employer has knowledge. Examples of qualifying events include termination; lump sum or severance settlement; resignation; death; retirement if the employee does not enroll for retiree coverage when offered under the Employer’s benefit plan; reduction in hours (including reduction to zero hours), call to duty for military service and absence from work for an injury or illness after all earned sick leave, vacation leave and FMLA has been exhausted. 2. The undersigned Employer will distribute Attachment A, which advises each Covered Individual of their rights and responsibilities under COBRA Continuation of Coverage. The Employer will certify through a letter to the Pool that Attachment A was distributed to all Covered Individuals as of the date the Pool commenced COBRA Continuation of Coverage Administration. 101 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red COC Agreement II. Employer Duties 3. The undersigned Employer will distribute Attachment A to all employees who become covered by the Employer’s benefit plan after the date the Pool commenced COBRA Continuation of Coverage administration and include verification of the distribution with the enrollment card when it is submitted to the Pool. 4. The undersigned Employer will notify the Pool via FAX or Telephone (with a written follow-up) within one (1) business day of gaining knowledge that a Covered Individual has legally separated, divorced or is no longer eligible for coverage, e.g., the Covered employee or dependent is voluntarily dropped from coverage. 5. The undersigned Employer will notify the Pool at least ten (10) business days prior to any open enrollment period. The notice to the Pool will include the dates of the open enrollment. 102 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red COC Agreement II. Employer Duties 6. The undersigned Employer will immediately notify the Pool of any suspected claim, demand or suit arising from the administration of COBRA Continuation of Coverage. 7. To the extent allowed by law, the undersigned Employer will indemnify and hold harmless the Pool and its officers, agents, employees and representatives from all suits, actions, losses, damages (including punitive damages), claims or liability of any type, including without limiting the generality of the foregoing all expenses of litigation, court costs, and attorney’s fees, resulting from the failure of the undersigned Employer to give any notice required by this Agreement. The foregoing reimbursement obligation shall specifically include any medical claim costs incurred by the Pool because of the failure of the Employer to give any notice of an employee termination or other qualifying event. The undersigned Employer will fund this obligation out of current revenues in the year the obligation is determined or will levy a tax to fund the obligation if current revenues are insufficient. 103 Dedicated to Service for Over 30 Years Member Agreements Summary of Benefit Plan Changes PY14-15 Changes are in red COC Agreement II. Employer Duties 8. Any decision of whether an Employee was terminated because of gross misconduct will be made by the Employer no later than the 45th day following the termination or the date a COBRA election notice is mailed to the Employee, whichever is earlier. Any determination of gross misconduct shall be based only on events prior to the termination of employment. Expanded Notice to COBRA Participant of Insurance Marketplace Option 104 Dedicated to Service for Over 30 Years MyBenefits on Demand Order Form 105 Dedicated to Service for Over 30 Years Sample Category Plan Documents/Agreement (most recent 5 years) Documents requiring Risk or Non-Risk Interlocal Agreement signature for Execution Annual Rerate Sheet/Online Instructions maintain 5 years online Annual Health Reimbursement Arrangement (HRA) Annual Retiree Reimbursement Arrangement (RRA) Navigate to a Health Savings Account (H.S.A.) Annual Health Savings Account (H.S.A.) IRS Form 1099 and 5498 SA Instructions H.S.A. Health Savings Account Employer Enrollment Form Annual Section 125: Premium, Standard, Grace, Carryover Annual COBRA Continuation of Coverage Certification of Distribution of Benefit Books Annual Paper Directory Request Form MyBenefits on Demand Order form Fund Contact Helpful Resource Guides Annual Benefit Reminder Poster Fund Contact Guide Fund Contact E-Friendly Guide Agreements Requiring Signature and Return to IEBP myIEBP Website Annual Enrollment Required Information Online Health Power Assessment (HPA) MyBenefits on Demand Order Form Provider Network Information Annual Enrollment Support Service Options Online Customer Care Employer Benefit Options Secure E-mail Provider Network Options Accessing your Electronic Bill and Open Enrollment Procedures Remittance Slip IEBP Billing Procedures Accessing your FSA/DCA/HRA Accounts Benefit Guides Overview Restat Resource Smartphone Healthy Living Guides Application Instructions Healthy Living Fact Sheet Resource Android Application Sample Documents: Resolution, Ordinance, Business Instructions Associate Agreement Contract Information Sample ID Card Helpful Links and Phone Numbers Sample Benefit Reminder Poster Healthcare Links not found on the IEBP Sample Supply Request Form Website Annual Provider Directory Order From Six Steps to Understand Open Enrollment Healthy Initiatives Engagement Resources 106 Dedicated to Service for Over 30 Years Sample Category Fund Contact Plan Documents/Agreement (most recent 5 years) Helpful Resource Guides Online Enrollment Conversion Guide Plan Year Rerate Timeline Enrollment Parameter Worksheet Online Enrollment Data Load Spreadsheet Explanation Online Enrollment Data Load Spreadsheet Employer Defined Contribution Cost Online Sandbox Test tool Forms Guide Sample Member Supply Request Form MyBenefits on Demand Form Sample Explanation of Benefits (EOB) Sample Explanation of Payment (EOP) Sample ID Card and Request Form Consumer Centered Medical Enrollment Form Consumer Centered Medical Change-Term Form Consumer Centered HRA/HSA Enrollment Form Consumer Centered Benefit Calculator Medical Enrollment Form Active Employee-COC Participant and Dependent Eligibility Checklist Form Medical Change-Term Form Other Insurance Form English Other Insurance Form Spanish Right of Recovery-Accident/Injury Form Pre-X Routine Inquiry Form (Employee) template Pre-X Inquiry Form (Provider) template Section 125 Enrollment Form Section 125 Premium Only Plan Enrollment Form Section 125 Change Form Section 125 Premium Only Plan Change Form Section 125 Claim Form Section 125 Dependent Care Reimbursement Form Section 125 Unreimbursed Healthcare Reimbursement Form Section 125 Recurring Expense Service Form Section 125 Direct Deposit Authorization Agreement 107 HRA Enrollment Form HRA Change Form HRA Claim Form HRA Limited Post Deductible Enrollment Form RRA Enrollment Form (If Post Deductible RRA for access to Consumer Centered Plans) RRA Change Form RRA Claim Form HSA Enrollment Form HSA Change Form COBRA Continuation of Coverage Enrollment Form COBRA Continuation of Coverage Employer’s Termination Notice Form Life Enrollment and Change Form Six Steps to Understand Open Enrollment Patient Advocacy Form Patient Satisfaction Survey Certificate of Creditable Coverage Request Pre Sixty-five Eligibility Form Dedicated to Service for Over 30 Years Sample Category Plan Documents/ Helpful Resource Guides Agreement (most recent 5 years) Eligibility Comprehensive Eligibility Guide Requirements Enrollment Requirements Active Employee Termination of Benefits Termination of Benefits due to Gross Misconduct Incomplete Eligibility Form Correspondence; Fund Contact and Employee Eligibility Checklist Form Active Duty Reservists (Out of Medical Book) Member Rights Employee E-Friendly Resource Guide and IEBP Website Responsibilitie Online Health Power Assessment (English/Spanish) s Provider Network Information Online Customer Care Services Secure E-Mail Definition of Active Employee Termination of Benefits Member Rights and Responsibilities Guide Members Rights and Responsibilities Statement Employee Benefit Reminder Notice Active Employee/COC Participant and Dependent Eligibility Checklist Form Healthcare Reform Definitions Initial Notices Special Enrollment Notice Initial Notice of Benefits for Wellness Services Notice of Benefits for Mastectomy and Breast Reconstruction Notice of Medicaid and Children’s Health Insurance Program (CHIP) Pre-existing Notice of Limitations Notice of Privacy Practices Sample ID Card Request Form Sample EOB Sample EOP COBRA Continuation of Coverage Sample Identification Card and Online Request Form Explanation of Benefits Remark Code Overview Claim Audit Tool Appeal Guidelines 108 How to Obtain Vital Record Documentation Protected Health Information Authorization Form (Execution Optional) Other Insurance Information Right of Recovery-Accident/Injury Form Steps to Develop a Health Organizer FMLA Overview Accessing Your FSA/DCA/HRA Accounts Restat Smartphone/Droid Application MyHealth Mobile Application E-Friendly IEBP Healthcare Benefit Information Links HealthX Application Active Duty Reservist Other Insurance Form Right of Recovery Form FMLA Overview How to Obtain Assistance on a Bill or Claim Patient Advocacy Audit, Review, Criteria, and Form Managed Care/Cost Efficiency Audits Manage Out of Pocket Expenses IEBP Health and Wellness Programs Personal Health Profile Health Engagement Resources E-Friendly IEBP Healthcare Information Links Manage Out of Pocket Expenses Government Programs: Medicare, Medicaid, Exchange/Insurance Marketplaces Protected Health Information Guide Notice of Privacy Policy Health Information Authorization Form HIPAA Frequently Asked Questions Dedicated to Service for Over 30 Years Sample Category Provider Access Plan Helpful Resource Guides Documents/Agreement (most recent 5 years) Provider Relations Tool Guide IEBP Quality Improvement and Management Program IEBP Member Rights and Responsibilities Statement Clinical Protocol Website Services for Provider Provider Network Assistance: Primary, Secondary, Networks, Centers of Excellence Identification of the Covered Individual: Sample Medical ID Card Public/Private Alliance Provider Solution UnitedHealthcare Choice Plus Network Medication Therapy Management Program Sample Explanation of Benefits (EOB) Sample Explanation of Payment (EOP) How Benefits are Paid Non –Duplication of Benefits Healthy Initiatives Medical Intelligence After Hours and Weekend Medical and Mental Health Care Services Transplant/Obesity Network Centers of Excellence in Conjunction with Network Providers Provider Care Path Pricing Transparency Twenty-One Care Paths and Fifty-two procedures by Geographic Are Specialties Linked to Care paths Care Path Definition 109 Dedicated to Service for Over 30 Years Sample Category Plan Documents/Agreement (most recent 5 years) Open Enrollment Helpful Resource Guides Open Enrollment Forms Guide Enrollment Forms Enrollment Forms Change Forms Notice of Privacy Practices Health Information Authorization Form HIPAA Frequently Asked Questions Other Insurance Form Sample Right of Recovery-Accident/Injury Form Six Ways to Understand Open Enrollment Online Enrollment Guide Protected Health Information Guide Notice of Privacy Policy Health Information Authorization Form HIPAA Frequently Asked Questions Comprehensive Eligibility Guide Enrollment Requirements Active Employee Termination of Benefits Termination of Benefits due to Gross Misconduct Incomplete Eligibility Form Correspondence; Fund Contact and Employee Eligibility Checklist Form Active Duty Reservists (Out of Medical Book) How to Obtain Vital Record Documentation Protected Health Information Authorization Form (Execution Optional) Other Insurance Information Right of Recovery-Accident/Injury Form Steps to Develop a Health Organizer FMLA Overview BPS (MBI) Debit Card Flyer (Consumer Driven Products) Medical BPS (MBI) Debit Card Flyer (Consumer Driven Products: Section 125, HRA, H.S.A.) Employee Enrollment Important Reminder Notice Medical Plan Benefits Medical Summary of Benefits and Coverage Provider Relations Tool Guide Website Services for Providers Provider Network Assistance: Primary, Secondary Networks Prompt Pay Adjudication Sample Explanation of Benefits (EOB) 110 How Benefits are Paid Non-Duplication of Benefits Healthy Initiatives Medical Intelligence After Hours Services/Telemedicine Provider Transparency Care Paths Preferred Lab Centers of Excellence/Designated Centers Network Providers Dedicated to Service for Over 30 Years Sample Category Plan Documents/Agreement (most recent 5 years) Retiree Population Pre/Post Sixty-five Medical Retiree Benefits Guide Retiree Benefits Guide Medicare Overview Medicare Overview IEBP Benefit Plan Options Pre Sixty-five Plan Options Pre 65 Pre Sixty-five Supplement Plan Options Medical Plan Book Post Sixty-five Plan Option Dental Sample Retiree Ordinance/Resolution Vision Post 65 Medicare Overview Post 65 Supplemental Benefits Supplemental K Post 65 UnitedHealthcare Either Prescription Option If Supplemental and Advantage Prescription Option has to be the same Supplemental F Post 65 UnitedHealthcare Either Prescription Option If Supplemental and Advantage Prescription Option has to be the same Formulary H Full Coverage in Gap Formulary G Generic in Gap Advantage Plan Value add Dental and Vision Supplements Supplemental Plans and Stand-Alone Prescription Options Retiree Comprehensive Eligibility Guide Retiree Rx Creditable Coverage Letter Retiree Rx Not Creditable Coverage Letter (for high deductible plans) Retiree Fund Contact Letter Retiree Fund Contact Options Forms Retiree Letters Pre 65 Retiree Enrollment Form Pre 65 Retiree Change-Term Form Sample Post 65 Retiree Enrollment Form Sample Retiree Ordinance/Resolution Medical Intelligence Health and Wellness Guide Wellness Program that Works Preventive/Routine Care Benefit Population Health Engagement/Professional Health Coaches/Chronic Care Management Population Health Engagement Resources Self Assessment Tools: Health Power Assessment, Wheel of Life Healthy Living Guides List Healthy Living Fact Sheets List Medical Intelligence Care Management Features Notification Requirements Medical Intelligence Helpful Resource Guides 111 Continue Stay Review Medical Intensive Care Management Outcome Improvement Protocol/Efficient Performance Based Outcome Centers of Excellence Providers Integrated Medical Home Model of Care Sample Care Management Correspondence Personal Health Profile Dedicated to Service for Over 30 Years Sample Category Plan Documents/Agreement Helpful Resource Guides (most recent 5 years) Prescription Dental II, III, IV Voluntary Dental II, IV Vision Vision Vision A Vision B Voluntary Vision Voluntary Vision A Voluntary Vision B Consumer Centered Section 125 Plans: Section 125 Premium Only (Flex), Health Section 125 Stand Alone Reimbursement Section 125 2 month-15 day Account (HRA), Health Extension Savings Account Section 125 $500 Carryover (H.S.A.), Debit Card Alegeus WealthCare Debit Card Flyer Information Flyer HRA Benefit Plan Medication Therapy Management Guide Prescription Flowsheet Step Therapy/RxResults Prior Authorization/RxResults SpecialtyRx/Biotech Prescriptions/Diplomat Cost Share Prescriptions/Sample Cost Share Letter Restat REPortal » iPhone Friendly » Android Friendly Value Tiered Align Network Pharmacies Covered and Non-Covered Drugs High Deductible Health Savings Account Benefit Plans Wellness Drug List IEBP Preferred Formulary/Best Brand Drug List Mail Order/MedVantx Biotech Services/Diplomat Dental Political Subdivision MemberCentric Guide Extended Plan Year Benefit Impact Overview of Plan Options Section 125 Pre-Tax Medical Eligible Benefits IEBP Consumer Centered Pool Plan Options replicating IRS minimum and maximum regulations High Deductible Health Plan Overview High Deductible Health Plan Diagram High Deductible Wellness Drug List, OTC, PPACA No Cost Share Mandates Health Savings Account Contribution Matrix Limits Health Savings Account Catch-Up Contributions Online Defined Contribution and Employer Subsidy Worksheet Medication Therapy Management Program Benefits Debit Card Management Tips HSA Bank Employer Sign-Up Form HSA Bank IRS Form 1099sa Instructions HSA Bank IRS Form 5498sa Instructions Alegeus WealthCare Debit Card Flyer (Consumer Driven Products) 112 Dedicated to Service for Over 30 Years Sample Category Plan Documents/Agreement Helpful Resource Guides (most recent 5 years) Continuation of Transparency to Healthcare Benefits Guide Coverage COBRA Continuation of Coverage Initial Notice COBRA Continuation of Coverage Notice Information COBRA Continuation of Coverage Flow Sheet COBRA COC Qualifying Event Form COBRA COC Enrollment Form Standard Standard Life Overview Claim Procedure MEDEX Forms AD&D Coverage Sample Life/LTD/STD correspondence Supplemental Benefit Employee Assistance Program Employer Options Supplemental Benefits 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Change-Term Form Consumer Centered HRA/HSA Enrollment Form Consumer Centered Benefit Calculator Medical Enrollment Form Active Employee-COC Participant and Dependent Eligibility Checklist Form Medical Change-Term Form Other Insurance Form English Other Insurance Form Spanish Right of Recovery-Accident/Injury Form Pre-X Routine Inquiry Form (Employee) template Pre-X Inquiry Form (Provider) template Section 125 Enrollment Form Section 125 Premium Only Plan Enrollment Form Section 125 Change Form Section 125 Premium Only Plan Change Form Section 125 Claim Form Section 125 Dependent Care Reimbursement Form Section 125 Unreimbursed Healthcare Reimbursement Form Section 125 Recurring Expense Service Form Section 125 Direct Deposit Authorization Agreement 114 HRA Enrollment Form HRA Change Form HRA Claim Form HRA Limited Post Deductible Enrollment Form RRA Enrollment Form (If Post Deductible RRA for access to Consumer Centered Plans) RRA Change Form RRA Claim Form HSA Enrollment Form HSA Change Form COBRA Continuation of Coverage Enrollment Form COBRA Continuation of Coverage Employer’s Termination Notice Form Life Enrollment and Change Form Six Steps to Understand Open Enrollment Patient Advocacy Form Patient Satisfaction Survey Certificate of Creditable Coverage Request Pre Sixty-five Eligibility Form Dedicated to Service for Over 30 Years Ease of Access Performance Based Healthcare Employee Engagement HITECH Data Analytics HITECH/Go Green Communication Personal Touch Your time is always Appreciated TML Conference Walk/Run to your Health Wednesday October 2014 5K 7:15 a.m. Runners/Walkers Meet 7:30 a.m. Fun Run/Walk Start Discovery Green is a 12-acre urban park located across the street from the George R. Brown Convention Center and Hilton Hotel. The perimeter of Discovery Green is ½ mile in distance, so runners could loop around the park about six times for a 5k, and walkers three or four times to end at a similar time as the runners. 115 Dedicated to Service for Over 30 Years