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eDisclosure Solution
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When using P&P’s Initial Disclosure ordering system, you have the option to send the
disclosures electronically. This is optional and free if you are using our disclosures.
Send to multiple email
addresses by comma
separating
Pick the level of service
you would like.
Complete the delivery and
security questions and
click the
“Send Disclosures” button
You may track the status
of the disclosures at any
time by viewing the
“Package Information”
screen.
On the “Package Information”
screen you will be able to see the
date and time that each stage of the
eDisclosure process occurred.
The loan applicant will immediately
receive an e-mail with a link back to
a secure website for them to
retrieve their eDisclosures.
The loan applicant will need to
know the answer to the security
questions to obtain access to their
disclosures.
Once they have entered the
appropriate responses to the
security questions the loan
applicant will click the
‘”Continue” button.
The loan applicant(s)
will then need to
consent to accepting
and signing the
disclosures
electronically.
If the loan applicant
DOES NOT agree with
electronically signing
their disclosures, the
lender will have to
physically provide them
and add additional time
to their waiting period.
In preparation for the
TILA-RESPA Integrated
Disclosures, all
borrowers do not have
to be present to e-sign
their documents.
Simply select which
borrower is present at
that time. When the
same link is accessed,
only the remaining
borrower(s) will appear.
Please note: We do not
sign/tamper seal until
all borrowers have
signed.
If the loan applicant DOES NOT accept
the electronic disclosures, an e-mail
notification is sent to the lender alerting
them that a physical copy will need to be
provided.
If the loan applicant DOES
consent to accepting the
disclosures electronically, they
will need to demonstrate that
they have the appropriate
software installed (Adobe
Acrobat) to view the disclosures.
They will have to enter the
access code and click
“Submit” to continue. If they
fail to enter the right code
after 4 attempts, they will be
locked out and the lender
will be notified.
The loan applicant may
choose a font, and then
check the box to consent
to the use of the image
as their signature.
Once they have successfully entered
the access code and selected font,
they will be able to view, print, and
save their disclosures.
Each loan applicant will need to
check the acknowledgement box to
indicate that they have received
their disclosures.
Once both boxes are
checked, the button is
enabled for the Borrowers
to electronically sign their
documents.
Notice is sent to the lender when
the eDisclosures have been signed.
The loan applicants can
then view their signed
copies if they choose.
The documents get a date
and time stamp
coversheet when the
disclosures are
electronically signed by
the loan applicant.
The loan applicant will have access
to these documents online for 90
days after they have signed them.
People using a third-party
to produce their initial
disclosures can get the
same signature and
tracking utility out of our
system by uploading their
disclosure package in PDF
format and following the
same steps.
Upload your PDF
disclosure package. There
is a service fee if you are
using a third-party to
produce disclosures.
Users of third-party
disclosures will need to
complete some information
before sending.
Our tracking tool allows lenders to
see the status of their recent
eDisclosure deliveries.
The Lender can see even more detail
about when it was sent.