Download Finances For Couples

THE BIBLE AND MONEY:
FINANCES FOR COUPLES
Genesis 2: 18-25 and Ruth 4: 1-10
William D. Watley, New Seasons Press, All Rights Reserved.
Biblical Vision of Marriage: Genesis 2: 18-25 (Unity and Oneness)
Fidelity (commitment to those covered by marriage covenant)
Faith (core beliefs about meaning of the Ultimate)
Family (heirs, size, adjustments, traditions and discipline)
Feuds (how do we handle the inevitable and unavoidable drama that everybody brings—
personal, family, financial)
Finance: The Neglected 1000 Pound Elephant in the Living Room
Eating the Elephant
Discussion not Debate
Daily
DNA (Debt and Assets)
MARRIAGE MEANS UNITED ASSETS AND LIABILITIES
Boaz and Ruth: Case Study in Financial Planning
Marriage is a business
Boaz knew Ruth’s financial situation before marriage
Boas and Ruth understood the importance of protecting ASSETS
A---Attitude
Whose money is it anyway?
What are the factors that influence attitude: sexism, background, culture and peer
pressure?
S---Specificity
What is the specific vision for finances?
What are the money goals?
What are your specific and realistic one, five, ten and twenty year goals?
(Counsel of Habakkuk 2: 2-3)
S---Strengths
Individually:
Who is best at making and/or managing money?
What resources or potential resources do each of you bring to the table?
(If this question is not answered, resentment will ensue)
Couple:
Financially, what do you have together that you do not have individually?
How do you maximize joint strengths?
E---Effort
No goal is ever reached accidentally
No goal is ever reached without consistency
2
No goal is ever reached without cooperation
No goal is ever reached without continued communication and conversation
No goal is ever reached without mistakes and failures
What is the vision for recovery from errors and setbacks?
T---Trust
Trust not simply love is the foundation of any enduring relationship of quality.
Without trust there is no relationship.
How much do you trust the financial integrity of each other?
Lack of trust in finances is an indicator of wellness of relationship.
If persons are untruthful or lack integrity about finances, they will be untruthful and
lack integrity in other things as well.
What is your trust level regarding each other’s financial integrity?
Specific financial visions and goals cannot be reached without trust.
S---Strategy
Specificity defines the what, strategy answers the how and the when questions
How do you plan to reach your goals?
What is the time line you will use to reach your goals?
A budget helps in planning.
The goal of a budget is to plan for savings over expenses and assets over liabilities.
Strategizing for Seen and Unseen
Strategizing for the Next Generation
II Kings 4: 1-7
Proverbs 13: 22
I Timothy 5: 8
Don’t Forget About Your Senior Strategic Planning Partner (Your Savior)
IF WE FOLLOW THESE GUIDELINE WE WILL BE ABLE TO PROCLAIM AS COUPLES AND
AS FAMILIES:
“WE CAN AND WE WILL BE FINANCIALLY FREE”