Download Current Newsletter - Superior Savings Credit Union

April 2017
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1807 Lincoln
Way East • Mas
sillon, OH 44
330-833-07
646 • Phone:
51 • Fax: 330-
833-2159
Need a little cash but
don’t have a money tree?
Try our
Shred It On Us
Saturday, June 24
Join us for our Annual FREE Shred Day on
Saturday, June 24 from 8am - noon. Bring
your personal documents to shred (on
site at no cost) and at the same time you
can support the community with a cash
donation to the Salvation Army Back to
School program! Either way, we will shred
your documents at no charge.
Check Out Our Free
Checking Account!
Spring Loan!
$1,000
for 12 months
at 5.00%
*Annual Percentage Rate. Sample monthly payment for a loan of $1,000 at 5.00% for a term of 12 months would
be $85.62 Loan rates are determined by term of loan and personal credit score. All rates and promotions are
subject to change without notice.
Remember you have until April 15, 2017 to open or contribute to
an IRA for your 2016 tax return. Stop in today and open yours!
Use Our App to Go Mobile
Not only do we mean FREE when we talk
about our checking account, but you can
earn dividends! At SSCU, our members
don’t pay monthly service fees for a
Checking Account. And, when you keep
an average daily balance of $1,000, you
earn dividends! Take advantage of our
services like Mobile Banking, Online Bill
Pay, Home Banking and E-Statements to
make managing your finances even more
convenient. Get rid of checking account
fees and get the most out of your credit
union membership with Free Checking!
Mobile Banking is a safe, easy way to access your credit
union accounts from your smartphone or tablet.
Whether you’re checking balances, transferring funds
or paying bills, Mobile Banking takes just minutes to
set up. Just log in to your Home Banking account on
your computer, follow the prompts to set up Mobile
Banking, and choose your account alert preferences.
If you have any questions, give us a call today and we
can walk you through it.
Watch for your
Summer Skip-A-Pay Offer!
Qualified members will get an
offer letter in May.
Go Clean and Green
With E-Statements!
You know the one, that stack of papers
on your desk corner you were going to
sort through, but haven’t yet? Rather than
add to the pile, cut back on your paper
trail by signing up for e-statements!
With E-Statements, you can help us save
money on printing and mailing costs
while keeping track of your finances in
a safe, convenient format. Statements
usually are available by noon on the first
business day of each month. Why wait on
the mail, when you can go paperless with
E-Statements from SSCU? Call and we will
set you up!
Loan Rates as of 3-10-2017
New & Used Cars, Trucks & SUVs
Year
2014-2017
2011-2013
2009-2010 2008 & older
Term
As Low As
48 months
48 months
48 months
48 months
3.49% APR*
3.74% APR*
3.84% APR*
5.54% APR*
New & Used Motorcycles, Boats & RVs
Year
Max Term
Starting at
Varies
60 months
5.50% APR*
48 months
8.50% APR*
Signature Loan
$5000
Consolidation Loan
$5000
48 months
8.50% APR*
*APR=Annual Percentage Rate. All rates are subject to change without notice due to market
conditions. All interest rates are based on credit history and the term financed. All loans subject
to credit approval. Additional discounts may apply for cars, trucks, SUVs, RVs, and Motorcycles
with down payment or trade equity. Call the credit union today. Our application process is quick
and easy. We’ll have a lending decision to you within 24 hours of application.
1807 Lincoln Way East • Massillon, Ohio 44646
Phone: 330-833-0751 • Fax: 330-833-2159
www.superiorsavingscu.com
Hours of Operation
Monday
9 am - 5 pm
Tuesday
9 am - 5 pm
Wednesday
9 am - 5 pm
Thursday
9 am - 5 pm
Friday
9 am - 6 pm
Saturday
9 am - 12 pm
Drive-up opens at 8:30 am Monday - Friday
Spring Auto Loan Special
Rates as low as
3.24% APR*
when you finance your
new or used car at
Superior Savings CU!
*Annual Percentage Rate. Sample monthly payment for a loan of $15,000 at 3.24% APR for a term of 60 months
would be $271.17. Loan rates are determined by term of loan and personal credit score. All rates and promotions
are subject to change without notice.
2016 FINANCIAL REVIEW
We recently had our Annual Meeting
to share our financial performance of 2016.
We’ve provided a quick overview from
how we finished the year.
Thank you again to ALL of our members
for utilizing the credit union.
HOL I DAY
CLOSI NG S
Assets$23,254,235
Total Loans
$17,410,171
Net Income
$6,411
Total Members 2,735
Independence Day
Tuesday, July 4
Memorial Day
Monday, May 29
It’s the Season for Tax Scams
According to the IRS, aggressive and
threatening phone calls from criminals
who pose as IRS agents remain a major
threat to taxpayers. Scammers make
calls and demand the victim pay a
bogus tax bill by providing a debit or
credit card number. Many phone scams
even threaten to arrest someone if they
don’t get a form of payment for the
fake bill.
Scammers often alter caller ID numbers to make numbers appear legitimate. They
may use the victim’s name, address and other personal information to make the call
sound official.
It is important to know that the actual IRS will never:
• Call demanding immediate payment, nor call about taxes owed
without first having mailed you a bill.
• Demand that you pay taxes without giving you the opportunity to
question or appeal the amount it says you owe.
• Require you to use a specific payment method for your taxes, such as
a prepaid debit card.
• Ask for credit or debit card numbers over the phone.
• Threaten to bring in local police or law enforcement groups to have
you arrested for not paying.