
FINMA Newsletter 15 Risks in business dealings with Iran
... may be refused correspondent banking services by American banks where they knowingly facilitate significant transactions or render significant financial services on behalf of U.S.-listed IRGC (Iranian Revolutionary Guard Corps) persons and entities or for U.S.-listed financial institutions in connec ...
... may be refused correspondent banking services by American banks where they knowingly facilitate significant transactions or render significant financial services on behalf of U.S.-listed IRGC (Iranian Revolutionary Guard Corps) persons and entities or for U.S.-listed financial institutions in connec ...
Lecture 27: CAPM and Risk Premium
... i. Where LV is the loan value, FP is the fixed payment and i is the interest rate. ii. Note the difference fixed payment loans make. With an interest rate of 7% and a LV of $100,000, the fixed payment over a 25 year period is $9,439.29 (or $235,982.25 total). The pendulum of compound interest rates ...
... i. Where LV is the loan value, FP is the fixed payment and i is the interest rate. ii. Note the difference fixed payment loans make. With an interest rate of 7% and a LV of $100,000, the fixed payment over a 25 year period is $9,439.29 (or $235,982.25 total). The pendulum of compound interest rates ...
Development of Benchmarks and Regulatory Commissions
... required were: a) inflation factor; and b) foreign exchange risk . The Commission attempted to handle inflation risk and foreign exchange risk by fixing a margin on the permissible amount of loading on the generation tariffs by negotiation. But what was possible was in the area of financing charges ...
... required were: a) inflation factor; and b) foreign exchange risk . The Commission attempted to handle inflation risk and foreign exchange risk by fixing a margin on the permissible amount of loading on the generation tariffs by negotiation. But what was possible was in the area of financing charges ...
Insured Stock Repurchase Agreements
... – Without a repurchase agreement the heirs of deceased owner take over their ownership position – No pre-established mechanism for valuation and buyout of ownership position – All parties are “stuck” with each other going forward CARLIN LAW GROUP, APC (619)615-5325 ...
... – Without a repurchase agreement the heirs of deceased owner take over their ownership position – No pre-established mechanism for valuation and buyout of ownership position – All parties are “stuck” with each other going forward CARLIN LAW GROUP, APC (619)615-5325 ...
Financial turmoil and global imbalances: ... Bretton Woods II?
... Eastern Europe has been the recipient of large financial flows in the context of the transition of its economies from a socialist to a market-based model of development, which has required a large overhaul of their capital stock. Moreover, optimism surrounding the growth prospects of these countries ...
... Eastern Europe has been the recipient of large financial flows in the context of the transition of its economies from a socialist to a market-based model of development, which has required a large overhaul of their capital stock. Moreover, optimism surrounding the growth prospects of these countries ...
What part of - Martha Rose Crow Official Website
... (http://www.nytimes.com/2008/09/22/business/22lobby.html) in last Monday's New York Times and you can see what the real deal is: "Even as policy makers worked on details of a $700 billion bailout of the financial industry, Wall Street began looking for ways to profit from it. "Financial firms were l ...
... (http://www.nytimes.com/2008/09/22/business/22lobby.html) in last Monday's New York Times and you can see what the real deal is: "Even as policy makers worked on details of a $700 billion bailout of the financial industry, Wall Street began looking for ways to profit from it. "Financial firms were l ...
Overnight Report - Thebe Stockbroking
... South Africa's rand weakened against the dollar on Friday, as a larger than expected trade surplus for December failed to offset the selling pressure on emerging currencies as investors brace for policy tightening in the United States. The local unit surrendered gains made the previous day after Sou ...
... South Africa's rand weakened against the dollar on Friday, as a larger than expected trade surplus for December failed to offset the selling pressure on emerging currencies as investors brace for policy tightening in the United States. The local unit surrendered gains made the previous day after Sou ...
Chapter 7 Every Macroeconomic Word You Have (N)ever Heard
... • Consumer electronics issues by pricing an index of quality rather than a specific item. • The “infrequent updates problem” by moving to a two-year chain-based index, a price index that is based on an biannually adjusted market basket. ...
... • Consumer electronics issues by pricing an index of quality rather than a specific item. • The “infrequent updates problem” by moving to a two-year chain-based index, a price index that is based on an biannually adjusted market basket. ...
2) Interest Rate Policy and Loan Pricing
... determining the optimal supply of loans. This can only be achieved when interest rates are set according to the market supply of and demand for funds. The bank’s profit margin depends on the interest rate elasticity of loan demand and the number of competitors in the market. Both are pertinent to in ...
... determining the optimal supply of loans. This can only be achieved when interest rates are set according to the market supply of and demand for funds. The bank’s profit margin depends on the interest rate elasticity of loan demand and the number of competitors in the market. Both are pertinent to in ...
How do you assess multi-asset funds?
... Content is provided for information purposes only and is not intended as investment advice nor is it a recommendation to buy or sell any particular security. Any discussion of particular topics is not meant to be comprehensive and may be subject to change. Any investment or strategy mentioned herein ...
... Content is provided for information purposes only and is not intended as investment advice nor is it a recommendation to buy or sell any particular security. Any discussion of particular topics is not meant to be comprehensive and may be subject to change. Any investment or strategy mentioned herein ...
Lecture 5
... (both typically have maturities of one year or less) Trading on futures occurs on organized exchanges while forwards are traded between individuals and banks Futures have an initial margin that is market to market on a daily basis while only a bank relationship is needed for a forward Futures ...
... (both typically have maturities of one year or less) Trading on futures occurs on organized exchanges while forwards are traded between individuals and banks Futures have an initial margin that is market to market on a daily basis while only a bank relationship is needed for a forward Futures ...
Live now, pay later – but how much?
... pensions and the decisions people need to make about them more comprehensible. Many professional advisers were already playing a big part in this, when consulted by individuals or companies, but the NAPF felt that more could be done. PQM would include a requirement for clear and engaging communicati ...
... pensions and the decisions people need to make about them more comprehensible. Many professional advisers were already playing a big part in this, when consulted by individuals or companies, but the NAPF felt that more could be done. PQM would include a requirement for clear and engaging communicati ...
Topic: reference currency basket of the renminbi
... to beyond 8 against the US dollar and even more so if it strengthens further to 7.80. From a purely economic point of view, it is difficult to understand why the market should be particularly sensitive to these specific levels and not, even if less so, to levels nearby. ...
... to beyond 8 against the US dollar and even more so if it strengthens further to 7.80. From a purely economic point of view, it is difficult to understand why the market should be particularly sensitive to these specific levels and not, even if less so, to levels nearby. ...
Chapter 9
... SEC is vested with all powers needed to effectively supervise the Montenegrin market as regards the MAD provision. All the powers listed in art. 12 para 2 of MAD are at the SEC disposal according to art 16 and art. 22 of the Rules on the Control over Securities ...
... SEC is vested with all powers needed to effectively supervise the Montenegrin market as regards the MAD provision. All the powers listed in art. 12 para 2 of MAD are at the SEC disposal according to art 16 and art. 22 of the Rules on the Control over Securities ...
Macroprudential policy and systemic risk
... • then starts to decline, although in the early phase of the crisis remains high (given falling nominal GDP it can even rise in the initial post-crisis years). • The deleveraging phase can therefore last several years, and in the event of a deep crisis the leverage ratio can, after a time, fall belo ...
... • then starts to decline, although in the early phase of the crisis remains high (given falling nominal GDP it can even rise in the initial post-crisis years). • The deleveraging phase can therefore last several years, and in the event of a deep crisis the leverage ratio can, after a time, fall belo ...
Financialization

Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.