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Aegon CEE: Executing our strategy
Aegon CEE: Executing our strategy

... ventures and associated companies. The reconciliation of these measures, except for market consistent value of new business, to the most comparable IFRS measure is provided in note 3 "Segment information" of Aegon’s condensed consolidated interim financial statements. Market consistent value of new ...
Financial Results for the year ended 30 June 2014
Financial Results for the year ended 30 June 2014

... Jupiters (comprising the Gold Coast and Townsville businesses) achieved EBIT of $27.7 million, which was 8.6% above the previous financial year. Gross revenue decreased by 7.4% to $336.5 million. The Queensland properties’ result was driven by an increase in revenues from electronic gaming in the se ...
2010 - GuocoLand Limited
2010 - GuocoLand Limited

... counsel and guidance to the Management team during this past year. On behalf of the Board, I also wish to express my appreciation to both Management and the more than 1,000 staff of the Group for their hard work and dedication, as well as to our customers, our bankers and our business associates for ...
Same Country Safe Harbor
Same Country Safe Harbor

... relationship (divorce or separation), while 21% reported that they either no longer have joint accounts or are thinking of moving to separate accounts. Many more noted that the reporting requirements caused stress and conflict between them and a non-American spouse. Jobs and Business Partnerships De ...
The Role of Positions and Activities In Derivative Pricing A
The Role of Positions and Activities In Derivative Pricing A

Futurization of Swaps
Futurization of Swaps

... markets for the bonds they are protecting, which are often thinly traded. As a result, many investors and, in this author’s view, regulators, can gain better real-time insight into the likelihood of a borrower’s default by observing CDS prices than through any other method. The central problem with ...
Measuring financial conditions in major non
Measuring financial conditions in major non

... affected by shocks that influence the linkage of the key monetary policy instrument and aspects of financial markets, such as asset prices (cf. Blanchard et al., 2010: 5, Dudley, 2010: 62; Curdia and Woodford, 2010), financial integration, and financial innovation (see Chen et al., 2012). From the p ...
Whistleblowing bankers `ignored` and `victimised`
Whistleblowing bankers `ignored` and `victimised`

VaR Exceedances at Large Financial Institutions
VaR Exceedances at Large Financial Institutions

... and post-crisis. The firms are indicated by their tickers1. Not all firms reported for the entire period. The number of years for which we were able to obtain data is reported in the second row of each table. Also, the firms typically report the number of exceedances for their fiscal year, which ma ...
COVENTRY GROUP LTD ANNUAL REPORT
COVENTRY GROUP LTD ANNUAL REPORT

... talented women. Whilst there are no women on the board or executive team, consideration will be given to any opportunities that may arise in this regard. As at June 2013, 19% of the Company’s employees were women. With the introduction of the Workplace Gender Equality Act 2012 last December, replaci ...
Islamic Financial Services Unit | Annual Report 2013/14
Islamic Financial Services Unit | Annual Report 2013/14

... to a twin-peaks approach with supervision being undertaken by both the national regulator and Shari’ah Board. Concerted efforts are needed to educate the stakeholders and advocate the product as an alternative to orthodox financing. Significant changes are already taking place within the banking cir ...
LESSONS FROM FINANCIAL CRISIS: HAS ACCOUNTING IN
LESSONS FROM FINANCIAL CRISIS: HAS ACCOUNTING IN

... for these empirical results. First, securities litigation typically occurs in period of economic declines and litigation risk is one of the most important factors of demand for conservative accounting.28 Second, the threat of increased regulatory scrutiny during the period of financial crisis motiva ...
2016 Q4 Report - Home Capital Group
2016 Q4 Report - Home Capital Group

... Annual Report. Forward-looking statements are typically identified by words such as “will,” “believe,” “expect,” “anticipate,” “intend,” “should,” “estimate,” “plan,” “forecast,” “may,” and “could” or other similar expressions. By their very nature, these statements require the Company to make assum ...
Financial Advisor Botsford Marches to a Different Drummer
Financial Advisor Botsford Marches to a Different Drummer

... Botsford’s personal history profoundly shaped her approach. Her father died when she was 11, leaving Botsford’s mother with six kids and no income. Then, at age 16, Botsford was driving a car when she collided with and killed a motorcyclist. The family was forced to borrow heavily to defend the teen ...
What caused the collapse of Lehman Brothers?
What caused the collapse of Lehman Brothers?

... decisions that Lehman made well before the collapse, and the risk management issues that arose by those business decisions. The paper also analyzes the causes of action that arose from Lehman’s financial condition and failure and the implication of the collapse on the international banking system. I ...
Internal Controls Over Financial Reporting (ICFR)
Internal Controls Over Financial Reporting (ICFR)

... Unless the auditor has specifically noted his/her opinion to include an assessment of internal controls, you can’t make that assumption. SOX 404 remains the only requirement for an independent assessment of control effectiveness, and its issued separately from the audit opinion. ...
AMP Capital Derivatives Risk Statement
AMP Capital Derivatives Risk Statement

... AMP Capital may fully or partly sub-delegate investment management of a fund or portfolio to external investment managers. The external investment managers are responsible for implementing investment strategy in accordance with the IMA between them and AMP Capital. As part of a fund’s investment str ...
Financial Development and International Trade
Financial Development and International Trade

NBER Reporter Summary of My Commodity Research
NBER Reporter Summary of My Commodity Research

Financial Crises, Risk Premia, and the Term Structure of Risky Assets
Financial Crises, Risk Premia, and the Term Structure of Risky Assets

... premia and volatility and generates time-varying risk premia that are tied to the equity of the financial sector. I also show that the model generates recessions with and without financial crises, and that, as in the data, risk premia are significantly higher in the latter. I contribute to the lite ...
schedule of deadlines for the june 30, 2017 preliminary ledger
schedule of deadlines for the june 30, 2017 preliminary ledger

... Reminder: Non-payroll adjustments, for fiscal year funds, CANNOT be posted after the June prelim, nor will adjustments be accepted in the next fiscal year. Please reconcile all accounts on a timely basis and post adjustments prior to the July 14 deadline. Message concerning bi-weekly payroll: Those ...
Information Needs of Users of New Zealand Capital Markets Entity
Information Needs of Users of New Zealand Capital Markets Entity

... skills and experience provide additional insights. In particular, the more knowledge and skills users have, the more useful they tend to find the income statement and cash flow statement. Significant relationships are also identified between usefulness of the income statement and balance sheet; and ...
This PDF is a selection from a published volume from... National Bureau of Economic Research
This PDF is a selection from a published volume from... National Bureau of Economic Research

More on Finance and Growth - St. Louis Fed
More on Finance and Growth - St. Louis Fed

financial information quality and investment efficiency
financial information quality and investment efficiency

... mainly because firms course of actions such as investment decision making affect not only its performance and position, but other user’s interests, risk and return, shareholders and investors as example. This study therefore adds to the literature by providing empirical evidence on the association b ...
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Financial Crisis Inquiry Commission

The Financial Crisis Inquiry Commission (FCIC) is a ten-member commission appointed by the United States government with the goal of investigating the causes of the financial crisis of 2007–2010. The Commission has been nicknamed the Angelides Commission after the chairman, Phil Angelides. The Commission has been compared to the Pecora Commission, which investigated the causes of the Great Depression in the 1930s, and has been nicknamed the New Pecora Commission. Analogies have also been made to the 9/11 Commission, which examined the September 11 terrorist attacks. The Commission does have the ability to subpoena documents and witnesses for testimony, a power that the Pecora Commission had but the 9/11 Commission did not. The first public hearing of the Commission was held on January 13, 2010, with the presentation of testimony from various banking officials. Hearings continued during 2010 with ""hundreds"" of other persons in business, academia, and government testifying.The Commission reported its findings in January 2011. In briefly summarizing its main conclusions the Commission stated:""While the vulnerabilities that created the potential for crisis were years in the making, it was the collapse of the housing bubble—fueled by low interest rates, easy and available credit, scant regulation, and toxic mortgages—that was the spark that ignited a string of events, which led to a full-blown crisis in the fall of 2008. Trillions of dollars in risky mortgages had become embedded throughout the financial system, as mortgage-related securities were packaged, repackaged, and sold to investors around the world. When the bubble burst, hundreds of billions of dollars in losses in mortgages and mortgage-related securities shook markets as well as financial institutions that had significant exposures to those mortgages and had borrowed heavily against them. This happened not just in the United States but around the world. The losses were magnified by derivatives such as synthetic securities.""In April 2011, the United States Senate Homeland Security Permanent Subcommittee on Investigations released the Wall Street and the Financial Crisis: Anatomy of a Financial Collapse report, sometimes known as the ""Levin-Coburn"" report.
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