Current Client Newsletter - Creative Financial Solutions
... In our balanced portfolios, we remain underweight to equities/equity-risk and underweight core bonds/interestrate risk. We continue to see relatively attractive tactical opportunities in emerging-markets local-currency bonds, absolute-return-oriented fixed-income funds, and alternative strategies. A ...
... In our balanced portfolios, we remain underweight to equities/equity-risk and underweight core bonds/interestrate risk. We continue to see relatively attractive tactical opportunities in emerging-markets local-currency bonds, absolute-return-oriented fixed-income funds, and alternative strategies. A ...
Lawrence G. McDonald
... “De minimus” investments may be made in hedge funds and private equity funds, so long as the banking entity does not have more than 3 percent of total ownership of the fund and that investment does not represent more than 3 percent of its Tier 1 capital. There is a 2 year phase-in, with Federal Rese ...
... “De minimus” investments may be made in hedge funds and private equity funds, so long as the banking entity does not have more than 3 percent of total ownership of the fund and that investment does not represent more than 3 percent of its Tier 1 capital. There is a 2 year phase-in, with Federal Rese ...
Notice to Members
... The amount of funds deposited and the subsequent withdrawal for payment of such funds must be separately identified on the broker-dealer’s records. In this option, the reserve formula computation as of close of business of “that day” would not include the customers’ free credit balances, nor would i ...
... The amount of funds deposited and the subsequent withdrawal for payment of such funds must be separately identified on the broker-dealer’s records. In this option, the reserve formula computation as of close of business of “that day” would not include the customers’ free credit balances, nor would i ...
Q4 2010 Investor Fact Sheet
... these statements and actual results can be material. Accordingly, we cannot provide assurance that tactual results will not differ from those expressed or implied by the forward-looking statements. Factors that could contribute to these differences include, among other things: general economic condi ...
... these statements and actual results can be material. Accordingly, we cannot provide assurance that tactual results will not differ from those expressed or implied by the forward-looking statements. Factors that could contribute to these differences include, among other things: general economic condi ...
Source - Cepii
... Impact of a golden rule (c’nd) • In an augmented New Keynesian model, Creel, Hubert & Saraceno (JEDC 2013) show that the golden rule performs (significantly) better than the fiscal compact or the 3%-rule (status quo) ...
... Impact of a golden rule (c’nd) • In an augmented New Keynesian model, Creel, Hubert & Saraceno (JEDC 2013) show that the golden rule performs (significantly) better than the fiscal compact or the 3%-rule (status quo) ...
Some Lessons from Capital Market History
... Efficient markets do not mean that you can’t make money They do mean that, on average, you will earn a return that is appropriate for the risk undertaken and there is not a bias in prices that can be exploited to earn excess returns Market efficiency will not protect you from wrong choices if you do ...
... Efficient markets do not mean that you can’t make money They do mean that, on average, you will earn a return that is appropriate for the risk undertaken and there is not a bias in prices that can be exploited to earn excess returns Market efficiency will not protect you from wrong choices if you do ...
Sustainable Resources Article DTE 2/4/12
... accounting and human resources, and how efficiency there can lead to sustainability as well. “It’s not so much from a tree-hugger stance but from a business stance,” said Croft. “While evaluating their business practices with a sustainability measure, we’re helping them to become more comfortable wi ...
... accounting and human resources, and how efficiency there can lead to sustainability as well. “It’s not so much from a tree-hugger stance but from a business stance,” said Croft. “While evaluating their business practices with a sustainability measure, we’re helping them to become more comfortable wi ...
Mortgage-Backed Securities, Home Values, and the Economic Crisis:
... housing prices going up. They did not except housing prices to go down, but when they did, all their securities and investments plummeted in value leaving them with little to no capital. ...
... housing prices going up. They did not except housing prices to go down, but when they did, all their securities and investments plummeted in value leaving them with little to no capital. ...
Simplicity Is the Ultimate Sophistication
... Risk is measured by standard deviation. Standard deviation is a measure of how returns over time have varied from the mean; a lower number signifies lower volatility. Stocks are represented by the S&P 5009.0% Index which is a market capitalization-weighted price index composed of 500 widely held com ...
... Risk is measured by standard deviation. Standard deviation is a measure of how returns over time have varied from the mean; a lower number signifies lower volatility. Stocks are represented by the S&P 5009.0% Index which is a market capitalization-weighted price index composed of 500 widely held com ...
The Risk-Return Relationship in Asean-5 Stock Markets
... premium found to be positive, though not significant, whereas negative risk premiums are found in other three stock markets. Using the set of 30 ASEAN Stars stocks, the risk premiums are negative in the year 2012 in the all markets excluding the Stock Exchange of Thailand where there is 0.4% per wee ...
... premium found to be positive, though not significant, whereas negative risk premiums are found in other three stock markets. Using the set of 30 ASEAN Stars stocks, the risk premiums are negative in the year 2012 in the all markets excluding the Stock Exchange of Thailand where there is 0.4% per wee ...
enlightened self-interest
... Authority (FCA). Baillie Gifford Life Limited is authorised future. It is not known whether they will feature in any future portfolio produced by us. Any individual examples by the Prudential Regulation Authority (PRA) and will represent only a small part of the overall portfolio and regulated by th ...
... Authority (FCA). Baillie Gifford Life Limited is authorised future. It is not known whether they will feature in any future portfolio produced by us. Any individual examples by the Prudential Regulation Authority (PRA) and will represent only a small part of the overall portfolio and regulated by th ...
Information Statement MNTRUST
... possible investment yield while maintaining liquidity and preserving capital by investing only in instruments authorized by Minnesota laws which govern the investment of funds by Government Units. The Fund seeks to attain its investment objectives by pursuing a professionally managed investment prog ...
... possible investment yield while maintaining liquidity and preserving capital by investing only in instruments authorized by Minnesota laws which govern the investment of funds by Government Units. The Fund seeks to attain its investment objectives by pursuing a professionally managed investment prog ...
programme
... The role of the state and finance is changing. The global financial crisis and its aftermath incited an era of unprecedented fiscal and monetary intervention. Today, stagnant growth and rising inequality have led to a backlash against free markets, free trade, immigration and the elites. The state i ...
... The role of the state and finance is changing. The global financial crisis and its aftermath incited an era of unprecedented fiscal and monetary intervention. Today, stagnant growth and rising inequality have led to a backlash against free markets, free trade, immigration and the elites. The state i ...
Income Report Card: Bonds | June 2017
... companies in the Russell 3000 Index. The Russell 3000 Index represents approximately 98% of the investable U.S. equity market. S&P 500 Index is an unmanaged index of 500 common stocks chosen to reflect the industries in the U.S. economy. Sharpe ratio is a ratio developed by Nobel laureate William F. ...
... companies in the Russell 3000 Index. The Russell 3000 Index represents approximately 98% of the investable U.S. equity market. S&P 500 Index is an unmanaged index of 500 common stocks chosen to reflect the industries in the U.S. economy. Sharpe ratio is a ratio developed by Nobel laureate William F. ...
F.IF.B.4: Evaluating Exponential Expressions
... the formula A = Pe rt , where A is the total amount accrued, P is the principal, r is the annual interest rate, and t is time, in years. Determine, to the nearest dollar, the amount in the account 4 years later. 8 The number of bacteria that grow in a petri dish is approximated by the function G(t) ...
... the formula A = Pe rt , where A is the total amount accrued, P is the principal, r is the annual interest rate, and t is time, in years. Determine, to the nearest dollar, the amount in the account 4 years later. 8 The number of bacteria that grow in a petri dish is approximated by the function G(t) ...
REAL ESTATE JUMBO JUNGLE Many home buyers sell stock
... credit based on their Merrill Lynch taxable brokerage portfolio holdings. The funds can go toward numerous uses, including a mortgage down payment. Customers with substantial holdings currently may get interest rates that are lower than on 30-year, fixed-rate jumbo mortgages, but could be higher tha ...
... credit based on their Merrill Lynch taxable brokerage portfolio holdings. The funds can go toward numerous uses, including a mortgage down payment. Customers with substantial holdings currently may get interest rates that are lower than on 30-year, fixed-rate jumbo mortgages, but could be higher tha ...
A penny saved is a penny earned
... about 2% and may go lower but that is all talk, nobody really knows short term. We are highly focused on not having exposure to longer duration bonds in this sector. In layman’s terms that means we are using managers that are holding variable returning assets - if rates go up, their returns will als ...
... about 2% and may go lower but that is all talk, nobody really knows short term. We are highly focused on not having exposure to longer duration bonds in this sector. In layman’s terms that means we are using managers that are holding variable returning assets - if rates go up, their returns will als ...
The Path to Dow 6000 - Economy and Markets
... Legal Notice: This work is based on what we’ve learned as financial journalists. It may contain errors and you should not base investment decisions solely on what you read here. It’s your money and your responsibility. Nothing herein should be considered personalized investment advice. Although our ...
... Legal Notice: This work is based on what we’ve learned as financial journalists. It may contain errors and you should not base investment decisions solely on what you read here. It’s your money and your responsibility. Nothing herein should be considered personalized investment advice. Although our ...
Current Assets
... management, location, relationship with customers. Goodwill only tends to be included when purchased at an agreed price Fixed Assets are normally valued at Cost less Depreciation (The amount lost through ‘wear & tear’). ...
... management, location, relationship with customers. Goodwill only tends to be included when purchased at an agreed price Fixed Assets are normally valued at Cost less Depreciation (The amount lost through ‘wear & tear’). ...
Why understanding asset allocation could improve
... is your ability to actively exploit market inefficiencies and choose investments that provide optimal returns – this is called active management. It contrasts with passive investment management, which involves investing in line with an index. Asset allocation is also an important determinant of perf ...
... is your ability to actively exploit market inefficiencies and choose investments that provide optimal returns – this is called active management. It contrasts with passive investment management, which involves investing in line with an index. Asset allocation is also an important determinant of perf ...
Investment fund
An investment fund is a way of investing money alongside other investors in order to benefit from the inherent advantages of working as part of a group. These advantages include an ability to: hire professional investment managers, which may potentially be able to offer better returns and more adequate risk management; benefit from economies of scale, i.e., lower transaction costs; increase the asset diversification to reduce some unsystemic risk.Terminology varies with country but investment funds are often referred to as investment pools, collective investment vehicles, collective investment schemes, managed funds, or simply funds. An investment fund may be held by the public, such as a mutual fund, exchange-traded fund, or closed-end fund, or it may be sold only in a private placement, such as a hedge fund or private equity fund. The term also includes specialized vehicles such as collective and common trust funds, which are unique bank-managed funds structured primarily to commingle assets from qualifying pension plans or trusts.Investment funds are promoted with a wide range of investment aims either targeting specific geographic regions (e.g., emerging markets or Europe) or specified industry sectors (e.g., technology). Depending on the country there is normally a bias towards the domestic market due to familiarity, and the lack of currency risk. Funds are often selected on the basis of these specified investment aims, their past investment performance, and other factors such as fees.