simmons first national corp
... Decrease in due from banks - time Purchases of premises and equipment, net Proceeds from sale of foreclosed assets held for sale Proceeds from sale of foreclosed assets held for sale, covered by FDIC loss share Proceeds from sale of available-for-sale securities Proceeds from maturities of available ...
... Decrease in due from banks - time Purchases of premises and equipment, net Proceeds from sale of foreclosed assets held for sale Proceeds from sale of foreclosed assets held for sale, covered by FDIC loss share Proceeds from sale of available-for-sale securities Proceeds from maturities of available ...
GUARANTEED SENIOR SECURED NOTES PROGRAMME issued
... described herein and in the relevant Final Terms, which rights may include the right to have the principal amount of such Notes repaid by the relevant Issuer at maturity, the right to receive interest based on the principal amount of such Notes or otherwise, the right to receive a cash amount from s ...
... described herein and in the relevant Final Terms, which rights may include the right to have the principal amount of such Notes repaid by the relevant Issuer at maturity, the right to receive interest based on the principal amount of such Notes or otherwise, the right to receive a cash amount from s ...
NBER WORKING PAPER SERIES TO 2007 Patrick Bajari
... …nancial incentives making default the action that maximizes lifetime utility and binding household liquidity constraints. The likelihood function of our model takes into account the fact that we do not observe which of the two underlying causes actually triggers default in each particular case. Car ...
... …nancial incentives making default the action that maximizes lifetime utility and binding household liquidity constraints. The likelihood function of our model takes into account the fact that we do not observe which of the two underlying causes actually triggers default in each particular case. Car ...
discrimination in the small-business credit market
... market. For example, we nd that black-owned rms are much more likely to report being seriously concerned with credit market problems and report being less likely to apply for credit because they fear the loan would be denied. Although this evidence is suggestive of discrimination, it certainly d ...
... market. For example, we nd that black-owned rms are much more likely to report being seriously concerned with credit market problems and report being less likely to apply for credit because they fear the loan would be denied. Although this evidence is suggestive of discrimination, it certainly d ...
Intermediate Accounting
... What are the Characteristics of Property, Plant, And Equipment? (Slide 1 of 3) • Property, plant, and equipment (alternatively called plant assets, fixed assets, or operational assets) are the tangible noncurrent assets that a company uses in the normal operations of its business. • To be included ...
... What are the Characteristics of Property, Plant, And Equipment? (Slide 1 of 3) • Property, plant, and equipment (alternatively called plant assets, fixed assets, or operational assets) are the tangible noncurrent assets that a company uses in the normal operations of its business. • To be included ...
The volatility of banks in the financial crisis
... Whereas the real economic activity always has a major impact on volatility, financial leverages’ impact depends on the state of the economy. To clarify, financial leverage is the degree to which an investor or business is using borrowed money. Highly leveraged companies may be at risk of bankruptcy ...
... Whereas the real economic activity always has a major impact on volatility, financial leverages’ impact depends on the state of the economy. To clarify, financial leverage is the degree to which an investor or business is using borrowed money. Highly leveraged companies may be at risk of bankruptcy ...
Is there any Dependence between Consumer Credit
... the line excessively, in the hope of reducing the impact of financial distress. Banks interpret such behavior as a signal of credit quality deterioration: this may lead to better risk management of the loan portfolio if corrective measures are taken early. To deal with the endogeneity problem of the ...
... the line excessively, in the hope of reducing the impact of financial distress. Banks interpret such behavior as a signal of credit quality deterioration: this may lead to better risk management of the loan portfolio if corrective measures are taken early. To deal with the endogeneity problem of the ...
Rethinking the Role of Recourse in the Sale of Financial Assets
... would not have to worry about the automatic stay, turnover, or any interference with its property rights. This result is good for the buyer, but some might argue that it damages the debtor's chances for rehabilitation and creditors' expectations of equal treatment. Because of this tension between th ...
... would not have to worry about the automatic stay, turnover, or any interference with its property rights. This result is good for the buyer, but some might argue that it damages the debtor's chances for rehabilitation and creditors' expectations of equal treatment. Because of this tension between th ...
Group-Based Financial Institutions for the Rural
... services and assists in product marketing. In 1989, RDRS changed the membership eligibility criterion from ownership of less than 1.0 acre to a maximum of 1.5 acres. ...
... services and assists in product marketing. In 1989, RDRS changed the membership eligibility criterion from ownership of less than 1.0 acre to a maximum of 1.5 acres. ...
The Interplay Between Student Loans and Credit Cards: Implications for Default ∗
... college debt, credit card debt, and income of young borrowers with student loans aged 20-30 as delivered by the SCF 2004 as well as the 2-year CDR on student loans. Our results are consistent with the observed behavior in several ways: First, the incentive to default on student loans increases in c ...
... college debt, credit card debt, and income of young borrowers with student loans aged 20-30 as delivered by the SCF 2004 as well as the 2-year CDR on student loans. Our results are consistent with the observed behavior in several ways: First, the incentive to default on student loans increases in c ...
Pricing of Corporate Loan : Credit Risk and Liquidity cost
... a multi-currency option, a multi-index option, etc. On the other hand, there are also some mechanisms to protect the lender from the deterioration of the borrower’s credit quality e.g., a pricing grid based on the borrower rating or protecting guarantees. The main option remains however the prepayme ...
... a multi-currency option, a multi-index option, etc. On the other hand, there are also some mechanisms to protect the lender from the deterioration of the borrower’s credit quality e.g., a pricing grid based on the borrower rating or protecting guarantees. The main option remains however the prepayme ...
DISCOUNT RATES IN PERSONAL INJURY CLAIMS
... As is discussed further in this research paper, although some of the provinces may differ in terms of the discount rate mandated, the general method used to determine this discount rate is the same. In other words, the discount rate for each of the provinces is based on the estimated difference betw ...
... As is discussed further in this research paper, although some of the provinces may differ in terms of the discount rate mandated, the general method used to determine this discount rate is the same. In other words, the discount rate for each of the provinces is based on the estimated difference betw ...
WASHINGTON TRUST BANCORP INC (Form: 10-Q
... Revenue from Contracts with Customers - Topic 606 Accounting Standards Update No. 2014-09, “Revenue from Contracts with Customers” (“ASU 2014-09”), was issued in May 2014 and provides a revenue recognition framework for any entity that either enters into contracts with customers to transfer goods or ...
... Revenue from Contracts with Customers - Topic 606 Accounting Standards Update No. 2014-09, “Revenue from Contracts with Customers” (“ASU 2014-09”), was issued in May 2014 and provides a revenue recognition framework for any entity that either enters into contracts with customers to transfer goods or ...
Differential Access to Capital from Financial Institutions by Minority
... agents discriminate against certain groups because they believe or speculate these groups have lower credit quality, which will reduce their profit. In Arrow (1972) and Phelps (1972), stereotypes are accurate as they fill up for missing information. In Bordalo, Gennaioli and Shleifer (2014), the dec ...
... agents discriminate against certain groups because they believe or speculate these groups have lower credit quality, which will reduce their profit. In Arrow (1972) and Phelps (1972), stereotypes are accurate as they fill up for missing information. In Bordalo, Gennaioli and Shleifer (2014), the dec ...
2013-2 ESMA Report - Review of practices related to
... in use or fair value less costs to sell to determine the recoverable amount. ESMA would expect more weight to be given to external sources of information rather than entityspecific assumptions when determining fair value less costs to sell using discounted cash flows. 4. Determination of growth rate ...
... in use or fair value less costs to sell to determine the recoverable amount. ESMA would expect more weight to be given to external sources of information rather than entityspecific assumptions when determining fair value less costs to sell using discounted cash flows. 4. Determination of growth rate ...
Filed pursuant to Rule 424(b)(5) Registration No. 333
... be entitled to any compensation from us for any loss suffered as a result of any determinations by the calculation agent, even though the calculation agent may have a conflict of interest at the time of such determinations. The amount of interest we may pay on the notes may be limited by state law. ...
... be entitled to any compensation from us for any loss suffered as a result of any determinations by the calculation agent, even though the calculation agent may have a conflict of interest at the time of such determinations. The amount of interest we may pay on the notes may be limited by state law. ...
ESRB/2014/1 - European Systemic Risk Board
... Analysis by the BCBS shows that, while the credit-to-GDP gap is a useful starting point in guiding decisions on countercyclical buffer rates, its performance can differ across countries and over time. Given the heterogeneity and dynamic nature of financial systems, the specificities of national econ ...
... Analysis by the BCBS shows that, while the credit-to-GDP gap is a useful starting point in guiding decisions on countercyclical buffer rates, its performance can differ across countries and over time. Given the heterogeneity and dynamic nature of financial systems, the specificities of national econ ...
piedmont office realty trust, inc. - Piedmont REIT
... laws. In addition, Piedmont Office Realty Trust, Inc. ("Piedmont"), or its executive officers on Piedmont’s behalf, may from time to time make forward-looking statements in reports and other documents Piedmont files with the Securities and Exchange Commission or in connection with other written or o ...
... laws. In addition, Piedmont Office Realty Trust, Inc. ("Piedmont"), or its executive officers on Piedmont’s behalf, may from time to time make forward-looking statements in reports and other documents Piedmont files with the Securities and Exchange Commission or in connection with other written or o ...
PDF Basics of Fannie Mae Single
... timely payment of principal and interest to the investor, whether or not there is sufficient cash flow from the underlying group of mortgages. Fannie Mae’s obligation under this guaranty is solely Fannie Mae’s and is not backed by the full faith and credit of the U.S. government. In general, mortga ...
... timely payment of principal and interest to the investor, whether or not there is sufficient cash flow from the underlying group of mortgages. Fannie Mae’s obligation under this guaranty is solely Fannie Mae’s and is not backed by the full faith and credit of the U.S. government. In general, mortga ...
GCD Discount Rate - Global Credit Data
... discount rate is appropriate.” Variations of these regulations and guidance notes are included in national guidance notes from prudential regulators. Examples are Australia (Australian Prudential Regulation Authority, 2005), Hong Kong (Hong Kong Monetary Authority, 2006), the ...
... discount rate is appropriate.” Variations of these regulations and guidance notes are included in national guidance notes from prudential regulators. Examples are Australia (Australian Prudential Regulation Authority, 2005), Hong Kong (Hong Kong Monetary Authority, 2006), the ...
Document
... of selling and administration expense in the income statement. Thus, it is hard to determine the exact amount. ...
... of selling and administration expense in the income statement. Thus, it is hard to determine the exact amount. ...
Dealers` Hedging of Interest Rate Options in the U.S. Dollar Fixed
... calculated from the estimated strike prices. Chart 1 also shows, as a mirror image, the value of a hedge position that provides a delta-neutral hedge of the options at the initial interest rates (the dashed line). The hedge position is derived by using the estimated strike prices to calculate the pr ...
... calculated from the estimated strike prices. Chart 1 also shows, as a mirror image, the value of a hedge position that provides a delta-neutral hedge of the options at the initial interest rates (the dashed line). The hedge position is derived by using the estimated strike prices to calculate the pr ...
Advanced arithmetic
... unnecessary to say more than 7 and 7, 3 and 0, 6 and 9, 6 and 2, writing down the underscored digit just as i t is named. 26. Check. T o check, add the remainder and the subtrahend upward, since in working the exercise the numbers were added downward. ...
... unnecessary to say more than 7 and 7, 3 and 0, 6 and 9, 6 and 2, writing down the underscored digit just as i t is named. 26. Check. T o check, add the remainder and the subtrahend upward, since in working the exercise the numbers were added downward. ...
Market conditions, default risk and credit spreads
... GFI. Both data sources were previously used in the literature (e.g., GFI data in Hull et al. (2004), and CreditTrade data in Blanco et al. (2005)). It is a rare instance to combine these two data sources. Our CreditTrade dataset spans from June 1997 to March 2006, and our GFI dataset covers the peri ...
... GFI. Both data sources were previously used in the literature (e.g., GFI data in Hull et al. (2004), and CreditTrade data in Blanco et al. (2005)). It is a rare instance to combine these two data sources. Our CreditTrade dataset spans from June 1997 to March 2006, and our GFI dataset covers the peri ...
0001053532-17-000022 - Lasalle Hotel Properties
... states and the District of Columbia. Each hotel is leased to LHL (see Note 8) under a participating lease that provides for rental payments equal to the greater of (i) a base rent or (ii) a participating rent based on hotel revenues. The LHL leases expire between December 2017 and December 2019. Lea ...
... states and the District of Columbia. Each hotel is leased to LHL (see Note 8) under a participating lease that provides for rental payments equal to the greater of (i) a base rent or (ii) a participating rent based on hotel revenues. The LHL leases expire between December 2017 and December 2019. Lea ...