Estimating the Effects of Foreclosure Counseling for Troubled Borrowers Assistant Professor
... Approximately 1,800 non-profit agencies receive these funds to support their counseling programs, which served over 1.7 million individuals in 2007. Only 16 percent of these agencies’ clients sought default counseling, although the number of foreclosure clients increased by nearly 50 percent from 20 ...
... Approximately 1,800 non-profit agencies receive these funds to support their counseling programs, which served over 1.7 million individuals in 2007. Only 16 percent of these agencies’ clients sought default counseling, although the number of foreclosure clients increased by nearly 50 percent from 20 ...
Pillar 3 Risk and Capital Management Report 2016
... The fixed format templates have been supplemented with additional disclosure, where appropriate, in order to add value to the user. The Nedbank Group Chief Operating Officer (COO) Mfundo Nkuhlu and Chief Financial Officer (CFO) Raisibe Morathi on behalf of the board, are satisfied that information p ...
... The fixed format templates have been supplemented with additional disclosure, where appropriate, in order to add value to the user. The Nedbank Group Chief Operating Officer (COO) Mfundo Nkuhlu and Chief Financial Officer (CFO) Raisibe Morathi on behalf of the board, are satisfied that information p ...
Form 20-F/A - MOL Corporate
... A review of the application of IFRS to options (the “Put Options”) granted by our wholly-owned subsidiary, MOL AccessPortal Sdn. Bhd.(“MOLAP”), in connection with the acquisition by MOLAP of a 51% equity interest in PaybyMe resulted in a restatement of previous accounting. In September 2014, we acqu ...
... A review of the application of IFRS to options (the “Put Options”) granted by our wholly-owned subsidiary, MOL AccessPortal Sdn. Bhd.(“MOLAP”), in connection with the acquisition by MOLAP of a 51% equity interest in PaybyMe resulted in a restatement of previous accounting. In September 2014, we acqu ...
EQUIFAX INC
... of consumer and commercial information that we maintain about individual consumers and businesses, including credit history, current credit status, payment history and address information. Our clients utilize the information and analytical insights we provide to make decisions for a broad range of f ...
... of consumer and commercial information that we maintain about individual consumers and businesses, including credit history, current credit status, payment history and address information. Our clients utilize the information and analytical insights we provide to make decisions for a broad range of f ...
Essays on Capital Structure Stability - cerge-ei
... US savings and loan crisis in the 1980s and the dot-com bubble. However, neither of these crises caused deep recession or depression of production and investment in the economy as a whole. The financial sector was stabilized and continued growing after a funds infusion. So, neither crisis dramatical ...
... US savings and loan crisis in the 1980s and the dot-com bubble. However, neither of these crises caused deep recession or depression of production and investment in the economy as a whole. The financial sector was stabilized and continued growing after a funds infusion. So, neither crisis dramatical ...
Skandia Annual Report
... were delisted from the Stockholm Stock Exchange on 5 June 2006. During the year, arbitration proceedings were initiated for Old Mutual’s purchase of the outstanding minority shares. On 21 February 2006, Julian Roberts took office as Chief Executive of Skandia, and Jim Sutcliffe was elected as Chairm ...
... were delisted from the Stockholm Stock Exchange on 5 June 2006. During the year, arbitration proceedings were initiated for Old Mutual’s purchase of the outstanding minority shares. On 21 February 2006, Julian Roberts took office as Chief Executive of Skandia, and Jim Sutcliffe was elected as Chairm ...
Equity Risk Premiums (ERP)
... set aside each year to cover future obligations than assuming a premium of 4%. If the actual premium delivered by equity markets is only 2%, the fund’s assets will be insufficient to meet its liabilities, leading to fund shortfalls which have to be met by raising taxes (for governments) or reducing ...
... set aside each year to cover future obligations than assuming a premium of 4%. If the actual premium delivered by equity markets is only 2%, the fund’s assets will be insufficient to meet its liabilities, leading to fund shortfalls which have to be met by raising taxes (for governments) or reducing ...
Offering Memorandum - Morrison Laurier Mortgage Corporation
... relate to future events or our future performance. All statements other than statements of historical fact are forwardlooking statements. The use of any of the words “anticipate”, “continue”, “estimate”, “expect”, “may”, “will”, “project”, “should”, “believe”, “budget”, “plan”, “forecast”, “potentia ...
... relate to future events or our future performance. All statements other than statements of historical fact are forwardlooking statements. The use of any of the words “anticipate”, “continue”, “estimate”, “expect”, “may”, “will”, “project”, “should”, “believe”, “budget”, “plan”, “forecast”, “potentia ...
Word - corporate
... unpredictability in the adoption, implementation and enforcement of emission standards around the world; ...
... unpredictability in the adoption, implementation and enforcement of emission standards around the world; ...
INLAND WESTERN RETAIL REAL ESTATE TRUST
... In seeking new investment opportunities, we compete with other real estate investors, including pension funds, insurance companies, foreign investors, real estate partnerships, other real estate investment trusts (REITs), private individuals and other real estate companies, some of which have greate ...
... In seeking new investment opportunities, we compete with other real estate investors, including pension funds, insurance companies, foreign investors, real estate partnerships, other real estate investment trusts (REITs), private individuals and other real estate companies, some of which have greate ...
Investment Opportunities, Free-Cash-Flow, and the Market Values of
... for high-q bidders. And while Blouin et. al. (2012) argue that firms hold a higher proportion of PRE in cash due to tax incentives, they also recognize that a number of firms appear to hold high levels of cash in low tax jurisdictions, suggesting that growth plays a larger role than taxes for such f ...
... for high-q bidders. And while Blouin et. al. (2012) argue that firms hold a higher proportion of PRE in cash due to tax incentives, they also recognize that a number of firms appear to hold high levels of cash in low tax jurisdictions, suggesting that growth plays a larger role than taxes for such f ...
Form ADV - Palisade Capital Management
... Any attempt to influence the proxy voting process by issuers or others not identified in these policies and Procedures should be promptly reported to the CCO. Similarly, any Client’s attempt to influence proxy voting with respect to other Clients’ securities should be promptly reported to the CCO. P ...
... Any attempt to influence the proxy voting process by issuers or others not identified in these policies and Procedures should be promptly reported to the CCO. Similarly, any Client’s attempt to influence proxy voting with respect to other Clients’ securities should be promptly reported to the CCO. P ...
Main Street Capital CORP (Form: 10-K, Received: 02
... generally larger in size than our LMM portfolio companies, with annual revenues typically between $150 million and $1.5 billion, and our Middle Market investments generally range in size from $3 million to $15 million. Our private loan ("Private Loan") portfolio investments are primarily debt securi ...
... generally larger in size than our LMM portfolio companies, with annual revenues typically between $150 million and $1.5 billion, and our Middle Market investments generally range in size from $3 million to $15 million. Our private loan ("Private Loan") portfolio investments are primarily debt securi ...
5.45% Series J Cumulative Preferred Stock
... amended (the “1940 Act”). The Fund’s primary investment objective is to achieve long term growth of capital by investing primarily in a portfolio of equity securities consisting of common stock, preferred stock, convertible or exchangeable securities, and warrants and rights to purchase such securit ...
... amended (the “1940 Act”). The Fund’s primary investment objective is to achieve long term growth of capital by investing primarily in a portfolio of equity securities consisting of common stock, preferred stock, convertible or exchangeable securities, and warrants and rights to purchase such securit ...
Essays on information asymmetry and the firm
... firms. The intuition is as follows. Given asymmetric information can lead to misvaluation, and recognizing that undervalued (but not overvalued) firms will conduct OMRs renders the empirical prediction that the shareholder wealth effect to OMR announcements should increase in the degree of a firm’s ...
... firms. The intuition is as follows. Given asymmetric information can lead to misvaluation, and recognizing that undervalued (but not overvalued) firms will conduct OMRs renders the empirical prediction that the shareholder wealth effect to OMR announcements should increase in the degree of a firm’s ...
Mac. Income securities perspec
... Interest. A Holder’s Interest is the beneficial interest in a Note issued to the Trustee by Macquarie Finance Limited, a wholly owned subsidiary of Macquarie. Only the Trustee may bring proceedings against Macquarie Finance Limited in order to enforce the rights of an investor in respect of a Note. ...
... Interest. A Holder’s Interest is the beneficial interest in a Note issued to the Trustee by Macquarie Finance Limited, a wholly owned subsidiary of Macquarie. Only the Trustee may bring proceedings against Macquarie Finance Limited in order to enforce the rights of an investor in respect of a Note. ...
Federal Deposit Insurance Corporation Risk Management Manual of
... was adopted by the Federal Financial Institutions Examination Council (FFIEC) on November 13, 1979, and updated in December 1996. Over the years, the UFIRS proved to be an effective supervisory tool for evaluating financial institutions on a uniform basis and for identifying institutions requiring s ...
... was adopted by the Federal Financial Institutions Examination Council (FFIEC) on November 13, 1979, and updated in December 1996. Over the years, the UFIRS proved to be an effective supervisory tool for evaluating financial institutions on a uniform basis and for identifying institutions requiring s ...
The Joint Money Laundering Steering Group
... customers. As such, the risk profile may actually be lower than that of larger businesses with a more diverse customer base or product offering, which may include international business and customers. The profile may, however, often be higher than that of personal customers, where identification may ...
... customers. As such, the risk profile may actually be lower than that of larger businesses with a more diverse customer base or product offering, which may include international business and customers. The profile may, however, often be higher than that of personal customers, where identification may ...
Griffin Institutional Access Real Estate Fund (Form: N
... securities that maximize risk-adjusted returns for our shareholders. Given the amount of volatility and uncertainty surrounding the U.S. election, the United Kingdom’s decision to leave the European Union (commonly referred to as “Brexit”) and U.S. Federal Reserve (Fed) policy this past year, we hav ...
... securities that maximize risk-adjusted returns for our shareholders. Given the amount of volatility and uncertainty surrounding the U.S. election, the United Kingdom’s decision to leave the European Union (commonly referred to as “Brexit”) and U.S. Federal Reserve (Fed) policy this past year, we hav ...