Commercial Banks Profitability Indicators: Empirical Evidence from
... provides loans to total assets, which can affect profitability (Aydogan, 1990), so the higher is the ratio, the higher is portfolio risk. Loans to total assets (LTA) and total loans (TL) are usually used as asset quality indicators. Asset size –total assets are used to determine the size of the bank ...
... provides loans to total assets, which can affect profitability (Aydogan, 1990), so the higher is the ratio, the higher is portfolio risk. Loans to total assets (LTA) and total loans (TL) are usually used as asset quality indicators. Asset size –total assets are used to determine the size of the bank ...
easily - Hussman Funds
... market rallies in recent years. Moreover, the market has just entered the seasonally unfavorable May-October period. Don't these factors support a bearish stance? The answer is simple. The market's response to valuation, overbought conditions and seasonal factors is markedly different when trend uni ...
... market rallies in recent years. Moreover, the market has just entered the seasonally unfavorable May-October period. Don't these factors support a bearish stance? The answer is simple. The market's response to valuation, overbought conditions and seasonal factors is markedly different when trend uni ...
The Bank of Japan's Experience with Non-Traditional Monetary Policy* Kazuo Ueda
... 1998; its core measure has stayed in negative territory since then with minor exceptions. Thus, the economy has been effectively in a "liquidity trap" for about 15 years. The BOJ continued its exploration for further easing measures in 1999 and the 2000s. The so-called zero interest rate policy (ZIR ...
... 1998; its core measure has stayed in negative territory since then with minor exceptions. Thus, the economy has been effectively in a "liquidity trap" for about 15 years. The BOJ continued its exploration for further easing measures in 1999 and the 2000s. The so-called zero interest rate policy (ZIR ...
Public Sector Discount Rates for Cost Benefit Analysis
... This approach appears to be followed by Germany and the U.S., who set their discount rates equal to their pre-tax government borrowing rates. Some of these views may not be as irreconcilable as they seem. For example, the principal advocates of the social rate of time preference approach acknowledge ...
... This approach appears to be followed by Germany and the U.S., who set their discount rates equal to their pre-tax government borrowing rates. Some of these views may not be as irreconcilable as they seem. For example, the principal advocates of the social rate of time preference approach acknowledge ...
Fixed Income in a Rising Rate Enviornment
... levels have more room to tighten. This may help reduce the overall yield increase if spreads tighten. The result is less of a decline in the prices of non-government bonds. However, if credit spreads are tight at the start of the rising rate period, there is little potential offset to falling bond p ...
... levels have more room to tighten. This may help reduce the overall yield increase if spreads tighten. The result is less of a decline in the prices of non-government bonds. However, if credit spreads are tight at the start of the rising rate period, there is little potential offset to falling bond p ...
ANALYZING BANK FINANCIAL PERFORMANCE
... income into interest on loans, federal funds sold and Repos, deposits at other institutions, U.S. Government and Agency securities, and municipal securities. All interest is fully taxable except municipal interest, which may be exempt from federal income taxes. This tax-exempt interest can be conver ...
... income into interest on loans, federal funds sold and Repos, deposits at other institutions, U.S. Government and Agency securities, and municipal securities. All interest is fully taxable except municipal interest, which may be exempt from federal income taxes. This tax-exempt interest can be conver ...
Dreyfus Total Emerging Markets Fund
... available only to certain eligible investors, and the historical results achieved by the fund’s respective share classes. The Dreyfus Corporation and MBSC Securities Corporation are affiliated with The Bank of New York Mellon Corporation. *Source: Morningstar. The Morningstar Rating™ for funds, or “ ...
... available only to certain eligible investors, and the historical results achieved by the fund’s respective share classes. The Dreyfus Corporation and MBSC Securities Corporation are affiliated with The Bank of New York Mellon Corporation. *Source: Morningstar. The Morningstar Rating™ for funds, or “ ...
z. téma 5 Mezinárodní trhy dluhových cenných papír
... the remainder. The United States was the largest market with 33% of the total followed by Japan (14%). As a proportion of global GDP, the bond market increased to over 140% in 2011 from 119% in 2008 and 80% a decade earlier. The considerable growth means that in March 2012 it was much larger than th ...
... the remainder. The United States was the largest market with 33% of the total followed by Japan (14%). As a proportion of global GDP, the bond market increased to over 140% in 2011 from 119% in 2008 and 80% a decade earlier. The considerable growth means that in March 2012 it was much larger than th ...
Invesco Great Wall Core Competence Mixed Securities Fund
... ChiNext and the main board market, emerging nature of ChiNext companies, higher fluctuation on stock prices, delisting risk and valuation risk) and (d) Mainland debt securities risks (including volatility and liquidity risks, counterparty risk, interest rate risk, downgrading risk, credit rating age ...
... ChiNext and the main board market, emerging nature of ChiNext companies, higher fluctuation on stock prices, delisting risk and valuation risk) and (d) Mainland debt securities risks (including volatility and liquidity risks, counterparty risk, interest rate risk, downgrading risk, credit rating age ...
Banking Crises
... A common feature of the modern financial system is that many banks now rely heavily on non-deposit sources of funding. There are a number of reasons for this. Deepening of Financial Markets: Modern financial systems contain more options than in the past for people to channel their savings towards. T ...
... A common feature of the modern financial system is that many banks now rely heavily on non-deposit sources of funding. There are a number of reasons for this. Deepening of Financial Markets: Modern financial systems contain more options than in the past for people to channel their savings towards. T ...
Were the Nigerian Banking Reforms of 2005 A Success…And for... Lisa D. Cook Michigan State University
... The number of banks peaked at 120 in 1991. Simultaneously, banks began accumulating nonperforming loans at an increasing rate, and the share of distressed banks doubled from 26 percent in 1991 to 52 percent in 1995. There was a bank run in 1993, and the banking sector entered a period of sustained c ...
... The number of banks peaked at 120 in 1991. Simultaneously, banks began accumulating nonperforming loans at an increasing rate, and the share of distressed banks doubled from 26 percent in 1991 to 52 percent in 1995. There was a bank run in 1993, and the banking sector entered a period of sustained c ...
Banking competition, risk, and regulation
... categories of Dutch home-owners with respect to a possible decline in housing prices. As a consequence, it also had a detrimental effect on the risk profile of the commercial banks’ loan portfolios. This article studies these consequences of increased competition for bank vulnerability. In our model ...
... categories of Dutch home-owners with respect to a possible decline in housing prices. As a consequence, it also had a detrimental effect on the risk profile of the commercial banks’ loan portfolios. This article studies these consequences of increased competition for bank vulnerability. In our model ...
Size and Composition of the Central Bank Balance Sheet
... policy responses against the current financial and economic crisis. Central banks use various unconventional measures in the range of financial assets being purchased and in the scale of such purchases. As the scope of such unconventional measures expands, it is often emphasized that the U.S. Federa ...
... policy responses against the current financial and economic crisis. Central banks use various unconventional measures in the range of financial assets being purchased and in the scale of such purchases. As the scope of such unconventional measures expands, it is often emphasized that the U.S. Federa ...
PAPER REQUIREMENTS
... Correlation measures how strongly two variables are related. The correlation coefficient can range in value from 1 to -1. If the correlation coefficient is high, then the benefits to international diversification are low. As long as the correlation between the two markets is not perfect, then there ...
... Correlation measures how strongly two variables are related. The correlation coefficient can range in value from 1 to -1. If the correlation coefficient is high, then the benefits to international diversification are low. As long as the correlation between the two markets is not perfect, then there ...
Trading of Securities on the Stock Exchange
... of one year or less are traded. Money markets securities are treasury bills, bankers acceptances, commercial paper, negotiable certificates of deposits etc. ...
... of one year or less are traded. Money markets securities are treasury bills, bankers acceptances, commercial paper, negotiable certificates of deposits etc. ...
Stock Market Game Workshop
... 6. Bears, Bulls, and Pigs are found in the stock market. 7. Stock prices are set by the Securities and Exchange Commission, a regulatory agency of the U.S. government. 8. Stock markets are open on business days around the clock, around the world. ...
... 6. Bears, Bulls, and Pigs are found in the stock market. 7. Stock prices are set by the Securities and Exchange Commission, a regulatory agency of the U.S. government. 8. Stock markets are open on business days around the clock, around the world. ...
A lower neutral rate: causes and consequences
... the contrary, economic growth has been sluggish, well below what might have been expected to ensue from such low interest rates, while resources remain underutilized in many countries and almost all continue to struggle with below-target inflation. It’s little wonder, then, that people have pared th ...
... the contrary, economic growth has been sluggish, well below what might have been expected to ensue from such low interest rates, while resources remain underutilized in many countries and almost all continue to struggle with below-target inflation. It’s little wonder, then, that people have pared th ...
Slide show
... the third and subsequent years DHB: 2% of members salary for the first year of the Plan, increasing to 4% for the second year and 6% for the third and subsequent years ...
... the third and subsequent years DHB: 2% of members salary for the first year of the Plan, increasing to 4% for the second year and 6% for the third and subsequent years ...
fund risks - Royal London pensions for employers and trustees
... The main risk with a corporate bond is that the company to which the loan has been made might go bankrupt and fail to pay it back. Corporate bonds tend to be less volatile investments than company shares, but provide the opportunity for higher growth than deposits. Gilts are loans to the Government ...
... The main risk with a corporate bond is that the company to which the loan has been made might go bankrupt and fail to pay it back. Corporate bonds tend to be less volatile investments than company shares, but provide the opportunity for higher growth than deposits. Gilts are loans to the Government ...
FINANCING WORKING CAPITAL The financing of working capital is
... company has sufficient profits, they can decide to pay dividends. They may even decide to retain their earnings to finance future requirements. But the cost of financing through equity would be higher as they are not allowed as an expense for tax purposes. Companies adopting hedging approach would o ...
... company has sufficient profits, they can decide to pay dividends. They may even decide to retain their earnings to finance future requirements. But the cost of financing through equity would be higher as they are not allowed as an expense for tax purposes. Companies adopting hedging approach would o ...
the exchange rate
... ● First, some of the results may be interpreted as lending support to concerns expressed by policymakers in EMEs. In particular, EMEs have been adversely affected by pro-cyclical effects of QE policies, inducing capital outflows from EMEs when capital is scarce and pushing capital into EMEs, driving ...
... ● First, some of the results may be interpreted as lending support to concerns expressed by policymakers in EMEs. In particular, EMEs have been adversely affected by pro-cyclical effects of QE policies, inducing capital outflows from EMEs when capital is scarce and pushing capital into EMEs, driving ...
Primary and Secondary Mortgage Rate Trends in Today`s Economy
... were high (above 5%). However, in the wake of the 2008 credit crisis, par rates dropped below 5% and the PSS rose above 120 basis points as seen in Chart 2. What caused this spread to widen? This phenomenon of high spreads and low par rates is a trend typically attributable to a high volatility envi ...
... were high (above 5%). However, in the wake of the 2008 credit crisis, par rates dropped below 5% and the PSS rose above 120 basis points as seen in Chart 2. What caused this spread to widen? This phenomenon of high spreads and low par rates is a trend typically attributable to a high volatility envi ...
Existing proposals for taming procyclicality
... • ECB website: 23 October 2013 - ECB starts comprehensive assessment in advance of supervisory role • The assessment will consist of … an asset quality review (AQR) to enhance the transparency of bank exposures by reviewing the quality of banks’ assets, including the adequacy of asset and collateral ...
... • ECB website: 23 October 2013 - ECB starts comprehensive assessment in advance of supervisory role • The assessment will consist of … an asset quality review (AQR) to enhance the transparency of bank exposures by reviewing the quality of banks’ assets, including the adequacy of asset and collateral ...
The Political Economy of Shadow Banking
... this reason, how markets are organized institutionally and they interests they represent are of utmost importance to the operation of the shadow financial sector in general, and particularly to MMMFs (who at the receiving end of government deficits, trade large amounts of sovereign United States de ...
... this reason, how markets are organized institutionally and they interests they represent are of utmost importance to the operation of the shadow financial sector in general, and particularly to MMMFs (who at the receiving end of government deficits, trade large amounts of sovereign United States de ...
rental market conditions - Harvard Joint Center for Housing Studies
... role in the multifamily market since the recovery in private lending began in 2010. The Mortgage Bankers Association (MBA) estimates that annual originations backed by the GSEs nearly doubled between 2009 and 2012, while loans insured by FHA were up five-fold. The MBA data also indicate that private ...
... role in the multifamily market since the recovery in private lending began in 2010. The Mortgage Bankers Association (MBA) estimates that annual originations backed by the GSEs nearly doubled between 2009 and 2012, while loans insured by FHA were up five-fold. The MBA data also indicate that private ...