• Study Resource
  • Explore Categories
    • Arts & Humanities
    • Business
    • Engineering & Technology
    • Foreign Language
    • History
    • Math
    • Science
    • Social Science

    Top subcategories

    • Advanced Math
    • Algebra
    • Basic Math
    • Calculus
    • Geometry
    • Linear Algebra
    • Pre-Algebra
    • Pre-Calculus
    • Statistics And Probability
    • Trigonometry
    • other →

    Top subcategories

    • Astronomy
    • Astrophysics
    • Biology
    • Chemistry
    • Earth Science
    • Environmental Science
    • Health Science
    • Physics
    • other →

    Top subcategories

    • Anthropology
    • Law
    • Political Science
    • Psychology
    • Sociology
    • other →

    Top subcategories

    • Accounting
    • Economics
    • Finance
    • Management
    • other →

    Top subcategories

    • Aerospace Engineering
    • Bioengineering
    • Chemical Engineering
    • Civil Engineering
    • Computer Science
    • Electrical Engineering
    • Industrial Engineering
    • Mechanical Engineering
    • Web Design
    • other →

    Top subcategories

    • Architecture
    • Communications
    • English
    • Gender Studies
    • Music
    • Performing Arts
    • Philosophy
    • Religious Studies
    • Writing
    • other →

    Top subcategories

    • Ancient History
    • European History
    • US History
    • World History
    • other →

    Top subcategories

    • Croatian
    • Czech
    • Finnish
    • Greek
    • Hindi
    • Japanese
    • Korean
    • Persian
    • Swedish
    • Turkish
    • other →
 
Profile Documents Logout
Upload
Sovereign Default and Banking - Western University Economics
Sovereign Default and Banking - Western University Economics

... the riskiness of the debt — not only was the banking regulation not adjusted, but the regulation of pension funds was changed to encourage them to hold the government debt. An important question that arises in this context is: Who pays for all this? Our answer is not surprising — we assume it is the ...
Financial systém and financial market
Financial systém and financial market

...  Primary public market – the issue is offer to investment public in the form of tender offer, unofficial market or tender. As the source of information for client there id published Security Prospectus. This kind of issue is called public issue.  Primary private market – securities are offered onl ...
Institute of Actuaries of India Subject SA6 – Investment May 2013 Examinations
Institute of Actuaries of India Subject SA6 – Investment May 2013 Examinations

... Thus the cons of higher investment regulations on FBS are as follows:  Prohibit extra capital to be brought into business  Restricts expansion and growth strategies  Will mean frequent visits to shareholders for capital requirements  Will reduce shareholders returns on investment  Robustness of ...
Speech - Bank of England
Speech - Bank of England

... future short-term interest rates. Economists have therefore presumed that asset markets are prone to “time-varying risk premia”. In the case of bond markets, these would take the form of variations in the so-called “term premium” – by definition the gap between yields and expected future short rates ...
Research of Financing Obstacles and Strategies of Small and Medium-sized Enterprises
Research of Financing Obstacles and Strategies of Small and Medium-sized Enterprises

... into thinking. As for loans, except direct loans ,banks can also offer bank bill, loans by commercial bill discounted, or using credit of buying party, to provide loan to product-using enterprises, allowing them paying financially in advance, in this way, the capital problem of high-tech small enter ...
Finance Glossary of Terms
Finance Glossary of Terms

... True Endowment – An endowment fund, the principal of which is designated by its donor to be held in perpetuity or permanently, and the income/payout from which is used to support the specified purpose of the endowment. Founders Fund – The remaining balance of the funds given to the UC Santa Cruz Fo ...
Stress Testing, Recovery Plans and Early Intervention: How to deal
Stress Testing, Recovery Plans and Early Intervention: How to deal

...  “After all, if the Basel regulations are right, why bother with ...
Lecture 4
Lecture 4

... • Raise banks’ cost of capital, and reduce lending capacity • Fewer loans, higher borrowing costs ...
for immediate release
for immediate release

... An investment in a money market fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund. All opinions ...
Long-term investment in Europe The origin of the
Long-term investment in Europe The origin of the

... Stiglitz, the first of a series of conferences was held in October 2010 entitled, Sovereign Wealth Funds and other Long-Term Investors: A New Form of Capitalism. On our part, we presented a paper entitled "Financing Long Term Investment after the Crisis: a View from Europe", which received unexpecte ...
Think active can`t outperform? Think again
Think active can`t outperform? Think again

... that outperformed a specific benchmark/value in each period relative to the total assets of funds with calculable data in that period. For market cycles and trailing periods, assets were averaged using beginning- and end-of-period data. Data limitations • Backcasting. Due to the limited availability ...
Working Paper No. 801 - Levy Economics Institute of Bard College
Working Paper No. 801 - Levy Economics Institute of Bard College

... funding of capital market lending,” [19] which generally takes place outside the regular banking system [3, 28]. This definition highlights the activities of financial intermediaries that use short-term money market funding (sourced from global dollar markets) to fund long-term investment projects—n ...
Supporting UK business - Better Business Finance
Supporting UK business - Better Business Finance

... relationships with our business customers; how we deal with complaints; and what help and support we provide to businesses when loan requests are not successful. Customer feedback suggests that many smaller businesses are unaware of what type of finance options might be available to them; which opti ...
Strategic Framework for Transformation of the Egyptian Economy
Strategic Framework for Transformation of the Egyptian Economy

... 1990s, there has been a need to adapt to a more open, market-based system. Thus, CBE needs to strengthen its off-site surveillance, on-site inspection capacity, policy coordination, and contingency planning for stress and downside risks. This includes implementation of CAMELS, and the introduction o ...
- Investment Management Association of
- Investment Management Association of

... What is the system followed in respect of cut off timings? A new regulation for cut off timing has been effective from June 6, 2005. Under this new regulation, the cut-off timing for funds that invest more than 50% of their assets in stocks is 3:00 pm, and for other funds it is 5:00 p.m. ...
New Mortgage Rules to Reinforce Soft Landing in
New Mortgage Rules to Reinforce Soft Landing in

... is likely to be less impactful than past regulatory changes tied to insured mortgages due to the declining reliance on insurance. Insured mortgages accounted for 20% to 30% of all new mortgages last year, lower than the 40% they comprised in 2008 when the government first started tightening qualific ...
The European Monetary Fund
The European Monetary Fund

... tandem CDS premia and bond rates (figures 1 and 7). Those banks and hedge funds, which are specialized in “making money out of money”, took advantage of high public indebtedness, a fragile banking system and/or the lack of competitiveness. CDS speculation against sovereign states has become the most ...
Some international trends in the regulation of mortgage markets
Some international trends in the regulation of mortgage markets

... high dispersion in the models, reflecting the fact that mortgages markets are local in nature, depending on legal and institutional factors. At the same time, however, the reliance on wholesale markets for the funding of mortgages implies that these securities have a global dimension. The contrast b ...
Year of the Monkey
Year of the Monkey

... Republican candidates are proposing sweeping personal and corporate level tax cuts, which will have varying degrees of market-moving implications. A few Republican candidates would like to reduce or eliminate the home mortgage interest deduction and/or the property tax deduction—not good news for th ...
IOSR Journal of Economics and Finance (IOSR-JEF)
IOSR Journal of Economics and Finance (IOSR-JEF)

... While the primary users of derivatives are financial institutions such as banks, insurance companies, and investment managers, the use of derivatives by nonfinancial firms is considerable. Silber (1985) provides a sound explanation for the economic contribution of financial futures and indicates tha ...
The Federal Reserve System, Fiat Money, and the Legal Basis for
The Federal Reserve System, Fiat Money, and the Legal Basis for

... money can. When left to the hands of self-interested men, the money supply will always increase because the men who use the new money first benefit the most from the new creation. This can happen because money has the quality of being non-neutral, meaning the first individuals to use the money use i ...
Making sense of international interest rate movements ARTICLES
Making sense of international interest rate movements ARTICLES

... Making sense of international interest rate movements Hamish Pepper and Enzo Cassino In this article, we describe a framework for analysing movements in government bond interest rates and present some results from applying this approach. Our framework disaggregates movements in nominal rates into es ...
Criteria for an appropriate countercyclical capital buffer
Criteria for an appropriate countercyclical capital buffer

... by deposits from households and firms, but deposits are limited by households’ financial savings and firms’ accumulation of liquid assets. In periods where banks’ lending growth exceeds deposit growth, banks must raise a larger share of their funding directly in the financial market. A high and risi ...
Risk Management of Personal Lending Business
Risk Management of Personal Lending Business

... flexibility to cater for the needs of individual customers and allow exceptions to their standard underwriting policies or practices. The HKMA considers this acceptable provided that such flexibility is managed prudently within the personal loan portfolio and governed by clear policies and guideline ...
Key Investor Information Franklin Global Aggregate Investment
Key Investor Information Franklin Global Aggregate Investment

... Liquidity risk: the risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets. For a full discussion of all the risks applicable to this Fund, please refer to the “Risk Considerations” sec ...
< 1 ... 109 110 111 112 113 114 115 116 117 ... 275 >

Interbank lending market

The interbank lending market is a market in which banks extend loans to one another for a specified term. Most interbank loans are for maturities of one week or less, the majority being overnight. Such loans are made at the interbank rate (also called the overnight rate if the term of the loan is overnight). Low transaction volume in this market was a major contributing factor to the financial crisis of 2007.Banks are required to hold an adequate amount of liquid assets, such as cash, to manage any potential bank runs by clients. If a bank cannot meet these liquidity requirements, it will need to borrow money in the interbank market to cover the shortfall. Some banks, on the other hand, have excess liquid assets above and beyond the liquidity requirements. These banks will lend money in the interbank market, receiving interest on the assets.The interbank rate is the rate of interest charged on short-term loans between banks. Banks borrow and lend money in the interbank lending market in order to manage liquidity and satisfy regulations such as reserve requirements. The interest rate charged depends on the availability of money in the market, on prevailing rates and on the specific terms of the contract, such as term length. There is a wide range of published interbank rates, including the federal funds rate (USA), the LIBOR (UK) and the Euribor (Eurozone).
  • studyres.com © 2026
  • DMCA
  • Privacy
  • Terms
  • Report