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Bankruptcy scoring using the SAS Enterprise Miner
Bankruptcy scoring using the SAS Enterprise Miner

... Until 1968 no systematic approach, rather subjective assessment, company valuation 1968 Altman‘s first model: discriminant analysis of 5 financial ratios 70s, 80s: regression based models, criticised for their assumptions 80s, 90s: neural networks, criticised for their shortcomings and maximum-likel ...
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... A list of words in document surrogates is made. Each word is numbered, including phrases and excluding stop words. Words that are numbered are ...
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The information Management session
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Database Systems: Design, Implementation, and Management
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Irwin/McGraw-Hill
Irwin/McGraw-Hill

... Objects contain both data as well as methods (i.e., instructions for processing the data). The major advantage of object oriented (OO) structures is their increased flexibility to represent very complex data structures that capture the essence of complex objects existing in reality. Using object tec ...
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Business intelligence

Business intelligence (BI) is the set of techniques and tools for the transformation of raw data into meaningful and useful information for business analysis purposes. BI technologies are capable of handling large amounts of unstructured data to help identify, develop and otherwise create new strategic business opportunities. The goal of BI is to allow for the easy interpretation of these large volumes of data. Identifying new opportunities and implementing an effective strategy based on insights can provide businesses with a competitive market advantage and long-term stability.BI technologies provide historical, current and predictive views of business operations. Common functions of business intelligence technologies are reporting, online analytical processing, analytics, data mining, process mining, complex event processing, business performance management, benchmarking, text mining, predictive analytics and prescriptive analytics.BI can be used to support a wide range of business decisions ranging from operational to strategic. Basic operating decisions include product positioning or pricing. Strategic business decisions include priorities, goals and directions at the broadest level. In all cases, BI is most effective when it combines data derived from the market in which a company operates (external data) with data from company sources internal to the business such as financial and operations data (internal data). When combined, external and internal data can provide a more complete picture which, in effect, creates an ""intelligence"" that cannot be derived by any singular set of data.
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