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docx - ICEBUSS
docx - ICEBUSS

... run by the manager, or in other words how the capital owner controlling the manager. This opinion pays more attention on the capital owners for the expected return on the funds invested. Manager as an agent should separate their interest from the capital owner. Previous empirical studies related to ...
Introduction Hypothesis Central Limit Theorem Objective Madoff
Introduction Hypothesis Central Limit Theorem Objective Madoff

... selected portfolio of known size from a large population of potential investments. Given a known universe of potential investments and a known portfolio size and holding period, this method gives the probability that a portfolio selected at random would achieve the reported return. Highly improbable ...
John Hancock High Yield Municipal Bond Fund
John Hancock High Yield Municipal Bond Fund

... EXPENSE EXAMPLE This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds. Please see below a hypothetical example showing the expenses of a $10,000 investment for the time periods indicated and then, except as shown below, assumi ...
Multi-Period Trading via Convex Optimization
Multi-Period Trading via Convex Optimization

... Goal. In this tutorial paper we consider multi-period investment and trading. Our goal is to describe a simple model that takes into account the main practical issues that arise, and several simple and practical frameworks based on solving convex optimization problems [12] that determine the trades ...
Fat Tails and their (Un)happy Endings
Fat Tails and their (Un)happy Endings

PNC Capital Advisors, LLC
PNC Capital Advisors, LLC

... management services. Pricing is based upon the nature of such services as determined by each client’s specific investment policies, permissible investments, and other portfolio management parameters. Account fees may be negotiable on a case-by-case basis based on various factors, including, but not ...
THE TRUTH ABOUT THE DIFFERENCE BETWEEN UNIT TRUSTS
THE TRUTH ABOUT THE DIFFERENCE BETWEEN UNIT TRUSTS

... Index (J203) over the last five years by an average of 2.3% per annum. This is largely due to the proliferation of new unit trusts increasing to 913 from 550, of which general equity unit trusts increased to 82 from 44. The significance of this is that many of these new unit trusts have untested pro ...
What Stock Market Returns to Expect for the
What Stock Market Returns to Expect for the

... economy. The relevant equity premium for investors is the equity premium net of the costs of investing. Thus, if the cost of investing in some asset decreases, that asset should have a higher price and a lower expected return gross of investment costs. The availability of mutual funds and the decrea ...
THE TRUTH ABOUT THE DIFFERENCE BETWEEN
THE TRUTH ABOUT THE DIFFERENCE BETWEEN

... trusts would underperform an ETF over this specific period: 1. Unit trusts always have a cash holding, which may vary between 0% and 25%. In a bull market such as this period where the market appreciated 16.9% p.a. well above its previous 40 year average of 12.6%, these cash holdings will reduce per ...
MPDD W P
MPDD W P

... Intercept ...
Return on Capital Employed – ROCE
Return on Capital Employed – ROCE

... Consider two companies, A and B, which operate in the same industry sector. A has EBIT of INR 50 crores on sales of INR 1000 crores in a given year, while B has EBIT of INR 75 crores on sales of INR 1000 crores in the same year. On the face, it may appear that B should be the superior investment, si ...
GEF Country Dialogue Workshops Programme Project
GEF Country Dialogue Workshops Programme Project

... Consumer or producer awareness campaigns (workshops, surveys, media, etc.) ...
Gundlach: Trump Should be Commended
Gundlach: Trump Should be Commended

The Standard & Poor’s (S&P) 500 stock index
The Standard & Poor’s (S&P) 500 stock index

... A stock...is a financial instrument that has claim on future distributions made by a given business, whether they are paid out as dividends or to repurchase stock or to settle up after sale or liquidation.These payments are in effect “coupons.”The set of owners getting them will change as shareholde ...
IOSR Journal of Business and Management (IOSR-JBM)
IOSR Journal of Business and Management (IOSR-JBM)

... investment experts or market specialists as the specific attributes can be equally applied to all investors. On the other hand, any new information cannot elicit abnormal profit, as it is directly available to markets and is easily reflected on stock prices. Fama (1965) postulates that „in anefficie ...
Understanding Investor Preferences for Mutual Fund Information
Understanding Investor Preferences for Mutual Fund Information

... » Shareholders rely heavily on professional financial advisers when making mutual fund investment decisions. ICI research indicates that most shareholders who own funds outside retirement plans at work hold fund shares purchased through professional financial advisers — such as full-service brokers, ...
The Drivers of Financial Globalization Philip R. Lane Gian Maria Milesi-Ferretti
The Drivers of Financial Globalization Philip R. Lane Gian Maria Milesi-Ferretti

... Default risk is also ameliorated by tighter trade integration. Finally, trade transactions directly generate cross-border financial flows (trade credits, export insurance, payment facilitation). A second driver of financial globalization is domestic financial development. The development of a domest ...
An alternative marginal utility growth David J. Moore ∗
An alternative marginal utility growth David J. Moore ∗

... The macroeconomic growth model yields a productivity-based proxy for marginal utility growth that bypasses two key drawbacks of traditional marginal utility growth proxies. First, the difficulty in obtaining explicit utility functions, which are unobservable, is bypassed by using an observable produ ...
Earnings and Cash Flow Analysis
Earnings and Cash Flow Analysis

... REVIEW: As we discussed, dividends became taboo during the 1990’s. Since the 2000-2002 bear market, investors have changed their minds about dividends. Dividends can be discussed in polite company again! ...
Understanding Global Imbalances
Understanding Global Imbalances

... equity, making it available for other purposes—to repay other consumer debt, to buy consumer durables (especially automobiles), or to finance vacations. Financial market innovations, such as home-equity loans and reverse mortgages, have increased the liquidity of home equity, making it increasingly a ...
Privatization: Pros and Cons
Privatization: Pros and Cons

... • What do we do when the stock market drops or goes through a long-term decline? • In four 20 year periods in the past century, inflation adjusted returns were close to zero. • These years were 1901-1921, 1929-1949, ...
ratio - ENTR-203
ratio - ENTR-203

... firm’s current assets are available to meet short-term creditors’ claims.  Activity ratios indicate how efficiently a business is using its assets.  Leverage (debt) ratios indicate what percentage of the business assets is financed with creditors’ dollars. ...
Use of Ratings in Insurance Industry
Use of Ratings in Insurance Industry

... Limitations of Using Rating Agency Ratings in RBC  RBC calculation linked to financial statement classification. ...
IOSR Journal of Business and Management (IOSR-JBM)
IOSR Journal of Business and Management (IOSR-JBM)

... detect the persistence of the changes. However, only the necessary changes in the natural world, the maximum likelihood of success. There is a need to make changes new, dangerous situations unique, or, uncertain human beings, but of course, nature, exercised the'' change'' from the beginning of time ...
Document
Document

... inhabitants, under penetrated in terms of banking services and with low level of competition ...
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Investment management

Investment management is the professional asset management of various securities (shares, bonds and other securities) and other assets (e.g., real estate) in order to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations, charities, educational establishments etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes e.g. mutual funds or exchange-traded funds).The term asset management is often used to refer to the investment management of collective investments, while the more generic fund management may refer to all forms of institutional investment as well as investment management for private investors. Investment managers who specialize in advisory or discretionary management on behalf of (normally wealthy) private investors may often refer to their services as money management or portfolio management often within the context of so-called ""private banking"".The provision of investment management services includes elements of financial statement analysis, asset selection, stock selection, plan implementation and ongoing monitoring of investments. Coming under the remit of financial services many of the world's largest companies are at least in part investment managers and employ millions of staff.Fund manager (or investment advisor in the United States) refers to both a firm that provides investment management services and an individual who directs fund management decisions.According to a Boston Consulting Group study, the assets managed professionally for fees reached an all-time high of US$62.4 trillion in 2012, after remaining flat-lined since 2007. Furthermore, these industry assets under management were expected to reach US$70.2 trillion at the end of 2013 as per a Cerulli Associates estimate.The global investment management industry is highly concentrated in nature, in a universe of about 70,000 funds roughly 99.7% of the US fund flows in 2012 went into just 185 funds. Additionally, a majority of fund managers report that more than 50% of their inflows go to just three funds.
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