Bank Capitalization and Loan Growth
... A few academic papers have recently indicated that banks with a greater amount of capital tend to lend more as a result of lower funding costs. This evidence has been used to support further increases in capital requirements worldwide, including the proposed inclusion of the global systemically impo ...
... A few academic papers have recently indicated that banks with a greater amount of capital tend to lend more as a result of lower funding costs. This evidence has been used to support further increases in capital requirements worldwide, including the proposed inclusion of the global systemically impo ...
Thoughts on the macroeconomic situation: the role of La Caixa presentation
... • Retail deposits stability: underestimation of proven stability of household and SME deposits ...
... • Retail deposits stability: underestimation of proven stability of household and SME deposits ...
13 - Anpec
... monetary policy is that it works as a guide for expectations and increases the set of information related to the duration of the interest rate, and thus improves the efficiency of the financial market. Furthermore, transparency represents a commitment technology for the conduction of the monetary po ...
... monetary policy is that it works as a guide for expectations and increases the set of information related to the duration of the interest rate, and thus improves the efficiency of the financial market. Furthermore, transparency represents a commitment technology for the conduction of the monetary po ...
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... While there is some empirical evidence of the impact of changing capital requirements on bank loan supply and economic growth, evidence relating to the real economic impact of changes to liquidity requirements as well as asset-side regulation (such as loan-to-value ratios and loan-to-income ratios) ...
... While there is some empirical evidence of the impact of changing capital requirements on bank loan supply and economic growth, evidence relating to the real economic impact of changes to liquidity requirements as well as asset-side regulation (such as loan-to-value ratios and loan-to-income ratios) ...
This PDF is a selection from an out-of-print volume from... of Economic Research Volume Title: Money in Historical Perspective
... important part in the explanation of 1929-33. The story was faithful to the prevailing belief that the importance of money can be measured by the behavior of interest rates, and since econometric tests that included an interest rate revealed no significant effect of the variable, that seemed to disp ...
... important part in the explanation of 1929-33. The story was faithful to the prevailing belief that the importance of money can be measured by the behavior of interest rates, and since econometric tests that included an interest rate revealed no significant effect of the variable, that seemed to disp ...
FDIC`s Expanded Role in Bank Holding Company Insolvencies
... the “BNEC Banks”), were declared insolvent and their assets, including the downstreamed assets, were placed into FDIC receiverships. The next business day, with hundreds of millions of dollars in debt and most of its assets in the coffers of the FDIC, BNEC filed for Chapter 7 bankruptcy protection. ...
... the “BNEC Banks”), were declared insolvent and their assets, including the downstreamed assets, were placed into FDIC receiverships. The next business day, with hundreds of millions of dollars in debt and most of its assets in the coffers of the FDIC, BNEC filed for Chapter 7 bankruptcy protection. ...
draft paper = exclusively for IEI-CEFN seminar_jeddah_Iei-kau
... There is, yet, another simple route pursued by some academicians, and professionals that define money as “… anything widely accepted as payment, particularly by the Government as payment of tax …”7. Composition of money supply in nowadays economies In modern economies money supply comprises of two m ...
... There is, yet, another simple route pursued by some academicians, and professionals that define money as “… anything widely accepted as payment, particularly by the Government as payment of tax …”7. Composition of money supply in nowadays economies In modern economies money supply comprises of two m ...
Cash in advance model
... how do they fare in explaining business cycle fluctuations? This is investigated in Cooley and Hansen (1989) and also in their chapter in the volume edited by Cooley “Frontiers of Business Cycle Research”. Before examining the outcome from simulations using these models it is important to analyse th ...
... how do they fare in explaining business cycle fluctuations? This is investigated in Cooley and Hansen (1989) and also in their chapter in the volume edited by Cooley “Frontiers of Business Cycle Research”. Before examining the outcome from simulations using these models it is important to analyse th ...
Federal Budgeting and Accounting in AUSTRIA, using
... (Ministry of Social Welfare and Generations)..........................2000 Rollout started (two ministries).............................................2001 Actual status of rollout (5 ministries in production, about 900 users, 4 ministries in preparation)……………………………………………………………………...2002 end of rol ...
... (Ministry of Social Welfare and Generations)..........................2000 Rollout started (two ministries).............................................2001 Actual status of rollout (5 ministries in production, about 900 users, 4 ministries in preparation)……………………………………………………………………...2002 end of rol ...
THE IMPACT OF STATE OWNED BANKS ON INTEREST RATES SPREAD
... which very often arises on developing countries, when SOBs compete in the market with private institutions and there are barriers to access the banking market. In such cases, SOBs are often used as financial instruments for public policies. As a consequence, they carry some costs of these policies a ...
... which very often arises on developing countries, when SOBs compete in the market with private institutions and there are barriers to access the banking market. In such cases, SOBs are often used as financial instruments for public policies. As a consequence, they carry some costs of these policies a ...
DOC - World bank documents
... accordance with the provisions of the Council Regulation (EC) No. 1055/2005 dated June 27, 2005 amending Regulation (EC) No. 1466/97 on the strengthening of the surveillance of budgetary positions and the surveillance and coordination of economic policies. ...
... accordance with the provisions of the Council Regulation (EC) No. 1055/2005 dated June 27, 2005 amending Regulation (EC) No. 1466/97 on the strengthening of the surveillance of budgetary positions and the surveillance and coordination of economic policies. ...
Capital Requirements, Risk Choice, and Liquidity Juliane Begenau Harvard Business School
... of banks but come at the cost of reduced loan and liquidity provision by banks. Using a quantitative general equilibrium model, this paper calls into question the cost with regard to lending. The main proposition is that higher capital requirements leading to a reduction in the supply of bank debt c ...
... of banks but come at the cost of reduced loan and liquidity provision by banks. Using a quantitative general equilibrium model, this paper calls into question the cost with regard to lending. The main proposition is that higher capital requirements leading to a reduction in the supply of bank debt c ...
of GDP - New York Association for Business Economics
... purposes only. It is not to be construed as an offer to buy or sell or a solicitation of an offer to buy or sell any financial instruments or to participate in any particular trading strategy in any jurisdiction or as an advertisement of any financial instruments. The financial instruments discussed ...
... purposes only. It is not to be construed as an offer to buy or sell or a solicitation of an offer to buy or sell any financial instruments or to participate in any particular trading strategy in any jurisdiction or as an advertisement of any financial instruments. The financial instruments discussed ...
Paper - Caribbean Centre for Money and Finance
... 1989). In the short-term the constraint manifests itself as a mismatch between the demand and supply of foreign exchange. In contrast, the foreign exchange gap manifests itself in a shortage of the total quantity for foreign currencies the economy generates through exports and capital inflows. Moreo ...
... 1989). In the short-term the constraint manifests itself as a mismatch between the demand and supply of foreign exchange. In contrast, the foreign exchange gap manifests itself in a shortage of the total quantity for foreign currencies the economy generates through exports and capital inflows. Moreo ...
Directors, Supervisors and Senior Management
... Full compensation for Chairman of the Board of Directors, Chairman of the Board of Supervisors, Executive Directors and senior management members has not been finalised in accordance with the government regulations. The Bank will make announcement for further disclosure. Due to the aforesaid reasons ...
... Full compensation for Chairman of the Board of Directors, Chairman of the Board of Supervisors, Executive Directors and senior management members has not been finalised in accordance with the government regulations. The Bank will make announcement for further disclosure. Due to the aforesaid reasons ...
Does Central Bank Independence Affect Public Debt?
... On the other hand, article 123 of the Lisbon treaty prevents the ECB from lending to governments, guaranteeing thus its independence. Under these circumstances, the raising question is whether the ECB will take the steps needed to guarantee the sovereign debt of the countries in the eurozone as the ...
... On the other hand, article 123 of the Lisbon treaty prevents the ECB from lending to governments, guaranteeing thus its independence. Under these circumstances, the raising question is whether the ECB will take the steps needed to guarantee the sovereign debt of the countries in the eurozone as the ...
Banking in Sub-Saharan Africa: What Went Wrong?
... shortcomings in different banks are allowed to worsen under common external conditions, including weak supervision. Finally, a government that is omnipresent in banking systems is characteristic of endemic crises. In many countries where the role and functioning of the banking system is closely link ...
... shortcomings in different banks are allowed to worsen under common external conditions, including weak supervision. Finally, a government that is omnipresent in banking systems is characteristic of endemic crises. In many countries where the role and functioning of the banking system is closely link ...
FIN507 Bank Management Solutions to Recommended Problems
... shareholders of First Security? What potential drawbacks should be considered by the management and board of directors of this bank? China is a huge market and entering into the Chinese market now may give this bank an advantage over other banks. They will already have the necessary contacts and und ...
... shareholders of First Security? What potential drawbacks should be considered by the management and board of directors of this bank? China is a huge market and entering into the Chinese market now may give this bank an advantage over other banks. They will already have the necessary contacts and und ...
“The Real Effects of Financial (Dis)Integration: A Spatial Equilibrium
... ● The household deposits its (exogenous) savings in the domestic bank, which lends them to firms located both domestically and abroad. ● The bank is owned by the representative household: allocates funds to maximize the household’s utility. ● What drive the bank’s allocation? ○ Efficiency: allocate ...
... ● The household deposits its (exogenous) savings in the domestic bank, which lends them to firms located both domestically and abroad. ● The bank is owned by the representative household: allocates funds to maximize the household’s utility. ● What drive the bank’s allocation? ○ Efficiency: allocate ...
Quantity Theory, Inflation, and the Demand for Money This lecture
... 2. Higher interest rates increase the opportunity cost of holding money, which reduces the demand for money. 3. Improved payment technology reduces the need for money, which lowers the demand for money. 4. An increase in the riskiness of other assets makes money more attractive, which raises the dem ...
... 2. Higher interest rates increase the opportunity cost of holding money, which reduces the demand for money. 3. Improved payment technology reduces the need for money, which lowers the demand for money. 4. An increase in the riskiness of other assets makes money more attractive, which raises the dem ...
Financial Stability Report May 2008 Contents
... system. The financial system comprises financial institutions, financial markets, and payment and settlement systems. The Bank considers the financial system to be stable when relevant financial risks are adequately identified, priced, and allocated to those best able to manage them. The Bank has un ...
... system. The financial system comprises financial institutions, financial markets, and payment and settlement systems. The Bank considers the financial system to be stable when relevant financial risks are adequately identified, priced, and allocated to those best able to manage them. The Bank has un ...
deposit protection board
... an insurable deposit is. The level of coverage should be limited but credible. It should cover adequately the large majority of depositors to meet the public policy objectives of the system. • The level/limit determines the potential liabilities of the DIS and also influences the extent to which dep ...
... an insurable deposit is. The level of coverage should be limited but credible. It should cover adequately the large majority of depositors to meet the public policy objectives of the system. • The level/limit determines the potential liabilities of the DIS and also influences the extent to which dep ...
Chapter 11 The Monetary Approach To The Alan Barrett
... attribute this cash balance effect to Cantillon. Given the richness of the analysis of both Hume and Cantillon, it is perhaps surprising that these forms of analysis, with their emphasis on the monetary aspects of the balance of payments, should have been suspended for twenty-five or so years in th ...
... attribute this cash balance effect to Cantillon. Given the richness of the analysis of both Hume and Cantillon, it is perhaps surprising that these forms of analysis, with their emphasis on the monetary aspects of the balance of payments, should have been suspended for twenty-five or so years in th ...
The Real Effects of US Banking Deregulation
... Today, almost all of these restrictions have been lifted. Interest rate ceilings on deposits were phased out in the early 1980s, state usury laws have been weakened because banks may now lend anywhere, limits to banks’ ability to engage in other financial activities have been almost completely elimi ...
... Today, almost all of these restrictions have been lifted. Interest rate ceilings on deposits were phased out in the early 1980s, state usury laws have been weakened because banks may now lend anywhere, limits to banks’ ability to engage in other financial activities have been almost completely elimi ...