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Old Dog, New Tricks: 140 Years of Financial Crises
Old Dog, New Tricks: 140 Years of Financial Crises

... despite much more active central bank policies, financial crises have remained costly for the real economy. Third, increases of public debt in the aftermath of banking crisis are nothing new, but there are some indications that the costs have increased over time. However, this time was also differen ...
Credit cycles and systemic risk - Centre de Recerca en Economia
Credit cycles and systemic risk - Centre de Recerca en Economia

Why Risk Management
Why Risk Management

... supervisory agencies, and reaffirming supervisory independence and adequacy of resources and legal protections. Bank governance given more attention to ensure that there is effective control over a bank’s entire business. More details are provided on board and senior management responsibilities, set ...
Marginal leverage ratio as a monitoring tool of
Marginal leverage ratio as a monitoring tool of

... principle, this can be done by a ratio combining any two variable from debt, total assets and equity. However, not all such ratios are equaly valid. Effects like wrong framing and denominator neglect indicate that what we are trying to measure, i.e. debt, should appear in the numerator. Furthermore, ...
The Profitability of Banks in Japan: The Road To Recovery?
The Profitability of Banks in Japan: The Road To Recovery?

... consistently higher profit rates, due to successful asset and wealth management activities (LOUKOIANOVA, 2008). Overall, City and Trust banks outperform their Regional and Cooperative counterparts. This is unsurprising given that both Regional and Cooperative banks operate under institutional constr ...
Links Between the Domestic and Eurobond
Links Between the Domestic and Eurobond

... way to obtain all the essential information. Even if they had, they could not have sent in the same type of rescue team that Sumitomo sent into TK. In the end, Chrysler was rescued by the U.S. government, which offered loan guarantees sufficient for the company's survival at about half its former si ...
Assets
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Value drivers

... the tremendous opportunities to the Mutual Funds in these areas. MFs may link themselves to the Credit Cards. Mutual Funds units may assume the position of the Virtual Cash, over the period of time, in all dimensions of life. Trading of Credit derivatives (both purchase and sale). Mutual Funds may b ...
Financial Transaction Taxes: Tools for Progressive Taxation and
Financial Transaction Taxes: Tools for Progressive Taxation and

... funds, insurance firms and mutual funds are much bigger than the hedge funds and bank actors we have discussed above and own large shares of equity and bond markets in particular. However, these investors, which pool savings from retail investors, are typically ‘buy-and-hold’ investorsxix and turn t ...
Existing proposals for taming procyclicality
Existing proposals for taming procyclicality

IOSR Journal of Economics and Finance (IOSR-JEF) e-ISSN: 2321-5933, p-ISSN: 2321-5925.
IOSR Journal of Economics and Finance (IOSR-JEF) e-ISSN: 2321-5933, p-ISSN: 2321-5925.

... Measuring the cost and benefits of banks having very different balance sheets from what had become normal in the run up to the crisis is therefore central to evaluating different regulatory reforms. The argument that balance sheets with very much higher levels of equity funding, and less debt, would ...
The Big Four banks - Switzer Super Report
The Big Four banks - Switzer Super Report

... circumstances. ...
Global Banks and Crisis Transmission
Global Banks and Crisis Transmission

... tween business cycles correlation and financial/banking integration is different in “tranquil” (no financial crisis) times and in times of financial turmoil (crises). For our analysis we use a unique bilateral panel data-set of cross-border banking linkages from the Bank of International Settlements ...
How to foster investments in long-term assets such as
How to foster investments in long-term assets such as

... participation of the private sector cannot be optimised through adequate regulation. Certain changes to current arrangements in relation to the involvement of the private sector may be considered so that there is a balance between them and the stability of the public programme. For example, in certa ...
Investor protection
Investor protection

... EU authorised funds, the underlying investments must be held separately from the fund manager by an independent trustee or depositary. With both Ireland and UK authorised funds, in the event that a fund provider defaults, the underlying investments will remain intact. ...
Credit standards and financial institutions’ leverage ∗ Gilles Dufr´enot
Credit standards and financial institutions’ leverage ∗ Gilles Dufr´enot

... Our approach puts emphasis on the relative risk shifting performed by financial institutions, which is funded by increased borrowing. Total financial borrowing can increase, but it arguably carries more information about future credit conditions when it is allocated to riskier activities. We constru ...
Guaranteed Accumulation funds
Guaranteed Accumulation funds

... The funds offer a guaranteed investment return if you remain invested to a permitted withdrawal date. This means that at a specified point in the future (variable by product) the average annual growth rate will be at least equivalent to a stated rate. If the average annual growth rate is less than t ...
Bail-in or bail-out: The case of Spain Philipp Bagus, Juan Ramón
Bail-in or bail-out: The case of Spain Philipp Bagus, Juan Ramón

Understanding Financial Crises: A Developing Country
Understanding Financial Crises: A Developing Country

... whether he is complying with the restrictive covenants and enforcing the covenants if he is not, lenders can prevent borrowers from taking on risk at their expense. However, because monitoring and enforcement of restrictive covenants are costly, the free-rider problem discourages this kind of activi ...
Governmental Accounting
Governmental Accounting

NBER WORKING PAPER SERES UNDERSTAND~G FINANCIAL
NBER WORKING PAPER SERES UNDERSTAND~G FINANCIAL

EXPLAINING MARKET POWER DIFFERENCES IN BANKING: A CROSS-COUNTRY STUDY
EXPLAINING MARKET POWER DIFFERENCES IN BANKING: A CROSS-COUNTRY STUDY

Reducing Systemic Risk: Canada`s New Central
Reducing Systemic Risk: Canada`s New Central

... members, knowing that the defaulter would not in turn buy them from CDCC. Therefore, it would be necessary for CDCC to finance its purchase of the securities until they could be liquidated in the market. To manage this risk and facilitate an orderly liquidation process, CDCC has entered into an agre ...
CII Survey on Health of Indian Banking sector in current regulatory
CII Survey on Health of Indian Banking sector in current regulatory

The financial stability implications of increased capital flows for
The financial stability implications of increased capital flows for

... outflows to banks by a cumulative $350 billion and to the non-bank private sectors by $630 billion; and outflows to equities by a cumulative $190 billion. Private investors from Asia accounted for most of the increase in all categories of private capital outflows from EMEs. Unlike gross capital infl ...
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Shadow banking system

The shadow banking system is a term for the collection of non-bank financial intermediaries that provide services similar to traditional commercial banks. Former Federal Reserve Chair Ben Bernanke provided a definition in April 2012: ""Shadow banking, as usually defined, comprises a diverse set of institutions and markets that, collectively, carry out traditional banking functions--but do so outside, or in ways only loosely linked to, the traditional system of regulated depository institutions. Examples of important components of the shadow banking system include securitization vehicles, asset-backed commercial paper (ABCP) conduits, money market mutual funds, markets for repurchase agreements (repos), investment banks, and mortgage companies."" Shadow banking has grown in importance to rival traditional depository banking but was a primary factor in the subprime mortgage crisis of 2007-2008 and global recession that followed.
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