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Risk analysis of the proxy life-cycle investments in the second pillar
Risk analysis of the proxy life-cycle investments in the second pillar

... to approximate the true life-cycle investment model with the proxy model, as far as possible, in practice there are only three to five pension funds of various risk categories. Depending on the number of funds, for a member it is necessary to define the moment of the automatic switch to a lower risk ...
FORM 10-Q - Vanguard Natural Resources LLC
FORM 10-Q - Vanguard Natural Resources LLC

... Certain statements and information in this Quarterly Report on Form 10-Q may constitute “forward-looking statements.” Statements included in this Quarterly Report on Form 10-Q that are not historical facts (including any statements concerning plans and objectives of management for future operations ...
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Heading D

... 2008, due primarily to the impact of lower equity and corporate bond markets on fund related charges in the pension business. Underlying earnings from Other countries, which exclude earnings from the Taiwanese life business this quarter, amounted to EUR 47 million, up from EUR 29 million in Q2 2008. ...
Overvalued Equity and Financing Decisions
Overvalued Equity and Financing Decisions

... In contrast, possible misvaluation measures such as Tobin’s q or equity market-to-book rely on a backward-looking value measure, book value, for their fundamental benchmarks. Such valuation ratios therefore reflect information about the ability of the firm to generate high returns on its book assets ...
Risk Analysis of Collateralized Debt Obligations
Risk Analysis of Collateralized Debt Obligations

... often unavailable, so direct inference is usually not feasible. We confront this difficulty by developing an acceptance/rejection re-sampling scheme that allows us to generate alternative portfolio default histories from the available economy-wide default timing data. These histories are then used t ...
The development of the risky financial behavior scale: A measure of
The development of the risky financial behavior scale: A measure of

... term for studying financial decisions, financial risk tolerance has been studied from both a traditional normative method and a psychological method. More on the relationship of risk tolerance with these two methods will be reviewed in a later chapter. Grable pointed out that the first introduction ...
MANAGEMENT POLICY AND STRATEGY SESSION - IX Implementing Strategy Functional Tactics and Policies
MANAGEMENT POLICY AND STRATEGY SESSION - IX Implementing Strategy Functional Tactics and Policies

... strategy with its implementation. Companies use policies to make sure that employees throughout the firm make decisions and take actions that support the corporation’s mission, objectives, and strategies. Maytag Company: Maytag will not approve any cost reduction proposal if it reduces product quali ...
Investor Sentiment and Beta Pricing
Investor Sentiment and Beta Pricing

... calculated as the sum of the slopes in the regression of returns on the current and lagged market return. These betas are then assigned back to individual stocks, depending on their size-beta classification. To make sure that all the information used to explain returns is known ex ante, we mainly fo ...
S0900484_en.pdf
S0900484_en.pdf

... Republic) and Jürgen Weller (Peru). Claudia Roethlisberger revised the reports on the Caribbean countries. ...
Services Sector in India: Trends, Issues and Way Forward
Services Sector in India: Trends, Issues and Way Forward

... India is among the fast growing economies in the world.3According to the International Monetary Fund (IMF), in 2010, India’s gross domestic product (GDP) grew at 10.6% compared to 10.4% for China, an average growth rate of 9.7% in developing countries within Asia and 7.5% average growth rate in emer ...
Corporate Yield Spreads: Default Risk or Liquidity? New Evidence
Corporate Yield Spreads: Default Risk or Liquidity? New Evidence

... component in corporate spreads. Credit derivatives are rapidly becoming one of the most successful financial innovations of the past decade. The British Bankers’ Association estimates that from a total notional amount of $180 billion in 1997, the credit derivatives market grew more than tenfold to $ ...
Evidence fron Nigeria
Evidence fron Nigeria

... There must be distributable profit from which to pay dividend and cash available to make actual payment. Within these constraints dividend policy will be determined by the directors of the companies, who may decide to recommend distribution of either high or low proportion of profits. The policy ado ...
PNC Capital Advisors, LLC
PNC Capital Advisors, LLC

... Clients may incur expenses in addition to the fees paid to PNC Capital Advisors. For example, clients may incur costs such as brokerage commissions, transaction fees, custodial fees, transfer taxes, wire transfer fees, and other fees and taxes assessed to brokerage accounts and securities transactio ...
FINANCIAL STATEMENTS AND NOTES TABLE OF CONTENTS
FINANCIAL STATEMENTS AND NOTES TABLE OF CONTENTS

... consolidated statements of income, changes in stockholders’ equity and cash flows for each of the years in the three-year period ended December 31, 2011. These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on these c ...
Expected Returns, Yield Spreads, and Asset Pricing Tests
Expected Returns, Yield Spreads, and Asset Pricing Tests

... higher payoff than any additional development of statistical tests that continue to rely on realized returns as a proxy for expected returns.” (p. 1200) As most findings in the empirical asset pricing literature were established (and are revisited) with the use of realized returns, it is natural to ...
Gold and Precious Metals Fund
Gold and Precious Metals Fund

... Kong shareholders. In particular, any capital gain so derived by Hong Kong shareholders should not in general be subject to Hong Kong profits tax. However, for any such gain derived by certain types of shareholders (for instance, dealers in securities, financial institutions and insurance companies ...
Aims and purpose of the Fund
Aims and purpose of the Fund

... solvency level over a reasonable time period and then maintain sufficient assets in order for it to pay all benefits arising as they fall due. This objective will be considered on an employer specific level where appropriate. The general principle adopted by the Fund is that the assumptions used, ta ...
Economic Volatility
Economic Volatility

... deviation of the mean about 67% of the time and within two standard deviations about 95% of the time. Thus, an S&P 500 investor could expect the return at any given point during this time to be 10.7% +/− 13.5% for 67% of the time and +/− 27.0% for 95% of the time. What Causes Economic Volatility?: T ...
GENESIS ENERGY LP
GENESIS ENERGY LP

... The financial statements included herein have been prepared by us without audit pursuant to the rules and regulations of the Securities and Exchange Commission (SEC). Accordingly, they reflect all adjustments (which consist solely of normal recurring adjustments) which are, in the opinion of managem ...
AUSTRALIAN CAPITAL TERRITORY INSURANCE AUTHORITY
AUSTRALIAN CAPITAL TERRITORY INSURANCE AUTHORITY

... accumulation of a fund reserve to meet the cost of future legal liabilities and asset losses generated through the activities of Government. The Authority works to protect the assets and services of the Territory by providing risk management and insurance services to a large and diverse group of ACT ...
guidance on the route charges system
guidance on the route charges system

... The Guidance is not a part of the EUROCONTROL Principles for establishing the cost-base for en route charges and the calculation of unit rates (hereinafter “the Principles” - version approved on 20 September 2011 and entered into force on 1st October 2011). The information contained in this Guidanc ...
1 Introduction
1 Introduction

... Abstract This paper examines how the public, private, and academic sectors can work together in developing human resources without infringing upon each other’s independence and missions. This research project found the areas where the three sectors were stakeholders with some common interests, clien ...
Plazacorp Investor Presentation
Plazacorp Investor Presentation

...  Tax-free rollover for unitholders electing for PLZ shares ...
Reversal and Reduction, Resolution and Reform
Reversal and Reduction, Resolution and Reform

... This   report   was   written   by   Will   Price   (Senior   Financial   Sector   Specialist),   and   Heinz   P.   Rudolph   (Lead   Financial   Economist),   both   at   the   Global   Capital   Markets   and   Non-­‐Bank   Financial   Institu ...
Costs to Investors of Boycotting Fossil Fuels
Costs to Investors of Boycotting Fossil Fuels

... committee asked Europe Economics to estimate how much investors in the UK would stand to lose by such a boycott. Past studies have considered the losses from restricting portfolio investments in various ways, such as by excluding adult entertainment, alcohol, gambling, nuclear power, tobacco and wea ...
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Public finance

Public finance is the study of the role of the government in the economy. It is the branch of economics which assesses the government revenue and government expenditure of the public authorities and the adjustment of one or the other to achieve desirable effects and avoid undesirable ones.The purview of public finance is considered to be threefold: governmental effects on (1) efficient allocation of resources, (2) distribution of income, and (3) macroeconomic stabilization.
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