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Insecurities: How a Financial Innovation Led to the Great Recession
Insecurities: How a Financial Innovation Led to the Great Recession

... regulatory changes which brought a whole new group of consumers into the market for household loans. The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) are two US government sponsored enterprises (GSEs) which have a distinct impact on ...
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THE EVOLVING FACE OF FACTORING By Harvey S. Gross There is

... rarely thought of as factoring, credit card programs are exactly that – the selling of accounts receivable at a discount to the credit card company, which then takes the risk of collection. Without these credit card “factors,” all but the largest retail establishments would be cash and carry. Today, ...
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...  Residual Owners: stockholders of a firm are the owners, who are entitled to dividend income and a prorated share of the firm’s earnings only after all the firm’s other obligations have been met  Stocks allow investors to tailor investments to meet individual needs and preferences.  Stocks may pr ...
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Download attachment

... choice between two methods of accounting: cost or revaluation. The cost model is as previously described for IAS 40 with the asset carried at its cost less accumulated depreciation and accumulated impairment losses. The revaluation model differs from IAS 40 in one important respect: the treatment of ...
tax equity investments overview
tax equity investments overview

... the investor and their advisors. What are Tax Equity Investments? Investors that make equity contributions and receive allocations of the ITC and other tax benefits such as depreciation are called tax equity investors (the “Investors”). These investments made by Investors are called tax equity inves ...
New York Real Estate for Salespersons, 5th e
New York Real Estate for Salespersons, 5th e

... more than 8 percent and junior mortgages that have an interest rate of more than 9 percent © 2013 All rights reserved. ...
Techniques used by Arthur Andersen to add value to information
Techniques used by Arthur Andersen to add value to information

... and services make up the greatest proportion of the GDP and/or where information workers constitute the majority of the workforce. Many of the world's developed countries have now entered this stage. Traditionally, the telecommunications, broadcasting and computing sectors are considered the major ...
Daily Technical Update - RBC Wealth Management
Daily Technical Update - RBC Wealth Management

... or company that is not legally permitted to carry on the business of a securities broker or dealer in that jurisdiction. Nothing in this report constitutes legal, accounting or tax advice or individually tailored investment advice. This material is prepared for general circulation to clients, includ ...
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Financial Market in Latvia
Financial Market in Latvia

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Financial Market Structure and Economic Growth
Financial Market Structure and Economic Growth

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... • Non-systemic events—such as for example, people being persuaded by the failure of the system that the system must be changed – There is a limit to modelling—institutions and evolution and human agency must also be understood… – But we do at least get a better handle on the system by knowing its ch ...
Law, Institutions and Finance in China and India
Law, Institutions and Finance in China and India

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Basic Economics - Semantic Scholar
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... these forward-looking statements represent UBS’s judgments and expectations concerning the matters described, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from UBS’s expectations. These factors include, but are not limi ...
Analysis of Non-Interest Income of Commercial Banks in Ghana
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... medium which bridges the gap between surplus and deficit spending units in an economy. This fundamental function of banks generate interest income which has over the years being their major source of revenue, since loans form a greater portion of the total assets of banks. These assets generate huge ...
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Download paper (PDF)

... the government enforces standards, the standards are actually set by an independent board. However, even in the United States, governments in recent years have taken actions--under political pressure--to reduce the level of transparency in accounting standards.5 Governments and firms have at their d ...
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Small Cap Dividends: A Potential Path to
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National wealth, land values and monetary policy
National wealth, land values and monetary policy

... cent. This rise reflects both the discovery of new resources and higher commodity prices. These higher prices have increased the present discounted value of expected future production, as well as the share of the existing known reserves that can be extracted economically at some point in the future ...
The Financial Crisis in Thailand: Causes, Conduct and
The Financial Crisis in Thailand: Causes, Conduct and

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Chapter I: Introduction to Investment Management
Chapter I: Introduction to Investment Management

... market is a meeting place established for buyers & sellers of financial assets) - TIpSaredaHdUredaypÞal; Direct search markets CaTIpSarEdlGñklk; nigGñkTijRtUvEsVgrkGñkd¾éTeTotedaypÞa l; The markets where buyers and sellers must seek each other out directly - TIpSarQµÜjkNþal Brokered market TIpSarsMr ...
Ind AS 113- Fair Value Measurement
Ind AS 113- Fair Value Measurement

... The Income Approach  The income approach convert future amounts (eg cash flows or income ...
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Public finance

Public finance is the study of the role of the government in the economy. It is the branch of economics which assesses the government revenue and government expenditure of the public authorities and the adjustment of one or the other to achieve desirable effects and avoid undesirable ones.The purview of public finance is considered to be threefold: governmental effects on (1) efficient allocation of resources, (2) distribution of income, and (3) macroeconomic stabilization.
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