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Strategy Sheet Julius Baer Deposit No. ………………………………………………….………………………. Surname Date of birth Street ………………………………………………….……………………………………….…. ………………………………………………….……………………………………….…. ………………………………………………….……………………………………….…. Postcode/Place ………………………………………………….……………………………………….…. First name Marital status Private phone E-mail ………………………………………………………….………………………………… ………………………………………………………….………………………………… ………………………………………………………….………………………………… ………………………………………………………….………………………………… General comments For your vested benefits capital you have selected a securities solution with an individually defined investment strategy. Investments by the PensFree Vested Benefits Foundation are made under an asset management mandate awarded by the Foundation to Julius Baer & Co. LTD, in accordance with the BVV2 investment guidelines and the investment regulations of the PensFree Vested Benefits Foundation. Questions about risk tolerance and risk appetite For the appropriate choice of strategy it is important to find out your personal risk tolerance and risk appetite. In particular, your investment horizon and your willingness to accept temporary negative price developments are determinant for a positive risk capacity (eg higher equity share). The following questions should help you to select the right strategy: a) Do you have any experience in investing in securities? Yes No b) Are you prepared to accept temporary negative value fluctuations? Yes No c) How high is your personal risk tolerance in the event of negative value fluctuations? up to approx. 10% decline in value up to approx. 20% decline in value up to approx. 10% decline in value (max. 25% equities and alternative investments) (max. 45% equities and alternative investments) (>45% equities and alternative investments) Note: Please take note that the aforementioned indicated value fluctuations cannot be guaranteed by foundation or banking partner. For all investment strategies, the possibility of higher declines in value than indicated above need to be taken into consideration. d) Do you intend to use the pension capital to finance a property purchase within the next five years? Yes No e) Do you intend to withdraw your pension capital for other reasons (early retirement, permanent move abroad etc.) within the next five years? Yes No Your choice of strategies Saving account solution Vested benefits account at Julius Baer & Co. LTD BVV2/OPP2 compliant fund offering …………………… …………………… …………………… …………………… …………………… % % % % % Chosen investment solution Securities no. or ISIN ………………………………………………………………………………………………………………………………………………………………….……. ……………………………………………………………………………..……….. ………………………………………………………………………………………………………………………………………………………………….……. ……………………………………………………………………………..……….. ………………………………………………………………………………………………………………………………………………………………….……. ……………………………………………………………………………..……….. ………………………………………………………………………………………………………………………………………………………………….……. ……………………………………………………………………………..……….. ………………………………………………………………………………………………………………………………………………………………….……. ……………………………………………………………………………..……….. Consideration You mandate and empower the vested benefits Foundation PensFree, to invest the pension capital in the mutual fund you have chosen. Corollary investments will be done concerning the parts mentioned above. There will not be any monitoring or re-balancing on the part of the vested benefits Foundation PensFree or the deposit bank Julius Baer & Co. LTD. Individual deposit at Julius Baer & Co. LTD (from CHF 1 million) Discretionary Mandate according to separate Discretionary Mandate Agreement from Julius Baer & Co. LTD Final provisions Place and date: Signature of pension account holder ………………………………………………….……………………………………….………………………………………………………. ………………………………………………….……………………………………………………………………… Place and date: Signature Julius Baer & Co. LTD ………………………………………………….……………………………………….………………………………………………………. ………………………………………………….……………………………………………………………………… Place and date: Signature PensFree Foundation ………………………………………………….……………………………………….………………………………………………………. ………………………………………………….…………………………………………………………………… 2 09/2014 By signing this document you confirm that you have received and taken note of the investment regulations, correctly answered our questions and selected your strategy. Furthermore you have also taken note of the Discretionary Mandate Agreement from Julius Baer & Co. LTD. You are solely responsible to announce any changes in your risk profile to the vested benefits Foundation PensFree. At the same time you take note that investment in securities may also result in losses. You alone bear the investment risk. You are not entitled to request minimum interest rates or capital value retention.
