Download BUS 146 Personal Finance

Last Revision: Fall 2014-2015
SYLLABUS
BUS 146
3 Semester Credit Hours - C
I.
Personal Finance
3 Contact Hours
Course Description
This course is a survey of topics of interest to the consumer. Topics include budgeting,
financial institutions, basic income tax, credit, consumer protection, insurance, house
purchase, retirement planning, estate planning, investing, and consumer purchases.
II.
Course Textbook, Manuals, or Other Required Materials
Garman, E. Thomas, Personal Finance, 9th Edition, Cengage Learning, Incorporated,
2008.
III.
Prerequisite
None
IV.
Course Learning Outcomes
A.
B.
C.
D.
E.
V.
The student will demonstrate mastery of basic terminology and concepts in
money management, income taxes, consumer credit, and investments.
The student will develop and utilize strategies for financial planning in the areas
of income taxes, retirement saving, and investments.
The student will utilize financial research tools for assessing the performance of
personal investments.
The student will demonstrate the ability to evaluate and purchase consumer credit
and personal investments.
The student will demonstrate the ability to maintain checking, saving, and credit
accounts.
Outline of Course Topics
A.
B.
C.
D.
E.
F.
G.
H.
Introduction to Personal Finance
Financial Statements and Budgeting
Money Management
Income Taxes
Managing Checking and Savings Accounts
Credit and Major Purchases
Investment Fundamentals
Stocks and Bonds
I.
J.
K.
VI.
Methods of Instruction
A.
B.
VII.
Mutual Funds
Investing in Real Estate
Financial Planning
Interactive Lectures
Investment Projects
Evaluation and Assessment
Course Grade Assessment:
A.
Exams
B.
Projects
C.
Final Exam
D.
Grade policy
1.
A = 90-100
2.
B = 80-89
3.
C = 70-79
4.
D = 60-69
5.
F = 0-59
VIII. Attendance
Students are expected to attend all classes for which they are registered. Students who are
unable to attend class regularly, regardless of the reason or circumstance, should with
draw from that class before poor attendance interferes with the student’s ability to
achieve the objectives required in the course. Withdrawal from class can affect eligibility
for federal financial aid.
IX.
Statement on Discrimination/Harassment
The College and the Alabama State Board of Education are committed to providing both
employment and educational environments free of harassment or discrimination related to
an individual’s race, color, gender, religion, national origin, age, or disability. Such
harassment is a violation of State Board of Education Policy. Any practice or behavior
that constitutes harassment or discrimination will not be tolerated.
X.
Statement of Adherence to ADA guidelines
Instructors will adhere to the Americans With Disabilities Act and/or Section 504 of the
Rehabilitation Act (1973) and will publish the following statements on Course outlines
given to students at the beginning of each semester: “Any individual who qualifies for
reasonable accommodations under the Americans with Disabilities Act and/or Section
504 of the Rehabilitation Act (1973) should notify the instructor immediately.”