Download Trinidad and Tobago - Lateinamerika Verein eV

Document related concepts
no text concepts found
Transcript
Trinidad & Tobago
We are next
Dionne Ligoure
1
Fast facts Trinidad & Tobago
Official Name:
Republic of Trinidad and Tobago
Location:
110 N, 610 W
Area:
5,128 sq. km (1,980 sq. miles)
Population:
1.3 million
Language:
English
Currency:
TT Dollar (€1 = TT$9.08)
Economic
Activity:
Energy, Manufacturing and
Tourism Based
Political
System
Democratic Republic
Dionne Ligoure
2
Key Economic Indicators
Gross Domestic
Product (GDP)
€16,752 MILLION
GDP per capita
€12,741
Real GDP growth
3.4% (2008)
Core Inflation
5.9% (July 2009)
Unemployment
5.9%
Net Official Reserves
€5.911 million
Merchandise Exports
€7,113 Mn
Merchandise Imports
€2,443 Mn
Dionne Ligoure
3
Economic Indicators
• Moody’s = Baa1 (2009)
• Standard & Poor’s = A- (2009)
• These investment grade ratings express the issuers
positive view about the ability of Trinidad and Tobago
to respond to a downturn in the commodity cycle
without a significant increase in credit risk relative to
its rating peers
Dionne Ligoure
4
Fast Facts Trinidad and Tobago

Trinidad is heavily
industrialized

Tobago depends on
tourism and
agriculture.

Trinidad and Tobago is
classified as an upper
middle income country
in the World
Development Report of
the World Bank.
Dionne Ligoure
5
Fast Facts Trinidad and Tobago

This year, the Trinidad and Tobago economy will register
its seventeenth consecutive year of economic growth

The economy has grown at an average rate of 10
percent over the past five years.

In 2007, for the first time since 1997, the rate of growth
of the non energy sector surpassed the energy sector.

The trend continued in 2008. The non-energy sector
maintained steady growth with real value added
increasing by 6.7% compared to 5.5% for the energy
sector.
Dionne Ligoure
6
Fast Facts Trinidad and Tobago

The Heritage Foundation Index of Economic Freedom
Index for 2009 ranks Trinidad & Tobago fourth in the
Americas and #41 worldwide out of 179 countries.

Trinidad and Tobago is ranked 7th out of 29 countries
in the South and Central America/Caribbean region,
and its overall score is higher than the world average
Dionne Ligoure
7
Political Situation

The executive Branch of the Government is made up
of the Cabinet Ministers who serve as the political
heads of the Ministries.

The administrative heads are the Permanent
Secretaries.

Through the Tobago House of Assembly, the island of
Tobago enjoys a certain degree of autonomy, which
recognizes its separate history, culture, and identity,
and its much longer experience of representative
institutions than the island of Trinidad.
Dionne Ligoure
8
Trinidad and Tobago’s
Economic Development Agenda

Build the Competitiveness of the
Economy
 Diversify the Economy via the expansion of the Nonenergy sector
 Position T&T as the Financial, Manufacturing and
Transportation Centre of the Region
 Enabling Legislation and Trade Agreements
 Integration into the Latin American Economy
Dionne Ligoure
9
Gateway to Latin America and
beyond at the heart of trade routes
Dionne Ligoure
10
Investing in Trinidad and Tobago

The Government of Trinidad & Tobago (GOTT)
encourages foreign direct investment in almost all
sectors.

Foreign ownership of companies is permitted and
welcomed under the Foreign Investment Act (1990).

Generally, there are no restrictions or disincentives to
investment.
Dionne Ligoure
11
Competitive Advantages - Trade
Agreements

CARICOM Single Market & Economy (CSME)
◦ 15 member countries including Trinidad and Tobago
◦ Free movement of goods, services, people and capital
throughout CARICOM without tariffs and restrictions

World Trade Organisation
Dionne Ligoure
12
Bilateral Agreements

There are bilateral agreements between CARICOM
and:
◦
◦
◦
◦
◦
◦
◦
◦
European Union/ACP Countries
Colombia
Cuba
Costa Rica
Dominican Republic
Canada – Caribcan
USA-CBI/Caribbean Basin Trade Partnership
Venezuela
Dionne Ligoure
13
Investor friendly environment

Foreign Investment Act
◦ 100% foreign owned private company
◦ 30% cumulative shareholding in a public company

Fiscal Incentives Act – Approved Enterprise

Customs Act – Customs Duty Exemption

Tourism Development Act – Tax Holidays

Free Zones Act – Withholding tax exemptions
Dionne Ligoure
14
Free Zones & Industrial Parks

19 industrial parks are located throughout
Trinidad and Tobago
Dionne Ligoure
15
Advanced Infrastructure - Free
Zones & Industrial Parks
Existing Parks
New Parks
Ports
Dionne Ligoure
16
Tamana Intech Park
Dionne Ligoure
17
Tamana InTech Park

Science & technology park – 1100 acres, 30%
devoted to green space.

The largest business and technology park in the
region.

World class technology infrastructure,
environmentally responsible focus
Dionne Ligoure
18
Opportunities at Tamana

Poised to be a hub for regional & global ICT
businesses

Renewable energy: solar, wind, biofuels

Tenancy: to house global technology players for e.g.
◦ Software developers
◦ Biometrics researchers
◦ Business intelligence incubators
Dionne Ligoure
19
Investment Opportunities

Trinidad and Tobago offers an investor friendly
environment with opportunities for direct investment
into any economic sector. Among the key sectors are:
◦ Downstream Energy
◦ Information & Communications Technology
◦ Financial Services
◦ Hotel and Conference Facility Development
◦ Food and Beverage
◦ Music and Entertainment
◦ Film
◦ Yachting
◦ Merchant Marine
◦ Fish & Fish Processing
Dionne Ligoure
20
Downstream Energy

Building on our expertise in energy production, Trinidad and
Tobago has identified a number of petrochemical arenas in
which downstream industry will be feasible and successful.

Trinidad and Tobago has 116 active plants offering
opportunities in upstream, midstream and downstream
chemical processing

3 major energy based industrial sites

From aluminium to steel to polypropylene to melamine,
several projects are underway to leverage Downstream
opportunities
Dionne Ligoure
21
Downstream Energy

T&T is already making headway in this area and has
identified several more intermediate products for further
Downstream processing.

These include:
 C-2 (ethane)
 C-3 (propane)
 Aluminium
 Polypropylene
 Steel
 Melamine

In turn these areas will promote additional Downstream
industries related to plastics, fabrication, motor vehicle
parts and pipe manufacturing
Dionne Ligoure
22
Construction of new plants

New petrochemical plants are being constructed at
the new Union Industrial Estate and at the Point Lisas
Industrial Estate in Trinidad

These plants will use natural gas to produce
melamine, polyethylene and polypropylene
Dionne Ligoure
23
Scope for investment

Trinidad and Tobago is looking for a few companies to
help create the next Downstream Energy hotspot in
the Caribbean

Opportunities for foreign investment or joint venture
arrangements between local and foreign parties are
wide ranging. Areas include:
 UAN/Urea
 Melamine
 Aluminium
 Iron & Steel
 Polypropylene
Dionne Ligoure
24
Downstream manufacturing
opportunities from aluminium
◦
◦
◦
◦
◦
◦
◦
◦
◦
◦
◦
Aircraft parts
Wire rods
Vehicle body parts
Hardware fittings
Billets
Roofing materials
Ingots
Levers
Castings
Containers
Door and windows
Dionne Ligoure
25
Downstream manufacturing/processing
opportunities from melamine, Urea and
UAN

Urea/UAN:
◦ Liquid fertilisers
◦ Solid fertilisers

Melamine
◦ Decorative laminates
◦ Tableware
◦ Surface coastings
◦ Wood adhesives
◦ Resins
Dionne Ligoure
26
Downstream manufacturing
opportunities from iron and steel
Heat resistant grids
 Galvanized material
 Tools
 Stainless steel material
 Wrought iron
 Skid and vessel platforms
 Sheets
 Pressure vessels, storage tanks
 Cable

Dionne Ligoure
27
Downstream manufacturing
opportunities from polypropylene
& polyethylene
Carpeting
 Brushes
 Film sheeting
 Appliance parts
 Containers
 Toys
 Pipes
 Bags
 Rope

Dionne Ligoure
28
Downstream manufacturing
applications of calcium chloride
Antifreeze
 Agriculture
 Drying compound
 Cement
 Ceramics
 Drilling mud additive
 Wastewater treatment
 Water treatment

Dionne Ligoure
29
Downstream manufacturing
opportunities & finished products
deriving from maleic anhydride








Maleic Acid
Butyrolactoe
Lubricant additives
Polysuccinimides
Aspartic Acid
Agrichemicals/Specialties
EVA Copolymers
Styrene Copolymers
Dionne Ligoure
30
Information & Communications
Technology

Many opportunities exist for investment in:
◦ Knowledge Based Businesses
 Business Process Outsourcing
 Medical Transcriptions
Dionne Ligoure
31
Opportunities - ICT



Software Based Businesses
 Software Development (Healthcare and Oil/Gas)
 Software Related Services (Maintenance and
Integration)
Product Development
 Medical / Optical Device Manufacture
 Electronic Assembly
Business Process Outsourcing (BPO)/Healthcare
Dionne Ligoure
32
Opportunities - ICT

Other business specific areas provide excellent
opportunities for investment in the ICT sector. These
include
◦ E-commerce
◦ Financial services
◦ Creative industries (multimedia, animation, music
production, graphics, gaming)
◦ Security
◦ Traffic monitoring
◦ E-health
◦ Data capture
◦ Call centres
◦ Enterprise portals
◦ Document and knowledge management
◦ E-procurement
Dionne Ligoure
33
The Food and Beverage Sector
(FBS)

The food and beverage industry is currently the
largest in the non-energy manufacturing sector in
Trinidad and Tobago

Exports in the FBS are over €86 million per annum

Real GDP growth in the FBS between 2002 and 2006
averaged 8.1%
Dionne Ligoure
34
Scope for investment - FBS

The FBS offers significant investment opportunities,
particularly for manufacturers who utilize unique
Caribbean agro-products to develop goods such as:
◦
◦
◦
◦
◦
◦
Specialty Rums
Rum flavored chocolate cakes
Caribbean fruitcakes
Sauces and spices
Soft drinks and exotic fruit juices
Bottled water
Dionne Ligoure
35
Scope for investment - FBS

Trinidad and Tobago’s FBS offers a unique opportunity
to brand and create specialty foods for the overseas
gourmet markets, apart from the traditional focus on
the diasporic markets.

There are also spin-off opportunities in valued added
activities such as: market research, advertising,
branding, printing and packaging, and the
certification of business processes and food quality
standards.
Dionne Ligoure
36
Scope for investment - FBS

Cocoa – Trinidad and
Tobago’s cocoa is one
of the best in the world.
Government is
revitalising the industry
and there are
opportunities for
partnership/joint
venture

As at July 2009, the
average daily price of
Cocoa was USD2800
per tonne
Dionne Ligoure
37
Merchant Marine

Growth of this sector began as an offshoot of the energy
sector.

It has been further driven by the rapid expansion in trade
and transhipment activity at the 3 major, non-energy
cargo ports in T&T

The industry has also developed competitive ancillary
sectors in bunkering, marine construction and ship repair.

Given the bullish outlook for the energy industry over the
next 10 to 15 years, & T&T’s favorable geographical
position, there will be a high demand for good quality,
reasonably priced merchant marine service
Dionne Ligoure
38
Merchant Marine

A new Shipping Act is
being put in place.

It will update the existing
Shipping Act of 1987 and
establish the Maritime
Administration.

A Maritime Authority is
also being developed to
build up key clusters in
this sector
Dionne Ligoure
39
Opportunities in Merchant Marine
Ship Building
Ship Maintenance/Repair
UTT Marine Institute
Marina facilities
Marine construction
Ship registration
Small & large vessel
ownership
 Trans-shipment trade
 Financial & development
services







Dionne Ligoure
40
The Yachting Industry

Growth in Trinidad and Tobago’s yachting
industry accelerated during the early 90’s with
the increase in small leisure craft (yacht) visits

The yachting product in Trinidad differs greatly
from the yachting product in Tobago

Trinidad’s current industry is based primarily on
two products – repairs and hurricane storage
Dionne Ligoure
41
The Yachting Industry

Over the years Trinidad
has emerged as the
largest yacht repair
centre in the Caribbean

Most competitive fuel
and water costs in the
Southern Caribbean,
combined with a low
cost of living and an
highly attractive
currency conversion
rate
Dionne Ligoure
42
The Yachting Industry – Trinidad

The yachting industry in Trinidad is
comprised of three main types of service
providers:
1.Facilities such as boatyards and marinas
2.Repair contractors
3.Auxiliary services such as tours and
transport providers, marine equipment
and supplies, restaurants, hospitality
services
Dionne Ligoure
43
The Yachting Industry -Tobago

The yachting product is primarily leisure and
tourism based

Tobago provides investment opportunities for
sophisticated, environmentally-friendly,
sustainable developments which attract the highend pleasure craft markets
Dionne Ligoure
44
Incentives and relevant
legislation

There are various incentives, provided for
individuals and businesses, which are designed to
facilitate the development of the yachting
industry including:
◦ Tax Exemptions (Value added tax and
corporate)
◦ Custom Duty exemptions
Dionne Ligoure
45
Investment opportunities

The major investment opportunities are:
◦ Marina development, particularly in Chaguaramas &
Tobago
◦ Ship building and maintenance
Dionne Ligoure
46
The Entertainment Industry

Global market demand for
cultural commodities
continues to rise steadily,
particularly within the
entertainment and media
industry.

A specialist agency Trinidad
and Tobago Entertainment
Company has been created
to facilitate the
development of the music
industry
Dionne Ligoure
47
The Entertainment Industry

Trinidad and Tobago's local
music/entertainment sector earned
about €34 million in 2006

Carnival accounted for €14 million

Carnival has an important export
element because out of the
carnival masquerade bands,
musicians and sundry support
services work overseas at various
Carnivals worldwide
Dionne Ligoure
48
Investment Opportunities

Soca music is now a
category at the
American Music
Industry Grammy
Awards

This provides
opportunities to invest
in the development of
new talent, particularly
through joint ventures
with international
record labels
Dionne Ligoure
49
Investment Opportunities

Opportunities exist for developing:
◦ World-class performance
spaces
◦ Recording studios,
◦ Training and work facilities
◦ Hosting musical festivals and
entertainment events

The Tobago Jazz festival is now
one of the largest music events in
the region.

It has attracted international acts
like: Sting, Elton John, Diana Ross,
Whitney Houston, Shakira, Rod
Stewart, Stevie Wonder, Earth,
Wind and Fire
Dionne Ligoure
50
Fish and Fish Processing

The largest and most
profitable onshore activity
is the fish processing
business

Economic statistics indicate
that this industry generates
over €9.33 million annually
Dionne Ligoure
51
Investment opportunities

In the processing side of
the industry and the
aquaculture sub-sector,
particularly tilapia and
shrimp farming

Fish farming facilities

Offshore harvesting

Charter of
boats/equipment/support
services
Dionne Ligoure
52
Printing and Packaging

T&T’s printing and
packaging is a leader in
the Caribbean

It comprises some 330
firms employing
approximately 11,000
persons.
Dionne Ligoure
53
Opportunities in Printing &
packaging

Training and Technology

Upgrading of technological and production processes

Plastic Packaging

Metal Packaging

Glass Packaging

Stronger market research and product development
Dionne Ligoure
54
The Film Industry

A prior study of the
Film Industry revealed
that over 318 regional
and international crews
visited T&T between
1999-2009,
contributing over €3.4
million to the T&T
economy
Dionne Ligoure
55
The Film Industry
Measures have been introduced to give T&T a
competitive advantage in film, including:
A single T&T Film Festival
A Film Incentive and Rebate programme
The Production Assistance and Script
Development Programme (PASD)
Dionne Ligoure
56
Incentives & Rebates

T&T is the only Caribbean country offering cash
rebates for on location filming.
International productions
€76,694-€383,476
12.5%
€384,000-€766,952
15%
Over €767,000
30%
Dionne Ligoure
57
Incentives & Rebates
Removal of VAT and duties on:
Blank DVD’s
Blank videotapes
Raw film stock used by certified production companies as
well as on recorded DVD’s with programme material that
has been produced and mastered in T&T by nationals and
permanents residents.
150% tax credit on sponsorship of film and
television products up to a maximum of € 110,132
Dionne Ligoure
58
Accessing Rebates
Applicant (investor) obtains preliminary
certification from the Trinidad and Tobago Film
Company by submitting a written request.
Once the application meets the program criteria,
TTFC will certify the project as a “certified
infrastructure project.”
Visit: www.trinidadandtobagofilm.com
Dionne Ligoure
59
Construction Boom Foreign Firms
Welcome

Trinidad and Tobago’s construction sector has
never had it so good

€192 Million, 8% of recurrent expenditure for
2008/2009

The construction industry is enjoying an
unprecedented level of buoyancy led by major
State driven infrastructure projects that run into
at least € 4.56 billion
Dionne Ligoure
60
Investment opportunities Construction

Business opportunities for both local and foreign
investors abound

Due to the scale of its development Government
is looking for:
◦
◦
◦
◦
Speed of construction
Quality
New technology
Cost effectiveness
Dionne Ligoure
61
Investment opportunities Construction
• Design of new highways to international freeways:
first phase est. €1.93 billion and overall programme
est. €3.2 billion over the 8-year period of
construction
• Mass transit system:
€ 1.6 Billion Trinidad Rapid Rail
Transit System – Trinitrain/Bouyges Travaux Publics
• Construction of interchange at the intersection of the
Uriah Butler and Churchill Roosevelt Highways: phase
one completed (North-South overpass) , phases 2
and 3
Dionne Ligoure
62
Investment opportunities Construction
• Programme for Upgrading Road Efficiency (PURE):
improvement of all primary & secondary roads and
expansion into local roads
• Construction of new schools, early childhood centres,
uni campuses, sporting facilities, performing arts
academies etc.
• Development of 8 new industrial parks
Dionne Ligoure
63
Investment opportunities Construction
• € 188 Million Water & Wastewater Plan
• Major drainage works: consultancy, urban & rural
• Building a new airport in Tobago
• Development of four new towns - North, East,
Central & South
• Establishment of a National Youth Institute
Dionne Ligoure
64
Financial Services Sector opportunities
• €857 Million, 21% of recurrent expenditure for fiscal year
2008
• An International Financial Centre is being established.
Should be operational by December 2010
• Opportunities for Banks and Financial Institutions
• Special Purpose Economic Zone:
– Commodities trading such as natural gas,
manufacturing (food & beverage), real estate etc.
– Capital market activities particularly reinsurance &
international retail credit operations
Dionne Ligoure
65
Financial Services Sector opportunities
• Specialised IT services
• Legal, Regulatory, Consultancy & Support Services
• Training & Development Services
• Marketing Services for the IFC
Dionne Ligoure
66
Information & Communication
Technology

Many opportunities exist for investment in:
◦ Knowledge Based Businesses
 Business Process Outsourcing
 Medical Transcriptions
Dionne Ligoure
67
Investing in Tobago
Dionne Ligoure
68
Cove Eco-Industrial Estate Tobago

There is a serious thrust to diversify Tobago’s
economy away from the established but volatile
tourism industry

The Cove is a 140 acre Eco-Industrial and
Business Park. It will cater to light manufacturing.
Dionne Ligoure
69
Cove Eco-Industrial Estate Tobago

Cove is looking for tenants in:
◦ Knowledge based industries
◦ Information technology and related industries
◦ Downstream natural gas activities
◦ Paper and plastic packaging
◦ Furniture making and soft furnishings
◦ Agro and food processing.
Dionne Ligoure
70
Interested in investing Cove
Estate?

Business Development Unit
Enterprise Development Department
Tobago House of Assembly
Division of Finance and Enterprise Development
Lot# 2 Glen Road, Tobago

Tel: 868. 631-3683 (COVE), 868. 635-COVE, 868. 660COVE

Email: [email protected]
Dionne Ligoure
71
Green Investors Welcome

Tobago has won several prestigious eco awards
including:
◦ World Travel Awards - Best Eco Destination in the
World
◦ The Caribbean Travel Awards Committee - #1 EcoDestination in the Caribbean
Dionne Ligoure
72
Green Investors Welcome

Tobago is on a drive to develop a world class
hotel product and already offers:
◦ Beautiful beaches
◦ Spas
◦ World-class diving
◦ Eco-tourism
◦ Weddings & Honeymoons
◦ Sport-fishing
◦ Golf
◦ Bird watching
Dionne Ligoure
73
Investors welcome

Serious investors
willing to participate
in hotel
development are
invited to partner
with the private
sector and state to
grow Tobago’s
accommodation &
hospitality sectors
Dionne Ligoure
74
Hotel & Resort Development

Several sites are marked for hotel development.

Culloden Reef Resort
Englishman’s Bay Estate
Kings Bay
Speyside Estate
Goat’s Island
Bacolet Estate
Golden Grove Estate
Courland Estate
Lowlands








Dionne Ligoure
75
Incentives for approved tourism
projects

Tax holidays of up to seven years

Tax exemption on profits from the initial sale of villas,
condominiums & sites thereof within an Integrated
Resort Development

Carry over of losses from tax exemption period

Duty concessions on vehicles
Dionne Ligoure
76
Incentives for approved tourism
projects

Duty exemption for building materials and articles of
tourism equipment

Capital Allowances

Accelerated depreciation
Dionne Ligoure
77
Medical Tourism

A development
opportunity perfectly
suited to the peaceful
and salubrious nature
of Tobago is medical
tourism

Allied to the provision
of medical & holistic
therapies, the raw
materials exist on the
island to create a
range of therapy
products with the
Tobago brand
Dionne Ligoure
78
Agriculture

There is a vital need to
produce home-grown fruits,
vegetables and culinary
herbs to support the hotels
and restaurants & to make
Tobago self-sufficient in the
field of agriculture

The nature of the soil is
conducive to agriculture but
there is no intensive farming
on a scale that is sufficient to
supply the resident
population and the tourism
industry
Dionne Ligoure
79
Why Invest in Trinidad and
Tobago?

Trinidad and Tobago possesses clear competitive advantages
which makes it a preferred investment destination.
◦ Strategic, Secure Location with Unique, eco-industrial
focus
◦ Excellent Trade Partnerships throughout the global
marketplace
◦ Competitive cost structure - One of the world’s lowest
energy rates
◦ Educated Labour force
Dionne Ligoure
80
Why Invest in Trinidad and
Tobago?
◦ Bi-lateral investment
and taxation treaties
◦ No foreign exchange
controls
◦ Ownership of 100%
of locally-registered
private company
◦ Facilitation of land
purchases
Dionne Ligoure
81
Why invest in Trinidad and
Tobago?
◦ Repatriation of funds
◦ Arbitration
◦ Maximum 10-year tax holiday for special industries
◦ Exemption from Value Added Tax (VAT), customs
duty and various other taxes
◦ 15% tax credit for 7 years
◦ Enabling legislation
◦ Special advisory services for investors
Dionne Ligoure
82
Why invest in Trinidad and
Tobago?

First-class physical infrastructure and transportation
network

Built-to-suit or Ready-to-occupy building options

Advanced ICT Infrastructure Broad Network of onsite business-enabling services Clustering,
Networking, Business Partnering

Developed economy fueled by over 100 years of
energy sector success
Dionne Ligoure
83
Investing in Tobago

Office of The Secretary of
Finance and Enterprise
Development



Tobago House of Assembly
Lot#2 Glen Road,
Scarborough
Tobago, West Indies


Tel: (868) 635.1203
Fax: (868) 639.4927

Email:[email protected]
Dionne Ligoure
84
Investment Promotion agencies





The Ministry Of Trade & Industry
Levels 11 to 17
Nicholas Tower
63-65 Independence Square
Port of Spain, Trinidad
Tel: (868).623.2931-4
 Fax: (868).627.8488;
(868).627.0002

Website: www.tradeind.gov.tt
 Email:[email protected]

Dionne Ligoure
85
Investment Promotion agencies

Evolving Technologies & Enterprise
Development Company Limited
(eTecK)
The Atrium
 Don Miguel Road Extension
 El Socorro
 Trinidad and Tobago

Tel: (868).675.1989
 Fax: (868).638.7742

Website: www.eteck.co.tt
Dionne Ligoure
 E-Mail: [email protected]

86
Investment Promotion agencies


Investment Promotion Department
Tourism Development Company
Limited



Level 1, Maritime Centre,
#29 Tenth Avenue, Barataria,
Republic of Trinidad and Tobago.


Tel: (868).675-7034 / -7
Fax: (868).675-7338


Website: www.tdc.co.tt
Email:[email protected]
Dionne Ligoure
87
Investment Promotion agencies
Head Office
 151B Charlotte Street
 Port of Spain
 Republic of Trinidad and Tobago.

Tel: (868) 623.5507
 Fax:(868)624.3919/625.8126

Website: www.bdc.co.tt
 Email: [email protected]

Dionne Ligoure
88