Download Personal-Financial-Kit

PERSONAL FINANCIAL KIT
Name:
Contact:
Harssh Securities
3rd Floor, Bharat Insurance Building, 15-A, Horniman Circle, Fort, Mumbai – 400001
Tel : +91 22 2264 3399 Email: [email protected] Website: www.harsshsecurities.com
“I learned more about economics from one South Dakota dust
storm than I did in all my years in college. - Hubert Humphrey”
As uncertain times prevail and we are unaware of the future, one must understand that our goal is not only to
advise and create wealth for you, but also to guide you through certain aspects that we generally forget while
considering all these investments.
I have always believed in distinguishing my clients from the others, and cultivate new strategies that can help you
grow, preserve and nurture for the future generation of your family. The comprehension of this booklet, the
Personal Financial Kit, will enable any one at any time to find out information which otherwise is a task.
There are various investment` avenues available today, lot of ways to diversify risk, many people to offer you
solutions under one roof and numerous modes of operating. All the various tasks that are undertaken by many,
forget the simplicity of investments.
Harssh Securities offers you advisory on various products such as Mutual Funds, Stocks, Insurance, Debt Instruments,
Commodities, Currency, Corporate Deposits, Tax Saving Instruments, but our consistent and major goal is to ensure
that all this is taken care of and transferred to the generations to come, as this is what we call Wealth Creation. It
is a journey that we tread along to embark footprints that would not be erased, and these prints would ultimately
be the Wealth that we have created.
The Personal Financial Kit is designed to assist you and your family to maintain financial stability in the event of an
emergency. It helps you organize and identify key financial records and provides a quick reference file of your most
important financial documents.
These are few aspects that I suggest you should give importance to.
 Keep 2 photos of each person living in the family along with the kit
 Keep Xerox copies of all such documents along with the kit
 Keep one Kit per person preferably
 Keep some cash along with this kit in case of emergency
 A backup of your records on your hard drive
 A complete medical report of yourself
 Keep the kit in a waterproof folder
Page | 2
1.
Primary Documents and Legal Papers
LOCATION
NUMBER
CONTACT
PAN Card
Driving License
Passport
Voter ID Card
Ration Card
Birth Certificate
Marriage Certificate
Will
Vehicle Registration
Power of Attorney
Medical Records
Income Tax Return
Employment Details
Page | 3
2.
Bank Details
ACCOUNT – 1
ACCOUNT – 2
ACCOUNT - 3
Bank Name
Branch
Account No.
Account Type
Nominee
Other Bank Details
Contact Person
Page | 4
3.
Investments
LOCATION
NUMBER
CONTACT
Mutual Funds
Demat Ac Statement
PPF
Fixed Deposits
Bonds
Post Office
Insurance Policies
Gold/Silver
Other Deposits
Property Papers
Medicliam
Jewelry
Children’s
Investments
Page | 5
4.
Loans & Advances
LOCATION
NUMBER
CONTACT
Home Loan
Car Loan
Personal Loan
Business Loan
Education Loan
Credit Card
Other Loans
Loan Given – 1
Loan Given – 2
Loan Given – 3
Loan Given – 4
Page | 6
5.
Instructions
A) How To Claim Insurance Policies
B) How To Pay off Loans
C) How To Redeem Mutual Funds & Other Investments
Page | 7
6.
Other Notes
Page | 8