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Talk with a Provincial Government Employees Credit Union Advisor to enter. By sitting down with one of our advisors, you’ll receive personalized advice about your RRSP options and how to best maximize your retirement savings. And when you book an appointment from now to March 2, 2015, you’ll be entered to win a $3000 vacation getaway. Why choose a RRSP? A Registered Retirement Savings Plan (RRSP) is a government-regulated investment account with special tax benefits to help you maximize your retirement savings. Deductible contributions to an RRSP help reduce your taxes, and any income you earn on your investments while in the plan grow tax-deferred. Benefits of RSPs: Your RSP is an investment account, and can contain a variety of investments (e.g. mutual funds, GICs, cash, etc.) Your annual contributions (up to your annual limit) can be deducted from your earned income, reducing the amount of income tax you pay that year When you withdraw money at retirement, you may benefit from a lower tax rate Funds in an RSP are eligible for Canadian Government programs that can help you buy your first home, or pay for further education Drop by the branch at 1724 Granville Street, or call 902 424 5712, / 1-888 484 0880 or send us an email, [email protected]