Past 65 and Still Working: Big Data Insights on
... Among all adults, participation in the Online Platform Economy has been growing very quickly. To measure this growth, we assembled a dataset of over 260,000 anonymized Chase customers who earned income from at least one of 30 distinct platforms between October 2012 and September 2015—the largest sam ...
... Among all adults, participation in the Online Platform Economy has been growing very quickly. To measure this growth, we assembled a dataset of over 260,000 anonymized Chase customers who earned income from at least one of 30 distinct platforms between October 2012 and September 2015—the largest sam ...
Adjusted Free Cash Flow
... and dynamics. The presentations will be webcast live and will be available at http://investor.healthsouth.com by clicking on an available link. While the format of certain slides may have changed, the slide presentation attached to this Current Report on Form 8-K as Exhibit 99.1 contains substantial ...
... and dynamics. The presentations will be webcast live and will be available at http://investor.healthsouth.com by clicking on an available link. While the format of certain slides may have changed, the slide presentation attached to this Current Report on Form 8-K as Exhibit 99.1 contains substantial ...
community - American Crystal Sugar
... that transactions are properly recorded and executed in accordance with management’s authorization, and that the financial records provide a solid foundation from which to prepare the consolidated financial statements. These systems are augmented by written policies, an organizational structure prov ...
... that transactions are properly recorded and executed in accordance with management’s authorization, and that the financial records provide a solid foundation from which to prepare the consolidated financial statements. These systems are augmented by written policies, an organizational structure prov ...
Self-esteem and Individual Wealth
... impact of progressive taxation on income may bias our results downward. Since those with higher self-esteem earn more, when income earned during the sample years between 1994 and 2004 is controlled, we might expect to see a negative coefficient on wealth accumulation ceteris paribus. However, this e ...
... impact of progressive taxation on income may bias our results downward. Since those with higher self-esteem earn more, when income earned during the sample years between 1994 and 2004 is controlled, we might expect to see a negative coefficient on wealth accumulation ceteris paribus. However, this e ...
Explaining households` economic hardship
... (B) Age group -39, with children The group is rather similar to the group mentioned above in terms of age, but young and active parents already with children are included here. At the level of households they are in a better situation, but per capita income and household wealth (reaching almost only ...
... (B) Age group -39, with children The group is rather similar to the group mentioned above in terms of age, but young and active parents already with children are included here. At the level of households they are in a better situation, but per capita income and household wealth (reaching almost only ...
Consumption, Disposable Income and Liquidity Constraints
... the “excess sensitivity” of consumption to current income, that is, the inability of some individuals, taking into account their expected future income, to borrow whatever they need to finance their current consumption expenditures. 2 One strand within these studies attempts to establish a link betw ...
... the “excess sensitivity” of consumption to current income, that is, the inability of some individuals, taking into account their expected future income, to borrow whatever they need to finance their current consumption expenditures. 2 One strand within these studies attempts to establish a link betw ...
PowerPoint
... Rubric No savings for corporations: Extend current FDI treatment to most/all retained earnings and reroute them always to shareholders • Conceptually sound, but could add yet another complexity in the national accounts that make key figures (income) less understandable for broader public • The se ...
... Rubric No savings for corporations: Extend current FDI treatment to most/all retained earnings and reroute them always to shareholders • Conceptually sound, but could add yet another complexity in the national accounts that make key figures (income) less understandable for broader public • The se ...
Stress testing French banks` income subcomponents
... the links between the macroeconomic and market environment on the one hand and the income subcomponents on the other hand is particularly useful to test the resilience of the banking system. Indeed, banks whose revenues rely on specific income sources such as trading income, for instance, are much m ...
... the links between the macroeconomic and market environment on the one hand and the income subcomponents on the other hand is particularly useful to test the resilience of the banking system. Indeed, banks whose revenues rely on specific income sources such as trading income, for instance, are much m ...
Annual Report2012
... shareholders meetings, the companies will aim to secure overwhelming competitiveness in the stainless steel field in terms of cost, quality, delivery time, and all other aspects by maximizing the effects of the merger through the concentration of the superior tangible and intangible management resou ...
... shareholders meetings, the companies will aim to secure overwhelming competitiveness in the stainless steel field in terms of cost, quality, delivery time, and all other aspects by maximizing the effects of the merger through the concentration of the superior tangible and intangible management resou ...
Smart Money: The Effect of Education on Financial Behavior
... over 14 million observations, we can use non-parametric controls, obtain precise estimates, and most importantly, use an instrumental variable strategies that would simply not be possible in most other, smaller, data sets. The Census does not collect any information on …nancial wealth, and is very ...
... over 14 million observations, we can use non-parametric controls, obtain precise estimates, and most importantly, use an instrumental variable strategies that would simply not be possible in most other, smaller, data sets. The Census does not collect any information on …nancial wealth, and is very ...
first half of 2016 results
... contain words such as “believe,” “expect,” “estimate,” “anticipate,” “optimistic,” “intend,” “plan,” “aim,” “will,” “may,” “should,” “could,” “would,” “likely,” and similar expressions. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the ...
... contain words such as “believe,” “expect,” “estimate,” “anticipate,” “optimistic,” “intend,” “plan,” “aim,” “will,” “may,” “should,” “could,” “would,” “likely,” and similar expressions. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the ...
Equilibrium in Securities Markets with Heterogeneous
... is highest when the more risk-averse investors face the largest unspanned income risk. In numerical examples with reasonable parameters, we find a reduction in the risk-free rate of several percentage points. Since the stock market Sharpe ratio is the same, the equilibrium expected return on the sto ...
... is highest when the more risk-averse investors face the largest unspanned income risk. In numerical examples with reasonable parameters, we find a reduction in the risk-free rate of several percentage points. Since the stock market Sharpe ratio is the same, the equilibrium expected return on the sto ...
Chapter 20
... Because we can subtract C from both sides of this equation, we are left with: S=I Thus, only when planned investment equals saving will there be equilibrium ...
... Because we can subtract C from both sides of this equation, we are left with: S=I Thus, only when planned investment equals saving will there be equilibrium ...
0001193125-07-042639 - Investor Relations
... regarding the Company’s business that are not historical facts may be “forward-looking statements” that involve risks and uncertainties. Specifically, statements regarding the Company’s financial guidance for 2007 and 2008, and its operational objectives for 2007, the distribution relationship betwe ...
... regarding the Company’s business that are not historical facts may be “forward-looking statements” that involve risks and uncertainties. Specifically, statements regarding the Company’s financial guidance for 2007 and 2008, and its operational objectives for 2007, the distribution relationship betwe ...
Read full press release here
... • Fourth quarter new product launch costs in SG&A of $0.4 million were $0.2 million more than year-ago • Recurring public company costs were $0.2 million Non-recurring launch costs for MST in cost of goods sold in the 2016 fourth quarter were $0.5 million and no such costs were included in cost of g ...
... • Fourth quarter new product launch costs in SG&A of $0.4 million were $0.2 million more than year-ago • Recurring public company costs were $0.2 million Non-recurring launch costs for MST in cost of goods sold in the 2016 fourth quarter were $0.5 million and no such costs were included in cost of g ...
Hillenbrand, Inc. (Form: 8-K, Received: 02/16/2017
... Group will be influenced by order backlog.” That is a forward-looking statement, as indicated by the word “expect” and by the clear meaning of the sentence. Other words that could indicate we are making forward-looking statements include: This is not an exhaustive list, but is intended to give you a ...
... Group will be influenced by order backlog.” That is a forward-looking statement, as indicated by the word “expect” and by the clear meaning of the sentence. Other words that could indicate we are making forward-looking statements include: This is not an exhaustive list, but is intended to give you a ...
NEWS RELEASE Molson Coors Reports Higher Worldwide Volume
... Canada underlying pretax income increased 20.7 percent to $37.3 million in the quarter, primarily due to a temporary reduction in distribution costs, lower pension expenses, and results of cost savings initiatives. These factors were partially offset by the impact of lower volume, higher brand inves ...
... Canada underlying pretax income increased 20.7 percent to $37.3 million in the quarter, primarily due to a temporary reduction in distribution costs, lower pension expenses, and results of cost savings initiatives. These factors were partially offset by the impact of lower volume, higher brand inves ...
Salesforce.com Q3FY11 Financial Results
... Non-GAAP Financial Measures: This press release includes information about non-GAAP earnings per share and non-GAAP tax rates (collectively the “non-GAAP financial measures”). Non-GAAP earnings estimates exclude the impact of the following non-cash items: stock-based compensation, amortization of pu ...
... Non-GAAP Financial Measures: This press release includes information about non-GAAP earnings per share and non-GAAP tax rates (collectively the “non-GAAP financial measures”). Non-GAAP earnings estimates exclude the impact of the following non-cash items: stock-based compensation, amortization of pu ...
Investor Teleconference Presentation First Quarter 2017
... measure. We define ROIC as net operating profit less income tax expense divided by average invested capital over the trailing 12‐months. We believe ROIC is a useful financial measure for investors in evaluating the efficiency and effectiveness of our use of capital and believe ROIC is an important d ...
... measure. We define ROIC as net operating profit less income tax expense divided by average invested capital over the trailing 12‐months. We believe ROIC is a useful financial measure for investors in evaluating the efficiency and effectiveness of our use of capital and believe ROIC is an important d ...
2015 Q4 Earnings Release EX991
... the prior quarter. Foreign exchange trading income decreased $10.4 million, or 16%, to $52.5 million compared to $62.9 million in the prior quarter, primarily due to lower client volumes and currency volatility. Security commissions and trading income totaled $18.5 million compared to $20.4 million ...
... the prior quarter. Foreign exchange trading income decreased $10.4 million, or 16%, to $52.5 million compared to $62.9 million in the prior quarter, primarily due to lower client volumes and currency volatility. Security commissions and trading income totaled $18.5 million compared to $20.4 million ...
here - University of Minnesota Extension
... giving away gifts, having debts forgiven, or having his assets inflate or deflate in value. By simply comparing the Net Worth from one year to another, he can tell whether it went up or down, but he will not know which of the mentioned forces caused the change. That is what this “Statement of Owner ...
... giving away gifts, having debts forgiven, or having his assets inflate or deflate in value. By simply comparing the Net Worth from one year to another, he can tell whether it went up or down, but he will not know which of the mentioned forces caused the change. That is what this “Statement of Owner ...
0000355811-15-000053 - Gentex Investor Relations
... provide increased consistency in how fair value determinations are made under various existing accounting standards that permit, or in some cases, require estimates of fair-market value. This standard also expanded financial statement disclosure requirements about a company’s use of fair-value measu ...
... provide increased consistency in how fair value determinations are made under various existing accounting standards that permit, or in some cases, require estimates of fair-market value. This standard also expanded financial statement disclosure requirements about a company’s use of fair-value measu ...
The National Wealth-Income Ratio in Greece, 1974 – 2013
... about seven in 2004 (Christelis et al., 2009, using data from the Survey of Health, Ageing and Retirement in Europe) and the median household was relatively wealthier than the median northern European household (Eurosystem Household Finance and Consumption Survey (HFCS), ECB, 2013). According to the ...
... about seven in 2004 (Christelis et al., 2009, using data from the Survey of Health, Ageing and Retirement in Europe) and the median household was relatively wealthier than the median northern European household (Eurosystem Household Finance and Consumption Survey (HFCS), ECB, 2013). According to the ...
NOC-12.31.2016 - Earnings Release EX-99
... This earnings release and the information we are incorporating by reference contain statements, other than statements of historical fact, that constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “expect,” “intend,” “may,” ...
... This earnings release and the information we are incorporating by reference contain statements, other than statements of historical fact, that constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “expect,” “intend,” “may,” ...