... Table 1.2 shows the current legal status of MFIs, including banks, NBFI, NGOs, credit unions/cooperative and others. In 2006, there were 4 banks (36.4% of MFIs), 3 NBFIs (27.3%), 4 NGOs (36.4%). By 2007 the number of banks rose to 6 and NBFIs to 4, but NGOs were reduced to 2. More institutions acqui ...
equinix, inc. - corporate
... In June 2016, FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current cond ...
... In June 2016, FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current cond ...
Bank of America Student Loan Trust 2010
... The trust will make payments primarily from collections on a pool of FFELP loans. Interest and principal on the notes will be paid quarterly on the 25th day of each January, April, July and October, beginning in October 2010. Credit enhancement for the notes consists of excess interest on the trust ...
... The trust will make payments primarily from collections on a pool of FFELP loans. Interest and principal on the notes will be paid quarterly on the 25th day of each January, April, July and October, beginning in October 2010. Credit enhancement for the notes consists of excess interest on the trust ...
EBAY INC - Barchart.com
... In conjunction with the acquisition of GSI, we immediately divested 100 percent of GSI's licensed sports merchandise business and 70 percent of GSI's ShopRunner and RueLaLa businesses (together, the "divested businesses"). The divested businesses were sold to a newly formed holding company, NRG Comm ...
... In conjunction with the acquisition of GSI, we immediately divested 100 percent of GSI's licensed sports merchandise business and 70 percent of GSI's ShopRunner and RueLaLa businesses (together, the "divested businesses"). The divested businesses were sold to a newly formed holding company, NRG Comm ...
Property Lending Barometer 2016
... In 2015, structural issues gained an increasingly important position in the EU’s agenda in order to preserve fruitful collaboration between members and in regards to overall competitiveness as one whole economic unit. Applying the necessary structural measures is inevitable for the favorable functi ...
... In 2015, structural issues gained an increasingly important position in the EU’s agenda in order to preserve fruitful collaboration between members and in regards to overall competitiveness as one whole economic unit. Applying the necessary structural measures is inevitable for the favorable functi ...
RTF - Vornado Realty Trust
... Certain statements contained herein constitute forward‑looking statements as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements are not guarantees of future performance. They re ...
... Certain statements contained herein constitute forward‑looking statements as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements are not guarantees of future performance. They re ...
Credit Reporting at the Base of the Pyramid: Key Issues
... Credible estimates of the number of microborrowers from MFIs range between 120 million and 190 million worldwide.2 But, an estimated 2.7 billion adults worldwide do not have a savings or credit account in their name with a bank or other formal institution (CGAP and World Bank 2010). Most of these “u ...
... Credible estimates of the number of microborrowers from MFIs range between 120 million and 190 million worldwide.2 But, an estimated 2.7 billion adults worldwide do not have a savings or credit account in their name with a bank or other formal institution (CGAP and World Bank 2010). Most of these “u ...
GUARANTEED SENIOR SECURED NOTES PROGRAMME issued
... Goldman Sachs Bank (Europe) Plc (“GSBE”) and Goldman Sachs International (“GSI”, and together with GSBE, the “Issuers”, and each an “Issuer”), subject to compliance with all relevant laws, regulations and directives, may each from time to time issue debt securities (the “Notes”) under the programme ...
... Goldman Sachs Bank (Europe) Plc (“GSBE”) and Goldman Sachs International (“GSI”, and together with GSBE, the “Issuers”, and each an “Issuer”), subject to compliance with all relevant laws, regulations and directives, may each from time to time issue debt securities (the “Notes”) under the programme ...
INLAND WESTERN RETAIL REAL ESTATE TRUST
... $25 per quarter. The Company entered into the agreement with the Captive to stabilize its insurance costs, manage its exposures and recoup expenses through the functions of the Captive program. The Captive was initially capitalized with $750 in cash in 2006, of which the Company’s initial contributi ...
... $25 per quarter. The Company entered into the agreement with the Captive to stabilize its insurance costs, manage its exposures and recoup expenses through the functions of the Captive program. The Captive was initially capitalized with $750 in cash in 2006, of which the Company’s initial contributi ...
Monthly balance sheet statistics
... The period from the date of giving notice to the maturity date is to be regarded as the period of notice. If a period during which notice may not be given is agreed upon in addition to the period of notice, this must be taken into account in the classification; on the expiry of the period resulting ...
... The period from the date of giving notice to the maturity date is to be regarded as the period of notice. If a period during which notice may not be given is agreed upon in addition to the period of notice, this must be taken into account in the classification; on the expiry of the period resulting ...
Capital Series Product Disclosure Statement (Part 1 of 2)
... in Capital Series. You can use your own funds or other loan funds. If you are considering a Capital Investment Loan from Commonwealth Bank to fund your investment in Capital Series, then you should read Section 2 in Part 1 of this PDS. You must also ensure you understand your obligations under the T ...
... in Capital Series. You can use your own funds or other loan funds. If you are considering a Capital Investment Loan from Commonwealth Bank to fund your investment in Capital Series, then you should read Section 2 in Part 1 of this PDS. You must also ensure you understand your obligations under the T ...
DOC - Investors
... Table of Contents The risks of becoming a fully integrated manufacturer are amplified in an industry-wide slowdown because of the fixed costs associated with manufacturing facilities. During 2001, the Company responded to this cyclical downturn by implementing programs to cut operating costs, inclu ...
... Table of Contents The risks of becoming a fully integrated manufacturer are amplified in an industry-wide slowdown because of the fixed costs associated with manufacturing facilities. During 2001, the Company responded to this cyclical downturn by implementing programs to cut operating costs, inclu ...
Public-Sector Loans to Private-Sector Businesses
... expand their economic activities in exchange for public-sector help. This government support sometimes takes the form of loans to business borrowers, typically at interest rates below those available from private lenders. An advantage of extending assistance in the form of loans is that, if successf ...
... expand their economic activities in exchange for public-sector help. This government support sometimes takes the form of loans to business borrowers, typically at interest rates below those available from private lenders. An advantage of extending assistance in the form of loans is that, if successf ...
Assessment Study of Microfinance Market in Moldova
... Microenterprise: an economic agent (formal or informal1) with an annual average of registered employees not more than 9, less than 3 million MDL annual sales, and less than 3 million MDL in assets. Small enterprise: an economic agent with an annual average of registered employees not more than 49, l ...
... Microenterprise: an economic agent (formal or informal1) with an annual average of registered employees not more than 9, less than 3 million MDL annual sales, and less than 3 million MDL in assets. Small enterprise: an economic agent with an annual average of registered employees not more than 49, l ...
Rethinking the Role of Recourse in the Sale of Financial Assets
... about recourse, for example, that either is illegal or in violation of public policy. Common law favors the free transfer of rights to receive money where there are no significant externalities that have consequences to third parties. 2 There is no legal or public policy which precludes a transferor ...
... about recourse, for example, that either is illegal or in violation of public policy. Common law favors the free transfer of rights to receive money where there are no significant externalities that have consequences to third parties. 2 There is no legal or public policy which precludes a transferor ...
Small Firm Use of Debt: An Examination of the Smallest Small Firms
... Prior research reveals that many firms fail during their early years (Bates & Nucci, 1989, Cochran, 1981). One might anticipate that these firms would exhibit very different types of financing strategies and performance than established, "going concern" firms. The remaining sample included 851 small ...
... Prior research reveals that many firms fail during their early years (Bates & Nucci, 1989, Cochran, 1981). One might anticipate that these firms would exhibit very different types of financing strategies and performance than established, "going concern" firms. The remaining sample included 851 small ...
Accruals, Financial Distress, and Debt Covenants Troy D. Janes
... debt covenants of borrowing firms with low accruals are set tightly; however, contrary to expectations, the debt covenants of borrowing firms with high accruals are set relatively loosely. Since prior research has shown that lenders possess unique information about borrowers, this result can be inte ...
... debt covenants of borrowing firms with low accruals are set tightly; however, contrary to expectations, the debt covenants of borrowing firms with high accruals are set relatively loosely. Since prior research has shown that lenders possess unique information about borrowers, this result can be inte ...
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
... “Air Products,” or “registrant”) included herein have been prepared by us, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission (SEC). Certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. gen ...
... “Air Products,” or “registrant”) included herein have been prepared by us, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission (SEC). Certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. gen ...
Document
... Taxpayer was money-lending and, with the one isolated exception, the Taxpayer did not lend any money to any of the debtors involved with the loan portfolio. This was not a business transaction because there was no risk so far as the Taxpayer was concerned. Because the loan portfolio was acquired at ...
... Taxpayer was money-lending and, with the one isolated exception, the Taxpayer did not lend any money to any of the debtors involved with the loan portfolio. This was not a business transaction because there was no risk so far as the Taxpayer was concerned. Because the loan portfolio was acquired at ...
NBER WORKING PAPER SERIES THE ASYMMETRIC EFFECTS OF FINANCIAL FRICTIONS
... larger rise in lending rates combined with their slower recovery means greater asymmetry in the movements of lending rates and economic activity in economies with frictions. I reach these conclusions by exploring the role of financial frictions on asymmetry in two version of the model. First I const ...
... larger rise in lending rates combined with their slower recovery means greater asymmetry in the movements of lending rates and economic activity in economies with frictions. I reach these conclusions by exploring the role of financial frictions on asymmetry in two version of the model. First I const ...
Cabot Corporation - Investor Relations Solutions
... Information Relating to Forward-Looking Statements This annual report on Form 10-K contains “forward-looking statements” under the Federal securities laws. These forward-looking statements include statements relating to our expectations regarding our future business performance and overall prospects ...
... Information Relating to Forward-Looking Statements This annual report on Form 10-K contains “forward-looking statements” under the Federal securities laws. These forward-looking statements include statements relating to our expectations regarding our future business performance and overall prospects ...
call-for-input on the crowdfunding rules
... Furthermore, investors on investment-based crowdfunding platforms are exposed to capital risk – the risk that the funds they will receive upon exit will be less than the capital they originally invested (eg because of lower-than expected company valuations). Similarly, investors on loan-based crowdf ...
... Furthermore, investors on investment-based crowdfunding platforms are exposed to capital risk – the risk that the funds they will receive upon exit will be less than the capital they originally invested (eg because of lower-than expected company valuations). Similarly, investors on loan-based crowdf ...
UNITED STATES SECURITIES AND
... Cash and cash equivalents, beginning of period Cash and cash equivalents, end of period Supplemental Disclosures of Cash Flow Information Cash paid for interest Cash paid for income taxes, net of refunds Supplemental Schedule of Non-Cash Activities Conversion of loans to other real estate owned Addi ...
... Cash and cash equivalents, beginning of period Cash and cash equivalents, end of period Supplemental Disclosures of Cash Flow Information Cash paid for interest Cash paid for income taxes, net of refunds Supplemental Schedule of Non-Cash Activities Conversion of loans to other real estate owned Addi ...
NBER WORKING PAPER SERIES BORROWING CONSTRAINTS AND CONSUMPTION BEHAVIOR IN JAPAN Midori Wakabayashi
... Wako Watanabe, Junmin Wan, the members of Horioka’s graduate seminar, and seminar participants at Keio University, the Central Council for Financial Services Information, and the Japanese Economic Association meeting of June 2005 for their helpful comments and discussions. This paper was prepared un ...
... Wako Watanabe, Junmin Wan, the members of Horioka’s graduate seminar, and seminar participants at Keio University, the Central Council for Financial Services Information, and the Japanese Economic Association meeting of June 2005 for their helpful comments and discussions. This paper was prepared un ...
Commercial Real Estate Non-Performing Loan Liquidating Trust
... This methodology is in response to many inquiries received by DBRS and as a result DBRS expects commercial mortgage LT issuance within the next few years to be a viable option to help clear the mounting volume of commercial NPLs. We expect the main drivers for issuance to be: 1) demand from distress ...
... This methodology is in response to many inquiries received by DBRS and as a result DBRS expects commercial mortgage LT issuance within the next few years to be a viable option to help clear the mounting volume of commercial NPLs. We expect the main drivers for issuance to be: 1) demand from distress ...
Loan shark
A loan shark is a person or body who offers loans at extremely high interest rates. The term usually refers to illegal activity, but may also refer to predatory lending with extremely high interest rates such as payday or title loans. Loan sharks sometimes enforce repayment by blackmail or threats of violence. Historically, many moneylenders skirted between legal and extra-legal activity. In the recent western world, loan sharks have been a feature of the criminal underworld.