ODART 2017-1 Private Placement Memorandum
... • Overcollateralization, which is the excess of the aggregate adjusted loan principal balance of the direct auto loans over the aggregate principal balance of the Notes and is described more fully under “Summary Information—Credit Enhancement” in this private placement memorandum. • Excess spread av ...
... • Overcollateralization, which is the excess of the aggregate adjusted loan principal balance of the direct auto loans over the aggregate principal balance of the Notes and is described more fully under “Summary Information—Credit Enhancement” in this private placement memorandum. • Excess spread av ...
Study on the remuneration provisions applicable to credit institutions
... excessive risk-taking behaviour. The present research investigates the impact of the Capital Requirement Directive and Regulation (CRD IV package) on this type of behaviour. The research shows that the Directive has had a significant effect on risk management. Deferral of variable pay, malus arrange ...
... excessive risk-taking behaviour. The present research investigates the impact of the Capital Requirement Directive and Regulation (CRD IV package) on this type of behaviour. The research shows that the Directive has had a significant effect on risk management. Deferral of variable pay, malus arrange ...
Form ADV Part 2
... it possible for anyone to access state-of-the-art portfolio management. Wealthfront’s investment objective is to seek maximum long-term, risk-adjusted, after-tax, net of fee returns. Taxable Accounts and Individual Retirement Accounts (“IRAs”) Each individualized taxable (“taxable”) account or IRA p ...
... it possible for anyone to access state-of-the-art portfolio management. Wealthfront’s investment objective is to seek maximum long-term, risk-adjusted, after-tax, net of fee returns. Taxable Accounts and Individual Retirement Accounts (“IRAs”) Each individualized taxable (“taxable”) account or IRA p ...
(including those from current exposure drafts) March 2015 1980
... business in the state for which the certification is being prepared and for the period covered by the certification, projected premiums in the aggregate, including expected reinsurance cash flows, governmental risk adjustment cash flows, and investment income, are adequate to provide for all expecte ...
... business in the state for which the certification is being prepared and for the period covered by the certification, projected premiums in the aggregate, including expected reinsurance cash flows, governmental risk adjustment cash flows, and investment income, are adequate to provide for all expecte ...
Principles for Financial Market Infrastructures (PFMIs
... The governance structure consists of the NGX Board of Directors, including its Risk and Audit Committee, NGX Senior Management team, business units and corporate functions, risk management functions and TMX Internal Audit. The NGX Board, directly or through its Risk and Audit Committee (“RAC”), is r ...
... The governance structure consists of the NGX Board of Directors, including its Risk and Audit Committee, NGX Senior Management team, business units and corporate functions, risk management functions and TMX Internal Audit. The NGX Board, directly or through its Risk and Audit Committee (“RAC”), is r ...
Amended Complaint
... Documents Produced in Other Civil Lawsuits, and Analysis of the Loan Pools Underlying the Certificates Identify Systematic Violation of Underwriting Guidelines, Appraisal Guidelines, and Predatory Lending by the Originators Whose Loans Back the PLMBS in this Case..................................... ...
... Documents Produced in Other Civil Lawsuits, and Analysis of the Loan Pools Underlying the Certificates Identify Systematic Violation of Underwriting Guidelines, Appraisal Guidelines, and Predatory Lending by the Originators Whose Loans Back the PLMBS in this Case..................................... ...
2012 Form 20-F ING Groep N.V.
... Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU “carve-out” version of IAS 39. Under the EU “IAS 39 carve-out”, hedge accounting may be applied, in respect of fair value macro hedges, to core ...
... Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU “carve-out” version of IAS 39. Under the EU “IAS 39 carve-out”, hedge accounting may be applied, in respect of fair value macro hedges, to core ...
Nordea Annual Report 2016
... way of banking to quickly adapt to customers’ needs, today and in the future. By investing in people and new technology, we lay the foundations to become the bank our customers want us to be. The ongoing development will increase usability, make us faster and more agile, and provide a more relevant ...
... way of banking to quickly adapt to customers’ needs, today and in the future. By investing in people and new technology, we lay the foundations to become the bank our customers want us to be. The ongoing development will increase usability, make us faster and more agile, and provide a more relevant ...
Merrill Lynch Mortgage Investors, Inc.
... certain characteristics of each such class, including the class’s initial certificate principal balance, interest rate and rating. The trust fund will consist primarily of sub-prime mortgage loans secured by first and second liens on real properties that were acquired by Merrill Lynch Mortgage Lendi ...
... certain characteristics of each such class, including the class’s initial certificate principal balance, interest rate and rating. The trust fund will consist primarily of sub-prime mortgage loans secured by first and second liens on real properties that were acquired by Merrill Lynch Mortgage Lendi ...
Building on Our Proud Heritage
... Besides being more profitable, we have become more versatile, more efficient and more responsive. This is the lasting legacy of Michael Diekmann, my predecessor as Chairman of the Board of Management. In twelve years, many of which were plagued by crisis, he took your company to new levels of perfo ...
... Besides being more profitable, we have become more versatile, more efficient and more responsive. This is the lasting legacy of Michael Diekmann, my predecessor as Chairman of the Board of Management. In twelve years, many of which were plagued by crisis, he took your company to new levels of perfo ...
Influencing Control: Jawboning in Risk Arbitrage
... investors becomes an increasingly more common form of corporate governance,2 its blend with a popular, traditionally non-activist, arbitrage strategy is instructive. A signature of institutional investor activism has been that it strives to influence corporate policies and governance, but does not ...
... investors becomes an increasingly more common form of corporate governance,2 its blend with a popular, traditionally non-activist, arbitrage strategy is instructive. A signature of institutional investor activism has been that it strives to influence corporate policies and governance, but does not ...
re•in•sur•ance
... company (the “reinsured, “cedent” or “primary” company) against all or part of the loss that the latter sustains under a policy or policies that it has issued. For this service, the ceding company pays the reinsurer a premium. The purpose of reinsurance is the same as that of insurance: to spread ri ...
... company (the “reinsured, “cedent” or “primary” company) against all or part of the loss that the latter sustains under a policy or policies that it has issued. For this service, the ceding company pays the reinsurer a premium. The purpose of reinsurance is the same as that of insurance: to spread ri ...
Copula-based top-down approaches in financial risk aggregation
... source of banking risks), whose magnitude does not only depend on the size of the exposure but also on the riskiness of the credit portfolio.2 The one-year survival probability (of the financial institution) is targeted at 99.9% per year (i.e. the expected probability of default is no more than 0.1% ...
... source of banking risks), whose magnitude does not only depend on the size of the exposure but also on the riskiness of the credit portfolio.2 The one-year survival probability (of the financial institution) is targeted at 99.9% per year (i.e. the expected probability of default is no more than 0.1% ...
Knowingly taking risk Investment decision making in real estate
... Now my PhD thesis has been published, the real estate development sector is suffering the effects of the credit crunch. Markets are on the downturn and companies are facing the consequences of the risks they have taken. This makes research in risk management more relevant and timely than ever before ...
... Now my PhD thesis has been published, the real estate development sector is suffering the effects of the credit crunch. Markets are on the downturn and companies are facing the consequences of the risks they have taken. This makes research in risk management more relevant and timely than ever before ...
Public-Sector Loans to Private-Sector Businesses
... that, if successful, businesses repay the funds borrowed and these repayments become available (or are “revolved”) to make new loans to other borrowers. Several federal agencies have provided funding to state and local government agencies to create revolving loan funds. For example, the Economic Dev ...
... that, if successful, businesses repay the funds borrowed and these repayments become available (or are “revolved”) to make new loans to other borrowers. Several federal agencies have provided funding to state and local government agencies to create revolving loan funds. For example, the Economic Dev ...
American International Group, Inc. 2016 Annual Report
... transaction in history. The agreement radically reduces AIG’s risk of significant future adverse development and covers our most unpredictable, long-tail U.S. Commercial exposures for accident years 2015 and prior, whereby Berkshire is responsible for 80% of future potential losses, up to a limit of ...
... transaction in history. The agreement radically reduces AIG’s risk of significant future adverse development and covers our most unpredictable, long-tail U.S. Commercial exposures for accident years 2015 and prior, whereby Berkshire is responsible for 80% of future potential losses, up to a limit of ...
Periodic Report for 2015
... Note concerning implementation of the provisions of the Securities (Periodic and Immediate Reports) Regulations, 1970 (“Securities Regulations”) in this report: Pursuant to Regulation 8C of the Securities Regulations, the provisions of Regulation 8A of the Securities Regulations in relation to the P ...
... Note concerning implementation of the provisions of the Securities (Periodic and Immediate Reports) Regulations, 1970 (“Securities Regulations”) in this report: Pursuant to Regulation 8C of the Securities Regulations, the provisions of Regulation 8A of the Securities Regulations in relation to the P ...
Prospectus - Franklin Templeton Investment Funds (SICAV)
... The Company and the Management Company draw the Investors’ attention to the fact that any Investor will only be able to fully exercise her/his Investor’s rights directly against the Company, notably the right to participate in general meetings of the Shareholders, if the Investor is registered himse ...
... The Company and the Management Company draw the Investors’ attention to the fact that any Investor will only be able to fully exercise her/his Investor’s rights directly against the Company, notably the right to participate in general meetings of the Shareholders, if the Investor is registered himse ...
AON CORP (Form: 10-K, Received: 03/16/2005 06
... exclusive underwriting facilities. In our managing general underwriting business, we provide outsourced solutions to insurance companies, such as risk selection, premium rating, form design and client service. Aon's wholesale brokers and managing general underwriting units offer more than 450 insura ...
... exclusive underwriting facilities. In our managing general underwriting business, we provide outsourced solutions to insurance companies, such as risk selection, premium rating, form design and client service. Aon's wholesale brokers and managing general underwriting units offer more than 450 insura ...
Credit Where it Counts: The Community Reinvestment Act and its
... to meet the credit needs of the entire communities that they serve, including low- and moderate-income areas, consistent with safe and sound banking practices.12 Federal banking agencies periodically examine and rate banks ...
... to meet the credit needs of the entire communities that they serve, including low- and moderate-income areas, consistent with safe and sound banking practices.12 Federal banking agencies periodically examine and rate banks ...
The Misguided Beliefs of Financial Advisors
... their clients and for themselves, the funds promoted by their dealer. Differences between dealers, however, explain little of the differences in client behavior. For example, client attributes alone explain 1.0% of the cross-sectional variation in clients’ return-chasing behavior. The R2 increases ...
... their clients and for themselves, the funds promoted by their dealer. Differences between dealers, however, explain little of the differences in client behavior. For example, client attributes alone explain 1.0% of the cross-sectional variation in clients’ return-chasing behavior. The R2 increases ...
Premium Liabilities - Actuaries Institute
... of premium liability assessment for Australian insurance and reinsurance companies. However, premium liabilities have not traditionally received much attention in actuarial assessments. There is little published literature that general insurance actuaries can reference to assist their work. The most ...
... of premium liability assessment for Australian insurance and reinsurance companies. However, premium liabilities have not traditionally received much attention in actuarial assessments. There is little published literature that general insurance actuaries can reference to assist their work. The most ...
BDC`s 2016 Annual Report
... Non-residential business investment fell substantially in 2015. The drop in crude oil prices led to a cancellation or postponement of several large oil projects, such that investment collapsed in this industry and related sectors. Investment growth remained weak in all other industries despite extre ...
... Non-residential business investment fell substantially in 2015. The drop in crude oil prices led to a cancellation or postponement of several large oil projects, such that investment collapsed in this industry and related sectors. Investment growth remained weak in all other industries despite extre ...