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GLOSSARY OF ACRONYMS
AAPBS
ABA
ABS
ACCC
ADI
AMEX
APCA
APRA
ARA
ASIC
ATM
COAG
CUSCAL
EFT
EFTPOS
FMI
GST
NBER
OFT
RBA
TPC
136
Australian Association of Permanent Building Societies
Australian Bankers’ Association
Australian Bureau of Statistics
Australian Competition and Consumer Commission
authorised deposit-taking institution
American Express
Australian Payments Clearing Association Limited
Australian Prudential Regulation Authority
Australian Retailers Association
Australian Securities and Investments Commission
Automatic Teller Machine
Council of Australian Governments
Credit Union Services Corporation (Australia) Limited
Electronic Funds Transfer
Electronic Funds Transfer at Point of Sale
Food Marketing Institute (United States)
Goods and Services Tax
National Bureau of Economic Research (United States)
Office of Fair Trading (United Kingdom)
Reserve Bank of Australia
Trade Practices Commission
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