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A Reading Strategy
Developed by Larry Bell
APHS Literacy Team
U—Underline the title.
N—Now predict the topic and main
R—Run through and number the
A—Are you reading the question?
A—Are the important words circled?
V—Venture through the passage.
E—Eliminate incorrect answers.
L—Let the questions be answered.
Learn How to UNRAAVEL
Right on the Money
MIAMI, Florida (Achieve3000, February 15, 2010).
Every day after school, Phyllis Quach goes to a
warehouse brimming with silk flowers, stuffed
animals, and various other gift items that her
parents sell through their South Florida wholesale
company. Helping with the family business allows
the 17-year-old to learn valuable lessons about
business finance. One such lesson is that a
recession, like the one that has gripped the U.S.,
makes the challenging task of running a business
even tougher. Phyllis greeted the challenge as an
opportunity, signing up for a class in personal
finance. In recent years, an increased number of
high schools have started offering such courses—
and they have been well received by students.
According to the Council for Economic Education,
the number of states requiring public high schools
to offer a personal finance course rose from 9 to 15
between 2007 and 2009. In fact, 13 of those states
have made the course a graduation requirement, up
from 7 in 2007. In these classes, students learn
about spending and saving money, balancing a
budget, and managing credit. They also learn
various aspects of purchasing a home, including
making a down payment and selecting a loan.
"[We need to ensure that] students graduate from
high school with a better understanding of basic
economics, basic finance, and the benefits and risks
associated with debt," said U.S. Treasury Secretary
Tim Geithner.
1. The word recession used in paragraph one most likely means:
a. growth
b. slump or downturn
c. vacation
d. requirement
2. According to the article, students in personal finance classes learn
all except the following:
a. spending and saving money
b. aspects of buying a home
c. balancing a budget
d. preparing a meal
3. The reader can infer that Geithner believes that personal finance
classes _________.
a. will prepare students for the world outside of the classroom
b. are of no value
c. should be only taught in middle school
d. will enable students to never make a poor choice in investing
Underline the title.
Now, based on the title, predict what the passage may be about.
Run through Click
and number the paragraphs in the passage.
to start
re youa reading
Are you circling the important words in the questions?
Venture or read through the passage.
Eliminate incorrect and/or ridiculous answers.
Let the questions be answered.
APHS Literacy Team