Download [Presentation Title/Subject]

Career at Citi
September 17, 2008
Ruslan Belyaev
Director
St. Petersburg Branch Manager
Olga Karpunina
HR Head
Consumer Bank
St. Petersburg Branch
Russia is a BRIC Leader
Brazil
Russia
India
1,007
1,290
988
3,220
Economic Growth (2) (%)
3,4
8,1
8,3
9,8
Size of Equity Mkts (3) (US$bn)
Growth 2001–2006 (%)
874
309
1,042
1,055
821
713
1,146
202
Growth of Acquisitions (4) (%)
316
1,831
1,266
459
Growth of Equity Offerings (5) (%)
607
7,943
2,491
771
>5
~10
<5
~20
Size of Economy (1) (US$bn)
% of Global 2006–2007 IPO
Offerings (6) (%)
Notes:
(1)
(2)
(3)
(4)
(5)
(6)
2
2007 Nominal GDP; Source: EIU.
2007P GDP growth; Source: EIU.
Market Cap as of December 2006 from Factset.
2001–2006 Market Volume; Source: SDC – Any Involvement.
2001–2006 Equity offerings – Equity and Equity Linked.
2006–2007YTD IPOs as of 17 September.
China
FDI in Russian Federation 1994-2007, forecast 2008-09, USD bn
60
53
50
38
40
32.4
34
30
FDI
12.9
20
12.5
8
10
2.6
0.7 2.1
4.9
2.8
3.3
2.7 2.5
3
0
'94 '95 '96 '97 '98 '99 '00 '01 '02 '03 '04 '05 '06 '07 '08F'09F
3
Large Opportunity for Further Development of the Banking Sector
Possessing a large-scale modern domestic financial services sector facilitates capital allocation between
investors and companies.
Banking Assets as % of GDP, 2007
300%
 The Russian banking sector remains
under-penetrated by global standards.
266%
218%
200%
 Banking assets stood at 68% of GDP
at the end of 2007, much lower than in
other BRIC countries.
162%
111%
111%
89%
100%
78%
68%
0%
Germany
UK
China
India
Brazil
Turkey
Poland
Russia
Source: EIU
 Corporate loans stood at about 30% of
GDP at the end of 2007, while retail
loans, including mortgages, were only
11% of GDP.
 The Russian banking sector exhibits
consistently strong loan growth rates
over the last several years in the range
of 35-55%.
Consumer Loans as % of GDP, 2007
50%
48%
40%
30%
23%
21%
17%
14%
10%
10%
0%
South Africa
4
22%
20%
Hungary
Poland
Source: Citi Investment Research
Czech
Republic
Romania
Turkey
Russia
Citi in Russia – Expanding Network
Distribution by Cities
No. of Branches
Operating Branches
5
Launched Operations in 2007
Location
2007 Year-End
Moscow
38
St.
Petersburg
15
Ekaterinburg
3
Samara
2
Nizhny
Novgorod
1
Rostov
2
Volgograd
1
Total
62
Target for 2008/ 2009
Citi in St. Petersburg
• St.Petersburg Branch opened in 1996
•
•
Full range of corporate banking services with market leading consumer franchise
Growing client base of over 200 global and local companies, financial institutions, nonprofit and government organizations
•
Over 150 000 consumer clients
•
Currently 14 branches & 1 sales center, over 100 ATMs
•
Over 700 employees in corporate and consumer banking
•
Citi is actively involved in community life supporting children and education institutions
6
Citi in Russia – Long Established and Broad Presence
Commercial Banking
Transaction
Services
Corporate Finance
and Lending
Treasury
Consumer Banking
Investment
Bank
Banking
Cards
Account Services
FX
FCY Lending
Advisory
Current Accounts
Credit Cards
Cash Management
Derivatives
LCY Lending
Deposits
Equal Payments
Plan
Collections
Hedging
Debt Capital Markets
Equity Capital
Markets
Trade
Time Deposits
Working Capital
Investments in the
Local Securities
Securities Services
Structured Finance
Savings Plans
Debt Capital Markets
Fixed Income
Securitisation
Mutual Funds
Project Finance
Insurance
Personal Installment
Loans
No. of Customers
No. of Employees
2006
2007
2008
Corporate
485
600
741
Consumer
2,365
2,500
2,964
2006
2007
Corporate
1,300
1,500
1,800
Consumer
300,000
450,00
650,000
Citibank Launched Operations in Russia in 1994
7
2008
Citibank Russia Consumer Business
 Retail Banking
– Branches
– Bank @ Work
– Product Team (CitiOne, PIL)
– Marketing department
 Credit Cards
– Direct Sales
– Telesales
– Product Team (Credit Cards)
– Marketing
 Credit and Risk
 Quality Assurance
 Strategic Analytics Unit
 Customer Service
8
 CitiPhone
 Collection Unit
 Consumer Finance
 Legal
 Compliance
 TI Department
 Human Resources
Branch Career Opportunities
District Manager
Branch Manager
CitiGold Executive
CitiGold Associate
Relationship Manager
We Value people who…
 are committed to a strong work ethic
 are constantly striving to exceed customer’s
Direct Sales Agent
expectations
 are more interested in teamwork
 are top performers
Intern
9
 are committed to excellence in whatever they do