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Benefits & Features Comparison
Merchant Benefits
Feature/Technology
PAYware PC
PCCharge
Harness all the functionality the solution offers
Results-inspired User Interface based on Office 2007
YES
NO
Perform any task with fewer mouseclicks and
keystrokes
Streamlined navigation and dynamic menus
YES
NO
Superior speed and reliability; can handle a large
amount of customer data
Modern SQL 2005 Express Database and .NET
Framework
YES
NO
Automatically schedule and perform timeconsuming or redundant tasks quickly and
accurately
Scheduled Task Management
YES
NO
Easily edit, schedule and perform settlements
automatically
Smart Settlement Management
YES
NO
Encourages PIN debit acceptance for lower
transaction fees
BIN Management
YES
NO
Reduces burden and liability
End-to-end Device Management, Configuration and
Handling
YES
NO
Easily remain current and compliant
Automatic updates
YES
NO
Prevents misuse and restricts access to customer
records
Administrator-level user access controls and rolebased permission rights
YES
NO
Process contracts and create e-mail notifications
automatically
Customer Database Automation
YES
NO
Conveniently process all payments from one
interface
Full authorization and settlement functionality for
Credit, Debit, Gift, Checks, and EBT
YES
YES
Reduce fraud and lowers the risk of chargebacks
Full support for Retail and MOTO business types
including AVS and CVV2/CVC2
YES
YES
Create new revenue streams by accepting B2B
transactions
Purchase Card II & III support for B2B transactions
YES
Level II only
Efficient intelligence gathering of all processing
and user activity
Powerful, real-time reporting functionality
YES
YES
Shields and protects cardholder data; meets the
latest PCI security guidelines
PABP Validated
YES
YES
Aligns with business needs
Use in conjunction with many financial software
applications
YES
YES