Download Women`s Love/Hate Thing for a Significant Other

PERSONAL FINANCE Due Diligence | Book Value
Due Diligence
come tax was instituted a century ago. You’ll note that as
late as 1981, the maximum bracket was still 70 percent,
double today’s top rate.
Click on Tax Freedom Day on the left side of the Tax
Foundation page for an interesting account of America’s
tax policies, including the number of days required to pay
income, sales and property taxes.
The Tax Foundation welcomes questions about capital
gains and dividend taxes. Call 202/464-6200 for more
information.
Several online sites also can help complete your 1040
form and file it for free, though there’s a small fee —
around $10 — for a state return. The free services usually
make sense only for individuals with relatively straightforward returns. In each case, however, program upgrades
are available at a reasonable price.
Finally, consider a visit to the Tax Museum for a comprehensive history of how America’s tax policies evolved.
The information won’t lower your taxes, but the historical context it provides might help you feel better come
April 15.
Websites of Interest
OECD on tax burdens
www.oecd.org/document/47/0,3343,en_2649_34533_44115887_1_
1_1_37427,00.html
Tax rates and receipts as a percentage of GDP
www.heritage.org/budgetchartbook/income-tax-receipts
U.S. Federal Individual Income Tax Rates History, 1913-2011
www.taxfoundation.org/publications/show/151.html
Free tax completion and filing services
http://www.taxact.com/
www.freetaxusa.com/?gclid=CNKj5p7gxKYCFcIKKgodlEuRGw
http://turbotax.intuit.com/
Tax History Museum
www.tax.org/Museum/default.htm
Book Value
Getting to the Heart of Your Finances
Women’s Love/Hate Thing for a Significant Other: Money
by Angele McQuade
Although it may be an easy business decision to target a personal finance book at a
female demographic, it’s far more difficult
to write a book that’s more than just traditional content skewed “girlie.” Emotional
Currency: A Woman’s Guide to Building a
Healthy Relationship With Money not only
hits its audience, it also does so in a natural, completely relevant way.
advice urges us to strip emotions out of
our decision-making, Levinson encourages
embracing them instead. She says that fear
in particular can be an essential guide.
“When it comes to finances, fear focuses
and motivates us to take care of business.
Fear tells us we need to reach deeper
inside ourselves to find inner resources
and to reach further outside of ourselves
to find other kinds of support.”
motional Currency is an extenAdvice worth the purchase price: Whesion of psychotherapist Kate Levther it’s a suggestion to write a money
inson’s research combined with
memoir or challenge our financial beher experience leading workshops on
haviors, Levinson provides strategies and
women’s relationships with money. An
activities designed to elicit personal
exploration of her emotions led her to
exploration. These culminate in the creconclude that she’d always believed
ation of a money action plan, a tool she
money didn’t matter, but it drove most of Emotional Currency: A Woman’s says will “integrate your feelings and
Guide to Building a Healthy
her decisions and much of her behavior.
financial concerns, your heart and your
Levinson weaves the details of her Relationship with Money. Kate
mind, into your actions, enabling you to
personal journey together with those of Levinson, Ph.D., Celestial Arts/
come to the best solutions regarding
the women she’s worked with, giving Random House (April 2011),
money matters.”
insights into the effects emotions toward paperback, 224 pages, $14.99.
Read Emotional Currency if: You’d like
money can have on financial decisions.
to change any conflicted feelings you
What I liked: Her discussion of the feminine and mascu- have about money or if you find yourself making financial
line principles of money and the global benefit she believes decisions based on unconscious routines or patterns.
could result if both were equally valued.
What I loved: The assertion that one’s approach to
Angele McQuade is the author of two books, including
money can be rational and emotional. Although traditional Investment Clubs for Dummies.
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| BetterInvesting | April 2011