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Your Benefits Resources™ available through TotalComp@Citi at www.totalcomponline.com S000030 KRISTOPHER M. JACOBS 121 SHERINGHAM CT APT H KETTERING OH 45429-2168 Citi Benefits Center 1-800-881-3938 from 8 a.m. to 8 p.m. Eastern (New York) time on weekdays, excluding holidays. 401(k) Plan Account Summary Activity from April 1, 2014 through May 23, 2014. Opening Balance $12,727.26 Total Account Balance by Source The chart below shows what portion of your total account balance comes from each source. Deposits Before Tax Loan Repayments 617.55 Amount 2,124.03 Withdrawals 2 -6,471.00 Gains/Losses 46.46 Closing Balance 1 $9,044.30 Vested Balance $9,044.30 Loan Balance $8,143.07 Your Rate of Return for the Period Match $7,360.15 100% Fixed 5,144.02 100% 4,683.20 100% Before-Tax Total $17,187.37 0.5% 1 The closing balance excludes your outstanding loan balance. 2 See the Fee and Expense Detail table for a breakdown of expenses. delivered by Hewitt Percent Vested 076530090 01488-S000030 Account Statement Page 2 Contribution Rates Before-tax Roth Elected Rate 4% 0% Catch-Up Contribution Election Per Pay Period 0% 0% You may change your contribution rate at any time. Investment Fund Choices for Future Contributions This chart shows how you have chosen to invest future contributions by fund. You may change your investment fund choices at any time. Future Contributions Roth Before-Tax Fund SSgA Russell 2000 Fund SSgA Russell 3000 Fund Brandywine Global Bond Fund Small Cap US Equity Fund AEW Capital Management REIT Fund 10% 0% 20% 0% 70% 20% 4% 0% 76% 0% Current Asset Class Allocation The plan's investment funds fall into major asset classes. These asset classes range from conservative to aggressive types of investments. The chart to the right shows your asset allocation, or how your money is divided among asset classes. It is important that you periodically review your asset allocation to maintain a well-balanced and diversified portfolio that fits your personal situation. 076530090 01488-S000030 Asset Class Target Date Funds Index Funds Actively Mnged Funds Company Stock Fund Current Allocation on May 23, 2014 0% 5% 95% 0% Account Statement Page 3 Account Activity by Fund For the period April 1, 2014 through May 23, 2014. Fund Asset Class Opening Balance Contribution Earnings Loan Rpmt-Intr New Loan 1 Loan Rpmt-Prin Transfers Closing Balance Closing Units Price (NAV) Per Unit Equivalent Shares Stock Price Per Share Stock Cost Fund Asset Class Opening Balance Contribution Earnings Loan Rpmt-Intr New Loan 1 Loan Rpmt-Prin Transfers Closing Balance Closing Units Price (NAV) Per Unit Equivalent Shares Stock Price Per Share Stock Cost 1 SSgA Russell 2000 Index Funds Brandywine Gbl Bond Actively Mnged Funds Small Cap US Equity Actively Mnged Funds AEW REIT Actively Mnged Funds $3,142.31 259.94 -122.28 7.41 -2,107.67 1,015.96 -1,736.95 $458.72 3.217 $142.611352 $0.00 24.42 -0.08 2.69 0.00 16.66 0.00 $43.69 2.619 $16.681903 $3,446.84 99.09 -69.65 2.39 -1,520.92 403.05 -2,360.80 $0.00 $6,138.11 234.10 238.47 13.01 -2,842.41 662.86 4,097.75 $8,541.89 615.553 $13.876794 $14.021303 Total $12,727.26 617.55 46.46 25.50 -6,471.00 2,098.53 0.00 $9,044.30 See the Fee and Expense Detail table for a breakdown of your expenses. 076530090 01488-S000030 Account Statement Page 4 Fee and Expense Detail For the period April 1, 2014 through May 23, 2014 Description Loan Fee Amount $50.00 Some of the plan's administrative expenses for the period may have been paid by fees from one or more of the plan's investment funds. These expenses are included in the expense ratio (total annual operating expense) provided in the applicable investment fund disclosures. Year-to-Date Contributions Before Tax Contributions $1,343.94 Matching Contributions $548.42 Fixed Contributions $924.07 Outstanding Loans Date of Loan Remaining Principal Amount Scheduled Repayment General Purpose 04-08-2014 $6,426.27 $55.30 General Purpose 06-24-2013 $1,716.80 $41.39 $8,143.07 $96.69 Loan Type Total For More Information Your Benefits Resources™ web site available through TotalComp@Citi at www.totalcomponline.com is your best source for detailed, personalized information about your account. The site puts everything right at your fingertips whenever you need to check your balance, make a change, or learn how the plan works. Use the site to: 076530090 01488-S000030 Page 5 Account Statement l l l l l l l l Check your account balance. Change your contribution rate, investment fund choices, or transfer balances. Monitor your investment performance. Learn more about the available funds using fund detail information. Request a withdrawal. Request a Rollover Contribution Form. Change your beneficiaries. Learn about the plan. You have access to several tools and services that have been designed to help you make important investment decisions. Lipper Fund Detail Pages: Lipper fund detail pages are available for you with the information you’ll need to make informed decisions when selecting from your plan’s investment options. Lipper, a Thomson Reuters company, is a global leader in supplying mutual fund information, analytical tools, and commentary. Financial Engines® Online Advice: This online tool is for the "do-it-myself" type of investor. Based on your input, the planning software will provide a retirement forecast of your current Plan account, as well as investment savings recommendations. You can use interactive tools to see how changes to your risk level, contributions or retirement age could affect your financial outlook. Hewitt Personal Finance Center: The Hewitt Personal Finance Center is a valuable service that provides education and guidance on personal finance matters through phone-based Financial Specialists and Web-based resources such as articles, interactive presentations, videos, and more. Professional Management: This online tool is for the "do-it-for-me" type of investor – providing you with a personalized savings and investment strategy recommendation and the ability to have your account professionally and proactively managed for you. If you decide to enroll in the Professional Management program, you will be charged a fee based on your account balance, with the annual fee set at 0.35% of $2.92 per month for each $10,000 in your account. This fee will be automatically deducted from your 401(k) Plan account. Additionally, you can call the Citi Benefits Center toll free at 1-800-881-3938. Outside the United States, call +1-469-220-9600. Citi Representatives are available between 8 a.m. to 8 p.m., Eastern time, Monday through Friday. Your Benefits Resources™ is a trademark of Hewitt Associates LLC. Financial EnginesA is a registered trademark of Financial Engines, Inc. 076530090 01488-S000030