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August 7, 2013 The HR Manager, Human Resource Management Group, Dubai. Dear Sir/ Madam, Having achieved many goals in my career of accounting, financial institution and insurance, I am interested in expanding my professional horizons by seeking new challenges. I am writing to express my interest in working with your prestigious organization. I am curious to work for an exceptionally exigent position where I can enthusiastically share my diverse experiences and learn together by accomplishing organization’s objectives. My combination of creative talent, hard work, expertise and experience makes me the right person to help your Organization team grow. I have worked in finance and accounts department of different organizations and currently serving Oman Insurance Company - UAE. In addition, I have also worked closely with sales, marketing and information technology. I have excellent expertise in Microsoft Office particularly in Word, Excel and PowerPoint. Experience has taught me how to build strong relationships with all departments at an organization. I have the ability to work within a team as well as cross-team and under pressure. I have been very dedicated to every single organization/department I have worked for. If I can provide you with any further information on my background and qualifications, please let me know. Thank you for your time and consideration. I look forward to speaking with you about this employment opportunity. Sincerely Yours, Fawaz Hussein (+971) 052-8295319 FAWAZ HUSSEIN Corniche street, Sharjah, UAE UAE Cell: (+971) 052-8295319 E-mail: [email protected] Web Profile: pk.linkedin.com/in/fawazhussein Skype ID: fawaz32929 CAREER OBJECTIVE Seeking a challenging position in a dynamic and progressive organization, where I can have a sense of quality, competition, achievement, recognition and to serve the organization with my utmost desire. CAREER DEVELOPMENT OMAN INSURANCE COMPANY (P.S.C), DUBAI - UAE Personal Lines Insurance: (currently serving) Working as a Travel Insurance Advisor, Sales & Direct Marketing Department Major Responsibilities: To achieve individual and group sales target by visiting potential customers for new businesses of Travel and General Insurance Assisting and directly reporting to the Senior Vice President in the development of sales strategies, allocation of targets and analysis of sales for the Company’s key business insurance products Building and improving the quality of business relationships with existing and potential customers by giving them sound financial advisory services To encourage repeat business by networking with current clients and their counterparts Preparation of multimedia presentations regarding the Insurance products to deliver at meetings To provide input and ideas into marketing initiatives and subsequently promote these initiatives and monitor responses from Travel Agencies To maintain and develop contact with professional bodies and potential clients through attendance at networking and promotional events To establish the best service standards by working closely with other business units to expedite for the best results To ensure that sales activities are in compliance with all control related processes as per OIC guidelines NATIONAL BANK OF PAKISTAN, HEAD OFFICE, KARACHI Advance Salary Department (Personal Loan) Worked as a Credit Analyst in Advance Salary Department, Consumer & Retail Banking Group Major Responsibilities: To review and process NBP - Advance Salary Loan (personal loan) proposals as per product policy and procedures of the Bank Analyze applicant’s financial status, income-generating options, credit history and property evaluation to determine feasibility of granting personal loan and repayment of the same Verification of applicant’s information with ICIL/ BCIL and other external agencies Correspondence with Regions regarding decline /discrepant proposals, in order to resolve issues Preparing various M.I.S reports regarding disbursement and outstanding positions of the product Periodic review of the assigned relationships and follow ups with the concerned corporate offices for tracking the repayment of loans as per sanction and implementing necessary credit control Set credit policies, procedures and standards in conjunction with senior managers Handling complaints received from State Bank of Pakistan, Prime Minister’s Public Secretariat, Supreme Court of Pakistan, Regions/Branches and customers to off-set grievances Operations Management Unit: (from January 2010 to December 2011) Worked as Service Quality Officer in Operations Management Unit, Operations Management Group Major Responsibilities: Reconciling systems by checking that the data flows from the revenue-generating front office to the operations systems (operations control) Monitoring daily operations, reviewing weekly productivity of the branches with expected standards Developing and disseminating various customized reports as required by the Senior Management Designing workflow and implementing change management for attainment of branch’s targets Spearheading efforts across planning, executing and market mapping for assured smooth operations Monitoring cross-selling of personal investment products available within branches Execution of quality assurance processes to improve client experience and operational efficiency Addresses customer queries/ complaints and resolve them in an expedited manner, promoting sustained deposit growth through client retention and the leveraging of cross-selling Agriculture Finance Division: (from January 2009 to December 2009) Worked as Credit Analyst in Agriculture Finance Division, Consumer & Retail Banking Group Major Responsibilities: Analysis and recommendation of Agriculture production and development loan proposals Follow-ups with Credit Management Group for approval/ discrepancies of loans Assisting Managers in the development, monitoring of products and Agriculture insurance Scheme Correspondence with designated Regions/Branches regarding public complaints of Agriculture Finance and their follow-ups Preparation of multimedia presentations for Board Meetings Recruitment & Training Wing: (from October 2006 to December 2008) Worked as HR Officer in Recruitment & Training Wing, Human Resource Management Group Major Responsibilities: Prepare job descriptions for different positions in the Bank as per department’s requisition Preparation and placement of job advertisements in various media Short listing CVs and applications recording in database and scheduling interviews Conduct initial interviews with GM-HR for junior and middle level positions in the Bank Developing with line managers HR planning strategies which consider immediate and long-term staff requirements Monitor daily attendance, investigate and understand causes for staff absences and recommending solutions to resolve chronic attendance difficulties Administering payroll and maintaining employee records Handled transfer/ postings of executives and job rotation as per the Bank policies Liaising with a wide range of people involved in policy areas such as staff performance and health and safety HASEEN HABIB TRADING COMPANY, KARACHI Accounts Department: (from October 2004 to September 2006) Worked as Assistant Accountant in Accounts section Major Responsibilities: Cash handling, Bank ledger and its reconciliation Handled mainstream Inventory management Maintenance of Debtor’s and Creditor’s accounts Generating and maintaining invoices, purchase orders, petty cash and payroll calculations Enters, updates, and retrieves accounting data from automated systems Ensured effective and efficient department-wise expense report generation with clear indication of comparison between budgeted and actual figures Designs, prepares and maintains spreadsheets using basic mathematical calculations Coordination with external auditors for audit requirement reports and issues CALL CENTRE UNIT– National Bank of Pakistan: (from January 2002 to September 2004) Worked as Customer Care Executive in Call Centre Unit, Commercial & Retail Banking Group Major Responsibilities: Assisted customers with their queries as per Bank’s procedure and policies Helped customers in resolution of their complaints by maintaining the desired level of quality customer service (Inbound calls) Forwarded important and serious matters to the seniors and concerned departments Entered and updated new customer details in the customer relationship management software according to administrative guidelines Identifying the needs and requirements of the customers and competently cross sell the products offered by the Bank (Outbound calls) Keeps equipment operational by following established procedures; reporting malfunctions Coordinating with different departments so that queries and issues are effectively and efficiently handled and resolved on priority basis PROFESSIONAL QUALIFICATION IQRA UNIVERSITY, KARACHI MBA in Finance INSTITUTE OF COST AND MANAGEMENT ACCOUNTANTS OF PAKISTAN Appeared in stage – IV CERTIFIED INTERNAL AUDITOR CIA Part-1 (Enrolled) ACADEMIC QUALIFICATION B.Com, in 2001(Second Division) I.Com, in 1999 (Second Division) Govt. College of Commerce and Economics, Karachi Government National College, Karachi Matric, in 1997 (First Division) Shmen Public School, Karachi COMPUTER LITERACY Microsoft office HTML Troubleshooting of system Peach tree Accounting Software PERSONAL PROFILE Place of Birth CNIC # Emirates ID Passport # UAE employment visa validity K.S.A (Riyadh) 42201-0576426-7 784-1980-9439706-8 TZ6894262 22-06-2015 REFERENCES WILL BE FURNISHED ON REQUEST