Download Leader*s Wellness - Eastern Canadian District

Leader’s
Wellness
Your Health Benefits
3 Tips for Health Care
LTD
– Long Term Disability
CI – Critical Illness
Paramedical – Focus on
Counselling
LTD – Long Term Disability
For Full Time Workers
Leading Causes of Long Term Disability Claims
1.
2.
3.
4.
5.
6.
7.
8.
Musculoskeletal/connective tissue disorders
Cancer
Injuries and poisoning
Cardiovascular/circulatory
Mental disorders
Nervous system-related
Pregnancy and childbirth complications
Other…
When to Apply for LTD
Call Deacon Insurance Here
– regardless of your plan
Day 1
Start of
being
Absent
from
Work
Apply Between Here
119 Days
End of
Qualifying
Period
179 Days
Deadline to
Apply for
LTD
Who is Who?
 Wawanesa
is our Group Health Insurance Provider
Some may have Sunlife, Manulife, GreatWest Life, Blue Cross or Green Shield
 Green Shield manages our online submission
services
 Deacon Insurance deaconinsurance.ca is our
broker and they collect premiums and they pay
Wawanesa
 Winch Group Negotiates Contracts for the District
CI – Critical Illness
For Full Time Workers $5000 one time payment
 Alzheimer’s Disease – determined by Neurologist
 Blindness - worse than 20/200 in both eyes or field of
vision < 20 degrees
 Cancer – see booklet
 Coronary Artery Bypass Surgery
 Failure of Both Kidneys
 Heart Attack
 Major Organ Transplant
 Multiple Sclerosis
 Parkinson’s Disease
 Stroke
Paramedical
90% of your bills up to $500 per calendar
year, combined
 Psychologists
 Christian Counsellors
 Registered Clinical Counsellors
 Social Workers
Special Long Links
 http://www.easterndistrict.ca/elder-
resources2/?book=18&book_title=Elder%20Resourc
es#section_1_tile_53
 https://eclipseonline.wawanesalife.com/
GW201Prod/default.asp
 https://onlineservices.greenshield.ca/Wa
wanesaLife/AccessMgmt/Public/SignOn.a
spx