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COMMUNITY CARE HMO
IDEA PLUS 2A
GROUP
COST / Emp
Total Cost
14 Individual =
$323.90
$4,523.60
$4,523.46
4 Employee & Spouse =
$705.96
$2,823.84
$2,211.75
5 Employee & Children = $541.71
$2,708.55
$2,272.95
7 Family =
$6,370.28
$4,729.13
$ 16,426.27
$197,115.24
$13,737.43
$164.849.16
$910.04
MONTHLY
YEARLY
MESTA Cost
Employee cost
Individual =
$0
Employee & Spouse =
$152.83
Employee & Children =
$87.13
Family =
$234.46
Individual deductible is $1000.00
Total deductible for 3 or more insured is $2,000
Total out of pocket for 3 or more insured is $1,000/single $2,000/family
WORST CASE SCENARIO OUT OF POCKET FOR 3 OR MORE
INSURED IS $2,000/single and $4,000/family
This is an additional cost to MESTA of $2,110.33 / month or $25,323.96
/ year
This family coverage is $1,427.83 over the suggested renewal cost
per month with employee only
UNITED HEALTH CARE PPO
OPTION 2
GROUP
COST / Emp
Total Cost
MESTA Cost
14 Individual =
$289.18
$4,048.52
$4,048.52
4 Employee & Spouse =
$601.52
$2,406.08
$1906.36
5 Employee & Children = $602.42
$3,012.10
$2,385.65
7 Family =
$4929.82
$5,323.27
$ 14,396.52
$172,758.24
$13,663.80
$163,965.60
$980.98
MONTHLY
YEARLY
Employee cost
Individual =
$0
Employee & Spouse =
$124.94
Employee & Children =
$125.30
Family =
$276.72
Individual deductible is $1,500.00
Total deductible for 3 or more insured is $4,500
Total out of pocket for 3 or more insured is $4,500/single $13,500/family
WORST CASE SCENARIO OUT OF POCKET FOR 3 OR MORE
INSURED IS $6,000/single and $18,000/family
This is an additional cost to MESTA of $2,036.70 / month or $24,440.40
/ year
This family coverage is $1.354.20 over the suggested renewal cost
with employee only
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