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Benjamin F. Bobzien
Faculty Sponsor: Dr. Robert Berry
Western Carolina University
Research Project
Introduction
Benjamin F. Bobzien
Father
Husband
Fire Captain
Student
Fiscal Impact of Disasters
 Fiscal Impact
 Response and Recovery
 Increase in Financial
Need
 Amount of Disasters
 Population Increase
 High Hazard Area
Development
 What Can Be Done to
Reduce Fiscal Impact?
Natural Hazard Mitigation
 Defined
 Who can perform NHM?
 Governments/Private
Organizations
 Individuals


Homeowners
Business-owners
Methodology of Research
 What was learned through the research of NHM?
 Information was broad
 Two common pieces of information


Must determine the cost/effectiveness of the project
Must determine the benefits though a Benefit/Cost Analysis
 Cost associated with the projects
 Direct Costs
 Indirect Costs
 Funding Opportunities
Cost-Effective Analysis
 Early Determination
 Robert T. Stafford Act
 Disaster Declarations
 Hazard Mitigation
 Federal Funding
Options
 Stewards of Tax Dollars
Cost-Effective Analysis
 Which Projects are Chosen?
 Benefits>Costs
 Difference Between Cost-Effective Analysis and
Benefit/Cost Analysis

Qualitative/Quantitative
Benefit/Cost Analysis
 Required by the Stafford Act
 Will the benefits exceed the
project’s cost (monetary)?
 Costs and benefits in dollar
amounts
 Ratio
 >1 means benefits exceed the
costs
 >1 eligible for federal
funding
Benefits of Mitigation
 Reduction or elimination of effects of disasters
 Fewer deaths and injuries
 Fewer properties damaged or lost
 Reduced personnel costs relating to disaster response
 Less impediment of commerce
 Saving historic structures
 Protecting infrastructure
Cost of Mitigation
 Costs are determined in the planning phase
 Direct Costs
 Project Development
 Labor
 Construction materials
 Equipment
 Sub-Contractors
 Demolition/debris removal
 May require the use of public or private funding
Cost of Mitigation
 Indirect Costs
 Operation
 Maintenance
 Management
 Re-evaluation
 Simple/Low Cost Projects
 Clearing debris/creating defensible spaces
 Initiating new codes and ordinances
 Minor adjustments to existing structures
 Federal funding options available
Federal Funding Options
 Programs and grants to offset
the monetary burden
 Programs include:
 Hazard Mitigation Grant





Program
Pre-Disaster Mitigation
Program
Flood Mitigation Assistance
Program
Repetitive Flood Claims
Program
Severe Repetitive Loss
Program
Detailed view of the programs
Cost Sharing
 Common with all hazard mitigation programs
 Shared between federal and non-federal funding
 Shared funds must be applied to specific and approved
items
 Non-federal costs should be reasonable and necessary
 Most call for 75% federal/25% non-federal match
 FEMA reserves the right to adjust the percentages
Failure to Mitigate
 Setting up for higher risks
and the effects of disasters
 Lives are lost
 Injuries are frequent
 Buildings are damaged and
destroyed
 Infrastructure is damaged
Failure to Mitigate
 Commerce is delayed
 Very high cost for response
and recovery
 Distress and psychological
impacts
 Loss of jobs
 Outward migration of the
population
Current Mitigation Projects
 Carolina Beach, NC
 Awarded $1,074,899.00
from FEMA
 100% federally funded, no
matching
 Used to raise 7 homes in a
100-year flood plain
 Previous Grants
 1996 HMGP after
Hurricane Fran
 2008 Severe Repetitive
Loss Program
Conclusion
Works Cited
Federal Emergency Management Agency. (1997). Report on Costs and Benefits of
Natural Hazard Mitigation. Washington, D.C.: FEMA. Retrieved from
https://www.fema.gov/media- library/assets/documents/3459
Federal Emergency Management Agency. (2001). Telling the Tale of Disaster
Resistance-A Guide to Capturing and Communicating the Story. Washington,
D.C.: FEMA.
Federal Emergency Management Agency. (2009). Benefit Cost Analysis Guide.
Washington, D.C.: FEMA. Retrieved from https://www.fema.gov/medialibrary/assets/documents/92923
Federal Emergency Management Agency. (2013). Hazard Mitigation Assistance Unified
Guidance. Washington, D.C.: FEMA. Retrieved from
https://www.fema.gov/media- library/assets/documents/33634
Federal Emergency Management Agency. (2014). Hazard Mitigation Grant Program.
Washington, D.C.: FEMA. Retrieved from https://www.fema.gov/hazardmitigation-grant-program
Oregon Partnership for Disaster Resilience. (2012). Appendix C: Econominc Analysis of
Natural Hazard Mitigation Programs. Beaverton. Retrieved from
www.beavertonoregon.gov
United States General Accounting Office. (1999). Disaster Assistance-Information of the
Cost-Effectiveness of Hazard Mitigation Projects. Washington, D.C.
Weiss, D. J., & Weidman, J. (2013, April 29). Disasterous Spending: Federal Disaster
Relief Expenditures Rise Amid More Extreme Weather. Retrieved from Center for
Amercian Progress:
https://www.americanprogress.org/issues/green/report/2013/04/29/61633/disastro
us-spending- federal-disaster-relief-expenditures-rise-amid- more-extremeweather/