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RELIANCE STANDARD LIFE INSURANCE COMPANY
FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY
RELIANCE STANDARD LIFE INSURANCE COMPANY OF TEXAS
IMPORTANT LEGAL INFORMATION REGARDING
USER AGREEMENT AND DISCLAIMERS
By accessing and using this Web site, you agree to the terms and conditions of use and acknowledge your
receipt and understanding of the disclaimers set forth on these pages. Therefore you should read these
pages carefully. They may be revised at any time without notice, and users will be bound by such revisions.
It is advisable to periodically re-review these pages in connection with your future use of this Web site to
determine whether any revisions have been made.
No Offer or Solicitation. The product and service information contained on this Web site is for
informational purposes only. It is intended to provide a general outline of the types of insurance products
and services available from Reliance Standard Life Insurance Company and its affiliated companies. This
information is not intended as an offer to sell, an invitation to purchase, or a solicitation in connection with
any insurance product or service or any security. Insurance products and services are offered through
Reliance Standard Life Insurance Company in all states (except New York) the District of Columbia, and
the U.S. Virgin Islands. In New York, insurance products and services are offered through First Reliance
Standard Life Insurance Company. In Texas, insurance products and services may also be offered through
Reliance Standard Life Insurance Company of Texas. Additionally, certain products and services described
on this Web site may not be available in all states.
Product Terms and Conditions. The insurance products and services described herein are governed by
the terms of policies or contracts which set forth the terms and conditions of any payments, services,
benefits or coverage, as well as applicable exclusions, restrictions, limitations and/or reductions.
No Warranties. RELIANCE STANDARD and its affiliates makes no representations or warranties about
the functionality of this Web site or any information, text or graphics contained herein, and such materials
are provided on an "as is " basis. Although reasonable efforts have been made to ensure that the electronic
information contained on this Web site is complete, accurate and timely, due to the nature of the Internet,
we cannot guarantee that this information is complete, accurate and timely in all instances. Similarly, we
cannot guarantee that this information is suitable for any purpose whatsoever. We assume no obligation to
update any of the information contained on this Web site. All information is subject to change, without
prior notice.
Linked Web Sites; Viruses. As a convenience, this Web site may provide links to other Web sites created
and maintained by third parties. A link to another Web site does not mean that we endorse that site. We
make no representations or warranties with respect to such Web sites and disclaim any responsibility for
their content, accuracy, and/or timeliness. We cannot and do not guarantee or warrant that files available
for downloading from this Web site or any linked Web site are free from viruses or other malfunctions.
Because of the possibility of computer viruses being transmitted over the Internet, you should take steps to
protect your computer from infection. It is your responsibility to review all downloaded materials received
through the Internet, and we are not and will not be responsible or liable for any damage caused by any
such infection.
User Transmissions. Unless otherwise specified herein, any information, inquiry or transmission received
by RELIANCE STANDARD from a user of this Web site shall be treated by RELIANCE STANDARD as
non-confidential and non-proprietary. You agree that RELIANCE STANDARD has the right to use any
information for any purpose and in any manner deemed appropriate by RELIANCE STANDARD.
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Limitation of Liability. Under no circumstances shall RELIANCE STANDARD be liable to you or any
other person for any damages (whether direct, incidental, indirect, consequential or punitive) that result
from the use of or inability to use this Web site, whether or not RELIANCE STANDARD or its
representatives have been advised of the possibility of such damages.
Access to Password Protected or Secure Areas. Access to and use of password protected or secure areas
of this Web site are restricted to authorized persons only. Any user who accesses or attempts to use or
access such areas without authorization may be subject to civil and/or criminal action.
Property of RELIANCE STANDARD. This Web site is owned and operated by Reliance Standard Life
Insurance Company. All trademarks, service marks, logos, materials and other information contained on
this Web site are copyrighted by Reliance Standard Life Insurance Company or its affiliated companies and
are the sole property of such companies. Except to the extent that this Web site is used in connection with
the sale of RELIANCE STANDARD's insurance products or services through our authorized
representatives, or in connection with the purchase of RELIANCE STANDARD's insurance products or
services by a commercial entity, use of any information contained on this Web site by any person for other
than personal, non-commercial purposes is strictly prohibited. Such information shall not be used for any
other purpose, or copied, modified or distributed in any manner, without the express prior written consent
of Reliance Standard Life Insurance Company.
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