Survey
* Your assessment is very important for improving the workof artificial intelligence, which forms the content of this project
* Your assessment is very important for improving the workof artificial intelligence, which forms the content of this project
Investors Choice Insured Money Market Account Rates Effective 09/02/2015 Daily Balance *APY Interest Rate $100,000 or more .70 .70 $50,000-99,999.99 .60 .60 $25,000-49,999.99 .45 .45 $10,000-24,999.99 .35 .35 $2,500-9,999.99 .25 .25 $0.00-2,499.99 .10 .10 Determination of rate- At our discretion, we may change the interest rate and annual percentage yield on your account at any time. Compounding and crediting frequencyInterest will be compounded every month. Interest will be credited to your account every month. Minimum balance to open- You must deposit $1,000.00 to open this account. Maintenance Fee- A maintenance fee of $10.00 plus sales tax will be imposed every month if the balance in the account falls below $1,000.00 any day of the month. Dormant Fee- If there is no activity for 12 months or more and this account has a balance of less than $100.00, a $5.00 per month maintenance fee plus sales tax will be imposed. Account Closure Fee- If the account is closed within the first 90 days of opening there will be a $10.00 fee. Fees may reduce account earnings. Daily balance computation method- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on noncash deposits- Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Transaction limitations-Transfers from the Investors Choice Money Market account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party are limited to six per calendar month or statement cycle. Excess Withdrawal Fee- An excess withdrawal fee of $10.00 will be charged for each month or statement cycle that has transfers in excess of six, as described above. *APY- Annual Percentage Rate MEMBER FDIC EFFECTIVE 09/02/2015