Download monthly budget worksheet

MONTHLY BUDGET WORKSHEET
The Decorating File’s Monthly Budget Worksheet is designed to help you keep track of your expenses
and create a monthly budget. When you know where you’re money is going, you can make the
necessary changes to work towards a specific goal. Putting together a budget is easy to do with this
form. Keep track of your expenses for at least 3 consecutive months to see where you’re spending your
money. Then use that information to establish your budget.
How To Use The Monthly Budget Worksheet
1) Each month, write down what you expect to spend under “Projected Cost”.
2) Keep track of your expenses for the entire month.
3) At the end of the month, record what you actually spent for each category under “Actual Cost”.
Subtract that amount from your projected costs to find the difference.
4) Total up all your income for the month and record the total on the last page in the box labeled
“Monthly Income”.
5) Total up all your expenses for the month and record the total on the last page in the box labeled
“Monthly Expenses”.
6) Subtract your income from expenses to find out if you are spending more/less than what you bring
in each month.
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MONTHLY BUDGET WORKSHEET
PROJECTED
COST
CATEGORY
INCOME
Income 1
Income 2
Other Income
TOTAL INCOME
EXPENSES
HOME:
Mortgage or Rent
Property Taxes
HOA Dues
Repairs or Improvements
TOTAL HOME EXPENSES
UTILITIES:
Electricity
Water & Sewer
Telephone – House
Telephone – Cell
Television Service
Internet
Waste Removal
Gas or Oil
Other
TOTAL UTILITIES EXPENSES
TRANSPORTATION:
Car Payment(s)
Gas
Tolls & Parking
Maintenance & Repair
Tags & Inspections
Public & Private Transportation
Other
TOTAL TRANSPORTATION EXPENSES
decoratingfiles.com
ACTUAL
COST
DIFFERENCE
MY NOTES
MONTHLY BUDGET WORKSHEET
PROJECTED
COST
CATEGORY
INSURANCE
Homeowner’s or Renter’s Insurance
Car Insurance
Medical Insurance
Life Insurance
Other
TOTAL INSURANCE EXPENSES
CREDIT & DEBT OBILGATIONS:
Credit Cards
Personal Loans
Student Loans
Alimony or Child Support
Legal Fees
Other
TOTAL CREDIT & DEBT EXPENSES
FOOD:
Groceries
Dining Out
Other
TOTAL FOOD EXPENSES
CHILDREN:
School Tuition
School Supplies & Books
Lunch Money
Child Care
Allowances
Toys & Such
Clothing
Lessons/Sports
Personal Grooming
Other
TOTAL EXPENSES FOR CHILDREN
decoratingfiles.com
ACTUAL
COST
DIFFERENCE
MY NOTES
MONTHLY BUDGET WORKSHEET
PROJECTED
COST
CATEGORY
MEDICAL:
Doctor Visits
Dental & Eye Exams
Lab Work & Tests
Hospital & ER Visits
Prescriptions
Other
TOTAL MEDICAL EXPENSES
ENTERTAINMENT:
DVD or Blu-Ray
Music (CDs and downloads)
Movies, Concerts, & Sporting Events
Subscriptions & Dues
Other
TOTAL ENTERTAINMENT EXPENSES
PERSONAL:
Medical Costs
Health Club
Hair & Nails
Dry Cleaning/Laundry
Clothing
Other
TOTAL PERSONAL EXPENSES
PETS:
Food
Veterinarian, Grooming & Boarding
Other
TOTAL PETS EXPENSES
SAVINGS & INVESTMENTS:
Regular Savings
Retirement Savings
Stocks/Bonds/Mutual Funds
Other
TOTAL SAVINGS & INVESTMENT
decoratingfiles.com
ACTUAL
COST
DIFFERENCE
MY NOTES
MONTHLY BUDGET WORKSHEET
CATEGORY
PROJECTED
COST
ACTUAL
COST
DIFFERENCE
SERVICES:
Lawn
Pool Cleaning
House Cleaning
Other
TOTAL SERVICES EXPENSES
HOUSEHOLD:
Furniture
Appliances
Decorating
Other
TOTAL HOUSEHOLD EXPENSES
MISCELLANEOUS:
Gifts (Holidays, birthdays)
Vacation
Charitable Contributions
Legal Fees
Payments on Liens or Judgments
Other
Other
Other
Other
Other
TOTAL MISCELLANEOUS EXPENSES
MONTHLY BUDGET RESULTS
TOTAL MONTHLY INCOME
TOTAL MONTHLY EXPENSES
DIFFERENCE
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MY NOTES