Download COMMERCIAL AUTO PLUS ENDORSEMENT CA 81 68 HIGHLIGHTS

Co m m e rc i a l Auto Plu s E n d o r s e m e nt
C A 81 68 H i g h li g ht s
This coverage enhancement endorsement offers broadened coverages under your client company’s commercial auto policy.
Cancellation Condition broadened to 60 days
notice (except for non-payment of premium)
Broadened definition of “Insured”:
- any legally incorporated subsidiary the client company
has a financial interest of more than 50% of the
voting stock as of the policy effective date.
- any newly acquired or formed organization in which
the client company maintains majority interest
- any employee while using a covered “auto” in the client
company’s business or personal affairs, provided the
client company does not own, hire or borrow the “auto”.
Bail Bonds supplementary limit increased to $2,500
Fellow Employee Exclusion is modified and will not apply if “bodily
injury” results from the user of a covered “auto” the Insured owns or
hires. Coverage afforded is excess over other collectible insurance.
Glass Deductible waived if glass is repaired rather than replaced.
Duties In the Event of Accident, Claim, Suit or Loss Condition
modified to show the Insured’s notification requirements applies only
when the “accident” or “loss” is known to the Insured, if the Insured
is an individual; a partner, if the Insured is a partnership; or an
executive officer or insurance manager, if the Insured is a corporation.
Unintentional Failure to Disclose Hazards Condition, which
states that if the Insured unintentionally fails to disclose any
hazards existing on the effective date of the policy, coverage
will not be denied under the policy because of such failure.
Loss of Earnings supplementary limit increased to $275 per day.
Transportation Expenses supplementary limit increased
to $55 per day, subject to a $1,650 maximum.
Hired Car Physical Damage limit of $35,000 with loss
of use limit of $30 per day, subject to a $900 maximum.
Coverage is provided only if Comprehensive, Specified
Causes of Loss or Collision coverages are purchased.
Great American Insurance Group, 580 Walnut, Cincinnati, OH 45202. Coverage description is summarized. Refer to the actual policy for a full description of applicable terms, conditions,
limits and exclusions. Policies are underwritten by Great American E&S Insurance Company, Great American Assurance Company, Great American Alliance Insurance Company, and/
or Great American Insurance Company of New York. The following registered service marks are owned by Great American Insurance Company: the Great American Insurance Group
eagle logo and the word marks Great American® and Great American Insurance Group®. © 2009 Great American Insurance Company. All rights reserved. GAIC 2785-3 (10/09)