Download DISTANCE EDUCATION B.B.A.(Banking) DEGREE EXAMINATION

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DISTANCE EDUCATION
B.B.A.(Banking) DEGREE EXAMINATION,
DECEMBER 2009.
BUSINESS COMMUNICATIONS
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1.
2.
3.
(a)
Give the reasons for drafting complaint letter.
(b)
List out the main features of a well drafted complaint letter.
Write short notes on :
(a)
Letter of credit
(b)
Cash credit
(c)
Overdraft
(d)
Circular letter of credit
(a)
What do you mean by the ‘signature and seal’ in a business ‘‘letter’’? Give
the legal effects of signature in a business letter.
(b)
Give the saturation and complimentary close for the following :
(i)
From club to a member.
(ii)
Book-Publisher to a college professor.
4. Give the various segments of a conventional type application letter seeking
appointment in an organisation.
5. Write different types of business reports.
6. List out the hints on writing enquiry letter and reply letter to the same.
7. Write a second letter to M/S Abdul & Sons, Cochin for the settlement of two
months old account.
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8. What is a report? Give the objectives and features of a report.
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PART B — (4  15 = 60 marks)
Answer any FOUR questions.
9. Draft the minutes of the statutory meeting of a Public Ltd Company.
10. Write an application letter for the post of librarian in a reputed educational
institution.
11. (a)
(b)
Write a complaint letter to the supplier complaining about shortage of in
quantity supplied by them.
Write a reply letter from the supplier to the buyer.
12. Write a circular letter (sales letter) to introduce the following products
13.
14.
(a)
Baby Foods
(b)
Air Conditioners
(a)
Write a letter from Satish seeking guidance from LIC of India, Madurai
for lodging a claim consequent upon his father’s death.
(b)
Write a letter from Swaraj Ltd, Bombay to New India Assurance Co. Ltd,
Chennai, seeking Insurance cover on Cotton bales in transit from
Chennai and Singapore.
(a)
Write a letter from Mahatma and Sons Ltd, Chennai Dealers in Toys and
Games to Akshaya and Sons Ltd asking trade references.
(b)
Write a reply letter from Akshaya and Sons Ltd giving trade references
as desired by the seller.
15. What are the qualities of a good business letter?
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DISTANCE EDUCATION
B.B.A.( Banking) DEGREE EXAMINATION,
DECEMBER 2009.
PRINCIPLES OF ECONOMICS
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(2005 onwards)
Time : Three hours
Maximum : 100 marks
SECTION A — (5  8 = 40 marks)
Answer any FIVE questions.
1. Explain the functions of capital.
2. Explain the importance of cost in the production function of a firm.
3. What are the factors determinants of demand?
4. State the importance of Elasticity of Demand.
5. Briefly explain the National Income Estimation in India.
6. What are the relationship between Total Cost and Average Cost?
7. Explain the properties of Indifference Curve.
8. What are the assumptions of the Price Discrimination?
SECTION B — (4  15 = 60 marks)
Answer any FOUR questions.
9. What is Price discrimination and under what condition is it possible? Explain the
economic effects of Price discrimination.
10. Explain consumer's equilibrium through Indifference Curve.
11. Briefly explain the Marginal productivity theory of wages.
12. Critically examine the Richardian Theory of Real.
13. Explain Price determination and equilibrium under imperfect competition.
14. What are merits and demerits of division of labour?
15. Explain the Keyne's liquitidity preference theory of interest with suitable
diagrams.
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DISTANCE EDUCATION
B.B.A. (Banking) DEGREE EXAMINATION,
DECEMBER 2009.
MONEY AND BANKING
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
Each question carries 8 marks.
Answer to each question not to exceed a page.
1. Explain briefly the evolution of money.
2.
What is Price Index Number? State the principles involved in constructing it.
3.
Define ‘inflation’. Explain its effect on the distribution of income.
4.
Describe the characteristics of a money market.
5.
Describe the structure of the commercial banking system in India.
6.
Explain the role of exchange banks in the promotion of foreign banks.
7.
Critically evaluate the impact of financial sector reforms.
8.
What are the different objectives of monetary policy?
PART B — (4  15 = 60 marks)
Answer any FOUR questions.
Each question carries 15 marks.
Answer to each question not to exceed 3 pages.
9.
Discuss the role and importance of money in the modern economy.
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10.
How do you measure the changes in the value
difficulties to be encountered?
of money? What are the
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11.
Write your comments on the recent crisis in the Indian Stock Market.
12.
What are the functions of modern commercial banks?
13.
Discuss how commercial banks strike balance between liquidity arid
profitability.
14.
Describe the problems and prospects of the private sector banks in India.
15.
Explain in detail the various functions of Reserve Bank of India.
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DISTANCE EDUCATION
B.B.A. (Banking) DEGREE EXAMINATION,
DECEMBER 2009.
RURAL BANKING
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1. Explain the composition of Indian rural economy.
2.
Write down the services rendered by RRBs.
3.
Briefly explain the concept of priority sector credit.
4.
Write a short note on Self Help Groups (SHGs).
5.
What do you mean by project identification and formulation?
6.
Explain the role of SIDBI in rural development.
7.
What is credit planning?
8.
Write a note on KVIC.
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PART B — (4  15 = 60 marks)
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Answer any FOUR questions.
9.
Discuss the functions of NABARD in rural development.
10.
Critically evaluate the performance of Lead Bank Scheme and Service area
approach.
11.
How would you appraise the rural development projects?
12.
Briefly explain the various rural development programmes.
13.
Explain the role of commercial banks in the rural development.
14.
Discuss the requisites of a good rural finance system.
15.
Write a short note on the following :
(a)
DIC
(b)
TAHDCO
(c)
NGOs.
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DISTANCE EDUCATION
B.B.A. (B) DEGREE EXAMINATION, DECEMBER 2009.
FINANCIAL ACCOUNTING
(2005 onwards)
Time : Three hours
Maximum : 100 marks
SECTION A — (5 × 8 = 40 marks)
Answer any FIVE questions.
1. Enter the following transactions in a Three Columnar Cash Book.
1999
Rs.
Jan. 1 Cash in Hand
Balance at Bank
410
8,920
2 Cash sales
4,500
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3 Paid into Bank
4,000
5 Purchased Stationery
100
8 Paid Mahesh by cheque
280
Discount received
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20
12 Gave a cheque for cash purchases
1,500
15 Drew for personal use
500
18 Received from Suresh a cheque for Rs. 1,970
in full settlement of account for Rs. 2,000
and deposited into Bank
2.
Prepare a Bank Reconciliation Statement from the following data as on
31.12.2007.
(a)
Balance as per cash book Rs. 12,500
(b)
Cheque
issued
but
not
presented
for
payment
not
collected
Rs. 900
(c)
Cheques
deposited
in
bank
but
Rs. 1,200
(d)
Bank paid insurance premium Rs. 500
(e)
Bank charges Rs. 100
(f)
Direct deposit by a customer Rs. 800
(g)
Interest on investment collected by bank Rs. 200.
3.
Arun owes Ajith the following sums of money due on the dates stated. Find out
average due date.
Rs. 400 due on 5th January 2006
Rs. 200 due on 20th January 2006
Rs. 800 due on 4th February 2006
Rs. 100 due on 26th February 2006
Rs. 50 due on 10th March 2006.
4.
Distinguish between ‘Receipts and Payments Account’ and ‘Income and
Expenditure Account’.
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5.
X and Y are partners in a firm sharing profits and losses as to 3/4ths to X and
1/4th to Y. Their capitals on 1st Jan. 2006 amounted to Rs. 18,000 and Rs. wss
12,000 respectively. During the year ended 31st Dec. 2006 they lost Rs. 10,600
without taking into account interest on capital and drawings. According to
partnership deed, interest on capital is to be allowed at 5% p.a. and charged on
drawings at an average rate of 20%. The drawings of X and Y during the year
were Rs. 3,000 and Rs. 2,400 respectively and interest on them worked out to
be Rs. 60 and Rs. 48 respectively.
Draw up the Profit and Loss Appropriation Account.
6.
P, Q and R share profits in proportion of 1/2, 1/4 and 1/4. On the date of
dissolution, their Balance Sheet was as follows :
Liabilities
Rs.
Assets
Rs.
Creditors
14,000 Sundry assets 40,000
P’s capital
10,000
Q’s capital 10,000
R’s capital
6,000
40,000
40,000
The assets realised Rs. 35,500. Creditors were paid in full. Realisation expenses
amounted to Rs. 1,500. Close the books of the firm.
7.
(a)
Give
specimen
journal
entries
for
forfeiture
and
re–issue in the following cases.
(b)
(i)
When shares are issued at premium
(ii)
When shares are issued at discount.
X
Ltd.
invited
applications
for
10,000
shares
Rs. 10 each at a premium of Rs. 2, payable as under.
On application Rs. 2
On allotment Rs. 5 (including premium)
On first call Rs. 2 and
On final call Rs. 3.
Applications were received for 9000 shares. All money dues were received.
Pass Journal Entries in the books of X Ltd.
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of
8.
Write short notes on :
(a)
Income recognition
(b)
Capital adequacy.
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SECTION B — (4 × 15 = 60 marks)
Answer any FOUR of the following.
9.
From the following Trial Balance of Mr. X as on 31st March 2005, Prepare
Trading and Profit and Loss a/c and Balance Sheet taking into account the
adjustments.
Trial Balance
Dr.
Cr.
Land and Buildings
42,000
Machinery
20,000
Patents
7,500
Stock 1.4.04
5,760
Sundry debtors
14,500
Purchases
40,675
Cash in hand
540
Cash at Bank
2,630
Returns Inwards
680
Wages
8,480
Fuel and Power
4,730
Carriage on sales
3,200
Carriage on purchases
2,040
Salaries
15,000
General expenses
3,000
Insurance
600
Drawings
5,245
Capital
62,000
Sales
98,780
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Dr.
Cr.
Return outwards
500
Sundry creditors
6,300
Bills payable
9,000
1,76,580
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1,76,580
Adjustments :
(a)
Stock on 31.3.2005 was Rs. 6,800
(b)
Salary outstanding Rs. 1,500
(c)
Insurance prepaid Rs. 150
(d)
Depreciate machinery @ 10% and patents @ 20%
(e)
Create a provision of 2% on debtors for bad debts.
10.
A
and
and
B
losses
were
in
partners
the
in
a
proportion
joint
of
venture
three–fifths
sharing
and
profits
two–fifths
respectively. A supplies goods to the value of Rs. 20,000 and incurs on freight
Rs. 1,000. B also supplied goods to the value of Rs. 16,000 and incurs Rs. 800
towards freight and other incidental charges. B sells the entire goods on behalf
of the joint venture for Rs. 25,000. B is also entitled to a commission of 5% on
sales. B settles his account by remitting a bank draft.
Pass journal entries and prepare the important ledger accounts in the books of both
the parties.
11.
A
Ltd.
whose
authorised
share
capital
is
Rs.
1,00,000
in
Rs. 10 shares issued the whole of its capital to the Public at a premium of Rs. 1
per share payable as follows :
On application Rs. 3
On allotment Rs. 5 (including premium)
On first call Re. 1
On final call Rs. 2
The application and allotment moneys were received in full, but members holding
1000 shares failed to pay the call of Re. 1 per share and in consequence, these
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shares were forfeited. At a later date and before further calls were made 500 of
these shares were reissued as fully paid for Rs. 8. Pass journal entries and wss
Prepare ledger accounts.
12.
The following is the Receipts and Payments account of Delhi football
association
for
the
first
year
ending
Dec. 2007.
Receipts and Payments A/c
Receipts
To
’’
Donation
Rs.
Payments
50,000
Reserve fund
By
’’
(life membership
’’
’’
4,000
Receipts from
football matches
8,000
Subscriptions
’’
Locker Rent
’’
’’
40,000
Expenses for
matches
900
’’
Furniture
2,100
’’
Investment at
Revenue Receipts :
’’
150
Pavilion office
(constructed)
fees and entrance
fees received)
Telephone
Rs.
cost
16,000
5,200
’’
Revenue payments :
50
’’
Salaries
Interest on securities
240
’’
Wages
600
Sundries
250
’’
Insurance
350
’’
Electricity
110
’’
Sundry expenses
210
’’
Balance on hand
5,520
67,740
67,740
Additional Information :
(a)
Subscription outstanding for 2007 are Rs. 250
(b)
Salaries unpaid for 2007 are Rs. 170
(c)
Wages unpaid for 2007 are Rs. 90
(d)
Outstanding bill for sundry expenses is Rs. 40
(e)
Donations received have to be capitalised.
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31st
From the details given above, prepare Income and Expenditure Account and
Balance Sheet for the year ended 31st Dec. 2007.
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13.
The following is the Balance Sheet of Girish and Karish.
Liabilities
Rs.
Assets
Rs.
Creditors
40,000 Bank
40,000
Bills payable
20,000 Debtors
20,000
General Reserve
6,000 Furniture
8,000
Profit and Loss A/c
6,000 Building
54,000
Capitals :
Girish
30,000
Karish
20,000
1,22,000
1,22,000
They agree to admit Rajesh into partnership on the following conditions :
(a)
A
goodwill
Rs. 20,000
account
be
raised
in
the
(b)
Furniture and Building be depreciated by 5%
(c)
A Reserve of 5% is to be created on debtors.
(d)
Rajesh brings Rs. 24,000 as his capital and gets 1/4th share in future profits.
Prepare
Revaluation
account,
Partner’s
and the Balance Sheet of the New Firm.
14.
books
Capital
at
a/c
From the following particulars, prepare the final accounts of Banaras Bank
Ltd.
Balance Sheet as on 31st March 2005
Particulars
Dr.
Cr.
Rs.
Rs.
Share capital :
1,00,000 shares of Rs. 10 each Rs. 5
paid up
5,00,000
Reserve Fund
10,00,000
Fixed Deposits
20,00,000
Savings Bank Deposits
30,00,000
Current Accounts
70,00,000
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Borrowed from Bank
2,00,000
Investments
30,00,000
Premises
12,00,000
Cash in hand
60,000
Cash at Bank
28,00,000
Money at call and Short Notice
3,00,000
Interest accrued and paid
2,00,000
Salaries
80,000
Rent
30,000
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Profit and Loss Account (1.4.2004)
1,60,000
Gross Profit for the year
4,50,000
Bills Discounted
5,00,000
Bills Payable
8,00,000
Loans, Advances, Overdraft and
Cash credits
70,00,000
Unclaimed Dividends
30,000
Sundry Creditors
30,000
1,51,70,000
1,51,70,000
The Bank has a bill for Rs. 14,00,000 as collection for the constituents and also
acceptances and endorsements for them amounting to Rs. 4,00,000.
15.
Calculate the amount of goodwill in the following cases :
(a)
The profits and losses for four years are :
1996 – Rs. 30,000 (Profit) ;
1997 – Rs. 25,000 (Loss) ;
1998 – Rs. 28,000 (Profit) ;
1999 – Rs. 32,000 (Profit)
Goodwill is to be valued at 3 years of purchase of average profits.
(b)
The profit and losses for the last four years are as given above. The average
capital employed in the business is Rs. 1,80,000, the rate of interest
expected from capital employed is 12%. The remuneration of partners is
estimated
to
be
Rs. 4,000 p.a. Goodwill is to be valued at three years’ purchases of super
profits based on the average 4 years.
(c)
A firm earns profits of Rs. 1,50,000. The normal rate of return in a similar case
is 15%. The value of total assets (excluding goodwill) and total outside
liabilities as on the date of valuation of goodwill are
Rs. 16,50,000 and Rs. 4,20,000 respectively.
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DISTANCE EDUCATION
B.B.A.(Banking)/B.B.A.(Banking)(Lateral) DEGREE EXAMINATION, DECEMBER
2009.
PRACTICE AND LAW OF BANKING — I
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1. Explain the procedure for opening Savings Bank Account.
2.
How will you assess damages in the case of a wrongful dishonour of a cheque?
3.
What are the various types of Negotiable Instruments? Briefly explain its
features.
4.
What is Not Negotiable Crossing? Bring out clearly its significance.
5.
Define endorsement. Explain with illustrations Sans Recourse endorsement
and Sans Frais endorsement.
6.
Explain the duties and liabilities of a paying banker.
7.
What is the rule laid down in Claton’s case?
8.
State the different instruments used to transfer funds.
PART B — (4 × 15 = 60 marks)
Answer any FOUR questions.
9.
Under which circumstances can a bank disclose information about its
customer’s account.
10.
Distinguish between a holder and a holder in due course. State the rights and
privileges of a holder in due course.
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11.
What is crossing? Discuss different forms of special crossing. What are its
essentials and bring out their significance.
12.
Define Endorsement. Explain the different kinds of Endorsements and bring
out their significance.
13.
Describe the procedure to be followed in regard to safe deposit vault.
14.
State and explain the banker’s obligation to honour cheques. What risks he
has face in the case of wrongful dishonour of a cheque?
15.
Who is a collecting banker? Explain statutory protection available to a
collecting banker.
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DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A. (Banking) (Lateral) DEGREE EXAMINATION,
DECEMBER 2009.
MANAGEMENT PRACTICE
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1. Is management a profession?
professionalisation of management.
Give
arguments
for
and
against
the
2.
Distinguish between Management and Administration.
3.
Describe the benefits of good planning. What are the logical steps in planning?
4.
Write a note on :
(a)
Procedures and rules
(b)
Single use plan.
5.
Define departmentation. What are the basic factors to be considered while
creating departments?
6.
Differentiate between formal and informal organisation.
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7.
Define training. Explain the advantages of training to the employees and the
organisation.
8.
Define communication. Why has communication assumed importance in
modern industrial organisations?
PART B — (4  15 = 60 marks)
Answer any FOUR questions.
9.
“Peter F.Drucker is described as an expert of experts”. Explain the statement
in the light of management thought.
10.
Discuss the role of planning in a modern business organisation. Enumerate the
steps involved in planning process.
11.
“Delegation of authority is the key to organisation”. Discuss the above
statement and state the guidelines for securing effective delegation of
authority.
12.
What are the causes of emergence of informal groups? How should a manager
handle these groups?
13.
What is the significance of proper selection of employees in an organisation?
Explain the steps followed in selection procedure.
14.
Discuss the various styles of leadership. Do you think categorisation of
leadership styles into water-tight compartments is possible.
15.
What do you mean by budgetary control? What are the objectives of budgetary
control? Discuss the benefits derived from budgetary control.
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DISTANCE EDUCATION
B.B.A.(Banking)/B.B.A.(Banking)(Lateral)
DEGREE EXAMINATION, DECEMBER 2009.
BUSINESS STATISTICS
(2005 onwards)
Time : Three hours
Maximum : 100 marks
SECTION A — (5  8 = 40 marks)
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Answer any FIVE questions.
1. Write a note highlighting the importance to statistics to business.
2.
Differentiate between correlation and regression.
3.
Find the range and its coefficient of height of 8 students from the following :
158, 160, 165, 166, 168, 170, 173.
4.
5.
Calculate Harmonic mean from the following data :
Size of items :
4
5
6
7
8
9
Frequency :
5
2
8
9
6
4
Two judges in a beauty contest rank the 12 entries as follows :
X:
1
2
3
4
5
6
7
8
9
10
11
12
Y:
12
9
6
10
3
5
4
7
8
2
11
1
Compute the rank correlation between the two.
6.
7.
8.
Construct an index number for 2007 taking 2006 as base from the following
data :
Commodity
Price in 2006
Price in 2007
A
50
60
B
40
80
C
70
110
D
90
70
E
50
40
Find the annual net premium of at age 25 from the table given below :
Age
Annual Net Premium
20
1427
24
1581
28
1772
32
1996
What are the objectives of time series analysis?
SECTION B — (4  15 = 60 marks)
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Answer any FOUR questions.
9.
10.
11.
12.
13.
wss
Find the Karl Pearson’s coefficient of correlation :
X:
6
2
10
4
8
Y:
9
11
5
8
7
X:
40
38
35
42
30
Y:
30
35
40
36
29
Find regression lines
Calculate index numbers for the following data :
2006
2007
Commodity
Price Quantity Price Quantity
A
12
10
20
12
B
4
20
5
22
C
8
12
12
14
D
20
6
24
5
E
5
4
8
4
Find out by interpolation from the following data the number of workers
earning Rs. 24 or more but less than Rs. 25.
Earnings Less than (Rs.) No. of workers
20
296
25
599
30
804
35
918
40
966
Calculate
the
Standard
deviation
for
the
data
below :
Class Interval Frequency Class Interval Frequency
0–9
2
80 – 89
12
10 – 19
4
90 – 99
9
20 – 29
23
100 – 109
6
30 – 39
30
110 – 119
10
40 – 49
40
120 – 129
3
50 – 59
45
130 – 139
1
60 – 69
35
140 – 149
1
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given
70 – 79
25
150 – 159
3
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14.
The following table gives the number of students having different in heights
and weights.
Heights in centimeters
Weight in kilograms
Total
55 – 60
60 – 65
65 – 70
70 – 75
75 – 80
150 – 155
1
3
7
5
2
18
155 – 160
2
4
10
7
4
27
160 – 165
1
5
12
10
7
35
165 – 170
—
3
8
6
3
20
Total
4
15
37
28
16
100
Do you find any relation between height and weight?
15.
Estimate the expectation of life at the age of 16 years.
Age in years Expectations of life
10
35.4
15
32.3
20
29.2
25
26.0
30
32.2
35
20.4
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DISTANCE EDUCATION
B.B.A./B.B.A.(Banking) (Lateral) DEGREE EXAMINATION, DECEMBER 2009.
BUSINESS (COMMERCIAL) LAW
(2005 onwards)
Time : Three hours
Maximum : 100 marks
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PART A — (5  8 = 40 marks)
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Answer any FIVE questions.
1. What are the essentials of a valid contract?
2.
What are the circumstances in which an offer is terminated?
3.
What are the duties of bailee?
4.
Define a contract of sale. What are its essentials?
5.
Define Company. State the various features of company.
6.
Explain in detail about Doctrine of Ultravires.
7.
What is a partnership deed? State its main contents.
8.
‘Stamp Duty varies from state to state’. Why?
PART B — (4 × 15 = 60 marks)
Answer any FOUR questions.
9.
“No Consideration No contract”. Examine critically.
10.
Define the “contract of Indemnity”. Distinguish it from a contract of
Guarantee. State the rights of an indemnity holder when sued.
11.
Distinguish between sale and agreement to sell.
12.
Explain the various kinds of company.
13.
Describe the various modes of winding up of a company.
14.
Enumerate various provisions of Indian Stamp Act.
15.
Explain in detail about procedures for registration of documents.
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DE–7004
25
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DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A. (Banking) (Lateral) DEGREE EXAMINATION,
DECEMBER 2009.
FOREIGN EXCHANGE AND FINANCING OF
FOREIGN TRADE
(From 2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5 × 8 = 40 marks)
Answer any FIVE questions.
1. Differentiate between Nostro Account and Vostro Account.
2.
Differentiate Spot Rate from Forward Rate.
3.
What are the components of Balance of payments?
4.
Explain Marine Insurance Policy.
5.
What do you mean by Duty Drawback? How is advance made against it?
6.
Explain the importance of forming Joint Venture abroad.
7.
What are the non-lending services rendered by commercial banks to exports?
8.
What is Exchange Rate? State its types.
PART B — (4 × 15 = 60 marks)
Answer any FOUR questions.
9.
What are the factors that determine exchange rate?
10.
What are the functions of Foreign Exchange Department of a bank?
11.
Explain the role of EXIM Bank in foreign trade.
12.
Explain the different types of financial assistance available in respect of
foreign trade.
13.
How will you determine spot and forward rates? Give suitable examples.
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14.
15.
Explain Standard and Specific Policies of Export Credit Guarantee
Corporation.
What is Letter of Credit? Explain different types of Letter of Credit.
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31
DISTANCE EDUCATION
B.B.A. (B)/B.B.A. (Banking) (Lateral) DEGREE EXAMINATION, DECEMBER
2009.
PRACTICE AND LAW OF BANKING – II
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1. What are the principles of sound bank lending?
2.
State the meaning and types of Lien.
3.
Distinguish between ‘Hypothecation’ and ‘Pledge’.
4.
What are the liabilities of the Surety?
5.
Write a short note on Loan appraisal.
6.
State the meaning and importance of documentation.
7.
What are the causes of sickness in small scale industry?
8.
Write a note on Indian Stamp Act.
PART B — (4  15 = 60 marks)
Answer any FOUR questions.
9.
Explain the various forms of advances provide by commercial banks.
10.
Discuss the various types of securities.
11.
Explain the essential features of a contract of guarantee.
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12.
Discuss the various kinds of mortgages.
13.
What are the major criteria the banker has to take into account while granting
loan for an I.T. project?
14.
What steps the banker has to take while advancing loan against any one
document to title?
15.
What are the measures taken by the commercial banks for rehabilitation of
sick units?
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DE–7006
32
DISTANCE EDUCATION
B.B.A.(Banking)/B.B.A. (Banking) (Lateral) DEGREE EXAMINATION,
DECEMBER 2009.
MARKETING OF BANKING SERVICES
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1. What are the features of Modern Marketing concept?
2.
Explain the terms ‘Demarketing’ and ‘Remarketing’.
3.
What is Market segmentation? Is segmentation always necessary?
4.
What are the objectives of marketing of banking services?
5.
Explain the process of new product development.
6.
What are demand-oriented and cost-oriented pricing? Which do you
recommend for a new product of bank and why?
7.
‘‘Advertising is only one element of the promotion mix’’-Discuss.
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8.
Describe the characteristics of a successful bank marketing personnel.
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PART B — (4  15 = 60 marks)
Answer any FOUR questions.
9.
What is marketing environment to bankers? Explain its main dimensions.
10.
Briefly describe the factors that determine the location of a bank branch.
11.
What are the basic pricing policies?
12.
‘‘New bank product development is not an easy task’’-Discuss.
13.
What are the factors affecting promotion mix of a banker?
14.
Give a brief account of various aspects of selection and motivation of bank
personnel.
15.
Write a short note on :
(a)
SWOT analysis.
(b)
Direct marketing.
(c)
Publicity.
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DE-7007
33
DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A. (Banking) (Lateral) DEGREE EXAMINATION,
DECEMBER 2009.
MANAGEMENT ACCOUNTING
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1. Explain the limitations of management accountant.
2.
What are the points to be kept in mind while preparing sales budget?
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3.
State the concept of post payback period. Illustrate your answer.
4.
Distinguish between formal and informal report.
5.
What are the limitations of financial statements?
6.
Distinguish between inter-firm and intra-firm comparison.
7.
From the following data, calculate
(a)
P/V ratio
(b)
Profit when sales are Rs. 20,000
(c)
New
break-even
by 20%
point
if
selling
wss
price
is
reduced
Fixed expenses Rs. 4,000
Break-even point
8.
Rs. 10,000.
The following information is taken from a firm :
Rs.
Sales
33,984
Sales returns & allowances
380
Stock at the beginning
1,374
Stock at the end
1,814
Gross profit for the year
8,068
Calculate :
(a)
Purchase for the year
(b)
Rate of stock turnover
(c)
Percentage of gross profit to turnover.
PART B — (4 × 15 = 60 marks)
Answer any FOUR questions.
9.
‘‘Management Accounting is the best tool for the management to achieve
higher profits and efficient operations’’. Discuss.
10.
‘‘A report is vehicle carrying information to those who need it’’. Explain.
11.
The monthly budget for the manufacturing overhead of a concern for two levels
of activity were as follows :
Particulars
60% 100%
Rs.
Budgeted production (units)
Indirect wages
Rs.
600 1,000
1,200 2,000
Consumables stores
900 1,500
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Maintenance
1,100 1,500
Power and fuel
1,600 2,000
Depreciation
4,000 4,000
Insurance
1,000 1,000
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(a)
Indicate which of the items are fixed, variable and Semi-variable.
(b)
Prepare a flexible budget for 80% of the activity.
12.
From the following balance sheets of ABC Ltd. as on 31.12.2004 and 2005,
prepare funds flow statement.
Balance Sheet
Liabilities
Share capital
2004
2005
Rs.
Rs.
Assets
1,00,000 1,00,000 Goodwill
2004
2005
Rs.
Rs.
12,000
12,000
General reserve
14,000
18,000 Buildings
40,000
36,000
P & L a/c
16,000
13,000 Plant
37,000
36,000
Creditors
8,000
10,000
11,000
Bills payable
1,200
30,000
23,400
Provision for tax
16,000
5,400 Investments
800 Stock
18,000 Bills receivable
2,000
3,200
Debtors
18,000
19,000
600 Cash at bank
6,600
15,200
Provision for
doubtful debts
400
1,55,600 1,55,800
1,55,600 1,55,800
Additional information :
(a) Depreciation
charges
on
plant
&
buildings
Rs. 4,000 each.
(b) Provision for taxation of Rs. 19,000 was made during the year 2005.
(c)
Interim dividend of Rs. 8,000 was paid during the year 2005.
13.
With the following ratios and further information given below, prepare a
trading, profit and loss account and balance sheet.
Gross profit ratio
25%
Net profit ratio
14.
at
20%
Stock turnover ratio
10
Net profit/capital
1/5
Capital to total liabilities
1/2
Fixed assets/capital
5/4
Fixed assets/Total current assets
5/7
Fixed assets
Rs. 10,00,000
Closing stock
Rs. 1,00,000
The following two suggestions are under consideration :
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(a)
(b)
10% reduction in price to yield an increase in sales volume from 6,600 to 7,900
units.
wss
10% increase in price with decrease in volume of sales from 6,600 to 5,700
units.
The following particulars are given :
Current unit price Rs. 1,000
Unit variable cost Rs. 500
Fixed cost Rs. 30,00,000
Prepare a statement comparing gross revenue, profit contribution and P/V
ratio of the two alternatives with present results. Which suggestions
would you recommend?
15.
Jash & Kush Co. proposes to take up a project which needs an investment of
Rs. 2,40,000. The net income before depreciation and tax is estimated as
follows for the ensuing five years.
Year
Income (Rs.)
1
60,000
2
72,000
3
84,000
4
96,000
5
1,20,000
Income tax rate may be assumed as 50% and depreciation is to be provided on
straight line basis.
Calculate the accounting rate of return.
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DE–7008
34
DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A. (Banking) (Lateral)
DEGREE EXAMINATION, DECEMBER 2009.
COMPUTERS AND BANKING
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
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1. What are the different types of computers?
2.
How do you represent non numeric data in computers?
3.
Explain the functions of main memory.
4.
What is software? Explain its need.
5.
Write a detailed note on programming language.
6.
State the uses and limitations of home banking.
7.
What do you understand by accidental damage?
8.
What is meant by peripheral controllers?
PART B — (4  15 = 60 marks)
Answer any FOUR questions.
9.
Discuss the various uses of computer.
10.
Briefly explain the concepts of data processing.
11.
Explain the working of CPU with a neat diagram.
12.
Discuss the working of operating system in software.
13.
Describe the working of ATM and EFT.
14.
Briefly explain the various operational problems relating to computerisation of
bank.
15.
Discuss about accidental damage and malicious damage.
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DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A. Banking (Lateral) DEGREE EXAMINATION, DECEMBER
2009.
35 DEVELOPMENT BANKING
(2005 onwards)
Time : Three hours
Maximum : 100 marks
PART A — (5  8 = 40 marks)
Answer any FIVE questions.
1. Define development bank. What are its objectives?
2.
Evaluate the working of IFCI.
3.
Explain the project finance and soft loan assistance provided by IDBI.
4.
State the institutions promoted by ICICI for providing assistance to industrial
development.
5.
Write briefly about SIDBI.
6.
State the origin, structure and management of UTI.
7.
State the role of LIC in industrial finance.
8.
State the reasons for creation of National Housing Bank.
PART B — (4  15 = 60 marks)
Answer any FOUR questions.
9.
Describe the various activities of IFCI.
10.
Explain the functions of ICICI.
11.
Narrate the forms of assistance provided by national small industries
corporation for the development of SSI.
12.
Discuss the various functions of EXIM Bank in the promotion of Foreign trade.
13.
Discuss the working of National Housing Bank.
14.
Mention the various schemes of UTI for different categories of Investors.
15.
Discuss the services rendered by CRISIL.
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