Non-interest income and total income stability
... Banks have, for many years, earned some non-interest income; trustee business, for example, is a traditional banking activity. But non-interest income provided only a small part of their earnings, and may well, as is certainly the case for trustee business, have been largely unaffected by the econom ...
... Banks have, for many years, earned some non-interest income; trustee business, for example, is a traditional banking activity. But non-interest income provided only a small part of their earnings, and may well, as is certainly the case for trustee business, have been largely unaffected by the econom ...
1 Getting new regulatory policy done: Crowdfunding
... for creative projects and causes. As of January 2014, over 200,000 funding campaigns had been launched on Indiegogo alone.ii Kickstarter claims to have raised more than $1 billion from 5.7 million donors ...
... for creative projects and causes. As of January 2014, over 200,000 funding campaigns had been launched on Indiegogo alone.ii Kickstarter claims to have raised more than $1 billion from 5.7 million donors ...
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... the resulting loan modifications can be characterized as one-time emergency transactions. Unfortunately, it is also the case that many defaulting subprime borrowers are beyond such help, and the default rate on once-modified loans is itself quite high. (4) Limiting Borrower Costs from Subprime Mortg ...
... the resulting loan modifications can be characterized as one-time emergency transactions. Unfortunately, it is also the case that many defaulting subprime borrowers are beyond such help, and the default rate on once-modified loans is itself quite high. (4) Limiting Borrower Costs from Subprime Mortg ...
Apogee Enterprises, Inc. - Investor Relations Solutions
... We ended fiscal 2016 with $90.6 million in cash and short-term investments, up almost $40 million from a year earlier, and this was after we spent $25 million in the second half of fiscal 2016 to repurchase 575,000 shares of Apogee stock. Our priority for our cash is to find attractive investments t ...
... We ended fiscal 2016 with $90.6 million in cash and short-term investments, up almost $40 million from a year earlier, and this was after we spent $25 million in the second half of fiscal 2016 to repurchase 575,000 shares of Apogee stock. Our priority for our cash is to find attractive investments t ...
ISSUE OF DEBENTURES A debenture is a written
... a. Issue at Par: in this case, the debentures are issued at the nominal value. That is N100 debentures are issued for N100. b. Issue at a Premium: in this case debentures are issued at a price above the nominal value. The premium is the excess of the issues price over the nominal value. CAMA 2004 (a ...
... a. Issue at Par: in this case, the debentures are issued at the nominal value. That is N100 debentures are issued for N100. b. Issue at a Premium: in this case debentures are issued at a price above the nominal value. The premium is the excess of the issues price over the nominal value. CAMA 2004 (a ...
NATIONAL STEEL CO (Form: 6-K, Received: 12/14/2016
... CSN is a diversified industrial group that operates by means of business units that are integrated and supplementary, creating synergies and vertical and horizontal integration in their chains of industrial operation. CSN’s principal activities are concentrated in the exploration and sale of iron or ...
... CSN is a diversified industrial group that operates by means of business units that are integrated and supplementary, creating synergies and vertical and horizontal integration in their chains of industrial operation. CSN’s principal activities are concentrated in the exploration and sale of iron or ...
403(b) – Vendor Charge Comparison Annuities
... 403(b) – Vendor Charge Comparison The School District of Palm Beach County created these charts to provide a comparison of the various types of investment products and their respective fees under the 403(b) program. Many vendors offer more than one investment product, so some of the fees are shown a ...
... 403(b) – Vendor Charge Comparison The School District of Palm Beach County created these charts to provide a comparison of the various types of investment products and their respective fees under the 403(b) program. Many vendors offer more than one investment product, so some of the fees are shown a ...
FORM 20-F Annual Report 2016
... be adversely affected. In that event, the trading prices of our shares could decline, and you may lose all or part of your investment. In addition to the risks listed below, risks not currently known to us or that we now deem immaterial may also harm us and affect your investment. Our business may b ...
... be adversely affected. In that event, the trading prices of our shares could decline, and you may lose all or part of your investment. In addition to the risks listed below, risks not currently known to us or that we now deem immaterial may also harm us and affect your investment. Our business may b ...
united states securities and exchange commission - corporate
... regular maintenance, and multiplying that number by an amount equal to the unit’s optimal daily output based on the design feedstock mix. Because the rated capacity of a production unit is an estimated amount, actual production volumes may be more or less than the rated capacity. NON-GAAP FINANCIAL ...
... regular maintenance, and multiplying that number by an amount equal to the unit’s optimal daily output based on the design feedstock mix. Because the rated capacity of a production unit is an estimated amount, actual production volumes may be more or less than the rated capacity. NON-GAAP FINANCIAL ...
BFC FINANCIAL CORP (Form: 10-K, Received: 04
... Ryan Beck provides a full range of investment banking, brokerage and investment management services. Ryan Beck conducts capital market activities focused on the financial services and municipal sectors. These activities include investment banking, trading, research and institutional sales. Ryan Beck ...
... Ryan Beck provides a full range of investment banking, brokerage and investment management services. Ryan Beck conducts capital market activities focused on the financial services and municipal sectors. These activities include investment banking, trading, research and institutional sales. Ryan Beck ...
Banking and Shadow Banking
... ities which chase regulatory arbitrage by migrating from the regulated traditional banking sector to the unregulated shadow banking sector. We argue that when financial regulation is sufficiently lenient, such financial migration is negligible, and in these circumstances, tightening regulation lowe ...
... ities which chase regulatory arbitrage by migrating from the regulated traditional banking sector to the unregulated shadow banking sector. We argue that when financial regulation is sufficiently lenient, such financial migration is negligible, and in these circumstances, tightening regulation lowe ...
Natural Resources and Economic Growth: The Role of Investment
... experience shows that natural riches are neither necessary nor sufficient for economic prosperity and progress. The world’s richest countries include Hong Kong, Japan, Singapore and Switzerland which do not owe their national wealth to nature and many others, such as the United States and the United ...
... experience shows that natural riches are neither necessary nor sufficient for economic prosperity and progress. The world’s richest countries include Hong Kong, Japan, Singapore and Switzerland which do not owe their national wealth to nature and many others, such as the United States and the United ...
Time Variation of Liquidity in the Private Real Estate Market: An
... (2003, p. 335), ‘‘buyers and sellers in the housing market are overwhelmingly amateurs, who have little experience with trading.’’ In contrast, institutional income-property investors are more financially sophisticated and actively involved in property acquisitions, operations, dispositions, and por ...
... (2003, p. 335), ‘‘buyers and sellers in the housing market are overwhelmingly amateurs, who have little experience with trading.’’ In contrast, institutional income-property investors are more financially sophisticated and actively involved in property acquisitions, operations, dispositions, and por ...
banking mergers and acquisitions in the eu: overview
... Plan (FSAP) followed by the new European Commission’s initiatives towards complete integration of European financial markets and the new rules-setting envisaged by the new Capital Adequacy Directive 3 will act as an additional impetus to accelerate banking consolidation in the coming years. Many stu ...
... Plan (FSAP) followed by the new European Commission’s initiatives towards complete integration of European financial markets and the new rules-setting envisaged by the new Capital Adequacy Directive 3 will act as an additional impetus to accelerate banking consolidation in the coming years. Many stu ...
KELLOGG CO (Form: 10-K, Received: 02/24/2014 16
... potato flakes, oats, rice, cocoa and chocolate, soybeans and soybean derivatives, various fruits, sweeteners, flour, vegetable oils, dairy products, eggs, and other filling ingredients, which are obtained from various sources. Most of these commodities are purchased principally from sources in the U ...
... potato flakes, oats, rice, cocoa and chocolate, soybeans and soybean derivatives, various fruits, sweeteners, flour, vegetable oils, dairy products, eggs, and other filling ingredients, which are obtained from various sources. Most of these commodities are purchased principally from sources in the U ...
Rayonier 2015 10K
... during the first decade of ownership of nearly 5%, which is well above both our cost of debt and our current CAD per share yield. Rather than swinging for the fences on a large transaction, only a portion of which may have aligned closely with our objectives, we executed a series of high-quality “si ...
... during the first decade of ownership of nearly 5%, which is well above both our cost of debt and our current CAD per share yield. Rather than swinging for the fences on a large transaction, only a portion of which may have aligned closely with our objectives, we executed a series of high-quality “si ...
1 Beware of German gifts near their elections: How Cyprus got here
... of foreign media correspondents descended on the island. Cyprus’ modern economy quickly descended into “cash-only” exchange as all bank accounts remained frozen and no one was allowed to take more than €300 a day from the ATMs: the Eurozone had its first Corralito moment. On March 25th, a new deal w ...
... of foreign media correspondents descended on the island. Cyprus’ modern economy quickly descended into “cash-only” exchange as all bank accounts remained frozen and no one was allowed to take more than €300 a day from the ATMs: the Eurozone had its first Corralito moment. On March 25th, a new deal w ...
March 31, 2017 Form 10-Q
... American International Group, Inc. (AIG) is a leading global insurance organization serving customers in more than 80 countries and jurisdictions. AIG companies serve commercial and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In additio ...
... American International Group, Inc. (AIG) is a leading global insurance organization serving customers in more than 80 countries and jurisdictions. AIG companies serve commercial and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In additio ...
Financialization
Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.