![Predictors of Pension Finance Literacy: A Survey of Members of](http://s1.studyres.com/store/data/014138657_1-52ccd8c78f6a18e8a87ae8e811c35d88-300x300.png)
Predictors of Pension Finance Literacy: A Survey of Members of
... Table 1 shows that most of the respondents were male (58.6%), were aged between 30 and 35 (27.2%), have university education (46.3%), are predominantly married (70.9%), in the middle management (53.4%), are not board members of their pension plans (80.2%), were specialized in business courses (54.6% ...
... Table 1 shows that most of the respondents were male (58.6%), were aged between 30 and 35 (27.2%), have university education (46.3%), are predominantly married (70.9%), in the middle management (53.4%), are not board members of their pension plans (80.2%), were specialized in business courses (54.6% ...
2016 Form 10-K - PSEG Investor Relations
... anticipated. Such statements are based on management’s beliefs as well as assumptions made by and information currently available to management. When used herein, the words “anticipate,” “intend,” “estimate,” “believe,” “expect,” “plan,” “should,” “hypothetical,” “potential,” “forecast,” “project,” ...
... anticipated. Such statements are based on management’s beliefs as well as assumptions made by and information currently available to management. When used herein, the words “anticipate,” “intend,” “estimate,” “believe,” “expect,” “plan,” “should,” “hypothetical,” “potential,” “forecast,” “project,” ...
barrick gold corporation
... A processing product containing the valuable ore mineral from which most of the waste mineral has been eliminated. Contained ounces Represents total ounces in a mineral reserve before reduction to account for ounces not able to be recovered by the applicable metallurgical process. Contango The posit ...
... A processing product containing the valuable ore mineral from which most of the waste mineral has been eliminated. Contained ounces Represents total ounces in a mineral reserve before reduction to account for ounces not able to be recovered by the applicable metallurgical process. Contango The posit ...
Download attachment
... reaching subsistence enterprises is still to be explored and remains untested. This article seeks to answer four questions: What is MSE leasing? Why is MSE leasing of particular interest? What is the experience of Network Leasing Corporation? What is the further potential for MSE leasing? LEASING IS ...
... reaching subsistence enterprises is still to be explored and remains untested. This article seeks to answer four questions: What is MSE leasing? Why is MSE leasing of particular interest? What is the experience of Network Leasing Corporation? What is the further potential for MSE leasing? LEASING IS ...
2012 - Central Bank of Lesotho
... The world economic growth in 2012 has been shrouded by uncertainty about the ultimate resolution of the sovereign debt crises despite recent progress. The preliminary estimates from the IMF World Economic Outlook (update January 2013) indicate that world output grew moderately by 3.2 per cent agains ...
... The world economic growth in 2012 has been shrouded by uncertainty about the ultimate resolution of the sovereign debt crises despite recent progress. The preliminary estimates from the IMF World Economic Outlook (update January 2013) indicate that world output grew moderately by 3.2 per cent agains ...
The Liquidity Premium of Near-Money Assets
... For each value of ξt , u(Ct , Qt ; ξt ) is concave and increasing in the first two arguments. I further assume that utility is additively separable in the utility from consumption and utility from liquidity services. To map the model into the empirical analysis that follows, one can think of one per ...
... For each value of ξt , u(Ct , Qt ; ξt ) is concave and increasing in the first two arguments. I further assume that utility is additively separable in the utility from consumption and utility from liquidity services. To map the model into the empirical analysis that follows, one can think of one per ...
Household Debt, Adjustable-Rate Mortgages
... rates, and thus lower financial intermediaries’ capital, when the economy is characterized by high debt and high share of ARM contracts. This paper unfolds in two parts. In the first part, I provide a formal theoretical motivation for the empirical analysis undertaken in this paper by laying out a s ...
... rates, and thus lower financial intermediaries’ capital, when the economy is characterized by high debt and high share of ARM contracts. This paper unfolds in two parts. In the first part, I provide a formal theoretical motivation for the empirical analysis undertaken in this paper by laying out a s ...
Chapter 2
... Firms exist to increase the wealth of their owners The ability to adapt to changing circumstances Capacity to adapt best reflected by current selling prices ...
... Firms exist to increase the wealth of their owners The ability to adapt to changing circumstances Capacity to adapt best reflected by current selling prices ...
Form 10-Q - Lionsgate
... that are not historical facts. They appear in a number of places throughout this report and include statements regarding our intentions, beliefs or current expectations concerning, among other things, our results of operations, financial condition, liquidity, prospects, growth, strategies and the in ...
... that are not historical facts. They appear in a number of places throughout this report and include statements regarding our intentions, beliefs or current expectations concerning, among other things, our results of operations, financial condition, liquidity, prospects, growth, strategies and the in ...
Estimating and interpreting probability density functions
... Foreword In recent years, central banks have increasingly used option markets to construct measures of market conditions and market participants’ expectations. Most recently, techniques have been developed that use option prices to estimate or recover the entire expected distribution (probability ...
... Foreword In recent years, central banks have increasingly used option markets to construct measures of market conditions and market participants’ expectations. Most recently, techniques have been developed that use option prices to estimate or recover the entire expected distribution (probability ...
Growth and Chronic Poverty in Nicaragua
... All told, it was only in 1994 that the economy began to grow again: between 1978 and that year, GDP had fallen to 60% of the level achieved in 1977, and average per capita incomes were just 40%. Since 1994 economic growth has been modest, rarely rising above 5% a year, not enough to satisfy the job ...
... All told, it was only in 1994 that the economy began to grow again: between 1978 and that year, GDP had fallen to 60% of the level achieved in 1977, and average per capita incomes were just 40%. Since 1994 economic growth has been modest, rarely rising above 5% a year, not enough to satisfy the job ...
southwest gas corporation - corporate
... customers who use 500 therms or less of gas per day, are fully satisfied on a daily basis before lower-priority customers, primarily electric utility and large industrial customers able to use alternative fuels, are provided any quantity of gas or capacity. Demand for natural gas is greatly affected ...
... customers who use 500 therms or less of gas per day, are fully satisfied on a daily basis before lower-priority customers, primarily electric utility and large industrial customers able to use alternative fuels, are provided any quantity of gas or capacity. Demand for natural gas is greatly affected ...
PwC`s Inform | UK | Accounting and auditing research at your fingertips
... until the court rules on the case, even though the legal services have been provided. 30. Performance-based incentive fees (for example, fees that vary based on the achievement of a contract milestone or an investment’s performance) are also variable consideration and therefore, subject to the const ...
... until the court rules on the case, even though the legal services have been provided. 30. Performance-based incentive fees (for example, fees that vary based on the achievement of a contract milestone or an investment’s performance) are also variable consideration and therefore, subject to the const ...
De Nederlandsche Bank Monetary and Economic Policy
... We bestuderen de dynamiek van de kapitaalstructuur van bedrijven in Centraal- en Oost-Europa om een beter begrip te krijgen voor de kwantitatieve en kwalitatieve ontwikkeling van de financiële systemen in deze regio. Het dynamische model dat we gebruiken endogeniseert de optimale leverage (dat wil z ...
... We bestuderen de dynamiek van de kapitaalstructuur van bedrijven in Centraal- en Oost-Europa om een beter begrip te krijgen voor de kwantitatieve en kwalitatieve ontwikkeling van de financiële systemen in deze regio. Het dynamische model dat we gebruiken endogeniseert de optimale leverage (dat wil z ...
Report on Internal Control - Autorité de contrôle prudentiel et de
... The Report on Internal Control gives details of the institution’s internal control activities during the past financial year and describes its systems for measuring, monitoring, managing and disclosing the risks to which it is exposed. The items listed below are given for illustrative purposes based ...
... The Report on Internal Control gives details of the institution’s internal control activities during the past financial year and describes its systems for measuring, monitoring, managing and disclosing the risks to which it is exposed. The items listed below are given for illustrative purposes based ...
Risk, Returns, and Multinational Production - bu people
... foreign market where aggregate demand is subject to fluctuations, and entry involves a sunk cost. In “good times”, when prospects of growth make entry profitable, a firm may decide to pay the sunk cost and enter. If – after entry – the shock reverses, the firm may experience losses due to the necess ...
... foreign market where aggregate demand is subject to fluctuations, and entry involves a sunk cost. In “good times”, when prospects of growth make entry profitable, a firm may decide to pay the sunk cost and enter. If – after entry – the shock reverses, the firm may experience losses due to the necess ...
EIB - EESC European Economic and Social Committee
... The case of the targeted TLTROs • There is no “targeting” for two years financing • Only if banks want to keep the funds after 29.09.2016, then they must respect the “targeting” requisites. • For half of the loans to banks (200 Million) the only requisite is to increase the net financing, without a ...
... The case of the targeted TLTROs • There is no “targeting” for two years financing • Only if banks want to keep the funds after 29.09.2016, then they must respect the “targeting” requisites. • For half of the loans to banks (200 Million) the only requisite is to increase the net financing, without a ...
Community Currency Systems
... Nowadays governments create money either directly by simply printing money, or indirectly by selling its bonds to commercial banks who use it as a legal reserve to issue more loans. In 1944, before the end of World War II, the major Western powers considered monetary stability as a absolute conditio ...
... Nowadays governments create money either directly by simply printing money, or indirectly by selling its bonds to commercial banks who use it as a legal reserve to issue more loans. In 1944, before the end of World War II, the major Western powers considered monetary stability as a absolute conditio ...
EPZA Strategic Plan 2014-19 - Export Processing Zones Authority
... environment, diversify investment opportunities and also increase net foreign exchange earnings and investment levels; all leading towards improved financial performance, improved customer attraction and retention and finally increased business growth and citizen value. During implementation of the ...
... environment, diversify investment opportunities and also increase net foreign exchange earnings and investment levels; all leading towards improved financial performance, improved customer attraction and retention and finally increased business growth and citizen value. During implementation of the ...
Expropriation of foreign direct investments: sectoral patterns from 1993 to 2006
... barrier to foreign investment in many developing countries.1 In an effort to understand the extent of such risk, when governments are likely to expropriate and what they take, a number of studies have documented expropriation of foreign direct investment (FDI) for large samples of developing countri ...
... barrier to foreign investment in many developing countries.1 In an effort to understand the extent of such risk, when governments are likely to expropriate and what they take, a number of studies have documented expropriation of foreign direct investment (FDI) for large samples of developing countri ...
Medium Term Debt Strategy (MTDS) 2013/14
... 2012-13 as market conditions were more supportive and government mopped up more than targeted amount from the commercial banks. However, the government was unable to finance its maturing amount from commercial banks especially in second quarter of 2012-13 as market dynamics changed and banks were se ...
... 2012-13 as market conditions were more supportive and government mopped up more than targeted amount from the commercial banks. However, the government was unable to finance its maturing amount from commercial banks especially in second quarter of 2012-13 as market dynamics changed and banks were se ...
CESifo Area Conference on PUBLIC SECTOR ECONOMICS
... TFP at an average of 1.2 percent per year. Not surprisingly, capacity utilisation of manufacturing now hovers around a third. Two thirds of capacity often owned by the government thus goes to waste. Successive military dictatorships have plundered oil wealth and Nigeria is known for its stories abou ...
... TFP at an average of 1.2 percent per year. Not surprisingly, capacity utilisation of manufacturing now hovers around a third. Two thirds of capacity often owned by the government thus goes to waste. Successive military dictatorships have plundered oil wealth and Nigeria is known for its stories abou ...
Sovereign and corporate credit risk
... steadily increase again in countries facing fiscal strain (Belgium, Italy, Portugal, and Spain), following concerns about rising government deficits. Sovereign risk rises in the second half of 2011 also in fiscally virtuous economies (Finland, France, Germany, and the Netherlands), although their CD ...
... steadily increase again in countries facing fiscal strain (Belgium, Italy, Portugal, and Spain), following concerns about rising government deficits. Sovereign risk rises in the second half of 2011 also in fiscally virtuous economies (Finland, France, Germany, and the Netherlands), although their CD ...
Financialization
![](https://commons.wikimedia.org/wiki/Special:FilePath/NYUGDPFinancialShare.jpg?width=300)
Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.