Newtek Business Services Corp. (Form: 10
... NEWTEK BUSINESS SERVICES CORP. ____________________________________________ (Exact name of registrant as specified in its charter) ____________________________________________ ...
... NEWTEK BUSINESS SERVICES CORP. ____________________________________________ (Exact name of registrant as specified in its charter) ____________________________________________ ...
Receivable management in non banking finance companies with
... The media seems to have been taken over by reports about the high handedness and illegal behaviour of recovery agents trying to recover money on behalf of their banking clients. Apart from humiliation in front of colleagues and ...
... The media seems to have been taken over by reports about the high handedness and illegal behaviour of recovery agents trying to recover money on behalf of their banking clients. Apart from humiliation in front of colleagues and ...
NELNET INC
... We are a vertically integrated education finance company, with over $11.9 billion in total assets as of December 31, 2003, making us one of the leading education finance companies in the country. We are focused on providing quality products and services to participants in the education finance proce ...
... We are a vertically integrated education finance company, with over $11.9 billion in total assets as of December 31, 2003, making us one of the leading education finance companies in the country. We are focused on providing quality products and services to participants in the education finance proce ...
ODART 2017-1 Private Placement Memorandum
... • A pool of non-revolving, fixed-rate direct auto loans secured by automobiles, light-duty trucks and other vehicles. Credit Enhancement Will Consist of— • Subordination of certain classes of Notes to other classes of Notes higher in order of payment priority for payments of interest and principal. ...
... • A pool of non-revolving, fixed-rate direct auto loans secured by automobiles, light-duty trucks and other vehicles. Credit Enhancement Will Consist of— • Subordination of certain classes of Notes to other classes of Notes higher in order of payment priority for payments of interest and principal. ...
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
... retrospective basis. The guidance resulted in a reclassification adjustment that decreased other noncurrent assets by $17.0 with a corresponding decrease to long-term debt as of 30 September 2016. We will continue to present debt issuance costs associated with a line-of-credit arrangement as a defer ...
... retrospective basis. The guidance resulted in a reclassification adjustment that decreased other noncurrent assets by $17.0 with a corresponding decrease to long-term debt as of 30 September 2016. We will continue to present debt issuance costs associated with a line-of-credit arrangement as a defer ...
Do Credit Derivatives Lower the Value of Creditor Control Rights
... looseness is increasing in the bank’s aggregate credit derivatives position. This is precisely what we find in the data. Our main finding is consistent with the view that an optimal contract design should minimize renegotiation costs. However, loosening covenants may open doors to agency conflict, a ...
... looseness is increasing in the bank’s aggregate credit derivatives position. This is precisely what we find in the data. Our main finding is consistent with the view that an optimal contract design should minimize renegotiation costs. However, loosening covenants may open doors to agency conflict, a ...
RTF - Vornado Realty Trust
... None of our tenants accounted for more than 10% of total revenues in any of the years ended December 31, 2015, 2014 and 2013 . CERTAIN ACTIVITIES We do not base our acquisitions and investments on specific allocations by type of property. We have historically held our properties for long‑term invest ...
... None of our tenants accounted for more than 10% of total revenues in any of the years ended December 31, 2015, 2014 and 2013 . CERTAIN ACTIVITIES We do not base our acquisitions and investments on specific allocations by type of property. We have historically held our properties for long‑term invest ...
Public-Sector Loans to Private-Sector Businesses
... employment is through direct assistance to private-sector businesses that promise to start up or expand their economic activities in exchange for public-sector help. This government support sometimes takes the form of loans to business borrowers, typically at interest rates below those available fro ...
... employment is through direct assistance to private-sector businesses that promise to start up or expand their economic activities in exchange for public-sector help. This government support sometimes takes the form of loans to business borrowers, typically at interest rates below those available fro ...
SLC STUDENT LOAN RECEIVABLES I INC
... The issuing entity will make payments primarily from collections on a pool of consolidation student loans made under the Federal Family Education Loan Program (also known as “FFELP”) which had an aggregate principal balance, including accrued interest to be capitalized, of approximately $1,214,737,6 ...
... The issuing entity will make payments primarily from collections on a pool of consolidation student loans made under the Federal Family Education Loan Program (also known as “FFELP”) which had an aggregate principal balance, including accrued interest to be capitalized, of approximately $1,214,737,6 ...
Odious Debt by Michael Kremer and Seema Jayachandran
... time-consistency problem and would be more likely to judge honestly. A supermajoritarian voting rule to declare a regime odious could safeguard against the possibility that some governments would falsely be branded as odious. This would help ensure that the system constituted an improvement over the ...
... time-consistency problem and would be more likely to judge honestly. A supermajoritarian voting rule to declare a regime odious could safeguard against the possibility that some governments would falsely be branded as odious. This would help ensure that the system constituted an improvement over the ...
1 Estate Planning Issues With Intra-Family Loans and Notes Steve R
... debt depends on all the facts and circumstances, including whether: (1) There was a promissory note or other evidence of indebtedness, (2) interest was charged, (3) there was any security or collateral, (4) there was a fixed maturity date, (5) a demand for repayment was made, (6) any actual repaymen ...
... debt depends on all the facts and circumstances, including whether: (1) There was a promissory note or other evidence of indebtedness, (2) interest was charged, (3) there was any security or collateral, (4) there was a fixed maturity date, (5) a demand for repayment was made, (6) any actual repaymen ...
Bank of America Student Loan Trust 2010
... addition, the trust will deposit funds, on the closing date, into a capitalized interest account. These funds will be available only for a limited period of time. The interest rate on the notes will be determined by reference to LIBOR. A description of how LIBOR is determined appears under “Descript ...
... addition, the trust will deposit funds, on the closing date, into a capitalized interest account. These funds will be available only for a limited period of time. The interest rate on the notes will be determined by reference to LIBOR. A description of how LIBOR is determined appears under “Descript ...
BANKS` ACQUISITION OF PRIVATE INFORMATION ABOUT
... Early identification of these signals allows banks to price the added risk and tailor contractual terms to safeguard their loans in a timely manner.2 The counterargument is that misreporting firms3 will try to prevent related information or signals of misconduct from being detected. Therefore, it is ...
... Early identification of these signals allows banks to price the added risk and tailor contractual terms to safeguard their loans in a timely manner.2 The counterargument is that misreporting firms3 will try to prevent related information or signals of misconduct from being detected. Therefore, it is ...
Advance America Compared to All Other
... are set regardless of the size of the loan, smaller loans necessitate higher prices in order to remain profitable. I will further explore this concept in a later section. Industry insiders and proponents of payday lending argue that their products provide credit access to households that have been m ...
... are set regardless of the size of the loan, smaller loans necessitate higher prices in order to remain profitable. I will further explore this concept in a later section. Industry insiders and proponents of payday lending argue that their products provide credit access to households that have been m ...
NBER WORKING PAPER SERIES BORROWING CONSTRAINTS AND CONSUMPTION BEHAVIOR IN JAPAN Midori Wakabayashi
... In this paper, we use Japanese micro data to examine what characteristics borrowing-constrained households have and whether borrowing constraints have an important influence on household consumption behavior. We identify borrowing-constrained households using three different indicators, some of whic ...
... In this paper, we use Japanese micro data to examine what characteristics borrowing-constrained households have and whether borrowing constraints have an important influence on household consumption behavior. We identify borrowing-constrained households using three different indicators, some of whic ...
simmons first national corp
... Decrease in due from banks - time Purchases of premises and equipment, net Proceeds from sale of foreclosed assets held for sale Proceeds from sale of foreclosed assets held for sale, covered by FDIC loss share Proceeds from sale of available-for-sale securities Proceeds from maturities of available ...
... Decrease in due from banks - time Purchases of premises and equipment, net Proceeds from sale of foreclosed assets held for sale Proceeds from sale of foreclosed assets held for sale, covered by FDIC loss share Proceeds from sale of available-for-sale securities Proceeds from maturities of available ...
The $300 Billion Question: How Should We Budget
... Congress budgets for most activities by projecting their cash inflows and outflows over time. Such cash budgeting usually works well, but it can be misleading for lending programs. The Federal Credit Reform Act of 1990 (FCRA) thus requires that budget effects be calculated in a special way: as the n ...
... Congress budgets for most activities by projecting their cash inflows and outflows over time. Such cash budgeting usually works well, but it can be misleading for lending programs. The Federal Credit Reform Act of 1990 (FCRA) thus requires that budget effects be calculated in a special way: as the n ...
NELNET INC
... results or changes in the Company's expectations, the Company disclaims any commitment to do so except as required by securities laws. ...
... results or changes in the Company's expectations, the Company disclaims any commitment to do so except as required by securities laws. ...
The Interplay Between Student Loans and Credit Cards: Implications for Default ∗
... percent of them charging textbooks, school supplies, or other direct education expenses (Sallie Mae (2009)). While both of these loans represent important components of young households’ portfolios in the U.S., the financial arrangements in the two markets are very different, and in particular with ...
... percent of them charging textbooks, school supplies, or other direct education expenses (Sallie Mae (2009)). While both of these loans represent important components of young households’ portfolios in the U.S., the financial arrangements in the two markets are very different, and in particular with ...
discrimination in the small-business credit market
... an active debate on the question of whether banks discriminate against minority applicants for mortgages. In an in uential study in that area, researchers at the Federal Reserve Bank of Boston tried to collect any information that might be deemed economically relevant to whether a loan would be app ...
... an active debate on the question of whether banks discriminate against minority applicants for mortgages. In an in uential study in that area, researchers at the Federal Reserve Bank of Boston tried to collect any information that might be deemed economically relevant to whether a loan would be app ...
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
... Madison County Bank is a federally chartered savings bank headquartered in Madison, Nebraska, which is the county seat of Madison County, and is located in northeastern Nebraska approximately 120 miles northwest of Omaha and approximately 100 miles southwest of Sioux City, Iowa. Madison County Bank ...
... Madison County Bank is a federally chartered savings bank headquartered in Madison, Nebraska, which is the county seat of Madison County, and is located in northeastern Nebraska approximately 120 miles northwest of Omaha and approximately 100 miles southwest of Sioux City, Iowa. Madison County Bank ...
The use of intangible assets as loan collateral
... percent of total assets. Moreover, the average firm in my sample that pledged intangibles as collateral has intangible assets of $237 million (excluding goodwill), thus these borrowers successfully leveraged 18 percent of the value of their intangible assets. Finally, I find that loans secured by i ...
... percent of total assets. Moreover, the average firm in my sample that pledged intangibles as collateral has intangible assets of $237 million (excluding goodwill), thus these borrowers successfully leveraged 18 percent of the value of their intangible assets. Finally, I find that loans secured by i ...
Effects of the Simultaneous Holding of Equity and Debt by Non
... Our article is closely related to several recent papers that examine the correlation between loan pricing and the extent of connectedness between lending banks and borrowing companies. Using data on global syndicated loans, Ferreira and Matos (2009) indicate that bank-firm connections (board represe ...
... Our article is closely related to several recent papers that examine the correlation between loan pricing and the extent of connectedness between lending banks and borrowing companies. Using data on global syndicated loans, Ferreira and Matos (2009) indicate that bank-firm connections (board represe ...
Staff Working Paper No. 594: Non-performing
... shareholders’ equity. In the extreme, these losses can reduce shareholders’ equity below the minimum required of banks by regulators in order to operate. At the limit, it can cause insolvency, with losses to the bank’s creditors. Like a bank with non-performing loans on its books, these creditors ma ...
... shareholders’ equity. In the extreme, these losses can reduce shareholders’ equity below the minimum required of banks by regulators in order to operate. At the limit, it can cause insolvency, with losses to the bank’s creditors. Like a bank with non-performing loans on its books, these creditors ma ...
Comparing patterns of default among prime and subprime mortgages
... First, the performance of both prime and subprime mortgages has gotten substantially worse, with loans made in 2006 and 2007 defaulting at much higher rates. The default experience among prime loans made in 2004 and 2005 is very similar, but for subprime loans, default rates are higher for loans mad ...
... First, the performance of both prime and subprime mortgages has gotten substantially worse, with loans made in 2006 and 2007 defaulting at much higher rates. The default experience among prime loans made in 2004 and 2005 is very similar, but for subprime loans, default rates are higher for loans mad ...