Saving Your Home in Bankruptcy
... are assumed to foreclose and debtors relocate to rental housing. Assume that debtors’ relocation cost is L and that rental housing costs R per year. Lenders’ cost of foreclosure is denoted C f . Mortgages are assumed to be non-recourse, so that if the foreclosed house sells for less than the amount ...
... are assumed to foreclose and debtors relocate to rental housing. Assume that debtors’ relocation cost is L and that rental housing costs R per year. Lenders’ cost of foreclosure is denoted C f . Mortgages are assumed to be non-recourse, so that if the foreclosed house sells for less than the amount ...
... deduction on mortgage debt exploiting a series of policy changes in the Netherlands. As intended, regulatory loan limits reduce mortgage leverage ratios and they also induce bunching at the loan limits. Loan limits and restrictions of the mortgage interest deduction trigger large declines in mortgag ...
INSTITUTE OF ECONOMIC STUDIES Faculty of social sciences of
... A firm has access to a fixed interest rate of 8.5 % which is cheaper relative to prevailing market rates. The firm can make a turn by putting on a swap in which it receives a higher market fixed rate of 9.0 %. The turn of 0.5 % can be used to subsidize the floating rate paid out creating a synthetic ...
... A firm has access to a fixed interest rate of 8.5 % which is cheaper relative to prevailing market rates. The firm can make a turn by putting on a swap in which it receives a higher market fixed rate of 9.0 %. The turn of 0.5 % can be used to subsidize the floating rate paid out creating a synthetic ...
simmons first national corp
... Unrealized holding gains (losses) arising during the period on available-forsale securities Less: Reclassification adjustment for realized gains (losses) included in net income Other comprehensive gain (loss), before tax effect Less: Tax effect of other comprehensive gain (loss) ...
... Unrealized holding gains (losses) arising during the period on available-forsale securities Less: Reclassification adjustment for realized gains (losses) included in net income Other comprehensive gain (loss), before tax effect Less: Tax effect of other comprehensive gain (loss) ...
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
... Refer to our 2016 Form 10-K for a description of major accounting policies. There have been no significant changes to these accounting policies during the first six months of fiscal year 2017 other than those detailed in Note 2, New Accounting Guidance. Certain prior year information has been reclas ...
... Refer to our 2016 Form 10-K for a description of major accounting policies. There have been no significant changes to these accounting policies during the first six months of fiscal year 2017 other than those detailed in Note 2, New Accounting Guidance. Certain prior year information has been reclas ...
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... quality audits and, thus, are less likely to engage in opportunistic behavior. Empirical evidence supports this claim. Craswell et al. (1995) find that Big N auditors devote more resources to staff training and development of industry expertise than other auditors. Lennox (1999) concludes that reports ...
... quality audits and, thus, are less likely to engage in opportunistic behavior. Empirical evidence supports this claim. Craswell et al. (1995) find that Big N auditors devote more resources to staff training and development of industry expertise than other auditors. Lennox (1999) concludes that reports ...
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... methodological changes in census affect data on home ownership trends in the 1990s); see also Michael LaCour-Little, Equity Dilution: An Alternative Perspective on Mortgage Default, 32 Real Est. Econ. 359, 360 (2004) (“[S]ince 1986, . . . foreclosure rates on government-insured loans have tripled an ...
... methodological changes in census affect data on home ownership trends in the 1990s); see also Michael LaCour-Little, Equity Dilution: An Alternative Perspective on Mortgage Default, 32 Real Est. Econ. 359, 360 (2004) (“[S]ince 1986, . . . foreclosure rates on government-insured loans have tripled an ...
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... demand. Conventional econometric techniques could then be employed to explore issues such as how an individual farmer’s characteristics affect his demand for credit. The asymmetric information problems endemic to credit transactions give rise to the potential for non-price rationing, which makes emp ...
... demand. Conventional econometric techniques could then be employed to explore issues such as how an individual farmer’s characteristics affect his demand for credit. The asymmetric information problems endemic to credit transactions give rise to the potential for non-price rationing, which makes emp ...
CMBS Subordination, Ratings Inflation, and Regulatory
... residential mortgage-backed securities (RMBS), obtained from Lewtan ABSNet. The bondlevel performance was used to track the relative upgrade history of RMBS bonds compared with the upgrade history of CMBS bonds. Overall, our study accounts for the performance of 582 CMBS pools and 9,732 RMBS pools. ...
... residential mortgage-backed securities (RMBS), obtained from Lewtan ABSNet. The bondlevel performance was used to track the relative upgrade history of RMBS bonds compared with the upgrade history of CMBS bonds. Overall, our study accounts for the performance of 582 CMBS pools and 9,732 RMBS pools. ...
ESSAYS ON LEARNING, INFORMATION, AND EXPECTATIONS IN MACROECONOMICS AND FINANCE
... precise signal of any changes in the underlying economic fundamentals? In this paper, ...
... precise signal of any changes in the underlying economic fundamentals? In this paper, ...
NELNET INC
... the student loan assets do not match the interest rate characteristics of the funding for those assets, the risk of loss of floor income on certain student loans originated under the Federal Family Education Loan Program (the "FFEL Program" or "FFELP"), risks related to the use of derivatives to man ...
... the student loan assets do not match the interest rate characteristics of the funding for those assets, the risk of loss of floor income on certain student loans originated under the Federal Family Education Loan Program (the "FFEL Program" or "FFELP"), risks related to the use of derivatives to man ...
View Marcia Wagner`s PowerPoint presentation here
... ◦ RIAs advising plan clients generally earn higher (and variable) fees when capturing rollovers ◦ May use “Streamlined” BIC as Level Fee Fiduciaries for rollover IRAs ◦ Streamlined BIC may also be used when offering rollover advice to “off the street” participants ...
... ◦ RIAs advising plan clients generally earn higher (and variable) fees when capturing rollovers ◦ May use “Streamlined” BIC as Level Fee Fiduciaries for rollover IRAs ◦ Streamlined BIC may also be used when offering rollover advice to “off the street” participants ...