• Study Resource
  • Explore Categories
    • Arts & Humanities
    • Business
    • Engineering & Technology
    • Foreign Language
    • History
    • Math
    • Science
    • Social Science

    Top subcategories

    • Advanced Math
    • Algebra
    • Basic Math
    • Calculus
    • Geometry
    • Linear Algebra
    • Pre-Algebra
    • Pre-Calculus
    • Statistics And Probability
    • Trigonometry
    • other →

    Top subcategories

    • Astronomy
    • Astrophysics
    • Biology
    • Chemistry
    • Earth Science
    • Environmental Science
    • Health Science
    • Physics
    • other →

    Top subcategories

    • Anthropology
    • Law
    • Political Science
    • Psychology
    • Sociology
    • other →

    Top subcategories

    • Accounting
    • Economics
    • Finance
    • Management
    • other →

    Top subcategories

    • Aerospace Engineering
    • Bioengineering
    • Chemical Engineering
    • Civil Engineering
    • Computer Science
    • Electrical Engineering
    • Industrial Engineering
    • Mechanical Engineering
    • Web Design
    • other →

    Top subcategories

    • Architecture
    • Communications
    • English
    • Gender Studies
    • Music
    • Performing Arts
    • Philosophy
    • Religious Studies
    • Writing
    • other →

    Top subcategories

    • Ancient History
    • European History
    • US History
    • World History
    • other →

    Top subcategories

    • Croatian
    • Czech
    • Finnish
    • Greek
    • Hindi
    • Japanese
    • Korean
    • Persian
    • Swedish
    • Turkish
    • other →
 
Profile Documents Logout
Upload
BASEL I and BASEL II: HISTORY OF AN EVOLUTION
BASEL I and BASEL II: HISTORY OF AN EVOLUTION

... • Under Basel-I, the bank has to hold 8% risk-based capital against all of these loans • To ensure the profitability of the better quality loans, the bank engages in capital arbitrage--it securitizes the loans so that they are reclassified into a lower regulatory risk category with a lower capital c ...
Trial Balance CHAPTER 2 THE RECORDING
Trial Balance CHAPTER 2 THE RECORDING

... RECEIPT OF CASH FOR FUTURE SERVICE ...
SIGNIFICANCE OF CREDIT RATIONING IN UKRAINE by Ivan
SIGNIFICANCE OF CREDIT RATIONING IN UKRAINE by Ivan

BYOG 3 Quick Guide to Key Ratios
BYOG 3 Quick Guide to Key Ratios

... There are three sources of cash flow: (1) from operations, (2) from Investing and (3) from Financing. Use only the part derived from operations, which is usually the foremost source of cash. Many investment institutions value Free Cash Flow ahead of earnings as the single most important financial me ...
British Investment Overseas 1870-1913
British Investment Overseas 1870-1913

euro high yield bond fund - Henderson Global Investors
euro high yield bond fund - Henderson Global Investors

... Contingent Convertible Bonds (CoCos) Bonds that, upon a predetermined ‘trigger event’can be converted into shares of the issuer or are partly or wholly written off. Derivatives Financial instruments whose value is linked to the price of an underlying asset (eg indices, rates, share prices). Money ma ...
higher audit risk
higher audit risk

naic blanks (e) working group - National Association of Insurance
naic blanks (e) working group - National Association of Insurance

Reporting Form ARF 210 Liquidity Instruction Guide
Reporting Form ARF 210 Liquidity Instruction Guide

... 2.4 Marketable Securities issued or guaranteed by non-central government PSEs or multilateral development banks with 20 per cent risk weight Unencumbered securities issued or guaranteed by non-government PSEs or multilateral development banks that receive a 20 per cent risk weight under the Basel II ...
Part 5 Clearing and settlement facilities
Part 5 Clearing and settlement facilities

... (2) For paragraph 12BAB (18) (i) of the Act, the conduct of: (a) the Stock Exchange of Newcastle Limited, or an agent of that body; or (b) a participant of the Stock Exchange of Newcastle Limited, or an agent of the participant; or (c) Bendigo Stock Exchange Limited, or an agent of that body; or (d) ...
not self-supporting debt - Texas Bond Review Board
not self-supporting debt - Texas Bond Review Board

... • Lower Interest Rate – Investors will accept a lower interest rate than taxable bonds, such as corporate bonds, U.S. ...
What is a Security?
What is a Security?

... a transaction is the issuance of a security.  An investment by more than one person, a common pool of money, into any entity, business or investment, is a security: A start-up, an operating company, a real estate investment, a trading fund, anything into which the investor expects to receive a retu ...
A Partial Internal Model for Credit and Market Risk Under Solvency II
A Partial Internal Model for Credit and Market Risk Under Solvency II

... Liquidity risk is typically ignored when analysing underwriting risks, since policyholders do not have the same rights as depositors of a bank. For example, policyholders often have to pay compensation for an early revocation or withdrawal of the contract. However, as Lorent (2008) argues, over the ...
Government Bonds and Their Investors
Government Bonds and Their Investors

StrongPCMP4e-ch11
StrongPCMP4e-ch11

... • Measures only the return associated with the interest payments • Does not include the anticipated capital gain or loss resulting from the difference between par value and the purchase price ...
14 Gulf Daily News Sunday, 14th August 2016
14 Gulf Daily News Sunday, 14th August 2016

Joint Center for Housing Studies Harvard University Natalie Pickering
Joint Center for Housing Studies Harvard University Natalie Pickering

... constrained by funding; FOVI cannot provide sufficient below-market interest rate loans to meet demand. Thus the SOFOLES want to raise funds by securitizing their mortgages. The formation of a secondary mortgage market and the securitization of mortgages have traditionally been prerogatives of the M ...
Ken Peasnell - Lancaster University
Ken Peasnell - Lancaster University

... Impact on pension schemes • Employer DC schemes – The contribution rate is determined by the labour market – Pension managers therefore focus on balancing risks and returns • Resource constraints will affect these decisions through their impact on yields on equities, bonds and other investment asse ...
fair value hedges
fair value hedges

MathFinLec6 - United International College
MathFinLec6 - United International College

... If the same bond (example6.3-3) had been purchased to yield 3% , the purchase price would have been 25 a(14, 0.015) + 1000(1.015)^(-14) = 1125.43 In this case, the interest part of the first coupon after purchase is 1125.43(.015) = 16.88 and the mark down is 25 - 16.88 = 8.12. The book value after t ...
(Fiduciary) Fund
(Fiduciary) Fund

... financial statements of business enterprises because internal service funds do not issue revenue bonds or receive contributions or deposits from customers, as do enterprise funds ...
Clean Tech - GreenWorld Capital, LLC
Clean Tech - GreenWorld Capital, LLC

... CAVEAT - It is noted that the accounting issues surrounding instruments such as convertible debt and warrants are very complicated and require careful consideration. The following summary serves to illustrate certain considerations to examine; however, the accounting for each transaction is dependen ...
an analysis of investor`s confidence and risk taking aptitude from the
an analysis of investor`s confidence and risk taking aptitude from the

... expectation to perform better than the stock market, short-term investment attitude. These are some of the factors on the basis of which an investor goes ahead and invests in the stock market. Mittal & Vyas (2007), through their study provides evidence that the investment choice depends on and is af ...
Presentation
Presentation

IBLLC Firm-Specific Disclosure 12-09-16
IBLLC Firm-Specific Disclosure 12-09-16

... do not engage in proprietary trading. Our business primarily encompasses securities and commodities brokerage for customers. IB is also registered as a Forex Dealer Member (“FDM”), and provides customers with the ability to trade spot forex. Interactive differs from a traditional brokerage firm beca ...
< 1 ... 109 110 111 112 113 114 115 116 117 ... 257 >

Securitization

Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS).Critics have suggested that the complexity inherent in securitization can limit investors' ability to monitor risk, and that competitive securitization markets with multiple securitizers may be particularly prone to sharp declines in underwriting standards. Private, competitive mortgage securitization is believed to have played an important role in the U.S. subprime mortgage crisis.In addition, off-balance sheet treatment for securitizations coupled with guarantees from the issuer can hide the extent of leverage of the securitizing firm, thereby facilitating risky capital structures and leading to an under-pricing of credit risk. Off-balance sheet securitizations are believed to have played a large role in the high leverage level of U.S. financial institutions before the financial crisis, and the need for bailouts.The granularity of pools of securitized assets can mitigate the credit risk of individual borrowers. Unlike general corporate debt, the credit quality of securitized debt is non-stationary due to changes in volatility that are time- and structure-dependent. If the transaction is properly structured and the pool performs as expected, the credit risk of all tranches of structured debt improves; if improperly structured, the affected tranches may experience dramatic credit deterioration and loss.Securitization has evolved from its beginnings in the late 18th century to an estimated outstanding of $10.24 trillion in the United States and $2.25 trillion in Europe as of the 2nd quarter of 2008. In 2007, ABS issuance amounted to $3.455 trillion in the US and $652 billion in Europe. WBS (Whole Business Securitization) arrangements first appeared in the United Kingdom in the 1990s, and became common in various Commonwealth legal systems where senior creditors of an insolvent business effectively gain the right to control the company.
  • studyres.com © 2026
  • DMCA
  • Privacy
  • Terms
  • Report