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Rising Interest Rates: How Big a Threat?
Rising Interest Rates: How Big a Threat?

... most affected; however, the level of disintermediation with these products could be significantly lower. Other product lines, such as immediate annuities, traditional life insurance, long-term care and disability income, will actually benefit from the rise in rates. Finally, some deferred annuity wr ...
Regulating the Malaysian Capital Market
Regulating the Malaysian Capital Market

... institutional framework for corporate governance Legal framework based on traditions of common law legal system ...
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Agenda Op-Ed on Spread of TARP Comp Rules No Logo _2_ _2

... intrusive governance restrictions, but it’s very likely that Congress will enact a Say on Pay law (as proposed in the Senate by then Senator Barack Obama and as passed by the House in 2007), which would require every U.S. public company to submit its executive compensation policies to annual shareho ...
FinancialDisclosure
FinancialDisclosure

... When a potential financial conflict of interest is indicated, the financial interest will need to be reviewed by the IRB. Check one of the following. Describe the extent of the involvement in the space provided. [ ]Financial Interest Under $10,000 in aggregate Check all that apply: [ ] Consulting [ ...
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The Equitable Life Assurance Society

The Equitable Life Assurance Society (Equitable Life), founded 1762, is a life insurance company in the United Kingdom. The world's oldest mutual insurer, it pioneered age based premiums based on mortality rate laying “the framework for scientific insurance practice and development”and “the basis of modern life assurance upon which all life assurance schemes were subsequently based”.At its peak, Equitable had 1.5 million policyholders with funds worth £26 billion under management, but it had allowed large unhedged liabilities to accumulate in respect of guaranteed fixed returns to investors without making provision for adverse market changes. Following a July 2000 House of Lords ruling, and failure of attempts to find a buyer for the business, it closed to new business in December 2000 and reduced payouts to existing members. The 2004 Penrose report found that the company had made over-generous payouts leading it to be under-funded. A 2007 European report concluded that regulators had focused on solvency margins and failed to consider the increasing risk of accrued terminal bonuses.The October 2010 Spending Review by the coalition government announced compensation of £1.5Bn - above the level recommended by the review conducted by Sir John Chadwick and below the £4-4.8Bn loss calculated by consultants Towers Watson.
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