
ANZ Submission to the Taskforce on Reducing the Regulatory
... included are designed to illustrate continuing concerns with the regulations. They are not comprehensive. The distinction between retail and wholesale client A distinction is made between “retail” and “wholesale” clients for the regulation of various financial services including for general insuranc ...
... included are designed to illustrate continuing concerns with the regulations. They are not comprehensive. The distinction between retail and wholesale client A distinction is made between “retail” and “wholesale” clients for the regulation of various financial services including for general insuranc ...
Alternative Finance Investment Bonds
... a security or a contractually-based investment (other than a funeral plan contract and a right to or interest in a funeral plan contract), that is, any of the following investments, specified in Part III of the Regulated Activities Order (Specified Investments), and a long-term care insurance contra ...
... a security or a contractually-based investment (other than a funeral plan contract and a right to or interest in a funeral plan contract), that is, any of the following investments, specified in Part III of the Regulated Activities Order (Specified Investments), and a long-term care insurance contra ...
112 KB - Financial System Inquiry
... and provide a strong foundation for economic growth and development. Governments also play a vital role in maintaining a healthy economic and social environment in which enterprises and their customers can interact with confidence. The general case for regulation is founded in market failure. This o ...
... and provide a strong foundation for economic growth and development. Governments also play a vital role in maintaining a healthy economic and social environment in which enterprises and their customers can interact with confidence. The general case for regulation is founded in market failure. This o ...
Consumer Protection - Financial System Inquiry
... in the financial sector be placed under a single entity to ensure a more consistent approach across the financial services industry. The creation of a single consumer regulator was seen by a number of players4 as a major step towards ensuring consistent enforcement of advisory and product selling re ...
... in the financial sector be placed under a single entity to ensure a more consistent approach across the financial services industry. The creation of a single consumer regulator was seen by a number of players4 as a major step towards ensuring consistent enforcement of advisory and product selling re ...
Operating Conditions Applicable to the Firm
... (1) the existence, nature and amount of the fee, commission or benefit or, where the amount cannot be ascertained, the method of calculating that amount is clearly disclosed to the investors in the AIF in a manner that is comprehensive, accurate and understandable, prior to the provision of the rele ...
... (1) the existence, nature and amount of the fee, commission or benefit or, where the amount cannot be ascertained, the method of calculating that amount is clearly disclosed to the investors in the AIF in a manner that is comprehensive, accurate and understandable, prior to the provision of the rele ...
1 Barriers to Market Discipline: A Comparative Study of Mortgage
... recognized this state of affairs when it modified real estate lending regulations in July 2008. 8 The Federal Reserve Board recognized the existence of consumer barriers to self-protection in the mortgage market and, more importantly, that such barriers could not be adequately addressed through addi ...
... recognized this state of affairs when it modified real estate lending regulations in July 2008. 8 The Federal Reserve Board recognized the existence of consumer barriers to self-protection in the mortgage market and, more importantly, that such barriers could not be adequately addressed through addi ...
Financial Statement Analysis and Valuation
... computations of metrics for real cases. Spreadsheets condense this teaching material by an order of magnitude and enable what-if analyses. In addition to condensing the material and presenting it using spreadsheets, our materials also clean up the terminology and provide a logical sequence of otherw ...
... computations of metrics for real cases. Spreadsheets condense this teaching material by an order of magnitude and enable what-if analyses. In addition to condensing the material and presenting it using spreadsheets, our materials also clean up the terminology and provide a logical sequence of otherw ...
Approaches to Financial Regulation
... effects arises, or what its ultimate causes could be. Contagion risk may be highest among deposit-taking institutions such as banks, due to the inherent difficulties in the nature of the promise they make to transform illiquid assets into liquid liabilities. Such a commitment can be met under most c ...
... effects arises, or what its ultimate causes could be. Contagion risk may be highest among deposit-taking institutions such as banks, due to the inherent difficulties in the nature of the promise they make to transform illiquid assets into liquid liabilities. Such a commitment can be met under most c ...
From Quantity to Quality
... services. Comes into force 2012; Insufficient consumer trust and confidence in the products and services supplied by the market lie at the root of what the RDR seeks to address. ...
... services. Comes into force 2012; Insufficient consumer trust and confidence in the products and services supplied by the market lie at the root of what the RDR seeks to address. ...
- cherryFind
... where we have set-up new subsidiaries and expanded the range of services we offer in a market that is subject to major regulatory change” confirmed Kevin Still, Director, Pentagon Group. “As a leading franchisor with over eighty franchisees each holding a consumer credit licence it important that we ...
... where we have set-up new subsidiaries and expanded the range of services we offer in a market that is subject to major regulatory change” confirmed Kevin Still, Director, Pentagon Group. “As a leading franchisor with over eighty franchisees each holding a consumer credit licence it important that we ...
Financial Services Authority
The Financial Services Authority (FSA) was a quasi-judicial body responsible for the regulation of the financial services industry in the United Kingdom between 2001 and 2013. Its board was appointed by the Treasury, although it operated independently of government. It was structured as a company limited by guarantee and was funded entirely by fees charged to the financial services industry.Due to perceived regulatory failure of the banks during the financial crisis of 2007–2008, the UK government decided to restructure financial regulation and abolish the FSA. On 19 December 2012, the Financial Services Act 2012 received royal assent, abolishing the FSA with effect from 1 April 2013. Its responsibilities were then split between two new agencies: the Financial Conduct Authority and the Prudential Regulation Authority of the Bank of England.Until its abolition, Lord Turner of Ecchinswell was the FSA's chairman and Hector Sants was CEO until the end of June 2012, having announced his resignation on 16 March 2012.Its main office was in Canary Wharf, London, with another office in Edinburgh. When acting as the competent authority for listing of shares on a stock exchange, it was referred to as the UK Listing Authority (UKLA), and maintained the Official List.