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Does Financial Institution Support for Economic Growth? A Case of
Does Financial Institution Support for Economic Growth? A Case of

Financial markets, specialization, and learning by doing
Financial markets, specialization, and learning by doing

1 Barriers to Market Discipline: A Comparative Study of Mortgage
1 Barriers to Market Discipline: A Comparative Study of Mortgage

... Electronic copy available at: http://ssrn.com/abstract=1969405 ...
Estimating Equity Risk Premiums Report
Estimating Equity Risk Premiums Report

... The historical equity risk premium (ERP), also referred to as the realized ERP, ex post ERP or the excess return, can be defined as the return of a stock market index minus the risk free return calculated as an annual percent over some historical period. The term ex ante ERP (or just ERP) will be us ...
original article in English
original article in English

Ch. 2. Asset Pricing Theory (721383S)
Ch. 2. Asset Pricing Theory (721383S)

... – How does the relative amount of the wealth invested in risk assets change when the wealth level increases? – Often we assume constant RRA. Risk Premium and certainty equivalence Consider a risk averse investor, with current wealth W , evaluating an uncertain risky project payo¤ xt+1 : Then for any ...
Banker for the World: Global Capital and America`s Financialization
Banker for the World: Global Capital and America`s Financialization

View MDA - Till Capital
View MDA - Till Capital

Real and financial crises in the Keynes-Kalecki structuralist model:
Real and financial crises in the Keynes-Kalecki structuralist model:

Corporate Risks and Property Insurance: Evidence From the
Corporate Risks and Property Insurance: Evidence From the

... be affected by other factors (e.g., the cash flow constraints). In addition, the decision to purchase property insurance and the financial extent to which it is used varies among Chinese companies according to their geographical location. However, state ownership does not appear to be an important det ...
NBER WORKING PAPER SERIES GLOBALIZATION AND EMERGING MARKETS: WITH OR WITHOUT CRASH?
NBER WORKING PAPER SERIES GLOBALIZATION AND EMERGING MARKETS: WITH OR WITHOUT CRASH?

... Kaminski and Schmukler (2001) show that stock markets become more volatile in the three years following financial liberalization but stabilize in the longer run. Interestingly, recent empirical work shows that goods trade openness also influences the frequency of crashes in emerging markets, but in ...
GMAC Demand Notes – What`s the Risk
GMAC Demand Notes – What`s the Risk

... are unsecured debt, there is ample cash and other assets available to mitigate any perceived risks. Additionally, the GMAC division boasts growing profits and a healthy, stable financial structure that would typically result in an investment grade status for its debt if it were a stand alone entity. ...
Macroeconomic Risk and Debt Overhang PRELIMINARY AND INCOMPLETE ∗ Hui Chen
Macroeconomic Risk and Debt Overhang PRELIMINARY AND INCOMPLETE ∗ Hui Chen

... A fundamental question in finance is to determine the optimal investment decisions for firms. A part of this problem is pricing — the classic rule of Net Present Value (NPV) prescribes that we evaluate an investment opportunity by forecasting its future cash flows and finding an appropriate discount ...
PFP13e Chapter 01 IM Final
PFP13e Chapter 01 IM Final

... do financial goals and plans, because they are directly influenced by personal needs. When your personal circumstances change, your goals must reflect the new situation. Factors such as job changes, a car accident, marriage, divorce, birth of children or the need to care for elderly relatives must b ...
The equity premium
The equity premium

drivers of the global real estate financial markets
drivers of the global real estate financial markets

... but does not necessarily make them investment-grade material. As the markets figured out that it had badly mispriced the risks associated with these loan pools, the secondary market for trading them completely dried up and those institutions holding them had to deal with the aftermath of holding ass ...
CF Heartwood Growth Multi Asset Fund
CF Heartwood Growth Multi Asset Fund

... Charges for this Fund The charges you pay are used to pay the costs of running the fund. These charges reduce the potential growth of your investment. The ongoing charges figure is based on expenses as at 31st July 2016. This figure may vary from year to year. The ongoing charges are taken from the ...
Thriving in the new transaction banking ecosystem
Thriving in the new transaction banking ecosystem

Interest Rate Risk Management for Commercial
Interest Rate Risk Management for Commercial

... In order to apply a comparable and widely accepted measure for the interest rate risk of banks, we follow the “standardized interest rate shock” approach also proposed within the new Basel Capital Accord (Basel II), that are published by the Basel Committee on Banking Supervision (2004). The committ ...
Realpool Investment Fund - British Columbia Investment
Realpool Investment Fund - British Columbia Investment

... Use of estimates and judgment The preparation of financial statements in conformity with IFRS requires management to make judgments, estimates and assumptions that affect the application of accounting policies and the reported amounts of assets, liabilities, income and expenses. In determining the f ...
the use of portfolio credit risk models in central banks
the use of portfolio credit risk models in central banks

Asset pricing in the frequency domain: theory and empirics
Asset pricing in the frequency domain: theory and empirics

... Next, we estimate weighting functions for a¢ne term structure models. In this case we show that the price of risk for a shock depends on how it a§ects the dynamics of short-term interest rates in the future. Standard term structure models have the problem that the fundamental shocks are only identif ...
Case 8: (PNC) Operating Leverage, Financial Leverage
Case 8: (PNC) Operating Leverage, Financial Leverage

... Financial leverage is the amount of debt a company takes on in their capital structure. This debt is a type of fixed income security such as bonds and preferred equity, which are used to finance business operations. Higher financial leverage can help reduce tax expenses but can become a detriment if ...
Ana Irimia Dieguez - EMN Annual Conference
Ana Irimia Dieguez - EMN Annual Conference

... members spent their time and the processes and structures driving this timeuse. Pollinger et al. (2007) discuss relationship-based financing as practiced by MFIs in the United States, by analyzing their lending process, and present a model for determining the break-even price of a microcredit produ ...
PDF
PDF

... cular, it was shown that using the mean and Gini's mean difference as summary statistics of the distribution of a risky investment permits the user to derive necessary conditions for stochastic dominance, enabling him to discard from the efficient set prospects that are stochastically dominated ...
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Systemic risk

In finance, systemic risk is the risk of collapse of an entire financial system or entire market, as opposed to risk associated with any one individual entity, group or component of a system, that can be contained therein without harming the entire system. It can be defined as ""financial system instability, potentially catastrophic, caused or exacerbated by idiosyncratic events or conditions in financial intermediaries"". It refers to the risks imposed by interlinkages and interdependencies in a system or market, where the failure of a single entity or cluster of entities can cause a cascading failure, which could potentially bankrupt or bring down the entire system or market. It is also sometimes erroneously referred to as ""systematic risk"".
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