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Competition and regulation in banking∗
Competition and regulation in banking∗

... and investors obtain noisy private signals on the realization of the fundamentals. This leads to a unique equilibrium in which a bank run occurs when the fundamentals are below some critical level. Importantly, despite being determined by fundamentals, runs can be also driven by bad expectations. De ...
LECTURE 12: “FRICTIONAL FINANCE”
LECTURE 12: “FRICTIONAL FINANCE”

... frictions, frictions, frictions Insurance Companies ...
NBER WORKING PAPER SERIES STOCK AND BOND RETURNS WITH MOODY INVESTORS
NBER WORKING PAPER SERIES STOCK AND BOND RETURNS WITH MOODY INVESTORS

... alluded to above, we test how well the model fares with respect to these puzzles. Our model generates a bond-stock return correlation that is somewhat too high relative to the data but it matches the predictability evidence. Third, to convert from model output to the data, we use inflation as a stat ...
CHAPTER– 5 THE NEGATIVE EFFECTS OF MONEY LAUNDERING
CHAPTER– 5 THE NEGATIVE EFFECTS OF MONEY LAUNDERING

... transfers, suddenly and without notification, causing liquidity problems and possible bank runs. Generally, this is done due to non-market forces such as investigations or inquiries by the authorities. Further, cases have been documented where criminal activity was the main cause for bank failure. T ...
Roundtable`s Evaluation of the SEC`s Proposals for Reform
Roundtable`s Evaluation of the SEC`s Proposals for Reform

optimal capital structure
optimal capital structure

... We have studied three companies within the real estate industry due to comparable issues. Our result reveals that the companies do not use any mathematical model when deciding their capital structure but they do consider many important factors. The business and financial risk have the largest impact ...
contents - Wrexham County Borough Council
contents - Wrexham County Borough Council

... Factor (CEF) Score’, a percentage determining the building’s level of risk. This is based on an assessment of the building’s condition, its individual rate of deterioration and the building’s occupancy level. The condition of each Listed Building has been determined based upon a detailed appraisal o ...
When and how US dollar shortages evolved into the full crisis
When and how US dollar shortages evolved into the full crisis

... In addition, exact dates of such structural changes in the financial markets are unknown a priori in most cases, even though there would be large-scale visible events like the bankruptcy of major institutions.6 It is due to the fact that market conditions tend to start deteriorating before major eve ...
Question:What will be the price of a 5 year
Question:What will be the price of a 5 year

... Question:The market value of the firm is equal to the total market value of equity and total market value of debt and is independent of the degree of leverage. This relates to : Proposition I Proposition II Proposition III None Question:What is the meant by arbitrage? It is the process of buying a s ...
The Crisis Aftermath: New Regulatory Paradigms
The Crisis Aftermath: New Regulatory Paradigms

... About the Contributors Mathias Dewatripont holds a Ph.D. in Economics from Harvard University, 1986. Before joining in 2011 the Executive Board of the National Bank of Belgium (in charge of Prudential Policy and Financial Stability), he was Professor of Economics at the Solvay Brussels School of Ec ...
Modeling the Effect of Macroeconomic Factors on Corporate Default
Modeling the Effect of Macroeconomic Factors on Corporate Default

... NBER recession indicator); those related to the direction in which the economy is moving (e.g., real GDP growth and the change in consumer sentiment); and a remaining set loosely categorized as indicators of financial market conditions (e.g., interest rates and stock market returns). The last group ...
Download attachment
Download attachment

A big leap forward
A big leap forward

... ATR Kim Eng, conducted the first Maybank Economic Briefing for top clients. Entitled “Return of the Dragon: Reinvesting in Asia,” the forum provided insights on investing in the region and the Philippines. Resource persons were from Maybank ATRKE, Maybank IB and Global Markets of Maybank Singapore. ...
Corporate capital structure choice: does
Corporate capital structure choice: does

... male CEO’s or not? As far as borrowed capital puts the company under the greater risk than owner’s capital, we are particularly interested in whether female managers tend to borrow less than male or not. Taking into consideration the point that women may be less likely to run a company than men beca ...
Key Credit Factors For The Regulated Utilities
Key Credit Factors For The Regulated Utilities

... near-essential infrastructure product, commodity, or service with little or no practical substitute (mainly electricity, water, and gas), a business model that is shielded from competition (naturally, by law, shadow regulation, or by government policies and oversight), and is subject to comprehensiv ...
1 - Rutgers University
1 - Rutgers University

... and Lee argued that (2009) Black’s theoretically elegant model has never been empirically tested for its implications in dynamic asset pricing. theoretically extend Black’s CAPM. ...
my article (available in English) - Lionel TOLLE
my article (available in English) - Lionel TOLLE

Accounting vs. Market-based Measures of Firm Performance
Accounting vs. Market-based Measures of Firm Performance

... community (Abbasi et al., 2015; Masa’deh, 2013), as it is not only helps firms realize the potential benefits from investments in IT (Alenezi et al, 2015; Tarhini et al., 2015a, b), but also enhances business performance (Chan et al., 1997; Croteauet al., 2001; Masa’deh, 2012, 2013, Abu-Shanab, 2014 ...
UNISDR Case Study Report
UNISDR Case Study Report

... The role of insurance in society is often misunderstood by policymakers. Ignoring insurance’s unique business model and its social and economic impacts is detrimental to disaster reduction strategies. Broad insurance coverage enables countries’ economies to recover in shorter periods than underinsur ...
here - Levy Economics Institute of Bard College
here - Levy Economics Institute of Bard College

... them are in Dodd-Frank; some are not. But it’s not rocket science. I would say it’s more criminal law than rocket science, if you will. . . . So: radically decrease leverage, decrease synthetic leverage in terms of derivatives, develop a system of systemic risk regulatory apparatus to avoid contagio ...
Results of DNB investment surveys into alternative investments by
Results of DNB investment surveys into alternative investments by

... via the outsourcing relationship to bring the service provider's remuneration policy into line with these principles.4 It is not sufficient for pension funds investing in alternative investments to merely provide a simple risk measure or an ex post control environment in their risk management. In th ...
Guidance on the Critical Functions Report
Guidance on the Critical Functions Report

... functions. First, institutions are required to perform a self-assessment when drawing-up recovery plans. Second, resolution authorities shall critically review the recovery plans to ensure consistency and coherence across approaches used by individual institutions. Resolution authorities will theref ...
Consolidated Profit and Loss Account
Consolidated Profit and Loss Account

... Turkey based PST Pastacilik Gida, a branded provider of sweet ingredient solutions to the fine bakery, confectionery, ice cream and foodservice sectors in Turkey and the Middle East, was acquired in July. Market conditions in Sub-Saharan Africa remained highly competitive. In South Africa, an increa ...
Portfolio Optimisation - Hearthstone Investments
Portfolio Optimisation - Hearthstone Investments

... provided both a higher average total return and a lower level of risk than most other asset types. This in itself is counter-intuitive as it would be expected that in order to achieve a higher level of return, an investor must take additional risk. As shown in figure 1, however, this does not prove ...
Report 52 - Fixed Maturity EUR Industrial Bond Funds
Report 52 - Fixed Maturity EUR Industrial Bond Funds

... This  composite  report  is  part  of  the  collection  of  composite  reports  of  the  Global  Investment  Performance  Standards  (GIPS)  compliant  firm  Petercam  Institutional  Asset  Management.  Petercam  claims  compliance  with  the  Global  Investment  Performance  Standards  (GIPS®)  and ...
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Systemic risk

In finance, systemic risk is the risk of collapse of an entire financial system or entire market, as opposed to risk associated with any one individual entity, group or component of a system, that can be contained therein without harming the entire system. It can be defined as ""financial system instability, potentially catastrophic, caused or exacerbated by idiosyncratic events or conditions in financial intermediaries"". It refers to the risks imposed by interlinkages and interdependencies in a system or market, where the failure of a single entity or cluster of entities can cause a cascading failure, which could potentially bankrupt or bring down the entire system or market. It is also sometimes erroneously referred to as ""systematic risk"".
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